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Banking

FEDERAL RESERVE BANK OF ATLANTA
Volume 11, Number 3
July-September 1998

Cover Story - Atlanta Fed Unveils Design for New Headquarters

Regulations Limit Banks' Choice of Capital Instruments

Financial Update Gets a New Look

Atlanta Fed Experiences Unprecedented Check Growth

Bank Consolidation Affects Lending in Southeastern Rural Markets

Technology Drives Banking Into the 21st Century

DEPARTMENTS

Year 2000 - Atlanta Fed Hosts Century Date Change Symposium

Did You Know? - Risk-Based Standards for Capital Requirements

Data Bank

The Docket


Editorial Director
Pierce Nelson

Managing Editor
Lynn Foley

Staff Writer
Jean Tate

Designers
Carole Starkey and Kristin Reynolds

Editorial Board
Bobbie McCrackin — V.P., Public Affairs
Vicki Anderson — A.V.P., Miami Branch
Lois Berthaume — V.P., Supervision and Regulation
Anne DeBeer — Sr. V.P., Accounting/Automation
Lee Jones — A.V.P., Nashville Branch
B. Frank King — V.P. and Assoc. Director of Research
Tony Love — A.V.P., Atlanta Branch
James McKee — V.P., Atlanta Branch
Larry Schulz — V.P., Retail Payments Office
Clifford Stanford — Associate Counsel, Legal
Patricia Van de Graaf — A.V.P., New Orleans Branch

Policies
The views expressed are not necessarily those of the
Federal Reserve Bank of Atlanta or the Federal Reserve
System. Reprinting or abstracting material from this
publication is permitted if Financial Update is credited
and a copy of the publication containing reprinted
material is provided to the Public Affairs Department.

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copies are available upon request to:
Taqiyyah Muhammad
Public Affairs Department
Federal Reserve Bank of Atlanta
104 Marietta St., N.W.
Atlanta, GA 30303-2713
or by calling (404) 498-8020.
Internet address: http://www.frbatlanta.org
Change-of-address notices, along with
the current mailing label, should be
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ISSN 0899-6563