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Speeches

Speeches Archives

Key Questions for Monetary Policy
Atlanta Fed President and CEO Dennis Lockhart, in a September 25 speech before the Mississippi Council on Economic Education, shares his views on monetary policy over the medium term.

Thoughts on Liftoff
Atlanta Fed President and CEO Dennis Lockhart, speaking at the Sixth Annual Rocky Mountain Economic Summit on July 11, discusses the timing of liftoff, or the raising of the federal funds rate.

Torturing CPI Data until They Confess: Observations on Alternative Measures of Inflation
Atlanta Fed Vice President and Senior Economist Mike Bryan discusses using consumer price data to produce alternative measures of inflation in a presentation May 30, 2014, at the Federal Reserve Bank of Cleveland's conference on Inflation, Monetary Policy, and the Public.

The Economic and Community Banking Landscape
Atlanta Fed President and CEO Dennis Lockhart discusses the economy and community banking in a speech May 27, 2014, at the Graduate School of Banking at Louisiana State University.

The Global Economy, the U.S. Economy, and the Federal Reserve’s Monetary Policy
On May 11, 2014, in Dubai, Atlanta Fed President Dennis Lockhart shares his views on the state of and outlook for the global and U.S. economies.

One Policymaker's Approach to Evaluating Economic Progress
Atlanta Fed President and CEO Dennis Lockhart discusses his approach to evaluating economic progress in light of monetary policy in an April 2 speech at the Greater Miami Chamber of Commerce.

The Challenge of Estimating Full Employment
Atlanta Fed President and CEO Dennis Lockhart, in a March 6 lecture at Georgetown University, talks about current economic conditions, especially the labor market, and when it will be appropriate for the Fed to raise the policy interest rate.

The Economic Outlook and Forward Guidance
Atlanta Fed President and CEO Dennis Lockhart, in a February 19 speech at Mercer University in Macon, Georgia, talks about monetary policy in relation to current economic conditions and the outlook for the year ahead.

2014: A Transitional Year
Atlanta Fed President and CEO Dennis Lockhart, in a February 5 speech at the Rotary Club of Birmingham, discusses the economic outlook for 2014 and Fed policy.

The Economic Outlook for 2014
Atlanta Fed President and CEO Dennis Lockhart, in a January 13 speech at the Rotary Club of Atlanta, reviews current economic conditions, the economic outlook for the year ahead, and the Fed's winding down of quantitative easing.

The Economic Outlook and Future Policy Directions
Atlanta Fed President and CEO Dennis Lockhart, in a December 5 speech at the Broward Workshop in Fort Lauderdale, Florida, reviews current economic conditions and the Fed's eventual winding down of quantitative easing.

Monetary Policy and the Economic Outlook
Atlanta Fed President and CEO Dennis Lockhart, in a November 12 speech at the annual Business and Economic Summit in Montgomery, Alabama, reviews current economic conditions and the Fed's highly accommodative monetary policy actions to support economic recovery.

Monetary Policy and the Economic Outlook
Atlanta Fed President and CEO Dennis Lockhart, in a November 8 speech at the Ole Miss Banking Symposium, reviews current economic conditions and the Fed's highly accommodative monetary policy actions to support economic recovery, including large-scale asset purchases and the near-zero fed funds rate along with communication of how long and under what conditions it will maintain that level.

Is the U.S. Economy Losing Its Dynamism?
Atlanta Fed President and CEO Dennis Lockhart, in a September 23 speech to the Louise Blouin Foundation in New York City, discusses whether the economic dynamism of the United States is declining. He looks at three interrelated aspects of economic dynamism.

Policy Actions and the Economic Outlook
Atlanta Fed President and CEO Dennis Lockhart, in an August 13 speech to the Kiwanis Club of Atlanta, Georgia, reviews the Fed's monetary policy actions to support economic recovery, including large-scale asset purchases—often called quantitative easing, or QE.

Monetary Policy in Light of the Economic Outlook
Atlanta Fed President and CEO Dennis Lockhart addresses recent monetary policy actions in light of the economic outlook to the Kiwanis Club of Marietta, Georgia, on June 27, 2013.

