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New ACH Return Rate Threshold on the Horizon

Unauthorized transactions are unpleasant and costly both for the financial institutions that receive them and the customers whose accounts are hit. A recently approved rule will reduce the acceptable threshold for unauthorized debit return rates. Portals and Rails explains.

Federal Reserve Adopts Liquidity Coverage Ratio

The Federal Reserve in September approved a final rule that for the first time requires large and internationally active banks to meet standard liquidity requirements. Financial Update notes that the measure, called the liquidity coverage ratio, is aimed at buffering the ability of large financial institutions to withstand a liquidity squeeze.

Many Families Still Struggling through Recovery: Fed Survey

Most benefits of the economic recovery have accrued to those at the top of the income distribution range, according to a recent Fed survey. Financial Update notes that between 2010 and 2013, average U.S. family income rose 4 percent, but median income fell 5 percent.

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Nov. 15 Financial Services Strategic Plan for 2012 to 2016 (Financial Update Focus)
Dec. 20 Surveying Southeastern Banking (Financial Update Focus)
Dec. 15 How Risky? The Elements of Managing Retail Payments Risk (Payments Spotlight)
Nov. 16 The Future of Mobile Payments (Payments Spotlight)

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