All highlights

April 16, 2014

Beige Book: Warming Economy Accompanies Spring’s Thaw
The newly released Beige Book finds that with the moderating weather of early spring comes moderate economic growth in most Reserve Bank districts. A new SouthPoint post examines the new release and looks at some regional highlights.

April 16, 2014

Business Inflation Expectations Climb Slightly
Firms anticipate 1.9 percent inflation over the next 12 months, virtually unchanged from 1.8 percent last month, according to the Atlanta Fed's business inflation expectations survey. Over the long term, or per year over the next five to 10 years, respondents expect 2.7 percent inflation.

April 15, 2014

Sticky Price CPI Growth Accelerates
The Atlanta Fed's sticky price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 2.4 percent (annualized) in March, following a 2.0 percent increase in February. The 12-month change in the index was 1.9 percent.

April 14, 2014

Our Bread and Butter
The Atlanta Fed recently convened members of its Agricultural Advisory Council to discuss current events in that sector. Their conversations provided much food for thought, and a new SouthPoint post harvests some of the most pertinent information.

April 14, 2014

Danger Ahead! ATM Cash-Outs
New warnings about cybercriminal attacks on ATMs and card systems have been issued recently. Portals and Rails looks again at this type of cyberattack, which the Secret Service calls "unlimited operation" because it resets account balances and removes ATM withdrawal limits.

April 10, 2014

Reasons for the Decline in Prime-Age Labor Force Participation
Why has the labor force participation rate of 25- to 54-year-olds fallen by 2 percentage points over the past few years? This second of two macroblog posts on participation looks at possible explanations.

April 10, 2014

Southeastern Manufacturing...a Lion or a Lamb?
The region's manufacturing sector was disrupted by extreme winter weather over the past couple of months. A new SouthPoint post looks at March data that suggest the sector has come roaring back.

April 10, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on commodity prices, international trade, labor force participation rates, light vehicle sales, payroll employment, unemployment, and more.

April 9, 2014

Minutes of the FOMC, March 18-19, 2014
The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the minutes of the Committee meeting held on March 18-19, 2014 and of the conference call held on March 4, 2014.

April 8, 2014

Spider Chart Updated with JOLTS Data, Business Optimism
Monitor labor market progress across several indicators with our labor market spider chart, which now includes the latest data on job openings, hires, layoffs, and quits (JOLTS) and business optimism.

April 8, 2014

A Closer Look at Post-2007 Labor Force Participation Trends
When it comes to explaining the recent drop in labor force participation, separating what is trend from what is cyclical can be difficult. In this first of two posts on the topic, macroblog peers into the data.

April 7, 2014

Learning from Experience to Handle Suspicious Payment Transactions
Just as perpetrators of fraudulent payments adjust their approaches, a financial institution must also be a "learning" institution and adjust its approach to identifying suspicious payments. This week's Portals and Rails tackles this topic.

April 7, 2014

New Data for Wu-Xia Shadow Federal Funds Rate
The Wu-Xia shadow federal funds rate is updated through March with underlying input data from Gurkaynak, Sack, and Wright yield curve estimates. The rate stood at -2.62 percent on March 31.

April 4, 2014

The Graying of the Sunshine State’s Labor Force
Florida has long been attractive to retirees, but as the baby boomers enter their retirement years, how might the composition of the state's labor force be affected? A new SouthPoint post looks at some demographic trends to examine possible changes on the horizon.

April 4, 2014

U.S. Added 192,000 Payroll Jobs in March, Unemployment Steady at 6.7 Percent
How do the latest figures from the U.S. Bureau of Labor Statistics affect the outlook for unemployment and the broader labor market recovery? Check out the Atlanta Fed's labor market spider chart and Jobs Calculator to find out.

April 3, 2014

The Economic Plight of Millennials
The millennial generation is entering the labor force with one trait in common: they watched as the Great Recession dramatically reshaped the landscape of employment, housing, and their overall expectations. How profoundly will the economic downturn and its associated effects mark this generation?

April 3, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on capital goods, Federal Reserve assets and liabilities, GDP growth, inflation, unemployment claims, and more.