Lockhart Kicks Off Conference with Description of a Resilient Workforce
The ability to adapt to a changing economic reality—that is how Atlanta Fed President Dennis Lockhart describes workforce resilience, a necessary factor to reduce unemployment. Lockhart addressed this topic at the Community Development Research Conference held April 12 in Washington, DC.

The Labor Market, Monetary Policy, and Risks to the Economic Outlook
Atlanta Fed President and CEO Dennis Lockhart addresses recent trends in the labor market, monetary policy actions, and the economic outlook to the Kiwanis Club of Birmingham on April 2, 2013.

Monetary Policy and the Employment Challenge
Atlanta Fed President and CEO Dennis Lockhart speaks to students at the University of Tennessee in Knoxville on February 25, 2013, about monetary policy and the employment markets.

The Challenges of Growth and Employment
Atlanta Fed President and CEO Dennis Lockhart speaks on economic growth and employment to business students at the Instituto de Empresas in Madrid, Spain, February 12, 2013.

Fiscal Uncertainty, Monetary Policy, and the Economic Outlook
Atlanta Fed President and CEO Dennis Lockhart speaks to the Atlanta Rotary Club on January 14 about the effects of fiscal policy uncertainty on the U.S. economic outlook.

Thoughts on Two Other Potential Sources of Financial Instability: The Payments System and Public Pensions
Atlanta Fed President and CEO Dennis Lockhart is speaking on two potential sources of financial instability to European and U.S. policymakers, economists, and analysts at the Hyman P. Minsky Conference on Financial Instability in Berlin on November 27.

Monetary Policy and Emerging Challenges
Atlanta Fed President and CEO Dennis Lockhart discusses current monetary policy in light of the looming fiscal cliff at the University of Virginia Investing Conference on November 16.

The Challenges of Understanding Labor Market Trends
Atlanta Fed President and CEO Dennis Lockhart discusses the complexity and dynamics of labor markets in a speech to the Chattanooga Downtown Rotary on November 1.

U.S. Economic Outlook and Monetary Policy
Atlanta Fed President and CEO Dennis Lockhart speaks to the Atlanta Institute of Internal Auditors on the U.S. economic outlook and monetary policy on September 21, 2012.

The Future of Workforce Development
Atlanta Fed President and CEO Dennis Lockhart speaks at the Future of Workforce Development conference at the Federal Reserve Bank of Kansas City on September 20, 2012.

The U.S. Economic Outlook and Implications for Latin America
Atlanta Fed President and CEO Dennis Lockhart speaks to the Latin American Chamber of Commerce and the World Affairs Council in Atlanta on the economic ties between Latin America and the United States on August 21, 2012.

The Debate Over Further Monetary Action
Atlanta Fed President and CEO Dennis Lockhart discusses economic conditions and monetary policy at the Mississippi Economic Council in Jackson, Miss., on July 13.

Headwinds, Risks, and Monetary Policy
Atlanta Fed President and CEO Dennis Lockhart discusses the economy and monetary policy at the Broward Workshop, in Fort Lauderdale on June 6.

Monetary Policy Limits: Federal Reserve Actions and Tools
Atlanta Fed President and CEO Dennis Lockhart discusses the limits of monetary policy from three angles at the Institute of Regulation and Risk, North Asia, in Tokyo on May 21.

A Look at the Economy through the Federal Reserve’s Dual Mandate
Atlanta Fed President and CEO Dennis Lockhart discusses the current economy through the lens of monetary policy at the 2012 Santa Barbara County Economic Summit on May 3.

Monetary Policy and the Credit Channel
Atlanta Fed President and CEO Dennis Lockhart speaks on current monetary policy at the Annual Banking Outlook Conference held on March 1 at the Atlanta Fed. The conference explores the 2012 outlook for the banking industry.

Heart to Heart: An Economic Outlook and Federal Reserve Policy
Atlanta Fed President and CEO Dennis Lockhart speaks on the economic outlook at the New College of Florida in Sarasota, Fla., on February 14, 2012.

The Good, the Bad, and the Risky: U.S. Payments System Faces Significant Change
Atlanta Fed First Vice President Marie Gooding spoke about significant changes in the nation's payments systems at the Jacksonville Business Round Table on January 31.

Current Economic Performance, Underlying Fundamentals, and the Outlook
Atlanta Fed President and CEO Dennis Lockhart speaks on the economy for the year past and the year ahead at the Rotary Club of Atlanta on January 9, 2012.

