2017

Jun 26, 2017

GDPNow Forecast for Second Quarter Unchanged

On June 26, the GDPNow model forecast for real GDP growth in the second quarter of 2017 is 2.9 percent. View GDPNow for more details.

Jun 26, 2017

Responsible Innovation, Part 2: Do Community Financial Institutions Need Faster Payments?

Faster payments depends on the support of community financial institutions for its success. This second installment in a Take On Payments series looks at survey results and other information to see how close these financial institutions are to adopting faster payments.

Jun 22, 2017

Economists Untangling Complex Insurance Issues

About half of Americans over 50 will stay in a nursing home at some point. Yet only about 10 percent of those over 65 have long-term care insurance. Atlanta Fed economists are researching this and other puzzles in U.S. health insurance.

Jun 22, 2017

The Evolving Financial Supermarket

The past and possible future evolution of retail financial supermarkets.

Jun 22, 2017

Deflation Probabilities Flat

On June 21, the 2017–22 deflation probability was 7 percent.

Jun 22, 2017

An Eye on the Future: A Discussion about the Long-term Care Insurance Market

The Economy Matters podcast talks to Atlanta Fed economists about the long-term care insurance market. podcast

Jun 21, 2017

Contract for Deed Home Sales

A recent discussion paper explores these seller-financed installment contracts in four southeastern cities. Partners Update summarizes the findings and the implications for neighborhoods where the home sales occur.

Jun 20, 2017

Construction and Real Estate Survey: Inventory Down

Buyer traffic and home sales and prices rose in May, while inventory levels were lower year over year. See the results of our Southeast housing market survey.

Jun 19, 2017

Atlanta Fed Economists: Productivity the Key to Faster Growth

Atlanta Fed economists discussed the U.S. economy in a recent ECONversation webcast.

Jun 19, 2017

Calculating Fraud: Part 2

In this follow-up post, Take On Payments helps you hone your math skills by walking you through the second half of a mathematical process for analyzing fraud rates for payments.

Jun 19, 2017

Wage Growth Tracker Virtually Unchanged at 3.4 Percent in May

The Atlanta Fed's Wage Growth Tracker was 3.4 percent in May, similar to the April and year-ago figures. The 12-month average Wage Growth Tracker for those with a full-time job was 3.7 percent compared with 1.9 percent for those working part-time.

Jun 16, 2017

Business Inflation Expectations Unchanged

Year-ahead inflation expectations remain 2.0 percent in June.

Jun 16, 2017

Labor Force Participation Dynamics Updated

The overall labor force participation rate increased slightly between the first quarter of 2016 and the first quarter of 2017. The Atlanta Fed's Labor Force Participation Dynamics web page has been updated with new data and new charts.

Jun 15, 2017

Deflation Probabilities Mixed

On June 14, the 2017–22 deflation probability was 7 percent.

Jun 15, 2017

Faces of the Atlanta Fed: Pat Higgins, Economist

Pat Higgins loves math. That's why he takes such joy in his job at the Atlanta Fed. Read more about Higgins in this Economy Matters article.

Jun 14, 2017

Atlanta Fed Taylor Rule Utility Updated

The data have been updated to incorporate recent releases from the U.S. Bureau of Labor Statistics and Cleveland and Atlanta Fed model nowcasts.

Jun 14, 2017

Federal Reserve Issues FOMC Statement

The Federal Open Market Committee decided to raise the target range for the federal funds rate to 1 to 1.25 percent.

Jun 14, 2017

myCPI Features May Data, Sticky-Price CPI Increased in May

The Atlanta Fed's myCPI tool has been updated with May data. Compare your personal consumer price index (CPI) with the U.S. average. The sticky-price CPI rose 1.4 percent (on an annualized basis) in May.

Jun 14, 2017

An Old Home-Buying Arrangement Creates Pain, Opportunity

Is an obscure method of financing inexpensive houses a liability or a boon? Economy Matters looks at some new research on contract for deed sales.

Jun 12, 2017

What Makes a Healthy Neighborhood?

Tune in to the season finale of the Access podcast to explore the intersection of health and economic development. Read Partners Update for more details.

Jun 12, 2017

Watching Your Behavior

How do merchants and card issuers balance their need to authenticate a customer's identity with the need for the customer's experience to be as "frictionless" as possible? Take On Payments examines behavioral biometrics, which provides some extra assurance for payments transactions without burdening the customer.

