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	Section 10: Early American money Previous Section | Main Menu | Next Section Over time, colonial governments, merchants, and private citizens began to mint coins on their own, but initially this practice just added to the confusion without ending the coin shortage. Massachusetts decided to mint its own coins Willow tree shilling Oak tree shilling Pine tree shilling     The Rosa Americana two pence was privately produced The Virginia halfpenny was made especially for Virginia     Soon all thirteen colonies issued their own paper money Georgia certificate New Hampshire bill of credit Pennsylvania loan office bill Massachusetts “sword in hand” note South Carolina bill of credit New York “water works” note Connecticut Treasury note Delaware bill of credit North Carolina bill of credit Virginia Treasury bill Rhode Island bill of credit   Maryland bill New Jersey bill of credit       Not worth a Continental