http://www.frbatlanta.org/ The Federal Reserve Bank of Atlanta and the other eleven Reserve banks play an important part in all three of the Fed's functions--monetary policy, bank supervision and regulation, and the operation of a narionwide payments system http://www.frbatlanta.org/images/icon_frblogo.jpg http://www.frbatlanta.org http://www.frbatlanta.org/banking/circulars/120523a.cfm Wed, 23 May 2012 11:48:49 EST The Federal Reserve Board on Wednesday announced the availability of a new video that explains how borrowers who believe they were financially harmed during the mortgage foreclosure process in 2009 and 2010 can apply for a free, independent foreclosure file review. http://www.frbatlanta.org/banking/circulars/120516a.cfm Wed, 16 May 2012 11:48:49 EST The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on April 24-25, 2012. A summary of economic projections made by Federal Reserve Board members and Reserve Bank presidents for the April 24-25, 2012 meeting is also included as an addendum to these minutes. http://www.frbatlanta.org/banking/circulars/120516b.cfm Wed, 16 May 2012 11:48:49 EST The Federal Open Market Committee (FOMC) on Wednesday announced a revised tentative meeting schedule for 2012 and a tentative meeting schedule for 2013. In order to provide ample time for the Committee's usual discussions, these meetings have been scheduled to take place over two days. In addition, the FOMC announced that, going forward, the presentation of the Summary of Economic Projections and the Chairman's press conference will occur in conjunction with the meetings scheduled for the third month of each quarter (March, June, September, and December). http://www.frbatlanta.org/banking/circulars/120514a.cfm Mon, 14 May 2012 11:48:49 EST The Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation on Monday issued final supervisory guidance regarding stress- testing practices at banking organizations with total consolidated assets of more than $10 billion. http://www.frbatlanta.org/banking/circulars/120514b.cfm Mon, 14 May 2012 11:48:49 EST Three federal banking agencies Monday issued a joint statement to clarify expectations for stress testing by community banks--banks, savings associations, and bank and savings and loan holding companies with $10 billion or less in total assets. http://www.frbatlanta.org/banking/circulars/120515a.cfm Mon, 14 May 2012 11:48:49 EST On May 14, 2012, the Federal Reserve conducted an auction of $3 billion in 28-day term deposits through its Term Deposit Facility. Results are given. http://www.frbatlanta.org/banking/circulars/120509a.cfm Wed, 09 May 2012 11:48:49 EST On Monday, May 14, 2012, the Federal Reserve will offer $3 billion in 28-day term deposits through its Term Deposit Facility. As noted in the Federal Reserve Board's September 8, 2010 release, this offering is part of ongoing small- value operations designed to provide eligible institutions with an opportunity to become familiar with term deposit operations. Additional information regarding the auction is given. http://www.frbatlanta.org/banking/circulars/120501a.cfm Tue, 01 May 2012 11:48:49 EST The Federal Reserve Board on Tuesday published comparative information on the average debit card interchange fees that each payment card network charges acquirers (and indirectly merchants) and provides to debit card issuers. http://www.frbatlanta.org/banking/circulars/120426a.cfm Thu, 26 Apr 2012 11:48:49 EST The Federal Reserve Board, along with the Federal Reserve Bank of Minneapolis and the Federal Reserve Bank of San Francisco, will sponsor a nationwide conference next week to explore ways to encourage economic growth in Native American communities. http://www.frbatlanta.org/banking/circulars/120425a.cfm Wed, 25 Apr 2012 11:48:49 EST The FOMC keeps benchmark interest rate unchanged at 0 to 1/4 percent. Other commentary from the meeting is available. http://www.frbatlanta.org/banking/circulars/120425b.cfm Wed, 25 Apr 2012 11:48:49 EST The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached table and charts summarizing the economic projections and the target federal funds rate projections made by Federal Reserve Board members and Federal Reserve Bank presidents for the April 24–25 meeting of the Committee. http://www.frbatlanta.org/banking/circulars/120420a.cfm Fri, 20 Apr 2012 11:48:49 EST The Federal Reserve Board on Friday announced the formation of the Model Validation Council, which will provide the Federal Reserve with expert and independent advice on its process to rigorously assess the models used in stress tests of banking institutions. In addition, the Federal Reserve announced it will host a two-day symposium to discuss best practices in stress testing. http://www.frbatlanta.org/banking/circulars/120419a.cfm Thu, 19 Apr 2012 11:48:49 EST The Federal Reserve Board on Thursday announced its approval of a statement clarifying that an entity covered by section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, or the so-called Volcker Rule, has the full two- year period provided by the statute to fully conform its activities and investments, unless the Board extends the conformance period. http://www.frbatlanta.org/banking/circulars/120416a.cfm Mon, 16 Apr 2012 11:48:49 EST The Committee on Payment and Settlement Systems (CPSS) and the Technical Committee of the International Organization of Securities Commissions (IOSCO) today published the final report on the Principles for Financial Market Infrastructures. The final report replaces the standards previously published by CPSS and CPSS- IOSCO in the Core Principles for Systemically Important Payment Systems, Recommendations