Jun 08, 2017

Deflation Probabilities Little Changed

On June 6, the 2017–22 deflation probability was 6 percent.

Jun 08, 2017

Business Inflation Expectations (BIE) Survey Press Release Discontinued

BIE survey data will continue to be posted to the Atlanta Fed website on its usual monthly schedule.

Jun 07, 2017

Strategies for Increasing the Production of Mixed-Income Communities

Mixed-income communities provide numerous benefits to residents, including reduced crime and improved education and health outcomes. Partners Update previews a discussion paper with ideas on how to develop more of these communities.

Jun 07, 2017

Meet the New Atlanta Fed President

Raphael Bostic began his career at the Fed. He is also an avid bird watcher. Learn more about Bostic in his Economy Matters interview.

Jun 06, 2017

Labor Market Spider Chart Updated with April JOLTS Data

Monitor labor market progress with our Labor Market Distributions Spider Chart, now with April data on job openings, hires, layoffs, and quits (JOLTS).

Jun 05, 2017

Responsible Innovation Part 1: Can Community Banks Remain Competitive?

The United States recently implemented phase 1 of the faster payments initiative. Take On Payments, in this first installment of a three-part series, examines some of the challenges community financial institutions face in transitioning to faster payments.

Jun 02, 2017

June Data Digests Released

View our interactive charts featuring regional and national data on economic performance and labor market trends.

Jun 02, 2017

Beige Book: Labor Market Tightness Reaching Entry-Level Jobs

Atlanta Fed business contacts have a mostly positive outlook on economic growth in the region. Economy Matters summarizes the part of the Beige Book reporting on economic conditions in the Southeast.

Jun 02, 2017

Call for Papers for 2017 Financial Regulation Conference

Academics, professionals, and regulators are invited to submit papers.

Jun 02, 2017

Labor Market Tracking Tools Updated with May Data

What do May employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart and the Jobs Calculator to find out.

Jun 01, 2017

Despite Cities' Revitalization, Work Still Lies Ahead

Balancing economic growth with opportunity has been a challenge for cities around the country. A new study, in which the Atlanta Fed participated, looks at ways to mitigate inequality.

Jun 01, 2017

Nobel Economist: Fiscal Powers Have Shaped the World

Nobelist Thomas Sargent visited the Atlanta Fed and addressed historical fiscal issues.

Jun 01, 2017

Deflation Probabilities Little Changed

On May 31, the 2017–22 deflation probability was 6 percent.

May 30, 2017

Managing Global Financial Risks

Notes from the Vault discusses the Atlanta Fed's recent Financial Markets Conference.

May 26, 2017

Maximum Employment

Achieving maximum employment is part of the Federal Reserve's mandate from Congress. This infographic highlights the goal of maximum employment and provides visual clues for labor market measures and terminology.

May 24, 2017

Board Report Finds 30 Percent of Adults Just Getting By or Struggling

The Report on the Economic Well-Being of U.S. Households in 2016 provides a snapshot of the financial and economic well-being of U.S. households. See the results by Fed District in Partners Update.

May 24, 2017

The Wherefores and Whys of Wages

After an extended period of relative stagnation, wages have been showing signs of growth. This episode of the Economy Matters podcast discusses recent wage trends and how the Atlanta Fed views wage behavior. podcast

May 22, 2017

GDPNow's Second Quarter Forecast: Is It Too High?

The current GD­PNow forecast for second quarter real gross domestic product growth is higher than a number of others. A new macroblog post asks if the GDPNow forecast is too high. And if it is, why?

May 22, 2017

The Year(s) of Ransomware

Will this year and the next be the Year of the Ransomware? Take On Payments underscores the need to plan for and defend against ransomware attacks like the massive one that occurred earlier this month.

May 19, 2017

Jobs Calculator Updated with April State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how April data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

May 18, 2017

Deflation Probabilities Flat

On May 18, the 2017–22 deflation probability was 6 percent.

May 17, 2017

New Tool Explores Trends in Home Mortgage Lending

Use the Home Mortgage Explorer data tool developed by the Philadelphia and Cleveland Feds to probe trends in mortgage lending after the recession. Find out more in Partners Update.

May 15, 2017

Wage Growth Tracker Virtually Unchanged at 3.5 Percent

The Atlanta Fed's Wage Growth Tracker was 3.5 percent in April, similar to the March and year-ago figures.

