Circular letters announce news, policy, and guidance from the Board of Governors. 

2015

May 27, 2015

Fed Issues Report on Economic Well-Being of U.S. Households

The Federal Reserve Board's latest survey of the financial and economic conditions of American households released Wednesday finds that individuals' overall perceptions of financial well-being improved modestly between 2013 and 2014 but their optimism about future financial prospects increased significantly.
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May 21, 2015

Results of May 21 14-Day Term Deposits Offering

On May 21, 2015, the Federal Reserve conducted a floating-rate offering of term deposits through its Term Deposit Facility.
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May 21, 2015

Federal Reserve Proposes Change to Types of Assets Big Banks May Hold

The Federal Reserve Board on Thursday proposed adding certain general obligation state and municipal bonds to the range of assets a banking organization may use to satisfy regulatory requirements designed to ensure that large banking organizations have the capacity to meet their liquidity needs during a period of financial stress.
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May 21, 2015

Fed Requests Public Comment on Same-Day ACH Service

The Federal Reserve Board on Thursday requested comment on enhancements that the Federal Reserve Banks are considering to their current same-day automated clearing house (ACH) service in order to correspond to recently adopted amendments Leaving the Board to NACHA's ACH operating rules.
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May 20, 2015

21-Day Term Deposits Offering Scheduled

On May 21, 2015, the Federal Reserve will conduct a floating-rate offering of term deposits with an early withdrawal feature through its Term Deposit Facility (TDF).
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May 20, 2015

Minutes of the April 28-29 FOMC Meeting Released

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on April 28-29, 2015.
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May 15, 2015

Federal Reserve announces plans for Term Deposit Facility

The Federal Reserve plans to continue periodic testing of Term Deposit Facility (TDF) operations, beginning with two operations this month.
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May 12, 2015

FOMC Announces Tentative 2016 Meeting Schedule

The Federal Open Market Committee on Monday announced its tentative meeting schedule for 2016.
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Apr 30, 2015

Agencies Issue Final Rule for Appraisal Management Companies

Six federal financial regulatory agencies today issued a final rule that implements minimum requirements for state registration and supervision of appraisal management companies (AMCs).
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Apr 30, 2015

Federal Reserve Releases Report on Banking Applications Activity

The Federal Reserve Board on Thursday released its Semiannual Report on Banking Applications Activity, which provides aggregate information on proposals filed by banking organizations and reviewed by the Federal Reserve.
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Apr 29, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in March suggests that economic growth slowed during the winter months, in part reflecting transitory factors.
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Apr 20, 2015

Large Institution Supervision Coordinating Committee Program Provides New Information

The Federal Reserve Board on Friday released additional information on the operating structure of the Large Institution Supervision Coordinating Committee (LISCC) supervisory program.
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Apr 13, 2015

Board Seeks Members for Its Community Advisory Council

The Federal Reserve Board announced that it is accepting Statements of Interest from individuals who wish to be considered for membership on the Community Advisory Council (CAC). The council will advise the Board on issues affecting consumers and communities and will complement two of the Board's other advisory councils--the Federal Advisory Council and the Community Depository Institutions Advisory Council--whose members represent depository institutions.
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Apr 13, 2015

Comment Requested on Proposed Technical Changes to Regulation D

The Federal Reserve Board on Monday requested public comment on proposed amendments to Regulation D (Reserve Requirements of Depository Institutions) making technical changes to the calculation of interest payments on certain balances maintained by depository institutions at Federal Reserve Banks. The proposed amendments are a matter of prudent planning and have no implications for the near-term conduct of monetary policy.
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Apr 10, 2015

Final Rule Pertains to Small Bank Holding Company Policy Statement

The Federal Reserve Board on Thursday issued a final rule to expand the applicability of its Small Bank Holding Company Policy Statement and also apply it to certain savings and loan holding companies.
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Apr 08, 2015

Minutes of the March 17-18 FOMC Meeting Released

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on March 17-18, 2015.
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Mar 27, 2015