Remarks on Financial Responsibility
Atlanta Fed President and CEO Dennis Lockhart speaks at the Andrew Young School of Policy Studies' graduation commencement at Georgia State University in Atlanta on December 15, 2011.

What’s Ahead for 2012: The Facts about Forecasting
Atlanta Fed President and CEO Dennis Lockhart speaks about the economy and monetary policy at the University of Georgia Terry College of Business, Atlanta, Ga., on November 29, 2011.

Start-ups, Job Creation, and Bank Financing
Atlanta Fed President and CEO Dennis Lockhart speaks about start-up businesses and financing at a Federal Reserve conference on Small Business and Entrepreneurship in Washington, D.C., on November 10, 2011.

Expectations and the Economy
Atlanta Fed President and CEO Dennis Lockhart discusses the economy at the CFA Society of East Tennessee in Chattanooga, Tenn., on October 18, 2011.

Financial Capability and the Role of Trust
Atlanta Fed President and CEO Dennis Lockhart discusses the economy and financial capability at the Town Hall on Financial Capability, Goizueta Business School at Emory University, Atlanta, Ga., on October 7, 2011.

The Economy and Monetary Policy—The Latest “Twist”
Atlanta Fed President and CEO Dennis Lockhart discusses the economy and monetary policy at the World Affairs Council of Jacksonville, Jacksonville, Fla., on September 27, 2011.

Deleveraging in Today’s U.S. Economy
Atlanta Fed President and CEO Dennis Lockhart discusses the economy at the Greater Lafayette Chamber of Commerce, Lafayette, La., on August 31, 2011.

Five Questions and Answers about Today’s Economy
Atlanta Fed President and CEO Dennis Lockhart speaks at the Rotary Club of Florence and the Greater Shoals/Sheffield Rotary Club, Florence, Ala., on August 15, 2011.

Improve Whatever You Touch
Atlanta Fed President and CEO Dennis Lockhart speaks at the University of Georgia Summer Commencement Ceremony, Athens, Ga., August 6, 2011.

Two Views of the Economy
Atlanta Fed President and CEO Dennis Lockhart speaks about the economy and the economic outlook at the Third Annual Rocky Mountain Economic Summit, Jackson Hole, Wyo., July 29, 2011.

In Support of an Explicit Inflation Target
Atlanta Fed President and CEO Dennis Lockhart speaks about inflation and the economic outlook before the Charlotte Economics Club, Charlotte, N.C., June 7, 2011.

Federal Reserve Communication: Striving for Clarity in a Fast Changing World
Atlanta Fed President and CEO Dennis Lockhart speaks about the economic outlook and the role of communication in monetary policy before the Media Financial Management Association, Media Finance Focus 2011, Atlanta, Ga., May 15, 2011

Real Estate and the Economic Recovery
Atlanta Fed President and CEO Dennis Lockhart speaks about real estate and the economy before the Council for Quality Growth in Atlanta, Ga., on May 11, 2011.

The Role of Risk Lending in a Dodd-Frank World
The financial crisis and ensuing recession led to significant changes in the financial system, and lenders are charting an industry reshaped by the Dodd-Frank Act's reforms. Atlanta Fed President and CEO Dennis Lockhart addresses the national convention of the National Funding Association about the role of risk lending in the U.S. economy.

A View of U.S. Manufacturing
Atlanta Fed President and CEO Dennis Lockhart speaks about U.S. manufacturing at the Knoxville Economics Club, Knoxville Economics Forum in Knoxville, Tenn. on April 8, 2011.

The Great Rebalancing
Atlanta Fed President and CEO Dennis Lockhart speaks about the economy at the International Economic Forum of the Americas, Palm Beach Strategic Forum in West Palm Beach, Fla., on April 4, 2011.

Headwinds and Tailwinds
Atlanta Fed President and CEO Dennis Lockhart, addressing the Rotary Club of Atlanta on March 28, 2011, looked at factors pushing economic growth forward and those holding it back. Lockhart discussed these opposing forces and arrived at a net positive outlook for the economy in 2011 and 2012.

Headwinds and Tailwinds
Atlanta Fed President and CEO Dennis Lockhart speaks about the economy at the Bonita/Estero Market Pulse Conference in Ft. Myers, Fla., on March 25, 2011.