April 3, 2014

Expert Explores Behavioral Economics as Policy Tool
Behavioral economics—a mix of economics and psychology—studies why people sometimes make irrational financial decisions. At an Atlanta Fed Public Affairs Forum, Professor Glenn Harrison discussed the benefits and challenges of applying behavioral economics to public policy.

April 2, 2014

One Policymaker's Approach to Evaluating Economic Progress
Atlanta Fed President and CEO Dennis Lockhart discusses his approach to evaluating economic progress in light of monetary policy in an April 2 speech at the Greater Miami Chamber of Commerce.

April 2, 2014

Regional Payroll Growth Rebounds in February
Southeastern labor markets emerged from the unseasonably harsh winter weather with a measure of renewed vigor in February. A new SouthPoint post examines new data to see how states in the region fared.

April 1, 2014

April Is Financial Literacy Month
Want to build your personal finance skills? The Fed has an array of brochures, articles, and other tools to help consumers prepare for important financial decisions such as opening a bank account and choosing a credit card.

March 31, 2014

The State of Unemployment: How Many Jobs Does It Take?
The state Jobs Calculator is up to date with February data from the U.S. Bureau of Labor Statistics. Find out how many jobs it takes to reach a target unemployment rate in your state.

March 31, 2014

Ignore Millennials at Your Own Risk
Could traditional banks go the way of the dinosaur? Not if they pay attention to what millennials think. Portals and Rails looks at some survey results.

March 31, 2014

Evolution of the Ecosystem: State Workforce Development Agencies
State workforce development agencies are crucial in deploying federal funding related to job training and placement. In this Economic Development podcast, Rich Hobbie of the National Association of State Workforce Agencies and Burt Barnow of George Washington University explore how these agencies are evolving as funding streams change.

March 28, 2014

An Economic Perspective from North and Central Florida
In the north and central part of the Sunshine State, rays of light continue to pierce the postrecession clouds. A new SouthPoint post checks in with regional contacts to take the pulse on sectors including real estate and employment.

March 27, 2014

Teaching Financial Literacy Year Round
April is National Financial Literacy Month, and Extra Credit offers tips for teaching financial literacy throughout the year.

March 27, 2014

Limiting Property Tax Assessments to Slow Gentrification
Are property taxes a primary driver of neighborhood change? This Real Estate Research post looks at a data set of low-income central-city neighborhoods to see.

March 27, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on house prices, sales, and supplies, inflation expectations, international trade, mortgages, and retail sales.

March 26, 2014

Winter Deals a (Slight) Blow to Housing
About three-quarters of builders and brokers say severe winter weather had an impact on their business in February. The Atlanta Fed's Construction and Real Estate Survey also reports a mixed picture on buyer traffic, with most contacts noting a slowdown due to the weather.

March 25, 2014

Spring Is in the Air
Business conditions improved modestly in the last six weeks, but some firms suffered disruptions due to the extreme weather. Now that the season's changed to spring, contacts look forward to a continued bounce in the economy. Southeastern Insights examines firms' current sentiments.

March 25, 2014

Housing Market, Trust Preferred Securities Detailed in Latest “ViewPoint”
The first quarter edition of Financial Update's "ViewPoint," from the Atlanta Fed's supervision and regulation division, includes a look at challenges remaining for the housing recovery, developments in trust preferred securities, and updates on national and southeastern banking conditions.

March 25, 2014

Southeast Housing Update: Whether It’s the Weather
After maintaining a heady pace throughout most of 2013, the region's housing market slowed in early 2014. Did the market cool off as a result of the cold? SouthPoint explores what role harsh winter weather might have played in housing's chill.

March 24, 2014

Have the Government-Sponsored Enterprises Fully Repaid the Treasury?
Fannie Mae and Freddie Mac have paid dividends equal to the Treasury's total purchase of their senior preferred stock. Notes from the Vault contends that these payments fall far short of the economic value of the Treasury's support.