Resolution Plan Filing Deadline Changed for Nonbank Financial Institutions

The Federal Reserve Board and the Federal Deposit Insurance Corporation (FDIC) on Thursday permanently adjusted the annual resolution plan filing deadline for American International Group, Inc., General Electric Capital Corporation, Inc., MetLife Inc., and Prudential Financial, Inc., from July 1 to December 31 beginning in 2016.
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Mar 26, 2015

Fed Surveys Consumers about Mobile Financial Services

The use of mobile phones to access bank accounts, credit cards, or other financial accounts continued to increase among adults in the United States last year, according to a Federal Reserve Board report.
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Mar 24, 2015

Three Foreign Banking Organizations Receive Feedback on Resolution Plans

The Federal Reserve Board and the Federal Deposit Insurance Corporation (FDIC) on Monday announced that they had completed the reviews of resolution plans submitted in 2014 by three large, foreign banking organizations and had issued feedback letters to each institution.
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Mar 20, 2015

Federal Reserve System Publishes Annual Financial Statements

The Federal Reserve System on Friday released the 2014 combined annual financial statements for the Federal Reserve Banks, as well as statements for the 12 individual Federal Reserve Banks, Maiden Lane LLC, and the Board of Governors.
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Mar 18, 2015

Economic Projections from the March 17-18 FOMC Meeting Released

The attached table and charts released on Wednesday summarize the economic projections and the target federal funds rate projections made by Federal Reserve Board members and Federal Reserve Bank presidents for the March 17-18 meeting of the Federal Open Market Committee.
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Mar 18, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in January suggests that economic growth has moderated somewhat. Labor market conditions have improved further, with strong job gains and a lower unemployment rate.
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Mar 16, 2015

Comment Requested on Using Legal Entity Identifiers

The Federal Reserve Board on Monday announced a proposal that would require banking organizations to include their existing Legal Entity Identifiers (LEIs) on certain regulatory reporting forms.
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Mar 16, 2015

Register to Participate in Payment System Improvement Task Forces

The Federal Reserve on Monday released details for participation in two task forces described in its recently published "Strategies for Improving the U.S. Payment System" paper.
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Mar 13, 2015

Comprehensive Capital Analysis and Review (CCAR) Results Released

The Federal Reserve on Wednesday announced it has not objected to the capital plans of 28 bank holding companies participating in the Comprehensive Capital Analysis and Review (CCAR).
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Mar 06, 2015

Fed Releases Results of Supervisory Bank Stress Tests

The largest U.S.-based bank holding companies continue to build their capital levels and to strengthen their ability to lend to households and businesses during a period marked by severe recession and financial market volatility, according to the results of supervisory stress tests announced by the Federal Reserve on Thursday.
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Feb 27, 2015

Comment Period Extended for Proposed Rule

The Federal Reserve Board on Thursday extended until April 3 the comment period for its proposed rule to implement capital surcharges for the largest, most systemically important U.S. bank holding companies.
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Feb 25, 2015

Financial Regulators Encourage Youth Savings Programs

Five federal financial regulatory agencies today issued guidance to encourage federally insured depository institutions to offer youth savings programs to expand the financial capability of young people.
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Feb 20, 2015

Banking Regulators Request Comments on Reducing Regulatory Burden

The federal bank regulatory agencies requested comment on a second set of regulatory categories as part of their review to identify outdated or unnecessary regulations applied to insured depository institutions.
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Feb 20, 2015

Results of February 19 21-Day Term Deposits Offering

On February 19, 2015, the Federal Reserve conducted a floating-rate offering of term deposits through its Term Deposit Facility.
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Feb 18, 2015

21-Day Term Deposits Offering Scheduled

On February 19, 2015, the Federal Reserve will conduct a floating-rate offering of term deposits with an early withdrawal feature through its Term Deposit Facility (TDF).
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Feb 18, 2015

