Financial Update - FRB Atlanta http://www.frbatlanta.org/rss/ A continuously updated online publication with articles of interest to the banking community. The newsletter includes information on state-of-the-economy speeches, updates on services, research on banking trends, and changes in Federal Reserve regulations. en-us http://www.frbatlanta.org/ Atlanta Fed Logo http://www.frbatlanta.org/images/rss-logo.gif http://www.frbatlanta.org/rss/ Fed Gov. Duke: Housing Improving, but Credit Tight for Some Borrowers http://www.frbatlanta.org//pubs/financialupdate/13q2_duke_housing_speech.cfm Wed, 22 May 2013 00:05:00 EST Although the housing market's recovery appears sustained, there are ongoing reasons for concern, Federal Reserve Governor Elizabeth Duke said in a recent speech. A tight mortgage-lending market is among her concerns. As Competition Rises, Some Banks Easing Standards for Business Loans http://www.frbatlanta.org//pubs/financialupdate/13q2_loan_officer_survey.cfm Tue, 21 May 2013 00:05:00 EST The Federal Reserve's most recent survey of bank senior loan officers indicates that lending policies are easing and loan demand is increasing. One of the key drivers behind the easing of standards is increasing competition among banks, the survey shows. Fed Vice Chair Yellen: Guidance, Asset Purchases Supporting Recovery http://www.frbatlanta.org//pubs/financialupdate/13q2_yellen_recovery_support.cfm Thu, 25 Apr 2013 00:04:00 EST Federal Reserve Vice Chair Janet Yellen recently said the Fed's accommodative monetary policy actions since the financial crisis have lent meaningful support to the economic recovery, as the central bank has relied on forward guidance about the path of the federal funds rate and large-scale asset purchases. Fed Gov. Raskin: Wealth, Income Distribution a Subject Ripe for Deeper Research http://www.frbatlanta.org//pubs/financialupdate/13q2_raskin_inequality.cfm Thu, 25 Apr 2013 00:04:00 EST Because of the Great Recession's punishing effects on lower- and middle-income households, and given the role that income and wealth inequality might have played in the financial crisis, macroeconomists should more deeply explore wealth and income distribution, Federal Reserve Governor Sarah Bloom Raskin said in a recent speech. New 100 Dollar Note Coming in October http://www.frbatlanta.org//pubs/financialupdate/13q2_new_100_dollar_bill.cfm Thu, 25 Apr 2013 00:04:00 EST A redesigned 100 dollar note will begin circulation on October 8, 2013, the Federal Reserve Board recently announced. The new 100 dollar note incorporates two advanced security features that offer a simple, reliable way to verify the note's authenticity. Fed Survey Shows Growth in Mobile Banking, Payments http://www.frbatlanta.org//pubs/financialupdate/13q2_mobile_banking_survey.cfm Wed, 17 Apr 2013 00:04:00 EST The Federal Reserve Board recently released its report on mobile financial services, and it showed that Americans are increasingly using their mobile phones to access bank accounts, credit cards, and other financial accounts. The report also examined how consumers access their bank's services using mobile phones, how they pay for goods and services with mobile phones, and how they use mobile phones to inform shopping decisions. Fed Chair Bernanke: Simultaneous Accommodative Policy Can Benefit All Nations http://www.frbatlanta.org//pubs/financialupdate/13q2_bernanke_accommodative_policy.cfm Wed, 03 Apr 2013 00:04:00 EST When the world's advanced economies simultaneously implement accommodative monetary policies, all participating nations benefit, Federal Reserve Chairman Ben Bernanke said in a recent speech in London. At the same time, emerging-market economies can benefit from heightened demand for their exports, he said. Fed Gov. Raskin: Policymakers Must Address Financial Insecurity http://www.frbatlanta.org//pubs/financialupdate/13q2_raskin_speech.cfm Wed, 03 Apr 2013 00:04:00 EST Economic challenges facing low and moderate income Americans have grown in number and complexity and demand the attention of community groups, government policymakers, financial regulators, and businesses, Federal Reserve Governor Sarah Bloom Raskin said during a recent speech. Fed Gov. Powell: Too Big to Fail Reforms on Right Track http://www.frbatlanta.org//pubs/financialupdate/13q1_powell_speech.cfm Thu, 28 Mar 2013 00:03:00 EST Much of the regulatory reform effort since the financial crisis has been aimed at ending too big to fail, but it is too early to judge success or failure of the efforts, Federal Reserve Governor Jerome Powell said in a recent speech. Consumer Credit Continued Rising in January http://www.frbatlanta.org//pubs/financialupdate/13q1_consumer_credit_rise.cfm Thu, 21 Mar 2013 00:03:00 EST U.S. consumer credit grew for the sixth straight month in January, according to data the Federal Reserve recently released. The total amount of U.S. consumer credit outstanding grew a seasonally adjusted 16 billion dollars and was fueled chiefly by nonrevolving debt.