March 24, 2014

The Fraudsters Are Omni-Channel—and Omnipresent
The channels available for banking are proliferating, and consumers are quickly adopting them—but the criminals are adopting them faster. Financial institutions must take a holistic approach in the fight against fraud, says this week's Portals and Rails.

March 21, 2014

Conference Looks Ahead to Banking’s Next Chapter
More than 100 bankers and regulators gathered at the Atlanta Fed recently for the Supervision and Regulation division's annual Banking Outlook Conference. Sessions ranged from working with the millennial generation to the outlook for commercial real estate.

March 21, 2014

Business Inflation Expectations Fall
Firms anticipate 1.8 percent inflation over the next 12 months, down from 2.0 percent in February, reports the Atlanta Fed's business inflation expectations survey. Respondents indicate that unit sales levels, on average, are about 5.7 percent below normal.

March 20, 2014

Half Empty or Half Full?
Labor market watchers have a variety of ways to view employment changes, and sometimes the data lead to conclusions that aren't always easily reconciled. SouthPoint discusses this phenomenon from the perspective of recent job numbers for the Southeast.

March 20, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on the consumer price index, economic policy uncertainty, housing starts, industrial production, light vehicle sales, small business optimism, and more.

March 20, 2014

A New Way to Search for Papers, Podcasts, and More
The Fed has upgraded its online Human Capital Compendium with enhanced search capabilities. The compendium contains articles, blogs, research, and podcasts on employment and labor topics from all 12 Reserve Banks and the Board of Governors.

March 19, 2014

Federal Reserve Issues FOMC Statement
The policy statement from the March 18–19 meeting of the Federal Open Market Committee (FOMC) is now available. The statement, released following each regularly scheduled FOMC meeting, includes an assessment of economic conditions since the previous meeting and information about the Committee's policy decisions.

March 19, 2014

Annual Report Asks: Where Are the Jobs?
The Atlanta Fed's annual report, now available online, tells a vivid story of the 2013 labor market. Readers can interact with a variety of dynamic elements—including short, informative videos and interactive charts—to learn all about the labor market.

March 18, 2014

The State of Unemployment: How Many Jobs Does It Take?
The state Jobs Calculator is up to date with January data from the U.S. Bureau of Labor Statistics. Find out how many jobs it takes to reach a target unemployment rate in your state.

March 18, 2014

February’s Sticky Price CPI Rises
The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 2.0 percent (annualized) in February, following a 1.8 percent increase in January. The 12-month change in the index was 1.8 percent.

March 17, 2014

The Challenge to Create an Awesome Mobile Payments Experience
Will it take that "10X factor" for people to finally, fully adopt mobile payments? This week's Portals and Rails discusses barriers to mobile payments as well as what it will take to get the us there.

March 13, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on construction spending, consumer confidence, consumer credit, payroll employment, personal income and personal savings, and unemployment rates.

March 12, 2014

Human Capital Topics Now Searchable
Understanding the inner workings of the labor market requires a grasp of the complex dynamics behind human capital and workforce development. The Atlanta Fed's enhanced Human Capital Compendium places relevant and diverse resources at your fingertips, and macroblog discusses the benefits.

March 11, 2014

Has Regional Manufacturing Weathered the Storm?
The recent ice and snow brought a wintry wrinkle to life in the Southeast, and the weather's impact on retailers and transporters is well known. But what effect did the weather have on southeastern manufacturing? A new SouthPoint post examines new data.

March 10, 2014

Who Is Responsible for Consumer Security Education?
With the continued flow of nonbank entrants into the payments market, who will educate consumers about protecting their personal and financial information? Portals and Rails wonders if recent events will inspire these other stakeholders to take on the role of educator.

March 7, 2014

Thinking About Progress in the Labor Market
Atlanta Fed President Dennis Lockhart has called for a refreshed explanation of how unemployment or broader employment conditions will factor into Fed policy moves. A new macroblog post considers some of these broader clues in the labor market.

March 7, 2014

Track Labor Market Progress with Updated Spider Chart, Jobs Calculator
The economy added 175,000 nonfarm jobs in February, and the unemployment rate rose to 6.7 percent. Check out the Jobs Calculator and the labor market spider chart to learn how the latest data from the U.S. Bureau of Labor Statistics affects the jobs outlook.