May 15, 2017

Construction and Real Estate Survey: Spring Ahead

Many survey respondents reported home sales were up in April compared to a year earlier. Most brokers and homebuilders expect an increase in sales activity over the next three months relative to a year ago.

May 15, 2017

What Canada Knows That We Don't

The Bank of Canada recently released a study on the costs of point-of-sale payments. The study highlights what little comprehensive knowledge we have about comparable costs of payments in the United States. Take On Payments asks about the value of a comparable cost survey for the United States.

May 14, 2017

Market Probability Tracker Updated

Find out how April's consumer price index release affected the market's assessment of future rate moves at the Market Probability Tracker.

May 12, 2017

Remembering Allan Meltzer

We at the Atlanta Fed join in mourning the passing of Professor Allan Meltzer. ‎Watch a video with Professor Meltzer at the Atlanta Fed's 2014 Financial Markets Conference.

May 12, 2017

myCPI Features April Data, Sticky-Price CPI Rose Modestly in April

The Atlanta Fed's myCPI tool has been updated with April data. Compare your personal consumer price index (CPI) with the U.S. average. The sticky-price CPI rose 0.8 percent (annualized) in April.

May 11, 2017

Deflation Probabilities Decline

On May 10, the 2017–22 deflation probability was 6 percent.

May 11, 2017

Are Small Loans Hard to Find? Evidence from the Federal Reserve Banks' Small Business Survey

For a small firm, is it more difficult to get a small loan than a large one? A macroblog post consults recent survey data to find out.

May 10, 2017

Business Inflation Expectations Reach 2 Percent

Firms anticipate 2.0 percent inflation over the coming year, and inflation uncertainty increased slightly to 2.2 percent. This month's survey asks firms to assess their expected employment levels a year from now.

May 10, 2017

Business Inflation Expectations Reach 2 Percent

Firms anticipate 2.0 percent inflation over the coming year.

May 09, 2017

Labor Market Spider Chart Updated with March JOLTS Data

Monitor labor market progress with our Labor Market Distributions Spider Chart, now with March data on job openings, hires, layoffs, and quits (JOLTS).

May 08, 2017

An Early Experiment with "Permazero"

The authors examine a monetary regime of the Bank of Amsterdam in the eighteenth century that held policy interest rates near zero for more than a century. They find that the Bank's inability to stabilize large shocks brought adverse results.

May 08, 2017

Calculating Fraud: Part 1

In the first of a two-part series, Take On Payments helps you hone your math skills by walking you through the first half of a mathematical process for analyzing fraud rates for payments.

May 05, 2017

Slide into the Economic Driver's Seat with the Labor Market Sliders

Economic growth depends on numerous interlocking variables. A macroblog post looks at the Atlanta Fed's new Labor Market Sliders, a tool that allows you to view the effect of changes in key variables on economic growth.

May 05, 2017

Labor Market Tracking Tools Updated with April Data

What do April employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart and the Jobs Calculator to find out.

May 04, 2017

Looking under the Hood: Current Conditions in Auto Lending

Coming out of the recession, vehicle sales and lending were a bright spot in the economy, with pent-up consumer demand translating into robust retail activity. Economy Matters' "ViewPoint" looks at recent trends in auto lending and what might lie ahead for lenders.

May 04, 2017

May Data Digests Released

View our interactive charts featuring regional and national data on economic performance and labor market trends.

May 03, 2017

Federal Reserve Issues FOMC Statement

The Federal Open Market Committee decided to maintain the target range for the federal funds rate at 3/4 to 1 percent.

May 03, 2017

Atlanta Fed Named Fifth on DiversityInc's Top Regional Companies for Diversity List for 2017

The Federal Reserve Bank of Atlanta was named fifth on DiversityInc's 16th annual Top Regional Companies for Diversity on May 2, 2017.

May 01, 2017

Atlanta Fed Names Alexander Vice President

Christopher Alexander has been named a vice president for central administration in the Retail Payments Office (RPO), with responsibility for business support, business testing, and central administration.

May 01, 2017

Additional Authentication: Is the Protection Worth the Hassle?

Some consumers, even if offered money, would not switch from using passwords. In this last post of a series, Take On Payments digs a little deeper into a survey about online authentication methodologies.

Apr 28, 2017

Inside the Class and Out, the Atlanta Fed Furthers Economic Education

Fostering an improved understanding of economics and personal finance is one of the Atlanta Fed's goals, and the Bank offers an array of tools to educate students and equip teachers. Economy Matters opens a door on our various classrooms.