Economy Today and Policy Framework for Today and Tomorrow
Atlanta Fed President and CEO Dennis Lockhart speaks about the economy at the 2011 National Association for Business Economics Economic Policy Conference in Arlington, Va., on March 7, 2011.

Understanding Today’s Employment Challenge
Atlanta Fed President and CEO Dennis Lockhart speaks about today's employment challenges to the Economics Club of Florida, Tallahassee, Fla., March 3, 2011.

Rising Prices, the Cost of Living, and Inflation
Atlanta Fed President and CEO Dennis Lockhart speaks about the economic outlook and the differences between inflation and the cost of living to the Calhoun County Chamber of Commerce, Anniston, Ala., on February 8, 2011.

Functions of the Fed and the Current Economic Situation
Atlanta Fed President and CEO Dennis Lockhart speaks at Miami Dade College on January 31, 2011.

The Economy in 2011: Sustainable Growth despite Headwinds
Atlanta Fed President and CEO Dennis Lockhart was scheduled to speak at the Rotary Club of Atlanta on Jan. 10, 2011. Inclement weather in Atlanta forced the cancellation of Dennis Lockhart's delivery of his speech, but the text of his planned remarks is available.

Toward a Faster Recovery and Reduced Risk of Deflation
Atlanta Fed President and CEO Dennis Lockhart speaks about recent FOMC decisions to Alabama World Affairs Council in Montgomery, Ala., on November 16, 2010.

Business Feedback on Today’s Labor Market
Atlanta Fed President and CEO Dennis Lockhart speaks about today's labor market at an Atlanta Fed conference on "Employment and the Business Cycle," November 11, 2010.

The Challenges of Monetary Policy in Today's Economy
Atlanta Fed President and CEO Dennis Lockhart delivers a speech about the economy and monetary policy at the Savannah Rotary Club, Savannah, Ga., on October 18, 2010.

The Approaching Monetary Policy Decision Dilemma
Atlanta Fed President and CEO Dennis Lockhart delivers a speech at the University of the South, Sewanee, Tenn., about the economy and monetary policy on September 28, 2010.

Gauging the Economy and Monetary Policy
Atlanta Fed President and CEO Dennis Lockhart delivers a speech about the economy and monetary policy on September 3, 2010.

Recovery and the Challenge of Uncertainty
Atlanta Fed President and CEO Dennis Lockhart delivers a speech about the U.S. economy at the Rotary Club of Baton Rouge on June 30, 2010.

Thoughts on Community Banks in the Southeast
Atlanta Fed President Dennis Lockhart speaks to the Alabama Bankers Association annual convention June 4, 2010.

Sources of Employment Uncertainty
Atlanta Fed President and CEO Dennis Lockhart delivers a speech about productivity, labor, and the economy at Atlanta Technical College on June 3, 2010.

Redefining the Scope of Government Intervention in Secondary Mortgage Markets
How deeply should the government be involved in the mortgage finance system? Atlanta Fed financial economist W. Scott Frame discusses the issue in a speech to the Bankers Club of Chicago on May 27, 2010.

Progress Report on the Recovery
Atlanta Fed President and CEO Dennis Lockhart discusses the economy in a speech to a Rotary Club in Pensacola, Florida, on April 15, 2010.

Prospects for Sustained Recovery and Employment Gains
Atlanta Fed President and CEO Dennis Lockhart discusses the economy and labor market dynamics at a luncheon in Hartford, Conn., on March 31, 2010.

The U.S. Economy and Emerging Risks
Atlanta Fed President Dennis Lockhart speaks to the Naples Council on World Affairs on March 22, 2010.

Recovery and Reform
Atlanta Fed President Dennis Lockhart speaks to the New York Association for Business Economics on March 3, 2010.

The Economic Outlook: A Tale of Two Narratives
Atlanta Fed President Dennis Lockhart speaks to the Augusta Metro Chamber of Commerce on February 18, 2010.

The Economy in 2010 and Preserving the Role of an Independent Fed
Dennis Lockhart delivers remarks to the Rotary Club of Atlanta on Jan. 11, 2010.

