Tennessee Banking Market Definitions

The attached banking markets have been defined by the Research Department of the Federal Reserve Bank of Atlanta. Since these markets may be revised as new information becomes available or as additional analysis of these markets is performed, it is advisable to check with the Research Department before using these definitions.

(Revised October 11, 2011)

Banking Market  Description 
Anderson County See Knoxville Area Banking Market
Athens Area McMinn, Meigs, and Monroe counties plus the town of Delano in Polk County
Bedford County Bedford County
Benton County* 
Bledsoe County Bledsoe County
Blount County See Knoxville Area and Sevierville Area Banking Markets
Bradley County See Cleveland Area Banking Market
Campbell County Campbell County
Cannon County Cannon County
Carroll County* 
Carter County See Johnson City/Kingsport/Bristol Area Banking Market
Chattanooga Area Hamilton and Marion counties in Tennessee less the portion of the town of Monteagle that lies in Marion County, plus Catoosa, Dade, and Walker counties in Georgia (NOTE: This is the Chattanooga MSA less the town of Monteagle)
Cheatham County See Nashville Area Banking Market
Chester County* 
Claiborne County See Middlesboro Area Banking Market
Clarksville, TN-Hopkinsville, KY Area Montgomery and Stewart counties in Tennessee, plus Christian, Trigg, and Todd counties in Kentucky
Clay County Clay County
Cleveland Area Bradley County plus the towns of Benton and Ocoee in Polk County
Cocke County Morristown-Newport Area Banking Market
Coffee County See Tullahoma Area Banking Market
Cookeville Area Jackson, Overton and Putnam counties
Crockett County* 
Cumberland County Cumberland County
Davidson County See Nashville Area Banking Market
Decatur County* 
DeKalb County DeKalb County
Dickson County See Nashville Area Banking Market
Dyer County* 
Fayette County* 
Fayetteville Area Lincoln County less the portion of the town of Petersburg that lies in Lincoln County
Fentress County Fentress County
Franklin County See Tullahoma Area Banking Market
Gibson County* 
Giles County See Pulaski Area Banking Market
Grainger County See Knoxville Area and Morristown-Newport Area Banking Markets
Greene County Greene County
Grundy County See Tullahoma Area, McMinnville Area, and Palmer Area Banking Markets
Hamblen County Morristown-Newport Area Banking Market
Hamilton County See Chattanooga Area Banking Market
Hancock County Hancock County
Hardeman County* 
Hardin County* 
Hawkins Area Hawkins County less the Hawkins County portion of the Johnson City/Kingsport/Bristol Area Banking Market
Hawkins County See Johnson City/Kingsport/Bristol Area and Hawkins Area Banking Markets
Haywood County* 
Henderson County* 
Henry County* 
Hickman County Hickman County
Houston County Houston County
Humphreys County Humphreys County
Jackson County See Cookeville Area Banking Market
Jefferson County See Knoxville Area and Morristown-Newport Area Banking Markets
Johnson City/Kingsport/Bristol Area Carter, Sullivan, Unicoi and Washington counties in Tennessee and Scott County, Virginia plus the towns of Church Hill, Kingsport, Mt. Carmel, and Holston in Hawkins County, Tennessee plus the independent city of Bristol, Virginia and the towns of Benhams, Green Valley, Burson Place, Wallace, Wyndale, and Scenic Park in Washington County, Virginia
Johnson County Johnson County
Knox County See Knoxville Area Banking Market
Knoxville Area Anderson, Knox, Loudon, Roane and Union counties plus Blount County northwest of Chilhowee Mountain; the towns of Chestnut Hill, Danridge, Dumplin, Friends Station, Hodges, New Market and Strawberry Plains in Jefferson County; the towns of Harriman and Oliver Springs in Morgan County; the towns of Seymour and Kodak in Sevier County; and the towns of Blaine, Buffalo Springs, Joppa, Lea Springs and Powder Springs in Grainger County
Lake County* 
Lauderdale County* 
Lawrence County Lawrence County
Lewis County Lewis County
Lewisburg Area Marshall County plus the portion of the town of Petersburg that lies in Lincoln County
Lincoln County See Fayetteville Area Banking Market
Loudon County See Knoxville Area Banking Market
McMinn County See Athens Area Banking Market
McMinnville Area Warren County plus the northern half of Grundy County, including the town of Altamont
McNairy County* 
Macon County Macon County
Madison County* 
Marion County See Chattanooga Area and Tullahoma Area Banking Markets
Marshall County See Lewisburg Area Banking Market
Maury County Maury County
Meigs County See Athens Area Banking Market
Middlesboro Area Bell County, Kentucky; Claiborne County, Tennessee; plus the towns of Rose Hill and Ewing in Lee County, Virginia
Monroe County See Athens Area Banking Market
Montgomery County See Clarksville-Hopkinsville Area Banking Market
Moore County See Tullahoma Area Banking Market
Morgan County See Knoxville Area and Wartburg Area Banking Markets
Morristown-Newport Area Cocke, Grainger and Hamblen counties; less the towns of Blaine, Buffalo Springs, Joppa, Lea Springs and Powder Spring in Grainger County; plus the towns of Baneberry, Jefferson City, Jefferson Estates, Leadvale, Talbot, and White Pine in Jefferson County
Nashville Area Cheatham, Davidson, Dickson, Robertson, Rutherford, Sumner, Williamson, and Wilson counties
Obion County* 
Overton County See Cookeville Area Banking Market
Palmer Area The southeastern corner of Grundy County, including the towns of Coalmont, Gruetli-Laager, and Palmer
Perry County Perry County
Pickett County Pickett County
Polk County See Cleveland Area, Athens Area, and Blue Ridge, Georgia Area Banking Markets 
Pulaski Area Giles County plus the town of Ardmore in Limestone County, Alabama
Putnam County See Cookeville Area Banking Market
Rhea County Rhea County
Roane County See Knoxville Area Banking Market
Robertson County See Nashville Area Banking Market
Rutherford County See Nashville Area Banking Market
Scott County Scott County
Sequatchie County Sequatchie County
Sevier County See Sevierville Area and Knoxville Area Banking Markets
Sevierville Area Sevier County less Seymour and Kodak plus Blount County southeast of Chilhowee Mountain
Shelby County* 
Smith County Smith County
Stewart County See Clarksville-Hopkinsville Area Banking Market
Sullivan County See Johnson City/Kingsport/Bristol Area Banking Market
Sumner County See Nashville Area Banking Market
Tipton County* 
Trousdale County Trousdale County
Tullahoma Area Coffee, Franklin, and Moore Counties; the southwestern corner of Grundy County, including the towns of Monteagle, Pelham, and Tracy City; and the portion of Monteagle located in Marion County
Unicoi County See Johnson City/Kingsport/Bristol Area Banking Market
Union County See Knoxville Area Banking Market
Van Buren County Van Buren County
Warren County See McMinnville Area Banking Market
Wartburg Area Morgan County less the towns of Oliver Springs and Harriman
Washington County See Johnson City/Kingsport/Bristol Area Banking Market
Wayne County Wayne County
Weakley County* 
White County White County
Williamson County See Nashville Area Banking Market
Wilson County See Nashville Area Banking Market

* These counties are located in the 8th District portion of the state and their markets were defined by the Federal Reserve Bank of St. Louis. For the most current market definition please see the Federal Reserve Bank of St. Louis Banking Market Definitions.

Return to top