Apr 28, 2017

Register for Policy Summit on Housing, Human Capital, and Inequality

The Cleveland Fed's 2017 summit looks at transforming regional economies. Register for the June 22-23 event in Partners Update.

Apr 28, 2017

Webinar on Preserving Affordable Rural Rental Housing

Financing affordable housing is a growing challenge in the Southeast. Partners Update discusses the Low-Income Housing Tax Credit (LIHTC) program that supports construction and rehab of affordable housing.

Apr 27, 2017

Deflation Probabilities Increase

On April 26, the 2016–21 deflation probability was 3 percent.

Apr 26, 2017

Birmingham: A Powerful History Forged from Iron

With its rare mineral wealth, Alabama's largest city once seemed poised to become the Southeast's manufacturing center, but events played out differently. Economy Matters traces Birmingham's evolution from steel town to a diverse modern economy.

Apr 26, 2017

Conflicts of Interest in Securitization and the U.S. Housing Crisis

This Notes from the Vault post assesses the recent literature on whether conflicts of interest in securitization contributed to the U.S. housing crisis.

Apr 25, 2017

Financing Affordable Housing with the LIHTC

Financing affordable housing is a growing challenge in the Southeast. Partners Update discusses the Low-Income Housing Tax Credit (LIHTC) program that supports construction and rehab of affordable housing.

Apr 24, 2017

Construction and Real Estate Survey: Gauging Commercial Construction

Many respondents to our quarterly survey expect nonresidential construction activity to increase in the second quarter, while expectations for the pace of multifamily construction came in mixed.

Apr 24, 2017

Would Consumers Ever Give Up Their Passwords?

Take On Payments continues its consideration of the password by looking at a recent study of online consumer behavior around online authentication.

Apr 21, 2017

Webinar Probes the Experiences and Perspectives of Young Workers

Gain an understanding of the job experiences, education levels, and financial attitudes of today's young workers in this April 25 webinar. Register for the session in Partners Update.

Apr 20, 2017

Deflation Probabilities Increase Slightly

The 2016–21 deflation probability was 2 percent on April 19.

Apr 19, 2017

Beige Book Finds Optimism, Ongoing Hiring Challenges

Economy Matters article offers highlights of the Atlanta Fed’s portion of the Beige Book.

Apr 19, 2017

Home Values Recover, but Challenges Seen

A recent ViewPoint Live webcast addressed new challenges in the housing market.

Apr 19, 2017

The Fed's Inflation Goal: What Does the Public Know?

The Fed has been clear about its inflation target, but how thoroughly is the target understood? A macroblog post looks at recent Atlanta Fed survey data to find out.

Apr 19, 2017

Career Exploration and Soft Skills: Preparing Students for Success

Which soft skills are highly prized in the workplace and can help students plan their careers? Extra Credit presents great ideas for making your students soft skills experts!

Apr 18, 2017

Reframing Workforce Development Efforts as Investments

Partners Update discusses a Federal Reserve System collaboration with academia and industry to identify opportunities to invest in workforce development.

Apr 18, 2017

Fed Podcast Explores Next-Stage Growth for Small Businesses

Tune in to the Access podcast to learn about the importance of small businesses to low- and moderate-income neighborhoods. Find out more in Partners Update.

Apr 17, 2017

Wage Growth Tracker Increases to 3.4 Percent

Median wage growth increased to 3.4 percent in March.

Apr 17, 2017

2016 Annual Report: Recession to Recovery—A Decade in Perspective

The narrative of the past 10 years is a story of slow, but satisfactory, cyclical recovery, with some underlying fundamentals restraining growth. The Atlanta Fed's latest annual report tells this story in charts that show the economic factors—cyclical and secular—that shaped the 2016 economy.

Apr 17, 2017

Will the Password Ever Die? Part 1

Many experts over the years have predicted or encouraged the elimination of the password as an authentication method. But the password is still around and thriving. This first installment of a three-part series in Take On Payments lays the groundwork for a data-driven look at passwords and their effectiveness.

Apr 14, 2017

Is the Share of Real Estate Sales to Investors Increasing?

A few comments on an Atlanta Fed monthly real estate survey suggested that real estate investment activity may be on the rise. This Real Estate Research post looks at some data to get a more complete picture.

