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Supervision & Regulation


Georgia Banking Market Definitions

The attached banking markets have been defined by the Research Department of the Federal Reserve Bank of Atlanta. Since these markets may be revised as new information becomes available or as additional analysis of these markets is performed, it is advisable to check with the Research Department before using these definitions.

(Revised November 19, 2013)

Banking Market
Description
Albany Area Dougherty, Lee, and Worth Counties
Americus Area Schley, Sumter, and Webster Counties
Appling County Appling County
Athens Area Barrow, Clarke, Jackson, Madison, Oconee, and Oglethorpe Counties less the cities of Auburn and Winder in Barrow County
Atkinson County See Douglas Area Banking Market
Atlanta Area Bartow, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Newton, Paulding, Rockdale, and Walton Counties plus the towns of Auburn and Winder in Barrow County and Luthersville in Meriwether County less the town of Clermont in Hall County
Augusta Area Burke, Columbia, McDuffie, Richmond, and Warren Counties in Georgia plus Aiken and Edgefield Counties in South Carolina
Bacon County Bacon County
Bainbridge Area Decatur and Seminole Counties
Baker County Baker County
Baldwin County See Milledgeville Area
Banks County Banks County
Barrow County See Atlanta Area and Athens Area Banking Markets
Bartow County See Atlanta Area Banking Market
Ben Hill County See Fitzgerald Area Banking Market
Berrien County Berrien County
Bibb County See Macon Area Banking Market
Bleckley County Bleckley County
Blue Ridge Area Fannin County plus the towns of Ducktown and Copperhill in Polk County, Tennessee
Brantley County See Brunswick Area Banking Market
Brooks County Brooks County
Brunswick Area Brantley, Glynn and McIntosh Counties
Bryan County See Savannah Area Banking Market
Bulloch County Bulloch County
Burke County See Augusta Area Banking Market
Butts County Butts County
Calhoun Area Calhoun County plus the town of Arlington in Early County
Calhoun County See Calhoun Area Banking Market
Camden County Camden County
Candler County Candler County
Carroll County See Carrollton Area Banking Market
Carrollton Area Carroll and Haralson Counties, Georgia, plus the town of Ranburne in Cleburne County, Alabama
Catoosa County See Chattanooga, Tennessee Area Banking Market
Charlton County See Jacksonville Area, Florida Banking Market
Chatham County See Savannah Area Banking Market
Chattahoochee County See Columbus Area Banking Market
Chattooga County Chattooga County
Cherokee County See Atlanta Area Banking Market
Clarke County See Athens Area Banking Market
Clay County Undefined
Clayton County See Atlanta Area Banking Market
Cleveland Area White County plus the town of Clermont in Hall County
Clinch County Clinch County
Cobb County See Atlanta Area Banking Market
Coffee County See Douglas Area Banking Market
Colquitt County Colquitt County
Columbia County See Augusta Area Banking Market
Columbus Area Chattahoochee, Harris and Muscogee Counties in Georgia plus the towns of Junction City, Geneva and Box Springs in Talbot County; Russell County, Alabama plus the portion of Lee County, Alabama that is within 12 road miles of Phenix City, Alabama or Columbus, Georgia
Cook County Cook County
Coweta County See Atlanta Area Banking Market
Crawford County See Macon Area Banking Market
Crisp County Crisp County
Dade County See Chattanooga, Tennessee Area Banking Market
Dalton Area Murray and Whitfield Counties
Dawson County Undefined
Decatur County See Bainbridge Area Banking Market
DeKalb County See Atlanta Area Banking Market
Dodge County Dodge County
Dooly County Dooly County
Dougherty County See Albany Area Banking Market
Douglas Area Atkinson and Coffee Counties
Douglas County See Atlanta Area Banking Market
Early Area Early County less the town of Arlington
Early County See Calhoun Area and Early Area Banking Markets
Echols County See Valdosta Area Banking Market
Effingham County See Savannah Area Banking Market
Elbert County Elbert County
Emanuel County Emanuel County
Evans County Evans County
Fannin County See Blue Ridge Area Banking Market
Fayette County See Atlanta Area Banking Market
Fitzgerald Area Ben Hill and Irwin Counties
Floyd County See Rome Area Banking Market
Forsyth County See Atlanta Area Banking Market
Fort Stewart Area Liberty and Long Counties
Franklin County Franklin County
Fulton County See Atlanta Area Banking Market
Gilmer County Gilmer County
Glascock County See Wrens Area Banking Market
Glynn County See Brunswick Area Banking Market
Gordon County Gordon County
Grady County Grady County
