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Economic Review


President and Chief Executive Officer
Dennis P. Lockhart

Senior Vice President and Director of Research
David E. Altig

Research Department
Thomas J. Cunningham, Vice President and Associate Director of Research

Gerald P. Dwyer Jr., Vice President

John C. Robertson, Vice President

Public Affairs
Bobbie H. McCrackin, Vice President

Lynn H. Foley, Editor

Tom Heintjes, Managing Editor

Jill Dible and Peter Hamilton, Designers

Vanessa Floccari, Marketing and Circulation

Charlotte Wessels, Administrative Assistance

The Economic Review of the Federal Reserve Bank of Atlanta presents analysis of economic and financial topics relevant to Federal Reserve policy. In a format accessible to the nonspecialist, the publication reflects the work of the bank's Research Department. It is edited, designed, and produced through the Public Affairs Department.

Views expressed in the Economic Review are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System.

Material may be reprinted or abstracted if the Economic Review and author are credited.

For further information, contact the Public Affairs Department, Federal Reserve Bank of Atlanta, 1000 Peachtree Street, N.E., Atlanta, Georgia 30309-4470 (404-498-8020).

ISSN 0732-1813