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Banking

Financial Update Masthead Banner

Vol. 20, No. 1,
First Quarter 2007


FEATURES

Dennis Lockhart Named
Atlanta Fed President

Fed to Study Nation's
Payment Habits

Check 21 Continues
Brisk Growth

Atlanta Fed Joins
Poverty Research

Agencies Update Brochure
on Nontraditional Mortgages

Guidelines on Commercial
Real Estate Loans Issued

Bernanke Focuses on
Fed's Supervisory Role

New Atlanta Fed
Directors Named

$1 Presidential Coin
Program Begins

Fed Turns Money
Over to Treasury

Departments

Did You Know?

Data Bank

Circular Letters

Staff

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Dennis Lockhart

Dennis P. Lockhart Becomes Atlanta Fed's New President and Chief Executive Officer

The Atlanta Fed's board of directors has named Dennis P. Lockhart the fourteenth president of the Federal Reserve Bank of Atlanta.



payments study graphic

Fed Announces New Study of Nation's Payment Composition

The Federal Reserve Banks will conduct another round of studies to determine the current makeup of the nation's retail payment market, including checks, credit and debit cards, and automated clearinghouse transactions.



check imaging machine

Check 21 Growth Shows No Sign of Slowing

Financial institutions' use of Check 21 continues to grow rapidly. In 2006, the Atlanta Fed processed 10 times as many Check 21 transactions as it did in 2005, and the trend is expected to accelerate.
audio icon Interview with Fred Herr, Atlanta Fed senior vice president



Little Haiti sign

Atlanta Fed Participates in Poverty Research

The Atlanta Fed will join counterparts from other Reserve Banks and other experts to identify new ways to help some impoverished U.S. communities in fast-growing metropolitan areas, older cities, and rural areas.



ARM brochure

Fed Publishes Revised Handbook on Adjustable Rate Mortgages

Underscoring banking regulators' concerns about the growing use of nontraditional mortgages, the Consumer Handbook on Adjustable-Rate Mortgages has undergone one of its most substantial revisions since its 1987 publication.