http://www.frbatlanta.org/ The Federal Reserve Bank of Atlanta and the other eleven Reserve banks play an important part in all three of the Fed's functions--monetary policy, bank supervision and regulation, and the operation of a narionwide payments system http://www.frbatlanta.org/images/icon_frblogo.jpg http://www.frbatlanta.org http://www.frbatlanta.org/pubs/financialupdate/v23n1_consumer_guide_to_credit_cards.cfm Fri, 26 Feb 2010 03:45:09 EST Financial Update, First Quarter, 2010. The Federal Reserve Board has launched an online guide to credit cards that summarizes the recent new credit card protections. The guide includes interactive tools and other features that help inform consumers about credit cards. http://www.frbatlanta.org/pubs/financialupdate/v23n1_fed_chief_discusses_recovery_path.cfm Fri, 26 Feb 2010 03:45:09 EST Financial Update, First Quarter, 2010. The national economy's fragile recovery could go one of two ways: a traditional sharp rebound following a deep recession, or a more gradual comeback with slow progress on unemployment, Atlanta Fed President Dennis Lockhart said in a recent speech. http://www.frbatlanta.org/pubs/financialupdate/v23n1_new_tool_assists_bank_directors.cfm Fri, 26 Feb 2010 03:45:09 EST Financial Update, First Quarter, 2010. The Federal Reserve has introduced the Bank Director's Desktop, an online too to acquaint bankers with a better understanding of the issues and responsibilities that bank directors face every day. http://www.frbatlanta.org/pubs/financialupdate/v23n1_kohn_cautions_banks_on_interest_rate_risk.cfm Fri, 26 Feb 2010 03:45:09 EST Financial Update, First Quarter, 2010. The nation's banks, thrifts, and credit unions must be particularly mindful of interest rate risk, Federal Reserve System Vice Chairman Donald Kohn said recently, warning that such mindfulness poses greater challenges than in the past. http://www.frbatlanta.org/pubs/financialupdate/v23n1_protecting_credit_card_users.cfm Thu, 28 Jan 2010 03:45:09 EST Financial Update - Volume 23, Number 1. The Federal Reserve has approved a final rule intended to protect credit card users from a number of costly practices including unexpected increases in credit card interest rates and increasing the interest rate on an existing credit card balance. http://www.frbatlanta.org/pubs/financialupdate/v23n1_independence_crucial_to_monetary_policymaking.cfm Thu, 28 Jan 2010 03:45:09 EST Financial Update - Volume 23, Number 1. Setting monetary policy in an apolitical environment and considering input from all regions of the United States are essential to optimal policymaking, Atlanta Fed President Dennis Lockhart said in a recent speech. http://www.frbatlanta.org/pubs/financialupdate/v23n1_board_report_on_bank_supervision.cfm Thu, 28 Jan 2010 03:45:09 EST Financial Update - Volume 23, Number 1. In a January report to Congress, the Federal Reserve Board of Governors outlines why the Fed should continue to be central in bank supervision and regulation, while acknowledging that supervision and regulation must be made more effective. http://www.frbatlanta.org/pubs/financialupdate/v23n1_reserve_banks_return_money_to_treasury.cfm Thu, 28 Jan 2010 03:45:09 EST Financial Update - Volume 23, Number 1. In 2009, the Federal Reserve System transferred 46.1 billion dollars to the U.S. Treasury. This revenue represents most of the Reserve Banks’ net income and came from a number of sources. http://www.frbatlanta.org/pubs/financialupdate/v23n1_fed_chief_sees_slow_recovery.cfm Wed, 27 Jan 2010 03:45:09 EST Financial Update - Volume 23, Number 1. Even with an economic recovery under way, the U.S. economy in 2010 faces strong headwinds including real estate challenges and high unemployment, Atlanta Fed President Dennis Lockhart said in a recent speech. http://www.frbatlanta.org/pubs/financialupdate/v23n1_regulators_advise_on_rate_risk.cfm Wed, 27 Jan 2010 03:45:09 EST Financial Update - Volume 23, Number 1. Financial regulators recently emphasized the importance of managing potential interest rate risks, advising banks and bank holding companies about their supervisory expectations, which include effective corporate governance, stress testing, and internal controls. http://www.frbatlanta.org/pubs/financialupdate/v23n1_new_atlanta_fed_directors.cfm Wed, 27 Jan 2010 03:45:09 EST Financial Update - Volume 23, Number 1. The Atlanta Fed and its branches have announced their new directors. Among the new directors of the Atlanta Fed are Richard H. Anderson, Clarence Otis Jr., and T. Anthony Humphries. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_financial_flows.cfm Mon, 28 Dec 2009 03:45:09 EST Financial Update - Volume 22, Number 4. The global financial crisis had a significant impact on investment patterns around the world as investors shied away from foreign investments and chose to keep their money at home, recent Federal Reserve Board research shows. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_fed_chair_answers_questions.cfm Mon, 21 Dec 2009 03:45:09 EST While discussing the U.S. economy's performance recently, Fed Chairman Ben Bernanke said he foresees growth in 2010. He also responded to some of the questions he most often receives. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_rules_regarding_overdraft_fees_change.cfm Tue, 15 Dec 2009 03:45:09 EST Financial Update - Volume 22, Number 4. New rules will prohibit financial institutions from charging customers overdraft fees on automated teller machine and one-time debit card transactions without the customer's express consent. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_atl_fed_pres_CRE.cfm Tue, 24 Nov 2009 03:45:09 EST Financial Update - Volume 22, Number 4. The commercial real estate sector poses challenges for the overall economy, Atlanta Fed President Dennis Lockhart said in a recent speech, and its challenge could be especially acute for smaller banks and businesses. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_fed_approves_mortgage_selling_rule.cfm Tue, 24 Nov 2009 03:45:09 EST Financial Update - Volume 22, Number 4. A new rule requires mortgage holders to be informed when their mortgage loan has been sold or transferred. The requirement calls for consumers to be told within 30 days of such a change. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_fed_actions_roundup_october.cfm Thu, 19 Nov 2009 03:45:09 EST Financial Update - Volume 22, Number 4. The announcement of changes to a Fed lending facility and the issuance of a proposal concerning the compensation policies of banking organizations are among recent actions taken by the Federal Reserve. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_fed_mortgage_data_show_lending_decline.cfm Thu, 19 Nov 2009 03:45:09 EST Financial Update - Volume 22, Number 4. Recently released Home Mortgage Disclosure Act data show that difficulties in the housing and mortgage industry are ongoing. The difficulties are reflected among many groups of borrowers and hint at continued struggles in the housing market. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_fed_chair_speaks_on_reg_reform.cfm Thu, 19 Nov 2009 03:45:09 EST Financial Update - Volume 22, Number 4. In congressional testimony in early October, Federal Reserve Chairman Ben Bernanke listed five key elements that he believes should be included in a broad agenda for financial regulatory reform. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_outstanding_credit_falls_in_august.cfm Thu, 19 Nov 2009 03:45:09 EST Financial Update - Volume 22, Number 4. Consumer credit outstanding among U.S. consumers took a significant dip in August. http://www.frbatlanta.org/pubs/financialupdate/fu_vol_22_no_4_fed_gov_warsh_discusses_challenges.cfm Thu, 19 Nov 2009 03:45:09 EST Financial Update - Volume 22, Number 4. While the economy and financial markets are improving, stability is far from assured, Federal Reserve Gov. Kevin Warsh said in a recent speech.