CHAPELLE D. DAVIS Assistant Vice President

1000 Peachtree Street, N.E. Atlanta, Georgia 30309-4470 404.498.7278 fax 404.498.7302 chapelle.davis@atl.frb.org

February 14, 2007

Michael N. White
Martin Snow, LLP
Post Office Box 1606
Macon, Georgia 31202

Dear Mr. White:

The Federal Reserve Bank of Atlanta, acting pursuant to delegated authority for the Board of Governors of the Federal Reserve System and having considered the relevant statutory factors, has today approved the notification by Security Bank Corporation, Macon, Georgia (Notificant), to acquire CFS Wealth Management LLC, Macon, Georgia, and thereby engage in providing financial and investment advisory and securities brokerage services, pursuant to section 4(c)(8) of the Bank Holding Company Act and 225.28(b)(6) and 225.28(b)(7)(i) of Regulation Y.

In taking this action, the Federal Reserve System has relied on the representations by Notificant in its application for approval. Approval of this notification is subject to the Board's authority to require reports by and make examinations of holding companies and their subsidiaries, and to require such modification or termination of activities of a holding company or any of its subsidiaries as the Board finds necessary to assure compliance with the Act.

The transaction should be consummated within three months from the date of this letter, unless such period is extended by the Federal Reserve System. In connection with these provisions, advice of the consummation should be given in writing to this Reserve Bank.

Should you have any questions concerning this matter, please contact Stacey L. Bonner our staff at (404) 498-7115.

Very truly yours,

cc:	Board of Governors Department of Justice Dwight Blackwood, FRB - Atlanta

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