All highlights

September 22, 2014

New ACH Return Rate Threshold on the Horizon
Unauthorized transactions are unpleasant and costly both for the financial institutions that receive them and the customers whose accounts are hit. A recently approved rule will reduce the acceptable threshold for unauthorized debit return rates. Portals and Rails explains.

September 19, 2014

Jobs Calculator Updated with State Data
How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how August data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

September 19, 2014

Business Inflation Expectations Tick Up
The Atlanta Fed's business inflation expectations survey shows firms anticipate 2.1 percent inflation over the next 12 months, up a tenth of a percent from August. Firms say their unit costs are up 1.8 percent when compared to this time last year.

September 18, 2014

The Economic Effects of Urban Renewal
In 1964, President Lyndon B. Johnson declared the "War on Poverty." Ensuing efforts included various urban renewal policies. A recent paper takes a quantitative approach to evaluating the economic effects of these policies, and Real Estate Research looks at its methodology.

September 18, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on the exchange value of the dollar, industrial production, light vehicle sales, retail sales, and weekly unemployment claims.

September 18, 2014

Latest Forecast for GDPNow
The GDPNow model forecast for real GDP growth (seasonally adjusted annual rate) in the third quarter of 2014 was 3.2 percent on September 18, down from 3.4 percent on September 12.

September 17, 2014

Federal Reserve Issues FOMC Statement
Information received since the Federal Open Market Committee met in July suggests that economic activity is expanding at a moderate pace. On balance, labor market conditions improved somewhat further; however, the unemployment rate is little changed and a range of labor market indicators suggests that there remains significant underutilization of labor resources.

September 17, 2014

Sticky-Price CPI Virtually Unchanged
The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 0.4 percent (annualized) in August, following a 1.3 percent gain in July. The 12-month change in the index was 2.0 percent.

September 17, 2014

The Fed Explains the Payments System
Like a circulatory system for the economy, the U.S. payments system facilitates the flow of money between buyers and sellers. Extra Credit highlights the new Fed Explained video on the payments system.

September 16, 2014

Construction and Real Estate Survey: Builders See Slow, Steady Growth
Overall, homebuilders had an optimistic outlook on sales, buyer traffic, and construction activity in August. In contrast, residential brokers were more mixed on those measures.

September 15, 2014

The Changing State of States’ Economies
No state in the country escaped the Great Recession unscathed, although some states suffered more than others. Similarly, the ensuing recovery has unfolded unevenly. A new macroblog post examines the impact of the downturn and the rebound at the state level.

September 15, 2014

Let’s Talk Token: Authenticating Payments
Here's a token of my...security? As the United States gradually moves to chip cards, the payments industry considers new ways to authenticate transactions. This Portals and Rails post is the first in a series that looks at tokenization.

September 15, 2014

Small Firms See Incremental Gains
Small businesses' expectations for hiring are approaching prerecession levels, according to the Atlanta Fed's second-quarter Small Business Trends. Demand for loans also continues to show slow improvement. View our interactive charts for more details.

September 15, 2014

Empowering Women through Financial Literacy: Realities and Resources
Learn how financial literacy can empower women. Extra Credit explores myths, realities, and resources for women's financial empowerment.

September 12, 2014

New Research Explores Recession’s Impact on Households
From long-term unemployment to household income, an array of economic statistics reflect the financial struggles households faced after the Great Recession. New Atlanta Fed research aims to quantify the downturn's effects on families along the income distribution.

September 11, 2014

Southeastern Manufacturing: Back in the Fast Lane
Manufacturing activity in the region had been giving off tentative signals in recent months, but the sector appears to have shaken off its torpor. A new SouthPoint post looks at recent data to depict the welcome acceleration.

September 11, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on economic policy uncertainty, Federal Reserve assets and liabilities, international trade, unemployment, and more.

September 10, 2014

Economics and Finance Are Women’s Worlds, Too
On February 3, 2014, Janet Yellen was sworn in as the Chair of the Federal Reserve Board of Governors. Extra Credit spotlights the first woman to chair the Fed.

September 10, 2014

EconSouth Explores Bitcoin’s Potential
When it comes to bitcoin, misconceptions—benign and otherwise—abound. But as the currency strives for mainstream acceptance, can bitcoin become a serious contender in the payments arena?