March 6, 2014

The Challenge of Estimating Full Employment
Atlanta Fed President and CEO Dennis Lockhart, in a March 6 lecture at Georgetown University, talks about current economic conditions, especially the labor market, and when it will be appropriate for the Fed to raise the policy interest rate.

March 6, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on Federal Reserve assets and liabilities, energy and commodity prices, GDP growth, home sales and supplies, house prices, manufacturing, and more.

March 6, 2014

Beige Book: Did Weather Cool the Nation’s Economic Growth?
Recent wintry conditions helped chill economic activity, according to the newest Beige Book. SouthPoint examines the ways Old Man Winter's cold shoulder affected a variety of economic sectors across the United States.

March 5, 2014

Beige Book: Winter Weather Affected Retail, Hospitality Sectors
Southeastern economic activity expanded slowly in early 2014, according to the latest Beige Book. Winter weather took a toll on several sectors, including retail sales and hospitality-related businesses, but business contacts remained optimistic about the outlook for growth.

March 5, 2014

Government Involvement in Residential Mortgage Markets
The tapering of the Fed's asset purchase program should not be a cause for concern, according to evidence presented at a recent conference. Read a discussion of papers presented at the conference in this Real Estate Research post.

March 5, 2014

Introducing the New and Improved Katrina’s Classroom
A lot has changed since Hurricane Katrina struck the Gulf Coast. This Extra Credit article introduces the updated Katrina's Classroom curriculum.

March 4, 2014

Does Fat Tuesday Give New Orleans a Fat Wallet?
Mardi Gras is more than a citywide celebration in New Orleans—it also brings considerable economic benefit. A new SouthPoint post looks at some of the advantages that come with laissez les bons temps rouler!

March 3, 2014

Tennessee’s Auto Industry: Pitfalls and Potholes
Automaking has become an increasingly important component of Tennessee's manufacturing sector. But auto-related employment there faces some significant challenges down the road. SouthPoint looks at factors that could cause a bumpy ride in the Volunteer State.

March 3, 2014

An Efficient Mobile P2P Payment: The Paper Check
Check usage overall has been trending downward significantly for the past few years. But in the consumer-to-consumer space, it has actually increased. Portals and Rails describes a personal experience of this usage.

February 27, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on inflation, retail sales, and unemployment insurance claims.

February 27, 2014

Two Drivers of Financial Innovation
Financial innovation is likely to accelerate as the postcrisis regulatory environment stabilizes. Notes from the Vault considers two of the biggest drivers of past innovation, technology and regulation, to better understand likely future trends.

February 27, 2014

Southeast Housing Update: Modest Improvement Continues
The region's housing market continues its slow but steady healing, according to the Atlanta Fed's most recent survey of builders and brokers. A new SouthPoint post finds that prices and construction are gaining strength, and financing for builders is becoming more available.

February 26, 2014

Help for Difficult to Employ Populations: Colocating Jobs and Training Opportunities
Can business models be designed to support low-income populations by providing jobs, necessary training, and other support services? In an Economic Development podcast, Carla Javits and Jason Trimiew at the Roberts Enterprise Development Fund discuss their proposal for viable businesses that also include a workforce development component.

February 26, 2014

The Pattern of Job Creation and Destruction by Firm Age and Size
What types of firms tend to be the most prolific job creators and, conversely, the biggest job destroyers? A new macroblog post analyzes recent data to look at firms' ages and sizes to determine the answer.

February 24, 2014

Phone Fraud: Now It’s Personal!
Most call centers at financial institutions have the technology to detect fraudulent calls. Most consumers don't. Portals and Rails reiterates the need for continuing consumer education.

February 21, 2014

What Is the Stance of Monetary Policy?
When the Fed began scaling back its monthly asset purchases, some observers interpreted the move as the beginning of a gradual removal of economic stimulus. But the Fed's policy stance remains highly accommodative, and a new macroblog post clarifies the policy stance going forward.

