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Supervision & Regulation


Banking Applications Contacts

Vice President
Cynthia Goodwin 404-498-7248
Assistant Vice President
Clifford Stanford 404-498-8713
Consumer Affairs Officer
David Smith 404-498-7228
Legal Interpretations
Dwight Blackwood 404-498-8262
Alaina Gimbert 404-498-8333
Elaine Phifer 404-498-8853
Competitive Effects
Pam Frisbee 404-498-8534
Applications Risk Director
Nicolette Hennings 404-498-7298
Applications Analysts
Stacey Bonner 404-498-7115
Tamika Cook 404-498-7240
Sabrina Francis 404-498-7368
Kate Gaboardi 404-498-7250
Julie Mizell 404-498-7299
Gretchen Womble 404-498-7259
Operations Control
Kim Hargrove 404-498-7327
Jeanette Howard 404-498-7313
Sherry Wilson 404-498-7219


Where to Send Applications, Notices, Requests for Advance Publication, Requests for Public Information

Clifford S. Stanford
Assistant Vice President
Federal Reserve Bank of Atlanta
Department of Supervision and Regulation
1000 Peachtree Street N.E.
Atlanta, Georgia 30309-4470
Phone: 404/498-8713
FAX: 404/498-7302

If using Federal Express, UPS, or other non-U.S. mail couriers, please use the following address to avoid delays in delivery:

Clifford S. Stanford
Assistant Vice President
Federal Reserve Bank of Atlanta
Department of Supervision and Regulation
2301 Defoor Hills Road
Atlanta, Georgia 30318