Notes from the Vault

The Center for Financial Innovation and Stability's series, Notes from the Vault

Banks' Accumulated Credit Losses in the First Quarter
Larry D. Wall
May 2020

Large banks reported sharply higher allowances for credit losses in the first quarter of 2020. This post documents and provides some context for the increase.

Research on Paying with Cash and Checks
Claire Greene and Oz Shy
March 2020

Who uses checks? Who uses cash? This post reports on survey findings investigating the resilience of paper payment instruments.

Bank Compensation and Regulation
Larry D. Wall
January 2020

Bank compensation practices are alleged to have contributed to the 2007 to 2009 financial crisis. This post reviews studies of bank compensation and postcrisis regulatory reforms.

Notes from the Vault was on hiatus after the March/April 2012 post; it restarted in March 2013.

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