Financial Update (April-June 2001)

Masthead

Cover Story

Subprime Lending Guidance

Economics of Checks

Greenspan on Lending

Retail Banking Fees

ATM Fee Disclosure

DEPARTMENTS

Did You Know?

Data Bank

The Docket

Data Bank

District Commercial Bank Deposit Data1
($ millions)
  Annual Percent Change
  June 30, 2000 June 30, 1999 June 30, 1998 2000–1999 1999–98
United States2 3,328,634 3,154,414 3,060,712 5.52 3.06
Sixth District3 462,989 441,515 409,031 4.86 7.94
Sixth District States  
Alabama 51,092 50,868 47,588 0.44 6.89
Florida 177,945 171,624 156,075 3.68 9.96
Georgia 93,384 86,130 81,959 8.42 5.09
Louisiana 43,409 41,272 37,066 5.18 11.35
Mississippi 28,304 27,017 26,186 4.76 3.18
Tennessee 68,855 64,603 60,158 6.58 7.39
Selected Metropolitan Areas  
Birmingham, AL 14,243 15,629 13,779 –8.87 13.43
Fort Lauderdale, FL 16,126 16,434 16,099 –1.87 2.08
Jacksonville, FL 9,753 10,110 14,941 –3.53 –32.33
Miami, FL 35,228 35,033 31,985 0.56 9.53
Orlando, FL 14,819 14,086 12,832 5.20 9.77
Tampa, FL 28,077 26,367 24,983 6.49 5.54
West Palm Beach, FL 14,072 13,839 12,843 1.68 7.76
Atlanta, GA 52,624 47,748 46,122 10.21 3.53
New Orleans, LA 15,029 14,416 14,137 4.25 1.97
Jackson, MS 5,028 5,058 4,897 –0.59 3.29
Memphis, AR-MS-TN 17,816 15,887 14,316 12.14 10.97
Nashville, TN 15,889 15,776 14,640 0.72 7.76
 
Total Urban Deposits in District 367,325 350,451 321,827 4.82 8.89
Total Rural Deposits in District 95,663 91,064 87,204 5.05 4.43
 
1 Includes thrifts owned by bank holding companies
2 Includes territories
3 Refers to all Sixth District states in their entirety

Source: Bank data are taken from the June 30 Summary of Deposits Reports filed with the FDIC, compiled by SNL Securities. Some deposits, particularly corporate deposits, were reported at bank offices and locations other than those where the deposits were taken. Merger and acquisition activity is one major reason for a bank to misreport deposits in this way.