Apr 14, 2017

myCPI Features March Data, Sticky-Price CPI Virtually Unchanged

The Atlanta Fed's myCPI tool has been updated with March data. Compare your personal consumer price index (CPI) with the U.S. average. The sticky-price CPI was virtually unchanged (down 0.1 percent on an annualized basis) in March, following a 2.7 percent increase in February.

Apr 14, 2017

Construction and Real Estate Survey: Buyer Traffic Up

Most brokers and builders reported buyer traffic increased relative to the year-earlier level. See all the results of our Southeast housing market survey.

Apr 13, 2017

Where Will Opportunity Knock? A Discussion of Opportunity Occupations

In an era when education's importance in the employment sector has steadily increased, what role do well-paying jobs that don't require a college degree play? An episode of the Economy Matters podcast talks to some Atlanta Fed experts. podcast

Apr 12, 2017

April Business Inflation Expectations Decline

Firms anticipate 1.9 percent inflation over the coming year. This month's survey asks firms about their understanding of the Federal Reserve's inflation target.

Apr 12, 2017

April Business Inflation Expectations Decline

Firms anticipate 1.9 percent inflation over the coming year. This month's survey asks firms about their understanding of the Federal Reserve's inflation target.

Apr 12, 2017

Allocation Strategies, Rational Decision Making, and Social Economic Goals

Extra Credit has an innovative way to introduce allocation strategies to your students. Combining rational decision-making models with allocation strategies and social economic goals helps teach multiple content standards in one lesson.

Apr 11, 2017

Labor Market Spider Chart Updated with February JOLTS Data

Monitor labor market progress with our Labor Market Distributions Spider Chart, now with February data on job openings, hires, layoffs, and quits (JOLTS).

Apr 11, 2017

Going to School on Labor Force Participation

Participation in the labor force has taken some swings in the wake of the recession. A macroblog post examines the role of education in the shifting composition of the employment market.

Apr 10, 2017

How Can Workforce Development, Education, and Community Development Organizations Create Career-Based Training?

The Atlanta Fed's latest ebook investigates new approaches to creating worker training programs that are closely tied to current labor market needs. Learn more in Partners Update.

Apr 10, 2017

Catch Me If You Can

How much do we give away about ourselves when we use an ATM or post on social media? Take On Payments discusses a reality show that perfectly illustrates the tension between the desire for privacy and the outsize role that modern technology plays in our lives.

Apr 08, 2017

Market Probability Tracker Updated

On Friday, the U.S. Bureau of Labor Statistics released March's employment report. Find out how this affected the market's assessment of future rate moves at the Market Probability Tracker.

Apr 07, 2017

Labor Market Tracking Tools Updated with March Data

What do March employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart and the Jobs Calculator to find out.

Apr 05, 2017

Place-Based Funding and Economic Opportunity in Smaller Cities

A just-released report summarizes a study tour of four cities that have had some revitalization since the Great Recession. Partners Update gives an overview of the report.

Apr 05, 2017

Guided Reading Questions for Notes from the Vault's "Interest on Reserves"

Are you teaching monetary policy? Extra Credit keeps your students current with this guided reading exercise about the monetary policy tool interest on reserves.

Apr 04, 2017

Experts Offer Strategies for Promoting Economic Growth and Mobility

The Atlanta Fed, Philadelphia Fed, and Penn Institute for Urban Research released a series of five articles reviewing strategies for promoting economic growth and mobility. Partners Update provides highlights of the articles.

Apr 04, 2017

Webinar Will Examine Ways to Close the "Skills Gap"

In this April 13 webinar, learn about potential solutions for connecting talented workers with decent-paying jobs based on workers’ demonstrated skills and competencies rather than their degree. Register for the session in Partners Update.

Apr 04, 2017

Realidad: La política monetaria es apolítica

La investigación sobre la independencia del banco central muestra que la política monetaria es más efectiva cuando se encuentra libre de la influencia de presiones políticas de corto plazo. Este segundo artículo de la serie "Solo hechos sobre el Fed" en Economy Matters explica el porqué.

Apr 04, 2017

Realidade: A Política Monetária é Apolítica

Pesquisa sobre independência do banco central mostra que a política monetária é mais eficiente quando utilizada sem a influência de pressões políticas de curto prazo. Essa segunda edição da série Só os Fatos (do FED) da Economy Matters explica o porquê.

Apr 04, 2017

Reality: Monetary Policy Is Apolitical

Research on central bank independence shows that monetary policy is most effective when it is free from the influence of short-term political pressures. This second feature in Economy Matters' Just the (Fed) Facts series explains why.