September 9, 2014

Small Business Lending in the Sunshine State
Bankers in South Florida are on the lookout for prudent lending opportunities to small businesses. How are these business owners responding to this loosening environment? SouthPoint looks at a recent discussion among bankers to find out.

September 9, 2014

Labor Market Spider Chart Updated with JOLTS Data
Monitor labor market progress across several indicators with our Labor Market Spider Chart, which includes July data on job openings, hires, layoffs, and quits (JOLTS), and business optimism.

September 8, 2014

Data Digests Updated with July Data
The Digests have been revised to show current economic activity and trends in employment and real estate in the Southeast. View our interactive charts.

September 8, 2014

Seeking a Successful Biometric Solution
Biometric authentication is gaining traction, and more businesses are looking to acquire biometric authentication solutions. Portals and Rails has tips for choosing one that will be successful.

September 5, 2014

Labor Market Tracking Tools Updated with August Data
How do the latest figures from the U.S. Bureau of Labor Statistics affect the outlook for the labor market? Check out the Atlanta Fed's Labor Market Spider Chart and the Jobs Calculator to find out.

September 4, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on commodity prices, consumer confidence, inflation, manufacturing, personal consumption, and more.

September 3, 2014

Beige Book: Outlook Remains Positive among Southeast Firms
The Atlanta Fed's business contacts were optimistic about the rest of 2014, according to the latest Beige Book. Reports were positive in the auto, travel and tourism, and housing markets, while reports on lending conditions in the region were mixed.

September 3, 2014

New Data for Wu-Xia Shadow Federal Funds Rate
The Wu-Xia shadow federal funds rate is updated through August with underlying input data from Gurkaynak, Sack, and Wright yield curve estimates. The rate stood at ‑2.89 percent on August 29.

September 3, 2014

EconSouth Taps Into Region’s Craft Beer Industry
The craft beer renaissance has brought benefits that have spilled over into the region's economy, contributing billions of dollars in economic impact and thousands of jobs. In a region long dominated by national brands, small makers are slowly establishing a firmer foothold.

September 2, 2014

Jobs Increase (But So Does Unemployment)
Employment growth in the Southeast—which has largely struggled in the wake of the recession—has made gains, although the regional jobs recovery has been uneven and often tentative. A new SouthPoint post parses recent data to assess the southeastern labor market.

September 2, 2014

Not All Digital Currencies Are Virtual
All virtual currencies are digital currencies, but not all digital currencies are virtual. This week's Portals and Rails explains.

August 29, 2014

Real Estate Business Contacts on Target
The Census Bureau and HUD recently gave us good news about the housing market—starts are up. Did results from the Atlanta Fed's monthly housing market poll reflect this? Real Estate Research looks under the surface to find out.

August 28, 2014

EconSouth Explores Trains’ Vital Role in U.S. Commerce
One of the country's early infrastructure projects was also one of its most ambitious, and its success has endured: the freight railroad system. Despite profound changes in the U.S. economy, railroads still play a vital role in commerce.

August 28, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on the consumer price index, core capital goods, house prices, housing starts, and unemployment claims.

August 27, 2014

Southeast Housing Update: Exploring the Recent Slowdown
After a period of impressive growth, housing in the Southeast has cooled off. What factors have combined to restrain this important sector? A new SouthPoint post consults recent polling data to find out.

August 26, 2014

Federal Reserve Lessons Connecting Women and Economics
Women's Equality Day on August 26 is a great opportunity to highlight women's economic issues. Extra Credit provides data and lesson suggestions for this important topic.

August 25, 2014

Bail-in Debt: Will the Supervisors Pull the Trigger in Time?
The United States and the European Union are planning on using bail-in debt to help reduce taxpayer exposure to systemically important financial institutions. A new Notes from the Vault discusses the importance of timely resolution for this approach to be effective.

August 25, 2014

What Kind of Job for Part-Time Pat?
For workers who have a part-time job but would like to work full-time, how has the job-finding environment changed? A new macroblog post attempts to answer this question by looking at the experience of a hypothetical part-time worker.

August 25, 2014

Forty Years and Still Scamming
Americans lost a whopping $2.3 billion in 2013 to advance-fee fraud, more than any other nation's citizens. Portals and Rails looks at the history of this type of fraud—one type of 419, or Nigerian, fraud—and urges education.