Three Financial Institutions Receive Extension for Resolution Plan Submission

The Federal Reserve Board and the Federal Deposit Insurance Corporation on Wednesday announced that they are extending the resolution plan submission deadline for American International Group, Inc., General Electric Capital Corporation, Inc., and Prudential Financial, Inc. The three organizations will be required to submit their second annual plans by Dec. 31, 2015, instead of July 1, 2015.
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Feb 18, 2015

Agencies Announce Independent Foreclosure Review Check Reissuance

Regulators have announced that replacement checks are being mailed this week to certain borrowers eligible for payment under the Independent Foreclosure Review Payment Agreements. The checks are being sent by the paying agent, Rust Consulting Inc. to replace uncashed checks that have now expired.
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Feb 18, 2015

Minutes of the FOMC Meeting Released from January 27-28, 2015

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on January 27–28, 2015.
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Feb 12, 2015

Results of February 12 21-Day Term Deposits Offering

On February 12, 2015, the Federal Reserve conducted a floating-rate offering of term deposits through its Term Deposit Facility.
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Feb 12, 2015

Results from Latest Supervisory Stress Tests to Be Released March 5

The Federal Reserve Board on Thursday announced that results from the latest supervisory stress tests conducted as part of the Dodd-Frank Act will be released on Thursday, March 5, and the related results from the Comprehensive Capital Analysis and Review (CCAR), will be released on Wednesday, March 11.
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Feb 11, 2015

21-Day Term Deposits Offering Scheduled

On February 12, 2015, the Federal Reserve will conduct a floating-rate offering of term deposits with an early withdrawal feature through its Term Deposit Facility (TDF).
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Feb 06, 2015

Results of February 5 21-Day Term Deposits Offering

On February 5, 2015, the Federal Reserve conducted a floating-rate offering of term deposits through its Term Deposit Facility. The operation offered 21-day term deposits with the rate set equal to the sum of the interest rate paid on excess reserves plus a fixed spread of 3 basis points.
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Feb 04, 2015

21-Day Term Deposits Offering Has Early Withdrawal Feature

On February 5, 2015, the Federal Reserve will conduct a floating-rate offering of term deposits with an early withdrawal feature through its Term Deposit Facility (TDF).
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Feb 02, 2015

Federal Reserve announces expanded TDF test operations

As part of operational testing of the Term Deposit Facility (TDF), the Federal Reserve plans to conduct a series of three weekly TDF operations in February that offer 21-day term deposits with an early withdrawal feature.
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Jan 30, 2015

Public Comment Requested on Proposed Rule

The Federal Reserve Board on Thursday invited public comment on a proposed rule to expand the applicability of the Board's Small Bank Holding Company Policy Statement (Policy Statement) for small bank holding companies as well as certain savings and loan holding companies.
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Jan 29, 2015

Guidance for Financial Institutions on Private Student Loans

Federal financial regulatory agencies, in partnership with the State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council, today issued guidance for financial institutions on private student loans with graduated repayment terms at origination.
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Jan 28, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in December suggests that economic activity has been expanding at a solid pace. Labor market conditions have improved further, with strong job gains and a lower unemployment rate.
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Jan 15, 2015

Public Sections of Resolution Plans Released

The Federal Reserve Board and the Federal Deposit Insurance Corporation (FDIC) today made available the public portions of resolution plans for firms with generally less than $100 billion in qualifying nonbank assets, as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).
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Jan 14, 2015

Outreach Meetings Will Look at Reducing Regulations

Federal banking agencies will hold an outreach meeting on February 4, 2015, at the Federal Reserve Bank of Dallas as part of their regulatory review under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA).
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Jan 09, 2015

Reserve Banks Transfer Residual Earnings to the U.S. Treasury

The Federal Reserve Board on Friday announced preliminary unaudited results indicating that the Reserve Banks provided for payments of approximately $98.7 billion of their estimated 2014 net income to the U.S. Treasury.
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Jan 07, 2015

Minutes of the FOMC Meeting Released from December 16-17, 2014

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on December 16-17, 2014.
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