We are pleased to announce a new website that contains a wealth of information to assist community development professionals. Sponsored by the Federal Reserve Bank of Chicago, CEDRIC's principal mission is to foster research related to consumer and economic development issues such as consumer and small business financial behavior, access to credit, affordable housing, and community development and reinvestment. CEDRIC's webpage consists of a repository subject listing, a search engine, upcoming events, a collection of recommended links, and links to CEDRIC partners.
The highlight of CEDRIC's webpage is the Repository Subject listings, which include:
Community Economic Development - investment/development, urban stability, empowerment/enterprise zones, rural/agricultural issues, community development centers, and inner city rejuvenation
Consumer Financial Behavior - access to credit, consumer wealth, mortgage delinquencies, mortgage defaults, credit delinquencies, credit defaults, bankruptcy, culture and credit, and income distribution
Housing - mortgage lending, location desires, appraisal process, homeownership patterns, private mortgage insurance, and housing search process
Indian Reservation Development - affordable housing, community investment, legal considerations, access to credit, and banking services
Institutional Behavior - branch banking, credit scoring, fair lending, redlining, affordable/low income housing, profitability and regulations, homeowner insurance, pricing of credit, geographic patterns, financing alternatives, CRA, ECOA & FHA activities, GSE & FHA activities, secondary marker underwriting, and minority-owned institutions
Small Business - entrepreneurship, failures, minority/women issues, lending, financing, and development.
To visit the site, log on to
and select the Community
Center link under
For further information, please contact CEDRIC's coordinator at firstname.lastname@example.org