August 22, 2014

Southeast Commercial Construction Update: Activity Up from Last Year
Commercial construction has been a bright spot in the region's economy, following years of postrecession sluggishness. How does the Southeast's level of activity compare with the nation's? A new SouthPoint post talked to industry insiders to take the pulse.

August 21, 2014

Seeking the Source
During the fitful recovery in the wake of the recession, economists have sought to determine why growth in gross domestic product has lagged that seen in earlier recoveries. A new macroblog post examines the question and finds that answers, while important, also vary depending on one's perspective.

August 21, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on business inflation expectations, industrial production, and unemployment insurance claims.

August 20, 2014

Minutes of the FOMC, July 29-30, 2014
The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on July 29-30, 2014.

August 20, 2014

The View from South Florida
Following a protracted struggle to rebound from the recession, South Florida appears to be getting on its feet. A new SouthPoint post pops in to the peninsula to talk to business contacts there and take the pulse of current economic conditions.

August 19, 2014

Sticky Price CPI Growth Increased
The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 1.3 percent (annualized) in July, following a 2.3 percent gain in June. The 12-month change in the index was 2.1 percent.

August 18, 2014

Are You Sure We’re Not There Yet?
After years of fits and starts, the employment sector has been strengthening consistently. But how might a brightening employment picture affect wages? A new macroblog post looks at firms' expectations of changes to compensation.

August 18, 2014

Jobs Calculator Updated with State Data
How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how July data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

August 18, 2014

GDP-Based Recession Indicator Index
Although real gross domestic product (GDP) growth in the second quarter of 2014 pushed the GDP-based recession indicator up to 24.1 percent, the level is still firmly anchored in nonrecession territory. This index from well-known economist James Hamilton assigns recession start and end dates based on observed dynamics in the U.S. economy.

August 18, 2014

Crooks Target Business Clients
Fraudsters are always looking to steal a buck. Sometimes they e-mail businesses authentic-looking invoices, hoping the businesses will send money to an account valid only to the criminal. Portals and Rails offers tips to help businesses avoid being duped.

August 15, 2014

Econ Ed Partnership Flourishing
Every year, Mississippi teachers attend Focus on the Economy, a conference that looks at the Fed and other topics. This conference is one outcome of a 10-year partnership between the New Orleans Branch of the Atlanta Fed and the Mississippi Council on Economic Education.

August 15, 2014

Taking Tennessee’s Temperature
Economic conditions in the Volunteer State have been on the upswing of late, with employment and construction growing and the manufacturing sector continuing to strengthen. A new SouthPoint post uses recent conversations with contacts in Tennessee to depict the business environment.

August 14, 2014

Construction and Real Estate Survey: Construction Up in July
Nearly two-thirds of builders report that construction activity increased last month compared to a year ago, according to participants in the Atlanta Fed survey. See our latest results and updated charts.

August 14, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, Federal Reserve assets and liabilities, international trade, light vehicle sales, retail sales, unemployment claims, and more.

August 13, 2014

August Business Inflation Expectations Rise
Firms anticipate 2.0 percent inflation over the next 12 months, up from 1.9 percent in July, according to the Atlanta Fed's business inflation expectations survey. Firms expect compensation to increase by 2.8 percent over the next 12 months, on average.

August 12, 2014

Is Southeastern Manufacturing Leveling Off?
If manufacturing continues expanding in the Southeast, what's the cause for concern? SouthPoint looks at recent data and notes that although the sector's expansion continues, some indicators slowed down from their recent heady pace.

August 12, 2014

As We Age, We Get Both Smarter and Less Smart
Academic Eric Johnson explains the impact of intelligence on finances at an Atlanta Fed Public Affairs Forum.

August 12, 2014

Labor Market Spider Chart Updated with JOLTS Data
Monitor labor market progress across several indicators with our revised Labor Market Spider Chart. Jobs openings increased in June to 4.671 million from 4.577 million in May, the highest level since February 2001.

August 11, 2014

Are We There Yet?
Just as impatient passengers in a car ask how near their destination is, economic observers want to know when the Fed's dual mandate of full employment and price stability is within sight. A new macroblog post examines some data to make the road map clearer.

