Banking

FEDERAL RESERVE BANK OF ATLANTA Volume 13, Number 3 July–September 2000 What Attracts New Entries into Southeastern Banking Markets? Direct Deposit and Direct Payment Week Promoted Nationwide Fed Introduces Nationally Standardized Check Services Annual Report Highlights the Atlanta Fed at Work Brochure Helps Consumers Understand Credit Laws Federal Reserve Rolls Out Community Affairs Web Page Consumer Privacy Protections Finalized D E P A R T M E N T S Did You Know? Check Relay Network Moves Checks Efficiently Across the Country Data Bank The Docket Editorial Director Pierce Nelson Managing Editor Lynn Foley Staff Writer Jean Tate Designers Carole Starkey and Peter Hamilton Editorial Board Bobbie McCrackin — V.P., Public Affairs, Chairman Lois Berthaume — V.P., Supervision and Regulation Anne DeBeer — Sr. V.P., Accounting/Automation Richard Fraher — Senior Counsel, Legal Lee Jones — V.P., Nashville Branch B. Frank King — V.P. and Assoc. Director of Research James McKee — V.P., Atlanta Branch Mel Purcell — Sr. V.P., Nashville Branch Melinda Rushing — A.V.P., Retail Payments Office Jeff Devine — A.V.P., New Orleans Branch Policies The views expressed are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System. Reprinting or abstracting material from this publication is permitted if Financial Update is credited and a copy of the publication containing reprinted material is provided to the Public Affairs Department. Subscriptions Free subscriptions and additional copies are available upon request to Lynne Anservitz Public Affairs Department Federal Reserve Bank of Atlanta 104 Marietta St., N.W. Atlanta, GA 30303-2713 or by calling 404.498.8020. Internet address: www.frbatlanta.org Change-of-address notices, along with the current mailing label, should be sent to the Public Affairs Department. ISSN 0899-6563 Subscriptions: Please use our Publications Order Form to order free subscriptions and additional copies.