Index Cover Story
No Cash? No Problem—Pilot Programs Spreading for New Forms of PaymentsFeature Articles
Risk-Management Plans Must Make the Grade
Bank Supervisors, Banking Industry Must Re-evaluate Regulatory Strategy
Community Banks Remain Viable in Era of Mergers
New Account Structure Supports Interstate Branching
Payments System Safety Evolved From National Banking Era Lessons
Departments
New Products and Publications
The Docket
Regional Commercial Bank Data
Policies: The views expressed are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System. Reprinting or abstracting material from this publication is permitted if Financial Update is credited and a copy of the publication containing reprinted material is provided to the Public Affairs Department. Acting Editor
Ann MooreDesigner
Carole StarkeyEditorial Director
Joycelyn Trigg Woolfolk
Editorial BoardBobbie McCrackin - V.P., Public Affairs
Vicki Anderson - A.V.P., Miami Branch
Lois Berthaume - V.P., Supervision and Regulation
Anne DeBeer - Sr. V.P., Accounting/Automation
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George Greene - Associate Counsel, Legal
B. Frank King - V.P. and Assoc. Director of Research
James McKee - V.P. and Branch Manager, Atlanta Branch
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ISSN 0899-6563