August 11, 2014

Improving Mobile Security with Biometrics
The science of biometrics is flourishing. Two mobile phones with fingerprint recognition recently hit the market, and facial recognition is in testing. Portals and Rails suggests biometrics could spur mobile payments adoption, but not without working out some kinks.

August 8, 2014

Getting There?
Recent data paint an improving picture of several important aspects of the economy. So is it time to declare that conditions are ripe for continuing improvement? Not so fast, according to a new macroblog post, which argues for cautious optimism.

August 7, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on commodity prices, consumption, manufacturing, oil and natural gas prices, unemployment, and more.

August 6, 2014

Sunnier Times in the Sunshine State
The recession hit Florida particularly hard, and its aftermath lingered stubbornly. But Atlanta Fed business contacts in the state recently described an improving environment, and a new SouthPoint post summarizes their optimistic outlook.

August 6, 2014

Data Digests Update on the Regional Economy
We have revised our Data Digests, which note trends in employment and real estate in the Southeast. View charts on employment, real estate, and more.

August 6, 2014

Miami Econ Ed Specialist Speaks at Major D.C. Conference
The annual conference of the National Academy Foundation, held in July, targeted professional development for educators and others. Read how the Atlanta Fed helped.

August 5, 2014

What’s Driving the Part-Time Labor Market? Results from an Atlanta Fed Survey
The aftermath of the recession has seen an increase in the share of part-time workers. Will this heightened share drop as the labor market heals, or is it simply the new normal? A new macroblog post examines recent survey data to assess the circumstances.

August 4, 2014

Keep on the Sunny Side
With economic conditions continuing to improve over the summer, business contacts are feeling optimistic that the trend will last. They report strength in the retail, real estate, manufacturing, and auto sectors, according to Southeastern Insights.

August 4, 2014

The Fed Explains the Payments System
The latest in the Atlanta Fed's animated video series explores the U.S. payments system, which every day handles millions of transactions between buyers and sellers. Learn about the Fed's role in keeping the nation's payments system secure and efficient.

August 4, 2014

Fishing for Your Private Data
Phishing e-mails try to hook recipients into providing their personal data by creating a sense of urgency. Portals and Rails suggests that financial institutions educate their customers about phishing schemes at the time they open their accounts.

August 1, 2014

What’s behind Housing’s June Swoon?
The region's housing market was regaining its strength nicely—until it wasn't. A new macroblog post examines some of the reasons behind the slowdown and which ones appear more likely to have a persistent effect.

August 1, 2014

Southeast Housing Update: Building on Recent Gains
Knocked back on its heels by the recession, the region's housing market continues to regain its former strength. A new SouthPoint post finds that builders and brokers remain upbeat and report increased activity from year-ago levels.

August 1, 2014

U.S Added 209,000 Jobs in July, Unemployment Ticks Up to 6.2 Percent
How do the latest figures from the U.S. Bureau of Labor Statistics affect the outlook for unemployment and the broader labor market recovery? Check out the Atlanta Fed's Labor Market Spider Chart and the Jobs Calculator to find out.

July 31, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on capital goods, consumer confidence, GDP growth, home sales and supply, house prices, unemployment claims, and more.

July 31, 2014

Economist: Sports’ Economic Impact Difficult to Predict
Economist Robert Baade discusses the pros and cons of sports stadium projects at an Atlanta Fed Public Affairs Forum at the Birmingham Branch.

July 30, 2014

Federal Reserve Issues FOMC Statement
Information received since the Federal Open Market Committee met in June indicates that growth in economic activity rebounded in the second quarter. Labor market conditions improved, with the unemployment rate declining further.

July 29, 2014

Econ Ed Team Takes a Field Trip
Since the late 1990s, the auto industry has become a staple of Alabama's economy. It makes sense, then, that the Atlanta Fed's economic education team recently held a workshop for economics teachers in an Alabama auto assembly plant.

July 29, 2014

No Sign of Summer Doldrums
The Southeast heats up in the summer, and so it is with regional economic activity in the second quarter of 2014. Strengthening employment numbers offer encouragement, with data indicating slow but steady progress. Financial Update's "EconBrief" discusses what the numbers might imply going forward.

July 28, 2014

Where’s the Mobile Payment?
Why aren't we hearing more from financial institutions about mobile payments and mobile wallets? Portals and Rails wonders if there just isn't a driving consumer need for the mobile proximity payment.