for Securities Settlement Systems, and Recommendations for Central Counterparties. CPSS and IOSCO released for comment the Disclosure Framework and the Assessment Methodology. http://www.frbatlanta.org/banking/circulars/120405a.cfm Thu, 05 Apr 2012 11:48:49 EST The Federal Reserve Board on Thursday announced the approval of a final rule to simplify the administration of reserve requirements and reduce administrative and operational costs for depository institutions and Federal Reserve Banks. http://www.frbatlanta.org/banking/circulars/120405b.cfm Thu, 05 Apr 2012 11:48:49 EST The Federal Reserve Board on Thursday released a policy statement reiterating that statutes and Federal Reserve regulations permit rental of residential properties acquired in foreclosure as part of an orderly disposition strategy. http://www.frbatlanta.org/banking/circulars/120403a.cfm Tue, 03 Apr 2012 11:48:49 EST The Federal Reserve Board and the Federal Open Market Committee on Tuesday released the attached minutes of the Committee meeting held on March 13, 2012. http://www.frbatlanta.org/banking/circulars/120402a.cfm Mon, 02 Apr 2012 11:48:49 EST The Federal Reserve Board on Monday requested comment on a proposed amendment to the Board's Notice of Proposed Rulemaking (NPR) issued February 11, 2011, to establish requirements for determining whether a company is 'predominantly engaged in financial activities.' http://www.frbatlanta.org/banking/circulars/120330a.cfm Fri, 30 Mar 2012 11:48:49 EST Three federal financial regulatory agencies on Friday issued guidance clarifying that the effective date of section 716, the so-called Swaps Pushout provision, of the Dodd-Frank Wall Street Reform and Consumer Protection Act is July 16, 2013. http://www.frbatlanta.org/banking/circulars/120326a.cfm Mon, 26 Mar 2012 11:48:49 EST The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and Office of the Comptroller of the Currency (the agencies) are seeking comment on proposed revisions to the interagency leveraged finance guidance issued in 2001. Transactions that are covered by this guidance are characterized by a borrower with a degree of financial or cash flow leverage that significantly exceeds industry norms as measured by various debt, cash flow, or other ratios. http://www.frbatlanta.org/banking/circulars/120320a.cfm Tue, 20 Mar 2012 11:48:49 EST The Federal Reserve System on Tuesday released the 2011 combined annual comparative financial statements for the Federal Reserve Banks, as well as for the 12 individual Federal Reserve Banks, the limited liability companies (LLCs) that were created to respond to strains in financial markets, and the Board of Governors. These financial statements are audited annually by an independent auditing firm. http://www.frbatlanta.org/banking/circulars/120320b.cfm Tue, 20 Mar 2012 11:48:49 EST On March 19, 2012, the Federal Reserve conducted an auction of $3 billion in 28-day term deposits through its Term Deposit Facility. Results are given. http://www.frbatlanta.org/banking/circulars/120314a.cfm Wed, 14 Mar 2012 11:48:49 EST One out of five American consumers used their mobile phone to access their bank account, credit card, or other financial account in the 12 months ending in January 2012 and an additional one out of five indicated they would likely use mobile banking at some point in the future according to a Federal Reserve Board survey. http://www.frbatlanta.org/banking/circulars/120313a.cfm Tue, 13 Mar 2012 11:48:49 EST The FOMC keeps benchmark interest rate unchanged at 0 to 1/4 percent. Other commentary from the meeting is available. http://www.frbatlanta.org/banking/circulars/120313b.cfm Tue, 13 Mar 2012 11:48:49 EST The Federal Reserve on Tuesday announced summary results of the latest round of bank stress tests, which show that the majority of the largest U.S. banks would continue to meet supervisory expectations for capital adequacy despite large projected losses in an extremely adverse hypothetical economic scenario. http://www.frbatlanta.org/banking/circulars/120312a.cfm Mon, 12 Mar 2012 11:48:49 EST The Federal Reserve on Monday released a paper describing the methodology used in the stress test in the 2012 Comprehensive Capital Analysis and Review (CCAR) as well as the templates for disclosure of the summary results, which will be issued at 4:30 p.m. EDT on Thursday, March 15. http://www.frbatlanta.org/banking/circulars/120308a.cfm Thu, 08 Mar 2012 11:48:49 EST The Federal Reserve Board released action plans for three supervised financial institutions to correct deficiencies in residential mortgage loan servicing and foreclosure processing. The three institutions are HSBC North America Holdings, Inc., Ally Financial Inc., and IMB HoldCo. LLC. http://www.frbatlanta.org/banking/circulars/120302a.cfm Fri, 02 Mar 2012 11:48:49 EST The Federal Reserve Board on Friday extended the comment period until April 30, 2012, on a proposed rule to implement the enhanced prudential standards and early remediation requirements in the Dodd-Frank Wall Street Reform and Consumer Protection Act. http://www.frbatlanta.org/banking/circulars/120302b.cfm Fri, 02 Mar 2012 11:48:49 EST The Federal Reserve Board issued guidance to ensure that supervisors apply consistent standards as they evaluate whether banking organizations with $10 billion or less in assets are eligible for upgrades of supervisory ratings. http://www.frbatlanta.org/banking/circulars/120227a.cfm Mon, 27 Feb 2012 11:48:49 EST The Federal Reserve Board on Monday released action plans for supervised financial institutions to correct deficiencies in residential mortgage loan servicing and foreclosure processing.