Banking

FEDERAL RESERVE BANK OF ATLANTA Volume 14, Number 1 January–March 2001 Fed’s Check Modernization Initiative in Full Swing Fannie Mae and Freddie Mac at Work in the Secondary Mortgage Market Atlanta Fed President Expects Moderating Growth in 2001 Multiple Measures Give a Better Picture of Bank Market Concentration Atlanta Fed Opens New Birmingham Branch Building Agencies Adopt Consumer Protection Rules for Insurance Sales Atlanta Fed Names Chairman, Deputy Chairman and New Board Member Financial Literacy Conference Focuses on Increasing Personal Savings Atlanta Fed Updates Brochure About the Federal Reserve D E P A R T M E N T S Did You Know? Federal Open Market Committee Plays Major Role in Monetary Policy Data Bank The Docket Editorial Director Pierce Nelson Managing Editor Lynn Foley Staff Writer Jean Tate Designers Carole Starkey and Peter Hamilton Editorial Board Bobbie McCrackin — V.P., Public Affairs, Chairman Lois Berthaume — V.P., Supervision and Regulation Dwight Blackwood — Senior Counsel, Legal Thomas J. Cunningham — V.P. and Assoc. Director of Research Anne DeBeer — Sr. V.P., Accounting/Automation Jeff Devine — A.V.P., New Orleans Branch Lee Jones — V.P., Nashville Branch James McKee — V.P., Atlanta Branch Mel Purcell — Sr. V.P., Nashville Branch Susan Robertson — A.V.P., Retail Payments Office Policies The views expressed are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System. Reprinting or abstracting material from this publication is permitted if Financial Update is credited and a copy of the publication containing reprinted material is provided to the Public Affairs Department. Subscriptions Free subscriptions and additional copies are available upon request to Lynne Anservitz Public Affairs Department Federal Reserve Bank of Atlanta 104 Marietta St., N.W. Atlanta, GA 30303-2713 or by calling 404.498.8020. www.frbatlanta.org Change-of-address notices, along with the current mailing label, should be sent to the Public Affairs Department. ISSN 0899-6563 Subscriptions: Please use our Publications Order Form to order free subscriptions and additional copies.