July 25, 2014

Auto Sales Accelerating
The American love affair with the automobile is well documented, and car buyers are helping propel overall retail sales in the wake of the recession. A new SouthPoint post looks at both evidence of our cultural fascination with cars and new data that show cars' strong sales performance.

July 24, 2014

Federal Reserve Study Details U.S. Payments Landscape
The 2013 Federal Reserve Payments Study report examines the payments landscape, including updated results on card use by consumers and businesses, discussion of information on third-party payments fraud, and information on emerging and alternative payments likely to replace traditional payments such as cash and checks.

July 24, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on construction spending, industrial production, inflation, retail sales, unemployment claims, and more.

July 23, 2014

Construction and Real Estate Survey: Home Prices Rise
Home prices were up in June compared to year-ago levels, according to the majority of brokers and builders who recently participated in the Atlanta Fed survey. See all the latest results.

July 22, 2014

Sticky Price CPI Growth Increased
The Atlanta Fed's sticky price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 2.3 percent (annualized) in June, following a 2.9 percent increase in May. The 12-month change in the index was 2.1 percent.

July 22, 2014

A Closer Look at Progress in Selected Southeastern Labor Markets
Areas throughout the Southeast have experienced job recovery at uneven rates since the recession ended. A new SouthPoint post examines labor market recovery in urbanized versus rural counties and finds marked differences.

July 21, 2014

GDP Growth: Will We Find a Higher Gear?
In the first quarter of 2014, growth in gross domestic product (GDP) shrank by nearly 3 percent. Will the imminent release of more recent GDP data show that the U.S. economy shook off its torpor? A new macroblog post considers recent metrics to assess economic momentum.

July 21, 2014

How Much Will Chip-Card Technology Affect ATM Owners?
Independent ATM owners are facing the potentially steep costs of upgrading their machines to accommodate the impending migration to chip-embedded cards during a time when revenues are shrinking. Portals and Rails investigates.

July 18, 2014

Part-Time for Economic Reasons: A Cross-Industry Comparison
A segment of the workforce is working part time, even though they say they want full-time work. What factors are at work within this cohort, and which industries have been most affected? A new macroblog post delves into the data.

July 18, 2014

Jobs Calculator Updated with State Data
How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how June data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

July 17, 2014

Economic & Financial Highlights
The advance figure for seasonally adjusted initial claims for unemployment insurance fell in early July. See the latest data on unemployment claims and more.

July 17, 2014

Continued Expansion Highlighted in Latest Beige Book
The newly released Beige Book finds that the Southeast—like most Reserve Bank districts—is reporting moderate economic growth. A new SouthPoint post examines the new release and looks at some regional highlights.

July 17, 2014

State of Distress?
Systemically important financial institutions like large banks and nonbank financial firms are required to have credible resolution plans in case they fail. Notes from the Vault raises the issue of whether U.S. states should have a similar plan.

July 16, 2014

Beige Book: Summer Brings Modest Progress for Southeast Economy
The Southeast economy expanded modestly in June and early July, according to the latest Beige Book. The report, released prior to each meeting of the Federal Open Market Committee, noted stronger activity in the region's manufacturing and hospitality sectors, while bankers reported stronger loan growth.

July 16, 2014

Business Inflation Expectations Dip in July
The Atlanta Fed's business inflation expectations survey reports firms anticipate 1.9 percent inflation over the next 12 months, a slight drop from June. Firms provided input this month about their most useful planning/forecasting horizons.

July 14, 2014

EMV Train is Gathering Steam: Procrastinators Take Warning
The EMV conversion is gathering momentum. Estimates show that a significant number of credit and debit cards will be converted by the end of this year. Don't miss the train—you just may find yourself stranded and more vulnerable than ever to fraud.

July 11, 2014

Thoughts on Liftoff
Atlanta Fed President and CEO Dennis Lockhart, speaking at the Sixth Annual Rocky Mountain Economic Summit on July 11, discusses the timing of liftoff, or the raising of the federal funds rate.

July 11, 2014

Take a Trip to New Orleans—Virtually
Learn about New Orleans' historic role as a trade hub and the financial infrastructure that allowed it to flourish. A new online virtual tour of the Museum of Trade, Finance, and the Fed at the Atlanta Fed's New Orleans Branch gives visitors a unique experience.