Economic Recovery, Small Business, and the Challenge of Commercial Real Estate
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Urban Land Institute, Emerging Trends in Real Estate Conference, Atlanta, Ga., Nov. 10, 2009

Early Childhood Education, Economic Development, and the Business Community
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; University of Miami, Coral Gables, Fla., October 22, 2009

Thinking About Recovery
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; University of South Alabama, Mitchell College of Business Center for Real Estate Studies, Coastal Economy Outlook conference, Mobile, Alabama, September 30, 2009

Federal Reserve Independence in a Global Context
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; World Affairs Council of Jacksonville, Jacksonville, Florida, Sept. 10, 2009

The U.S. Economy and the Employment Challenge
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Chattanooga Area Chamber of Commerce, Chattanooga, Tennessee, August 26, 2009

On the Economic Outlook and the Commitment to Price Stability
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Nashville, Nashville, Tenn., July 20, 2009

Back to Basics
Remarks by Pat Barron, First Vice President and Chief Operating Officer, Federal Reserve Bank of Atlanta; Georgia Bankers Association's Annual Convention, Atlanta, Ga., June 15, 2009

Thoughts on Stabilization, Recovery, and Transition
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; National Association of Securities Professionals, Annual Pension and Financial Services Conference, Atlanta, Ga., June 11, 2009

After the Crisis
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Levy Economics Institute at Bard College, Conference on the State of the U.S. and World Economies, New York, April 16, 2009

On Credit, Trade, and Food Stability
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Global Interdependence Center Conference on Food and Water: Basic Challenges to International Stability, Paris, France, March 26, 2009

On Real Estate and Other Risks to the Economic Outlook
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Greater Miami Chamber of Commerce, Miami, Florida, March 4, 2009

Thoughts on Risk in the Current Economic Situation
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Association for Financial Professionals Corporate Risk Forum, Orlando, Florida, February 23, 2009

The Economic Situation and Policies to Restore Financial Stability and Growth
Remarks by Dennis P. Lockhart, President and Chief Executive Officer Federal Reserve Bank of Atlanta; Birmingham Regional Chamber of Commerce, Birmingham, Alabama, February 19, 2009

New Monetary Policy and the Economic Outlook
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, Atlanta, Ga., January 12, 2009

Fannie Mae, Freddie Mac, and the Stabilization of the U.S. Mortgage Finance System
Remarks by W. Scott Frame, Financial Economist and Policy Adviser, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, Atlanta, Ga., December 15, 2008

On Economic Conditions and Building a Recovery
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; U.S. Association of Energy Economics Annual Meeting, New Orleans, La., December 4, 2008

Toward a Durable Recovery
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Joint conference hosted by the Business Development Board of Palm Beach County, the Economic Council of Palm Beach County, and Palm Beach County, Florida, November 7, 2008

Atlanta's Fate in the Current Financial Crisis
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Buckhead Rotary Club, Atlanta, Ga., October 20, 2008

A Working Financial Sector Matters to Us All
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Greater New Orleans Inc., New Orleans, La., Sept. 30, 2008

A New Convert's Views on Early Childhood Education
Remarks by Dennis Lockhart, Atlanta Fed President and Chief Executive Officer, to the Telluride Economic Summit on Early Childhood Investment, sponsored by the Partnership for America's Economic Success (a collaborative project managed by The Pew Charitable Trusts) and the Telluride Foundation, Telluride, Colo., Sept. 22, 2008

Inflation Beyond the Headlines
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Georgia State University's J. Mack Robinson College of Business, Economic Outlook Conference, Atlanta, Georgia, August 27, 2008

Remarks on Economic Slowdown, Market Fallout, and the Path to Financial Recovery
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Georgetown University Library Associates panel discussion, Washington, D.C., July 1, 2008

Japan's Importance to the U.S. and Southeast Economies
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Japan-America Society of Georgia, Atlanta, Ga., June 4, 2008

Too Soon to Breathe Easy
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Jacksonville Regional Chamber of Commerce, Jacksonville, Fla., June 2, 2008

Emerging Economies and Global Capital Flows
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; The Southern Center for International Studies Young Professionals, Atlanta, Ga., May 17, 2008

Current Economic Situation, Outlook, and Recent Actions
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; The Rotary Club of Chattanooga, Chattanooga, Tenn., March 27, 2008

Thoughts on the Subprime Mortgage Crisis
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; The Atlanta Commerce Club, Panel Discussion Titled "The Subprime Crisis: Is It Contagious?" February 29, 2008

