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Community Development

Partners in Community and Economic Development
Vol. 18, No. 3, 2008
FEATURES

Overcoming Foreclosure Information Overload

Reconsidering U.S. Housing Policy

Mortgage Fraud in the Sixth District

Rule Changes Fine-Tune Consumer Protection

Reverse Mortgages Revisited

Forging a Green Partnership

Fed Report Confronts Concentrated Poverty

Community Response to the Foreclosure Crisis

Spotlight on the District – North Florida: New Networking Coalitions Help Assets Grow

Spotlight on the District – Louisiana-Mississippi: Gulf Coast Renaissance Within REACH

Staff

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Reconsidering U.S. Housing Policy
A multifaceted, systemic approach is needed to respond effectively to the wide-ranging impacts of the housing foreclosure crisis. James Carr of the National Community Reinvestment Coalition outlines five housing-related public policy areas he believes demand serious attention.



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Mortgage Fraud in the Sixth District
Mortgage fraud can involve a single borrower or a complex web of perpetrators. The foreclosure crisis has prompted a crackdown on fraudsters, but both consumers and lenders should remain vigilant as scam-artists develop new angles.



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Rule Changes Fine-Tune Consumer Protection
New mortgage rules will affect HOEPA loans, higher priced loans and loans secured by a borrower's primary dwelling. They will also stipulate new requirements for advertising.



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Reverse Mortgages Revisited
As reverse mortgages become increasingly popular, consumers should be sure to get adequate information before signing on the dotted line.



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Forging a Green Partnership
The Atlanta Fed's Green Development Primer is designed to help financial institutions, community development specialists and nonprofits understand the myths and realities of green development.



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Fed Report Confronts Concentrated Poverty
Fed Community Affairs staff from around the country partnered with the Brookings Institution to examine the state of concentrated poverty in the U.S. by studying 16 diverse locations.