July 11, 2014

Americans, Europeans Spending Less Time on Housework
With just 24 hours in a day, time is a limited resource. New research from the Atlanta Fed highlights some surprising trends in the way people on both sides of the Atlantic allocate their hours.

July 10, 2014

Introducing the Atlanta Fed’s GDPNow Forecasting Model
The Atlanta Fed has unveiled GDPNow, its new "nowcasting" model that offers a frequently updated examination of U.S. gross domestic product. A new macroblog post pulls back the curtain on how the model was built.

July 10, 2014

Economic & Financial Highlights
View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, employment and payrolls, international trade, labor force participation, unemployment, and more.

July 10, 2014

A Southern Slowdown in Manufacturing?
After a period of sustained vitality, the manufacturing sector in the Southeast is showing signs of slowing its heady pace. Although some indicators merit continued optimism, SouthPoint uses recent data to look at the overall picture to assess the sector's health.

July 9, 2014

Minutes of the FOMC, June 17-18, 2014
The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on June 17-18, 2014. A summary of economic projections made by Federal Reserve Board members and Reserve Bank presidents for the meeting is also included as an addendum to these minutes.

July 9, 2014

A Look Back...25 Years at the Atlanta Fed
Through essays, photos, and videos, explore the last quarter century of Atlanta Fed history. Join us in reflecting on a period marked by dramatic changes and significant milestones as the Atlanta Fed entered the modern era.

July 9, 2014

Southeastern States Mind the (Skills) Gap
Employers sometimes struggle to find the right workers, especially in high-tech fields. States throughout the region have begun a variety of initiatives to combat the so-called skills gap, and a new SouthPoint post gives an overview of their efforts.

July 8, 2014

Americas Center Annual Review: 2013
Learn about the Americas Center's most significant projects, products, programs, and initiatives in its 2013 Annual Review.

July 7, 2014

To Buy or Not to Buy, That Is the Question (for Millennials)
South Florida is experiencing a strong rental market, especially among young people. Is this rental surge the result of lifestyle choices, or are economic forces primarily guiding their decisions? A new SouthPoint post looks at recent developments to find out.

July 7, 2014

Atlanta Fed’s Altig Talks Economic Rebound
In a recent ECONversations webcast, our research director offered his assessment of the economy. He notes it is back on track after a disappointing first quarter, with business investment poised for a rebound.

July 7, 2014

Fighting the High-Tech Criminals
The organizations of the sophisticated criminals that carry out high-tech crimes involving millions of dollars often resemble the organizational structures of legitimate organizations. Portals and Rails reports on a recent conference focused on cybercrime, criminal organizations, and law enforcement.

July 3, 2014

Labor Market Tracking Tools Updated with June Data
How does the latest report from the U.S. Bureau of Labor Statistics affect the outlook for labor markets? Check out the Jobs Calculator and the Labor Market Spider Chart to learn more.

July 3, 2014

Economic & Financial Highlights
House prices continue to rise, and personal consumption continued declining. See the latest data on house prices and sales, personal consumption expenditures, and more.

July 3, 2014

Separating Out Job Groups in the Sixth District
Slowly but surely, job growth is returning to the Southeast. But what are the skill levels that the jobs require, and how has the skill level changed over time? A new SouthPoint post delves into the data to find out.

July 2, 2014

Torturing CPI Data until They Confess: Observations on Alternative Measures of Inflation
Atlanta Fed Vice President and Senior Economist Mike Bryan discusses using consumer price data to produce alternative measures of inflation in a presentation May 30, 2014, at the Federal Reserve Bank of Cleveland's conference on Inflation, Monetary Policy, and the Public.

July 1, 2014

Southeast Housing Update: Home Prices Increasing, If Only Slightly
The regional housing market, such a vital part of the Southeast's economic engine, has sputtered in the wake of the recession. A new SouthPoint post asks builders and brokers about current conditions to see if housing's former vigor is returning.

June 30, 2014

The Implications of Flat or Declining Real Wages for Inequality
Income inequality is a widely discussed topic, yet the factors behind it are complex and challenging to isolate. Using a time-tested measurement, a new macroblog post discusses the role of one of those factors—educational attainment—in income inequality.

June 30, 2014

A Call to Action on Data Breaches?
Another day, another data breach. Portals and Rails asks if notifications to consumers about data breaches are adequate.