Apr 03, 2017

Governance Down Under

Making changes to the U.S. payments system often means coordinating several disparate agencies. Take On Payments looks at the Australian Payments Clearing Association, a comprehensive, self-regulating governance entity that offers an aspirational model for U.S. payments governance.

Mar 30, 2017

Webinar Will Examine Careers in Health Care and Opportunity Occupations

Learn about careers in health care and opportunity occupations in this April 10 webinar. Register for the session in Partners Update.

Mar 30, 2017

Bank Regulation Updates, Upcoming Events Discussed in New "ViewPoint"

The first quarter 2017 edition of Economy Matters' "ViewPoint," from the Atlanta Fed's supervision and regulation division, takes a look at national and southeastern banking conditions, including earnings performance, asset quality, and more.

Mar 30, 2017

Annual Banking Outlook Conference Highlights Opportunities, Challenges Facing the Banking Industry

The Atlanta Fed recently hosted its annual Banking Outlook Conference. Economy Matters' "ViewPoint" summarizes some of the themes and topics that were on the minds of industry experts.

Mar 30, 2017

Bad Debt Is Bad for Your Health

Delinquent debt is not only stressful, but it can also take a measurable toll on physical health. A macroblog post looks at research into the relationship between delinquent debt and mortality rates.

Mar 29, 2017

Fracking and Mortgage Default

Examining the effects of hydraulic fracturing, or "fracking," on mortgage default, the authors consider homes along the Marcellus Formation in Pennsylvania. Using the underlying geology to predict drilling activity, and looking only at mortgages originated before the fracking boom, they find that fracking appears to lower the likelihood of default, most likely by increasing employment.

Mar 29, 2017

How High Is Your Fed IQ?

This month, Extra Credit wants to know, "How high is your Fed IQ?" Use this activity as a human bingo game or online scavenger hunt to get your students thinking about the Federal Reserve.

Mar 29, 2017

Are Payments Fast Enough Already?

Consumers have come to expect instant digital transactions. That's why many people want the U.S. payments system to speed up. Economy Matters looks into both the U.S. and U.K. systems for details about faster payments.

Mar 27, 2017

Don't Forget the Check

While much of the focus of risk management efforts is on electronic payments, checks remain a target of criminals since they are so easy to counterfeit or alter. Take On Payments warns us not to forget about the paper check.

Mar 24, 2017

Jobs Calculator Updated with February State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how February data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Mar 23, 2017

Ports and the Southeast: Delivering the Goods

Southeastern ports have played a key role in commerce for centuries, and the globally interconnected economy has made ports central to smoothly functioning trade. Economy Matters takes you on a tour of nine of the region's biggest ports.

Mar 23, 2017

A Trip around the World through Exports

Are you teaching a class on globalization, world trade, exports, and comparative advantage? This Bell Ringer activity will complement your curricula and help students identify top world export leaders.

Mar 22, 2017

Construction and Real Estate Survey: Sales Outlook Trends Positive

Most brokers and builders expect an increase in home sales activity over the next three months compared to a year ago. See the results of our Southeast housing market survey.

Mar 22, 2017

Key Economic Data by State: Poster Activity

Discover key economic data for your state with these posters from the St. Louis Fed. Extra Credit has a classroom activity to help you integrate these attractive, informative posters into your classroom.

Mar 21, 2017

Old, Frail, and Uninsured: Accounting for Puzzles in the U.S. Long-Term Care Insurance Market

Half of elderly individuals will experience a nursing home stay, and the risk of out-of-pocket expenses that exceed $200,000 is significant. Yet only 10 percent of them have private long-term care insurance, and many applications are rejected. We attribute these observations to adverse selection, insurers’ overhead costs, and Medicaid.

Mar 21, 2017

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

Investigating how cross-country differences in banking regulation and supervision affect international banking flows, the authors find that U.S. bank holding companies are more likely to operate subsidiaries in countries with weaker regulation and supervision.

Mar 21, 2017

Agency Conflicts in Residential Mortgage Securitization: What Does the Empirical Literature Tell Us?

Conflicts of interest in securitization are believed to have contributed to the recent housing crisis. The author reviews existing empirical research and finds little support for this conclusion, except in the case of low-documentation mortgages.

Mar 20, 2017

Wage Growth Tracker Unchanged

The Atlanta Fed's Wage Growth Tracker was 3.2 percent in February, the same is in January and also the same as a year earlier.