February 21, 2014

Southeast Housing Market, Employment Gain Ground
The Southeast economy ended 2013 on a positive note, according to the latest Data Digest. Produced monthly by the Regional Economic Information Network (REIN), the report provides a state-by-state snapshot of economic conditions in the Southeast.

February 20, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, Federal Reserve assets and liabilities, industrial production, inflation expectations, and unemployment insurance claims.

February 20, 2014

Pace of Sticky Price CPI Growth Increased
The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 1.8 percent (annualized) in January, following a 1.2 percent increase in December. The 12-month change in the index was 1.8 percent.

February 20, 2014

Will the Ice Cause the Recovery to Lose Traction?
The Southeast's recent bouts of wintry weather didn't prevent only cars from moving forward—they also impeded economic activity, at least temporarily. SouthPoint examines the potential short-term impact of Old Man Winter on the region's economy.

February 19, 2014

The Economic Outlook and Forward Guidance
Atlanta Fed President and CEO Dennis Lockhart, in a February 19 speech at Mercer University in Macon, Georgia, talks about monetary policy in relation to current economic conditions and the outlook for the year ahead.

February 19, 2014

Minutes of the FOMC, January 28–29, 2014
The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the minutes of the Committee meeting held on January 28–29, 2014.

February 19, 2014

Stop, Look, and Listen
In trying to depict the behavior of labor markets, the Atlanta Fed gathers information from a range of sources, and one of those sources are the people at the grassroots level. A new SouthPoint post examines Alabama's job market through the dual lenses of data and anecdotal information.

February 19, 2014

Asymmetric Information and the Financial Crisis
Did you buy that used car because you trusted the salesperson? Trust may not be a necessary condition, according to the economic theory of asymmetric information. Read more in this Real Estate Research post.

February 19, 2014

Apptivity of the Month: Building Wealth
Do you have a bring-your-own-device program or a mobile tablet lab at your school? How will you integrate these technologies into your classroom? Extra Credit offers an "apptivity" to help get you started.

February 18, 2014

The Mythical End State of Security
As the discussion in the United States of moving to chip card technology to improve payments security intensifies, Portals and Rails urges us to keep in mind that security should never be static. As technology evolves, so do the tactics of criminals.

February 13, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on unemployment claims, consumer confidence, construction spending, international trade, light vehicle sales, and more.

February 13, 2014

Retailers Heading into 2014 with Momentum
The 2013 holiday shopping season started out tepidly but ended up rather strong, giving retailers a glimmer of optimism heading into 2014. A new SouthPoint post looks at the region's retail environment and takes the pulse of consumer sentiment.

February 12, 2014

Business Inflation Expectations Tick Up in February
The Atlanta Fed's business inflation expectations survey reports firms anticipate 2.0 percent inflation over the next 12 months, a slight increase from last month. Some 65 percent of firms expect labor costs to put moderate or strong upward pressure on their prices over the coming year.

February 12, 2014

Economic Myths: The Unemployment Rate
A drop in the unemployment rate is not necessarily an indication of health in the labor market. This Extra Credit article breaks down the numbers and dispels some of the myths around the unemployment rate.

February 11, 2014

A Second Look at the Employment-to-Population Ratio
Changes in the composition of the labor force always receive a great deal of attention from economists. But just how significant are the changes taking place today? A new macroblog post looks at current discussions and furthers the conversation with new analysis.

February 11, 2014

Regional Manufacturing Treads Water in January
The Southeast's important manufacturing sector has been showing only tentative progress in recent months, but new data indicate that it might gain traction in the coming months. A new SouthPoint post looks at regional manufacturing's recent performance and what it might augur for the near term.

February 10, 2014

Good News/Bad News/Good News: Affordability and Rising House Prices
Does the combination of rising home prices and mortgage rates, along with flat incomes, mean that homeownership is becoming less attainable to the median-income household? Not necessarily. Real Estate Research factors in additional information that may indicate homeownership will stay within reach.

February 10, 2014

Chip-and-PIN, or Chip-and-Choice?
Could chip-and-signature cards be a reasonable first step as the United States transitions to the EMV standard? Portals and Rails looks at some of the hurdles along the way to chip-and-PIN and suggests this might be something to consider.