June 26, 2014

Torturing CPI Data until They Confess: Observations on Alternative Measures of Inflation (Part 3)
What do you think of when you think of inflation? This third of three macroblog posts on inflation measures discusses the importance of the Fed and the public having a mutually understandable dialog about inflation.

June 26, 2014

Economic & Financial Highlights
Industrial production rose slightly in May, and initial claims for unemployment insurance declined in June. See the latest data on industrial production, unemployment insurance, and more.

June 26, 2014

Florida, On Holiday
The Southeast continues its long and sometimes tentative rebound in its labor market. Although the region overall made job gains, Florida in particular recently hit a rough patch. A new SouthPoint post charts the changes and examines various sectors' performance.

June 25, 2014

Prices and Business Investment Heat Up as Summer Approaches
Contacts continue to report moderate growth in business activity, according to Southeastern Insights. A growing number of firms are implementing price increases, a change from previous months.

June 25, 2014

The Growing Gulf Coast: Good Signs despite Low Sales
The Gulf Coast economy continues gaining momentum, although not uniformly, with some sectors demonstrating notable strength (housing, for example) and others (such as retail) performing tepidly. SouthPoint recaps recent discussions with coastal contacts to assess the area's performance.

June 24, 2014

Torturing CPI Data until They Confess: Observations on Alternative Measures of Inflation (Part 2)
Is it more expensive, or does it just cost more money? In this second of three posts, macroblog digs deeper into how economists can work with the CPI to get a clearer view of inflation.

June 23, 2014

Torturing CPI Data until They Confess: Observations on Alternative Measures of Inflation (Part 1)
In the quest to create an accurate, reliable measure of inflation, economists have devised many ways to work with the data. In this first of three posts, macroblog looks at the median CPI and other trimmed-mean measures.

June 20, 2014

Jobs Calculator Updated with State Data
The Sixth Federal Reserve District added 15,000 payroll jobs in May, according to the U.S. Bureau of Labor Statistics. Check out our Jobs Calculator to find out how the latest data affect the outlook for the unemployment rate in your state.

May 22, 2014

Measuring What Matters: Tracking Success in Economic Development
How can economic development practitioners best measure and track their strategies' outcomes? Tim Chase, of the Greater Wichita Economic Development Coalition, and Swati Ghosh, of the International Economic Development Council, discuss their research findings in an Economic Development podcast.

April 28, 2014

Economic Gardening: A Homegrown Approach to Growth
How effective are economic development strategies that seek to grow local entrepreneurship and small businesses? Todd Johnson at Gallup and Dell Gines at the Kansas City Fed explore the successes and challenges associated with this approach in an Economic Development podcast.

March 24, 2014

Have the Government-Sponsored Enterprises Fully Repaid the Treasury?
Fannie Mae and Freddie Mac have paid dividends equal to the Treasury's total purchase of their senior preferred stock. Notes from the Vault contends that these payments fall far short of the economic value of the Treasury's support.

February 27, 2014

Two Drivers of Financial Innovation
Financial innovation is likely to accelerate as the postcrisis regulatory environment stabilizes. Notes from the Vault considers two of the biggest drivers of past innovation, technology and regulation, to better understand likely future trends.

August 30, 2013

FASB Proposes (Too?) Early Loan Loss Recognition
The Financial Accounting Standards Board proposes to give investors more accurate information about expected loan losses, but at the cost of systematically understating the value of unimpaired loans. Notes from the Vault takes a look at FASB's proposal.

May 22, 2013

Lessons from the Housing GSEs for Resolving Too Big to Fail
Fannie Mae and Freddie Mac are back in the headlines, their future under debate. Notes from the Vault considers three important lessons these GSEs can provide to policymakers seeking to end too big to fail.

April 18, 2013

Reflections on the 2013 Financial Markets Conference
The Atlanta Fed conference recently brought together economists, academics, and leaders of financial firms to discuss various issues related to financial stability. Notes from the Vault considers one presenter's perspective and offers some alternative views.

March 8, 2011

National Consumer Protection Week 2011
National Consumer Protection Week is March 6–10. The Atlanta Fed is participating in this annual campaign to educate consumers on financial issues. Learn more about Federal Reserve resources on important topics such as preventing identity theft and understanding credit scores.