Current Financial Stresses and Persistent Global Imbalances
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Southern Center for International Studies, Atlanta, Ga., February 8, 2008

Thoughts on the Future of Credit Markets
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Association for Corporate Growth Capital Connection Conference, Atlanta, Ga., February 7, 2008

The Economy in 2008
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; University of Alabama 2008 Economic Outlook Conference, Montgomery, Ala., January 17, 2008

The Economy in 2008
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, January 7, 2008

Southeast Economic Strengths and Challenges
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Chartering Ceremony of the Southeastern United States–Canadian Provinces Alliance, Montreal, Quebec, November 16, 2007

On Rocket Science
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Joint Meeting of the Huntsville Rotary Club and Greater Huntsville Rotary Club, Huntsville, Ala., November 7, 2007

Navigating Around Financial Turbulence
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Middle Tennessee State University, Murfreesboro, Tenn., September 28, 2007

After the Feast
Remarks by Dennis P. Lockhart, President and CEO, Federal Reserve Bank of Atlanta; Atlanta Business Chronicle Best in Business Breakfast, Atlanta, Ga., September 10, 2007
(The text for this speech is similar to Lockhart's remarks originally delivered to the Atlanta Press Club on Thursday, September 6, 2007.)

After the Feast
Remarks by Dennis P. Lockhart, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Press Club, Atlanta, Ga., September 6, 2007

Competitive Pressures and Workforce Adaptability
Remarks by Dennis P. Lockhart, President and Chief Executive Officer of the Federal Reserve Bank of Atlanta; Southern Governors Association Annual Meeting, Beau Rivage Resort, Biloxi, Miss., August 25, 2007

Reflections on Four Decades in Central Banking
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Kiwanis Club of Atlanta, Loudermilk Center, Atlanta, Ga., August 22, 2006

Adjusting to the Next Stage of the Housing Cycle
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Council for Quality Growth, Atlanta, Ga., June 7, 2006

Nearing a Sustainable Balance of Economic Growth
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Wildhorse Saloon, Nashville, Tenn., May 1, 2006

Nurturing Sustainable Growth in a Global Context
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta History Center, Atlanta, Ga., March 15, 2006

Taking into Account a Changing World of Banking
Remarks by Pat Barron, First Vice President and Chief Operating Officer, Federal Reserve Bank of Atlanta; Terry College of Business at the University of Georgia, Southeastern Bank Management and Directors Conference, Savannah, Ga., February 17, 2006

Now Is the Time to Strengthen Our Economic Foundation
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, Charles Loudermilk Center, Atlanta, Ga., January 9, 2006

Resolving the Unknowns of a Changing Economy
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Cobb Galleria Centre, Atlanta, Georgia, October 20, 2005

Making a Commitment to a Viable Payments Future
Remarks by Patrick K. Barron, Retail Payments Product Director, Federal Reserve System, and First Vice President and Chief Operating Officer, Federal Reserve Bank of Atlanta; Global Payments Conference, Saint Paul de Vence, France, October 5, 2005

Responding to Change in U.S. and Global Payments
Remarks by Patrick K. Barron, First Vice President and Chief Operating Officer, Federal Reserve Bank of Atlanta; Retail payments conference hosted by the Chilean Superintendent of Banks and Financial Institutions and the Central Bank of Chile, Santiago, Chile, July 19, 2005

Continuing the Pattern of Growth and Low Inflation
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Certified Professional Home Builder Luncheon, Atlanta, Georgia, May 25, 2005

Make a Difference
Commencement by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Oglethorpe University, Atlanta, Georgia, May 7, 2005

Ethical Challenges in a Market Economy
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; The Scott Symposium on Business Ethics at Bridgewater College, Bridgewater, Virginia, April 11, 2005

New Remedies for a Changing World of Payments
Atlanta Fed First Vice President Patrick K. Barron speaks March 21, 2005, to community bankers about transition in financial services.

