Fourth Quarter, Volume 24, Number 4

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Vol. 24, No. 4,
Fourth Quarter 2011


Fed Proposes Enhanced Big Bank Regulation

Atlanta Fed Chief Discusses 2012 Outlook

Fed Gov. Tarullo Discusses Dodd-Frank Implementation

New Asset-Size Standards for Banks Announced

Fed Issues Capital Plan Rule for Largest Banks

Survey Shows Banks Not Easing Lending Standards

Fed Governor Addresses Capital Standards

Fed Vice Chair Addresses Financial Stability

Public Comment Sought on Volcker Rule

"Living Will" Requirements Implemented for Some Firms

Atlanta Fed CEO Addresses Trust in Financial System

Federal Reserve Chairman Discusses Policymaking Changes

Atlanta Fed President Addresses Fed's New Moves



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  Editor's Note: This publication is posted on a rolling schedule and content will be added throughout the quarter.
Updated December 27, 2011
bank vault Board Proposes Steps to Strengthen Regulation of Big Banks New article
12/27/2011 - The Fed has proposed strengthening regulation and supervision of large bank holding companies and systemically important nonbank financial firms. The proposals address issues of capital, liquidity, credit exposure, stress testing, risk management, and early remediation requirements.
Atlanta Fed President Lockhart Atlanta Fed's Lockhart Shares Views on Economy, Risks in 2012 New article
12/27/2011 - The U.S. economy should grow moderately in 2012, but that forecast is subject to risk from Europe, said Atlanta Fed President Dennis Lockhart during a recent speech. In his outlook for the upcoming year, he said he expects "decently behaved" inflation and continuing progress on unemployment.
Fed Gov. Tarullo Fed Gov. Tarullo Describes Goals of Dodd-Frank Implementation New article
12/23/2011 - During recent congressional testimony, Fed Governor Daniel Tarullo described the progress made implementing the Dodd-Frank act, although he cautioned lawmakers that much work lies ahead for the agencies involved in the law's implementation.
bank Agencies Release Annual CRA Adjustments New article
12/23/2011 - Recently, the federal bank regulatory agencies announced the annual adjustment to the asset-size standards used to determine how small and medium-sized financial institutions are examined with regard to the Community Reinvestment Act.
ViewPoint logo "ViewPoint" Examines National, Regional Banking Trends
12/14/2011 - "ViewPoint," the quarterly report from the Atlanta Fed's supervision and regulation division, presents the most recent data about banking conditions in the Southeast and nationally. This quarter's report includes information about small business lending, real estate lending, earnings performance, liquidity, and more.

Podcast logo Be sure to listen to the podcast with Brian Bowling, vice president in the Atlanta Fed's banking supervision and regulation division, who discusses the general state of banking in the region.

bank Fed Announces Annual Capital Review of Biggest Banks
11/30/2011 - The Fed recently issued a rule requiring the nation's largest bank holding companies to submit annual capital plans for review. Institutions with at least $50 billion in consolidated assets will undergo review for capital adequacy.
bank Fewer Banks Eased Lending Standards in Third Quarter, Fed Says
11/29/2011 - A new Federal Reserve survey indicated that fewer banks eased standards and terms on loans to businesses in the third quarter. Only a small share of surveyed banks reported easing standards on commercial and industrial loans, citing an uncertain economic outlook as a reason.
Fed Gov. Daniel Tarullo Stronger Capital Standards a Start, but More Work Needed, Says Fed Gov. Tarullo
11/29/2011 - Although progress is taking place on proposed capital and liquidity rules aimed at preventing another financial crisis, Federal Reserve Governor Daniel Tarullo recently said U.S. and international regulators must address pressing issues that remain.
Vice Chair Janet Yellen Vice Chair Yellen explains Fed's Role in Financial Stability
11/29/2011 - Federal Reserve Vice Chair Janet Yellen recently discussed macroprudential regulation—a means to achieving financial stability by reducing systemic risk—and the implementation of processes for identifying and responding to sources of systemic risk in the financial system.
photo of office workers Fed Opens Comment Period on Volcker Rule
10/31/2011 - The Fed recently requested public comment on a proposal implementing the "Volcker Rule." The rule would bar some financial firms from engaging in certain activities and from owning, sponsoring, or having certain relationships with a hedge fund or private equity fund.
photo of office workers Fed, FDIC Issue "Living Will" Rule
10/28/2011 - The Federal Reserve and the FDIC have issued a rule implementing the "living will" requirements of the Dodd-Frank reform act. The rule requires certain financial companies to submit plans for rapid and orderly resolution in bankruptcy during times of financial distress.
photo of Atlanta Fed Chair Dennis Lockhart Lockhart: Trust Vital to Financial System
10/27/2011 - In the wake of the 2008 financial crisis and the ensuing recession, there's work ahead for regulatory authorities and financial firm managers in rebuilding public trust in the financial system. Atlanta Fed CEO Dennis Lockhart recently addressed the role of trust in the system.
photo of Fed Chair Bernanke Fed Chair Bernanke: Crisis Is Changing Central Banking
10/26/2011 - The global financial crisis and recession that followed caused central banks worldwide to broaden the set of tools they use to implement monetary policy, Federal Reserve Chairman Ben Bernanke said in a recent speech.
photo of Atlanta Fed Chair Dennis Lockhart Atlanta Fed's Lockhart: Policy Actions Should Be Viewed in Total
10/6/2011 - In a recent speech, Atlanta Fed President Dennis Lockhart addressed the Federal Reserve's latest measures aimed at lowering long-term interest rates and supporting mortgage markets. He said the moves should be seen as part of a broader strategy to promote economic recovery.