Mar 20, 2017

Fraud Reduction at the IRS: Some Happy Returns

The IRS Security Summit has successfully reduced the number of fraudulent returns, and is now turning toward further strengthening technical measures. Take On Payments examines its efforts.

Mar 20, 2017

Working for Yourself, Some of the Time

The labor market has undergone a slow but steady healing in the wake of the recession. But how have rates of full-time self-employment fared in the recovery? A macroblog post interprets recent data to find out.

Mar 17, 2017

Business Inflation Expectations Tick Up in March

Firms anticipate 2.1 percent inflation over the next 12 months, a slight rise from February. This month's survey probes firms' approximate share of sales revenue and inputs from abroad.

Mar 17, 2017

Business Inflation Expectations Tick Up in March

Firms anticipate 2.1 percent inflation over the next 12 months, a slight rise from February. This month's survey probes firms' approximate share of sales revenue and inputs from abroad.

Mar 16, 2017

Labor Market Spider Chart Updated with January JOLTS Data

Monitor labor market progress with our Labor Market Distributions Spider Chart, now with January data on job openings, hires, layoffs, and quits (JOLTS).

Mar 16, 2017

Nobel Economist: Fiscal Powers Have Shaped the World

Nobelist Thomas Sargent visited the Atlanta Fed and addressed historical fiscal issues.

Mar 16, 2017

Technology, Cost Driving Fintech

Fintech is effectively reshaping the financial industry. That's what a finance expert said at a recent Atlanta Fed Public Affairs Forum. Read highlights of the presentation and watch the video.

Mar 15, 2017

Federal Reserve Issues FOMC Statement

The Federal Open Market Committee decided to raise the target range for the federal funds rate to 3/4 to 1 percent.

Mar 15, 2017

myCPI Features February Data, Sticky-Price CPI Rose 2.7 Percent

The Atlanta Fed's myCPI tool has been updated with February data. Compare your personal consumer price index (CPI) with the U.S. average. The sticky-price CPI rose 2.7 percent (annualized) in February, following a 3.4 percent increase in January.

Mar 15, 2017

Understanding Price Elasticity: It's No Stretch!

Looking for an engaging way to introduce elasticity to your students? This Extra Credit lesson uses rubber bands and other products to get your students excited about the topic.

Mar 14, 2017

Last Chance to Register for Fed's March 23-24 Community Development Conference

Does early child development plus education equal a stronger economy? Plan to attend the conference to hear current research on this and other topics, register in Partners Update.

Mar 13, 2017

Faster Payments Focus of Recent Joint Conference

The risks and rewards of faster payments were the focus of a recent conference cosponsored by the Federal Reserve Bank of Atlanta and the United Kingdom's Department for International Trade. "Lessons and Implications of Increasing Payments Speed" took place on February 28, 2017.

Mar 13, 2017

Phone Scams and Phishing

The number of phishing attacks grows faster every year, particularly attacks through the phone. Take On Payments reiterates that the best way to combat phishing is through consumer education.

Mar 13, 2017

Atlanta Fed Names Bostic New President and Chief Executive Officer

Raphael W. Bostic will become the 15th president and chief executive officer of the Federal Reserve Bank of Atlanta effective June 5, 2017.

Mar 10, 2017

Labor Market Tracking Tools Updated with February Data

What do February employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart and the Jobs Calculator to find out.

Mar 08, 2017

ECONversation: Mobile Payments' Time Could Be Near

Despite sluggish growth so far, conditions could finally be ripe for mobile payments to take off. That's according to two Atlanta Fed experts, who recently discussed the future of payments. Read highlights of that ECONversation webcast.

Mar 08, 2017

Career Opportunities at the Federal Reserve

Do your students know the Federal Reserve hires college students as summer interns? Extra Credit's new lesson helps students identify the kinds of human capital they should develop for these amazing experiences.

Mar 07, 2017

Atlanta Fed Research Examines Debt's Effects on Health

Everyone knows that money woes can prey on one's mind. But what about on one's health? Economy Matters looks at recent Atlanta Fed research that explores the impact of delinquent debt on mortality.

Mar 06, 2017

Asset Size Matters in Survey Responses

Financial institution size correlates to mobile banking offerings. Take On Payments introduces a supplement to the 2016 Mobile Banking and Payments Survey that sorts the responses of financial institutions survey by asset size.