The Importance of Price Stability
Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Birmingham, February 23, 2005

Rebalancing the Economy for Long-Term Growth
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, January 10, 2005

Responding to Global Competitive Pressure
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; TAPPI Decorative and Industrial Laminates Symposium, Omni Hotel at CNN Center, August 25, 2004

Quest for Sustainable Growth
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Databank Real Estate Symposium, Atlanta History Center, June 11, 2004

Lowering Barriers to Cross-Border Payments
Remarks by Patrick K. Barron, First Vice President and Chief Operating Officer, Federal Reserve Bank of Atlanta; Sumaq Summit, International Business Strategies in Latin America, Omni Hotel at CNN Center, Atlanta, May 5, 2004

Sustainable Growth and Monetary Policy
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Center for Banking at East Tennessee State University, Johnson City, Tennessee, March 24, 2004

Growth in a Time of Low Interest Rates
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Business Chronicle “Best in Atlanta Real Estate Awards,” Westin Buckhead, Atlanta, March 4, 2004

Look to the Long Term
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, January 5, 2004

Beyond Short-Term Interests
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Regional Commission, State of the Region Breakfast, Atlanta, Georgia, November 21, 2003

Growth Through Balance
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Chamber of Greater Baton Rouge, Baton Rouge, Louisiana, November 6, 2003

The Fog Is Lifting — and the Economic Outlook Appears Brighter
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Meninak Club, Jacksonville, Florida, September 22, 2003

The Economic Outlook: Building Momentum on the Road to Stronger Growth
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Construction Industry Institute Annual Meeting, July 31, 2003

The U.S. Economy: Where Are We Now?
Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Bridgewater College, Bridgewater, Virginia, March 24, 2003

The Road to Recovery and an Atlanta Perspective
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta District Council of the Urban Land Institute, 2003 Real Estate Trends Conference, Atlanta, Georgia, March 4, 2003

The State of the Recovery
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Birmingham Traffic and Transportation Association Annual Meeting, Birmingham, Alabama, February 11, 2003

The Economic Outlook for 2003
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, January 6, 2003
MP3 Audio File (5 MB)

The U.S. Economy: Getting Back on Track
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Columbus Rotary Club, Columbus, Georgia, October 2, 2002

Thoughts on the Economy
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Nashville Rotary Club, February 25, 2002

The Economic Outlook for 2002
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, January 7, 2002

National Strategies for Electronic Check Presentment
Remarks by Patrick K. Barron, Retail Payments Product Director; BAI National Electronic Check Collection Conference, Tucson, Arizona, October 1, 2001

The Economy in Transition
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Jackson Rotary Club, Jackson, Mississippi, July 23, 2001

The U.S. Economy: What Happened? What Changed? Where Are We Now?
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Gwinnett County Council for Quality Growth, Gwinnett County, Georgia, April 4, 2001

Plenty Enough: The Fundamentals of the Economic Boom
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; New Orleans Times-Picayune Money Watch Live 2001 Conference, New Orleans, Louisiana, March 10, 2001

Current Economic Conditions
Remarks by Robert A. Eisenbeis, Senior Vice President and Director of Research, Federal Reserve Bank of Atlanta; Cobb County Chamber of Commerce, Atlanta, Georgia, March 6, 2001

The Economic Outlook for 2001
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Downtown Atlanta Rotary, January 8, 2001

A Decade of Difference: The Newly Improved U.S. Economy
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Gwinnett County Chamber of Commerce, Duluth, Georgia, September 18, 2000

Financial Innovation and Market Innovation: What is Next? EURONEXT?
Remarks by Robert A. Eisenbeis, Senior Vice President and Director of Research, Federal Reserve Bank of Atlanta; EURONEXT Symposium, Grand Hyatt-Buckhead, Atlanta, Georgia, June 16, 2000

The Role of Low Inflation in the Current Expansion
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Treasury Management Association, Annual Conference, Atlanta, Georgia, June 5, 2000

An Outlook — And a Look Within
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Regional Commission Outlook 2000: Infinite Possibilities, Cobb Galleria, March 3, 2000

The Economic Outlook for 2000
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Downtown Atlanta Rotary, January 24, 2000

The Future Returns to Midtown
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Midtown Alliance Annual Meeting, Atlanta, Georgia, November 18, 1999

Regulatory Reform and the Finanical Services Industry: A Perspective
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; American Institute of Certified Public Accountants' 24th Annual National Conference on Banks and Savings Institutions, Washington, D.C., November 9, 1999

Prosperity or the Primrose Path: A Few Questions for Bankers
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Community Bankers of Georgia, Colorado Springs, Colorado, August 20, 1999