February 7, 2014

GDP-Based Recession Indicator Index
Data for real gross domestic product (GDP) growth in fourth-quarter 2013 have pushed the GDP-based recession indicator down to 3.3 percent. This index from well-known economist James Hamilton assigns recession start and end dates based on observed dynamics in the U.S. economy.

February 7, 2014

Atlanta Fed's Labor Market Tracking Tools Updated with January Data
The U.S. economy added 113,000 nonfarm payroll jobs, and the unemployment rate fell to 6.6 percent. Check out the Jobs Calculator and the labor market spider chart to learn how these indicators and others affect the employment outlook.

February 6, 2014

A Prime-Aged Look at the Employment-to-Population Ratio
Although the labor force is often viewed as a monolith, it is actually made up of numerous demographic groups, and employment trends have affected each group differently. A macroblog post looks at how people in their prime working years have fared since the recession.

February 6, 2014

Atlanta Fed Survey Highlights Regional Employment Plans for 2014
The Atlanta Fed recently reached out to its business contacts throughout the region and asked them to describe factors that will encourage them to hire in the coming year, as well as factors that could restrain job growth in 2014. A new SouthPoint post summarizes what they said.

February 6, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic ’ Financial Highlights page, including new data on Federal Reserve assets and liabilities, government spending, home prices, sales, and supplies, inflation, oil and natural gas prices, and more.

February 5, 2014

2014: A Transitional Year
Atlanta Fed President and CEO Dennis Lockhart, in a February 5 speech at the Rotary Club of Birmingham, discusses the economic outlook for 2014 and Fed policy.

February 5, 2014

A Nice Start for the New Year
Business sentiment is improving after dipping last fall. And regional retailers, encouraged by a solid holiday shopping season, have a generally positive outlook for sales growth. Southeastern Insights looks at some recent trends.

February 4, 2014

St. Louis and Atlanta Feds Offer Expanded Online Learning Resources
The Atlanta Fed now offers its award-winning Fed Explained animated video series through the St. Louis Fed's new Video Q&A feature. Teachers can now assign videos on relevant topics and track their progress online. Find out more in Extra Credit.

February 4, 2014

Southeast Commercial Construction Update Strikes Upbeat Note
Following a postrecession period mired in the doldrums, the region's commercial construction sector continues to show signs of sustained vigor. A new SouthPoint post looks at recent results from an Atlanta Fed poll of industry contacts.

February 3, 2014

Call Center Phone Fraud: Are You Really Who You Say You Are?
Fraudsters look for any way into a bank's private cache of account information, and the call center as one channel is becoming increasingly appealing. Portals and Rails looks at this channel and discusses how banks can protect themselves.

January 31, 2014

A Brief Interview with Sergio Rebelo on the Euro-Area Economy
The woes of the euro zone have faded from each day's headlines, but have euro-based economies taken a turn toward stability? A new macroblog post presents a compelling discussion about this timely topic.

January 30, 2014

Economic and Financial Highlights
View the latest series of charts from our Economic and Financial Highlights page, including new data on Federal Reserve assets and liabilities, housing starts, and industrial production.

January 29, 2014

Federal Reserve Issues FOMC Statement
The policy statement from the January 28–29 meeting of the Federal Open Market Committee (FOMC) is now available. The statement, released following each regularly scheduled FOMC meeting, includes an assessment of economic conditions since the previous meeting and information about the Committee's policy decisions.

January 28, 2014

How Many Jobs Does It Take in Your State?
The state-level jobs calculator is up to date with December data from the U.S. Bureau of Labor Statistics. Learn how many new jobs are needed in your state to move the jobless rate to a specific level.

January 28, 2014

Back to School: The Importance of Human Capital
This module of the Classroom Economist, which features an updated Lesson 4 from the Katrina's Classroom curriculum, offers resources for teaching students about the importance of increasing their human capital and about financing a postsecondary education.

January 28, 2014

Simple Concept, Complex Regulation
Simple regulatory concepts often result in long, complex regulations. Notes from the Vault discusses why that happens and draws implications for the future of prudential regulation.