Greene County See Greensboro Area Banking Market
Greensboro Area Greene and Taliaferro Counties
Griffin Area Lamar, Pike, and Spalding Counties
Gwinnett County See Atlanta Area Banking Market
Habersham County Habersham County
Hall County See Atlanta Area and Cleveland Area Banking Markets
Hancock County See Milledgeville Area
Haralson County See Carrollton Area Banking Market
Harris County See Columbus Area Banking Market
Hart County Undefined
Heard County Heard County
Henry County See Atlanta Area Banking Market
Houston County See Macon Area Banking Market
Irwin County See Fitzgerald Area Banking Market
Jackson County See Athens Area Banking Market
Jasper County Jasper County
Jeff Davis County Jeff Davis County
Jefferson County See Wrens Area Banking Market
Jenkins County Jenkins County
Johnson County Johnson County
Jones County See Macon Area Banking Market
LaGrange, GA-AL Area Troup County, Georgia and Chambers County, Alabama
Lamar County See Griffin Area Banking Market
Lanier County See Valdosta Area Banking Market
Laurens County Laurens County
Lee County See Albany Area Banking Market
Liberty County See Fort Stewart Area Banking Market
Lincoln County Undefined
Long County See Fort Stewart Area Banking Market
Lowndes County See Valdosta Area Banking Market
Lumpkin County Lumpkin County
McDuffie County See Augusta Area Banking Market
McIntosh County See Brunswick Area Banking Market
Macon Area Bibb, Crawford, Houston, Jones, Macon, Twiggs and Peach Counties plus Allentown and Nicklesville in Wilkinson County
Macon County See Macon Area Banking Market
Madison County See Athens Area Banking Market
Manchester Area Meriwether and Talbot Counties, less the towns of Luthersville in Meriwether County and Junction City, Geneva and Box Springs in Talbot County
Marion County Marion County
Meriwether County See Atlanta Area and Manchester Area Banking Markets
Milledgeville, GA Area Baldwin and Hancock Counties, plus the northern half of Wilkinson County (the towns of Gordon, Irwinton, Ivey, and McIntyre)
Miller County Miller County
Mitchell County Mitchell County
Monroe County Monroe County
Montgomery County See Vidalia Area Banking Market
Morgan County Morgan County
Murray County See Dalton Area Banking Market
Muscogee County See Columbus Area Banking Market
Newton County See Atlanta Area Banking Market
Oconee County See Athens Area Banking Market
Oglethorpe County See Athens Area Banking Market
Paulding County See Atlanta Area Banking Market
Peach County See Macon Area Banking Market
Pickens County Pickens County
Pierce County See Waycross Area Banking Market
Pike County See Griffin Area Banking Market
Polk County See Rome Area Banking Market
Pulaski County Pulaski County
Putnam County Putnam County
Quitman County Undefined
Rabun County Rabun County
Randolph County Randolph County
Richmond County See Augusta Area Banking Market
Rockdale County See Atlanta Area Banking Market
Rome Area Floyd and Polk Counties
Savannah Area Bryan, Chatham, and Effingham Counties
Schley County See Americus Area Banking Market
Screven County Screven County
Seminole County See Bainbridge Area Banking Market
Spalding County See Griffin Area Banking Market
Stephens County Stephens County
Stewart County Stewart County
Sumter County See Americus Area Banking Market
Talbot County See Columbus Area and Manchester Area Banking Markets
Taliaferro County See Greensboro Area Banking Market
Tattnall County Tattnall County
Taylor County Taylor County
Telfair County Telfair County
Terrell County Terrell County
Thomas County Thomas County
Tift County Tift County
Toombs County See Vidalia Area Banking Market
Towns County Towns County
Treutlen County Undefined
Troup County See LaGrange, GA-AL Area Banking Market
Turner County Turner County
Twiggs County See Macon Area Banking Market
Union County Union County
Upson County Upson County
Valdosta Area Echols, Lanier, and Lowndes Counties
Vidalia Area Montgomery and Toombs Counties
Walker County See Chattanooga, Tennessee Area Banking Market
Walton County See Atlanta Area Banking Market
Ware County See Waycross Area Banking Market
Warren County See Augusta Area Banking Market
Waycross Area Pierce and Ware Counties
Washington County Washington County
Wayne County Wayne County
Webster County See Americus Area Banking Market
Wheeler County Undefined
White County See Cleveland Area Banking Market
Whitfield County See Dalton Area Banking Market
Wilcox County Wilcox County
Wilkes County Wilkes County
Wilkinson County See Macon and Milledgeville Areas
Worth County See Albany Area Banking Market
Wrens Area Jefferson and Glascock Counties

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