Thoughts on the Economy and Monetary Policy
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Carreker-Antinori Client Recognition and User Conference, Atlanta, Georgia, June 14, 1999

A Lemon-Free Marketplace: Or the Fruits of Transparency in a Global Economy
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Carter Center's Conference on Transparency for Growth in Latin America, Atlanta, Georgia, May 4, 1999

Thriving in the New Millennium
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Paperboard Packaging Council Annual Spring Meeting, Atlanta, Georgia, March 22, 1999

The 1999 Economic Outlook
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Downtown Atlanta Rotary, January 4, 1999

Policymaking in the Global Environment
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Money Marketeers of New York University, New York, New York, September 14, 1998

The Changing Banking Landscape
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Florida International Bankers Association, Miami, Florida, September 3, 1998

The Role of Inflation in Current Economic Performance
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; American Furniture Manufacturers Association, Ponte Vedra, Florida, June 13, 1998

The European Monetary Union: Implications of the Euro for American Business
Welcoming Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Georgia Institute of Technology Conference, Atlanta, Georgia, May 22, 1998

Technology in Banking: Paradise or Purgatory?
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Georgia Bankers Association, Hamilton, Bermuda, May 4, 1998

The Business Outlook for 1998
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Berry College 1998 Business Outlook Conference, Rome, Georgia, March 4, 1998

The 1998 Economic Outlook for the United States
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Midtown Rotary Club, Atlanta, Georgia, February 17, 1998

The 1998 Economic Outlook for the United States
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Rotary Club of Atlanta, Atlanta, Georgia, January 5, 1998

The Role of Economic Policy in Current Economic Performance
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Business Expo '97, Nashville, Tennessee, November 5, 1997

The Role of Economic Policy in Current Economic Performance
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; The Economic Club of Florida, Tallahassee, Florida, October 17, 1997

Atlanta Today: Are We Teed Up for the 21st Century?
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Economics Club, Atlanta, Georgia, September 23, 1997

The Role of Economic Policy in Current Economic Performance
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Annual Meeting of the National Association of Business Economists, New Orleans, Louisiana, September 15, 1997

Why Is the Economy Doing So Well?
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Business Development Board of Palm Beach County, West Palm Beach, Florida, August 8, 1997

A Federal Reserve View on Credibility in Monetary Policy and Bank Supervision
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Bankers' Association for Foreign Trade, Boca Raton, Florida, May 7, 1997

The Outlook for the Economy and Reflections on Fed Policymaking
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; New Orleans Rotary Club, New Orleans, Louisiana, April 30, 1997

The Outlook for the Economy and the Banking Industry
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Financial Industry Conference, Middle Tennessee State University, Murfreesboro, Tennessee, April 23, 1997

The 1997 Economic Outlook for North America
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; German American Chamber of Commerce and World Trade Center Atlanta, Atlanta, Georgia, January 23, 1997

The 1997 Economic Outlook for the United States
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Rotary Club, Atlanta, Georgia, January 6, 1997

The Financial Future of Entrepreneurs
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Miami-Dade Chamber of Commerce Annual Business Leaders Lunch, Miami, Florida, November 22, 1996

Vision for the Future of ECP and Image Technology
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; BAI 1996 Image Technology in Banking Conference, Orlando, Florida, October 28, 1996

Where the Fed Needs to Go
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Alabama Bankers Association Annual Convention, Colorado Springs, Colorado, May 24, 1996

The 1996 Economic Outlook for the United States
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Atlanta Rotary Club, Atlanta, Georgia, March 11, 1996

Reevaluating Approaches to Regulation
Remarks by Jack Guynn, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Financial Markets Conference, Coral Gables, Florida, February 22, 1996

Banking Outlook
Remarks by Robert P. Forrestal, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Bank Administration Institute Conference, New York City, New York, October 23, 1995

Latin America's Economic Boom: The U.S. Perspective
Remarks by Robert P. Forrestal, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Florida International Bankers Association, Miami, Florida, September 15, 1995

The Economic Outlook for the United States and the Southeast
Remarks by Robert P. Forrestal, President and Chief Executive Officer, Federal Reserve Bank of Atlanta; Community Bankers Association of Georgia, Honolulu, Hawaii, August 10, 1995