Mar 02, 2017

Gauging Firm Optimism in a Time of Transition

Transitions can represent a period of optimism, or one of uncertainty. How are firms viewing the change of administrations in Washington? A macroblog post looks at data that took the pulse of firms to find out.

Mar 02, 2017

Los viajes surgen en Cuba

Durante décadas, Cuba estaba fuera de los límites de los turistas estadounidenses, ahora la isla está atrayendo un número cada vez mayor de visitantes; sin embargo, se tejen un sinnúmero de preguntas, y las respuestas determinarán si este crecimiento continuará. Economy Matters da una mirada a la perspectiva de los expertos en Cuba para aprender más al respecto.

Mar 02, 2017

Viagens para Cuba Florescem

Inacessível, por décadas, a turistas dos EUA, Cuba está agora atraindo números cada vez maiores de turistas americanos. Mas uma série de dúvidas permanece, e as respostas a elas determinarão se esse crescimento continuará. Economy Matters leva em consideração as perspectivas de especialistas em Cuba para saber mais.

Mar 02, 2017

Travel Blooms in Cuba as U.S. Relations Thaw, but Obstacles Remain

Once off limits to U.S. tourists for decades, Cuba is now luring growing numbers of American visitors. But a number of questions loom, and the answers to them will determine if this growth will continue. Economy Matters looks at the perspective of Cuba experts to learn more.

Mar 02, 2017

A Conversation about the Health Effects of Delinquent Debt

It's no surprise that carrying unmanageable debt is stressful. But can it also bring adverse health effects? The Economy Matters podcast features an Atlanta Fed economist who looked into the question. podcast

Mar 01, 2017

Beige Book Reports Growing Workforce Development Efforts

Some southeastern business contacts are facing challenges finding qualified workers. Read Beige Book highlights in Economy Matters.

Feb 28, 2017

Can Tight Labor Markets Inhibit Investment Growth?

A tighter labor market may spur greater business investmentat or near full employment, such as the one we see currently, poses certain challenges for businesses. A macroblog post looks at a tight labor market's potential impact on business investmentwhether labor supply constraints might limit that impact.

Feb 27, 2017

Interest on Reserves

The Federal Reserve's payment of interest on reserves has generated some controversy and may result in more as rates increase. This Notes from the Vault post considers the implications of such payments.

Feb 27, 2017

Wouldn't It Be Nice to Tap and Pay?

Contactless card usage is surging in the United Kingdom, Australia, and Canada while remaining all but nonexistent in the United States. Take On Payments wonders if the United States is missing an opportunity.

Feb 23, 2017

More Ways to Watch Wages

Wages are a closely watched barometer of the overall labor market, and the Atlanta Fed has just expanded the ways you can view wage movement. A macroblog post discusses recent innovations to our Wage Growth Tracker tool.

Feb 23, 2017

Solo hechos sobre el Fed

Una organización tan grande e influyente como la Reserva Federal está inevitablemente rodeada de conceptos erróneos. Nuestra nueva aplicación Just the (Fed) Facts, tiene como objetivo disipar los mitos. Esta primera pieza discute quién es el dueño de la Reserva Federal - y quién no.

Feb 23, 2017

Só os Fatos (do FED)

Uma organização tão grande e influente quanto o Federal Reserve está inevitavelmente cercada de mitos. Nossa nova coluna “Just the (Fed) Facts” (em português, Só os Fatos (do FED)) tem como objetivo desvendar esses mitos. A primeira edição discute quem é e quem não é dono do Federal Reserve Bank.

Feb 23, 2017

Who "Owns" the Federal Reserve?

An organization as large and influential as the Federal Reserve is inevitably surrounded by misconceptions. Our new feature, Just the (Fed) Facts, aims to dispel the myths. This first piece discusses who owns the Reserve Bank—and who doesn't.

Feb 21, 2017

Unemployment versus Underemployment: Assessing Labor Market Slack

In many important respects, the labor market has exhibited a return to health. But for part-time workers who would like full-time work, that health may not be quite so evident. A macroblog post looks at recent trends in worker demand and some possible factors behind them.

Feb 21, 2017

Construction and Real Estate Survey: Probing the Housing Market

Southeastern home prices and sales trended up slightly in January, according to brokers and homebuilders. See this month’s housing market survey to get all the results.

Feb 21, 2017

Greenspan Biographer Discusses Colorful, Complex Figure

The author of a new biography of former Federal Reserve Chair Alan Greenspan recently spoke at an Atlanta Fed Public Affairs Forum. