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Volume 9, Number 2 / April-June 1996

Cover Story

No Cash? No Problem—Pilot Programs Spreading for New Forms of Payments

Feature Articles

Risk-Management Plans Must Make the Grade
Bank Supervisors, Banking Industry Must Re-evaluate Regulatory Strategy
Community Banks Remain Viable in Era of Mergers
New Account Structure Supports Interstate Branching
Payments System Safety Evolved From National Banking Era Lessons


New Products and Publications
The Docket
Regional Commercial Bank Data

Acting Editor
Ann Moore

Carole Starkey

Editorial Director
Joycelyn Trigg Woolfolk

Editorial Board

Bobbie McCrackin - V.P., Public Affairs

Vicki Anderson - A.V.P., Miami Branch
Lois Berthaume - V.P., Supervision and Regulation
Anne DeBeer - Sr. V.P., Accounting/Automation
Amy Goodman - A.V.P., New Orleans Branch
George Greene - Associate Counsel, Legal
B. Frank King - V.P. and Assoc. Director of Research
James McKee - V.P. and Branch Manager, Atlanta Branch
Larry Schulz - A.V.P., Statistical Reports
Margaret Thomas - A.V.P., Nashville Branch

Policies: The views expressed are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System. Reprinting or abstracting material from this publication is permitted if Financial Update is credited and a copy of the publication containing reprinted material is provided to the Public Affairs Department.

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ISSN 0899-6563