Banking

FEDERAL RESERVE BANK OF ATLANTA Volume 15, Number 3 July–September 2002 Federal Reserve Proposes Changes to Discount Window Treasury Official Sees Challenges for the Economy Corporations Called on to Help Solve Accounting Problems Payment Systems and How They Work Patriot Act Spurs New Anti-Money-Laundering Regulations Financial Markets Conference Explores Venture Capital D E P A R T M E N T S Data Bank The Docket Editorial Director Lynne Anservitz Managing Editor Nancy Pevey Staff Writers Jean Tate and Lynn Foley Designer Peter Hamilton Editorial Board Bobbie McCrackin — V.P., Public Affairs, Chairman Suzanna Costello — V.P., Supervision and Regulation Thomas J. Cunningham — V.P. and Assoc. Director of Research Jeff Devine — A.V.P., New Orleans Branch Alaina Gimbert — Assistant Counsel, Legal Janet Herring — A.V.P., Accounting James McKee — Sr. V.P., Atlanta Branch Pierce Nelson — A.V.P., Public Affairs Mel Purcell — Sr. V.P., Nashville Branch Susan Robertson — A.V.P., Retail Payments Office Policies The views expressed are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System. Reprinting or abstracting material from this publication is permitted if Financial Update is credited and a copy of the publication containing reprinted material is provided to the Public Affairs Department. Subscriptions Free subscriptions and additional copies are available upon request to Mark Andersen Public Affairs Department Federal Reserve Bank of Atlanta 1000 Peachtree Street, N.E. Atlanta, GA 30309-4470 or by calling 404.498.8020. www.frbatlanta.org Change-of-address notices, along with the current mailing label, should be sent to the Public Affairs Department. ISSN 0899-6563 Subscriptions: Please use our Publications Order Form to order free subscriptions and additional copies.