Banking

FEDERAL RESERVE BANK OF ATLANTA Volume 14, Number 3 July–September 2001 Bank Capital Exposure to Government-Sponsored-Enterprise Debt Atlanta Fed 2000 Annual Report Cites Innovation and Continuity Consumer Finance Survey Gives Insights for Policymakers Membership Changes Announced on Federal Reserve Board E-mail Notification Now Available for Circular Letters Guidance for Banks on Preventing Identity Theft Study Looks at Large Banks’ Use of Small Business Credit Scoring D E P A R T M E N T S Did You Know? Enforcement Actions Help Keep Banks Safe and Sound Data Bank The Docket Editorial Director Pierce Nelson Managing Editor Nancy Pevey Staff Writers Jean Tate and Lynn Foley Designers Carole Starkey and Peter Hamilton Editorial Board Bobbie McCrackin — V.P., Public Affairs, Chairman Lois Berthaume — V.P., Supervision and Regulation Dwight Blackwood — Senior Counsel, Legal Thomas J. Cunningham — V.P. and Assoc. Director of Research Anne DeBeer — Sr. V.P., Accounting/Automation Jeff Devine — A.V.P., New Orleans Branch Lee Jones — V.P., Nashville Branch James McKee — V.P., Atlanta Branch Mel Purcell — Sr. V.P., Nashville Branch Susan Robertson — A.V.P., Retail Payments Office Policies The views expressed are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System. Reprinting or abstracting material from this publication is permitted if Financial Update is credited and a copy of the publication containing reprinted material is provided to the Public Affairs Department. Subscriptions Free subscriptions and additional copies are available upon request to Lynne Anservitz Public Affairs Department Federal Reserve Bank of Atlanta 1000 Peachtree Street, N.E. Atlanta, GA 30309-4470 or by calling 404.498.8020. www.frbatlanta.org Change-of-address notices, along with the current mailing label, should be sent to the Public Affairs Department. ISSN 0899-6563 Subscriptions: Please use our Publications Order Form to order free subscriptions and additional copies.