January 28, 2014

Big Data: Government's Next Frontier
This Extra Credit article helps teachers break down the data—the big data—for students. Here is a good read about ways that big data applications are making their way into our everyday lives.

January 28, 2014

Are the Clouds Lifting in the Sunshine State?
Florida's road back from its recessionary battering has been a rugged one, but a number of signs point to a brightening economic picture. A new SouthPoint post looks at a variety of data from the state to place the budding optimism in context.

January 27, 2014

Global and Local Reach: Gauging the Impact of Immigration
What are the economic development implications of immigration, and how can communities leverage immigrants as key workforce assets? Denny Coleman of the St. Louis Economic Development Partnership and Michael Iacovazzi-Pau of Greater Louisville Inc. discuss findings from a recent IEDC report in an Economic Development podcast.

January 27, 2014

The Importance of Partnerships between the Private Sector and Law Enforcement
As the "forum" part of our name suggests, the Retail Payments Risk Forum exists to encourage collaboration between law enforcement and the private sector to mitigate risk. Many other forums also offer opportunities for collaboration. Portals and Rails names a few.

January 24, 2014

Housing Continues to Rebound
The long road back for the region's housing market continues, according to the Atlanta Fed's most recent survey of builders and brokers. A new SouthPoint post notes that home prices and buyer traffic are both up, but obtaining needed financing remains a challenge.

January 23, 2014

Southeast Economy Improving
Economic conditions in the region improved moderately in November, according to the latest Data Digest. The monthly report presents state-level data and analysis on economic activity, labor markets, manufacturing, and more.

January 23, 2014

Economic and Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer prices, retail sales, Treasury yields, and unemployment claims.

January 22, 2014

Wall Street and the Housing Bubble
Can we really say investors lost money in the housing bust because they were deceived by financial market insiders? Real Estate Research parses another paper supporting an alternative hypothesis for the financial crisis.

January 21, 2014

Quantitative Easing, Tapering, and the Road Ahead
How are you going to teach your students about the Fed's decision to taper bond buying? Extra Credit recommends an article by Atlanta Fed President Dennis Lockhart, and provides discussion questions to go along with it.

January 21, 2014

Online Payday Lenders: An Illustration of the Importance of Bank Due Diligence
Why should banks take the three-legged-stool approach to practicing due diligence for any business for which they provide payments services? Portals and Rails explains why and how.

January 17, 2014

What Accounts for the Decrease in the Labor Force Participation Rate?
A number of factors—some economic, some demographic—are behind the decline in the labor force participation rate. A new macroblog post looks at some of these factors and assesses the roles they play in the composition of today's work force.

January 17, 2014

Spider Chart Updated with JOLTS, NFIB Data
Measure progress in the labor market with the Atlanta Fed's spider chart, updated with November JOLTS data from the U.S. Bureau of Labor Statistics and hiring plans from the NFIB's monthly survey.

January 13, 2014

The Economic Outlook for 2014
Atlanta Fed President and CEO Dennis Lockhart, in a January 13 speech at the Rotary Club of Atlanta, reviews current economic conditions, the economic outlook for the year ahead, and the Fed's winding down of quantitative easing.

January 10, 2014

Reserve Banks Transfer Residual Earnings to the Treasury
The Federal Reserve Board on Friday announced preliminary unaudited results indicating that the Reserve Banks provided for payments of approximately $77.7 billion of their estimated 2013 net income to the U.S. Treasury.

December 23, 2013

Federal Reserve Launches Commemorative Video
The "Fed at 100" video commemorates the 100-year anniversary of the signing of the Federal Reserve Act of 1913. Watch employees, business and community leaders, and scholars share their unique perspectives about the history, mission, and future of the nation's central bank.

November 15, 2013

Is Credit to Small Businesses Flowing Faster? Evidence from the Atlanta Fed Small Business Survey
Results of the Atlanta Fed's third-quarter 2013 survey show that small business borrowers have been more successful in obtaining financing and that business conditions continue to improve. A new macroblog post summarizes the findings.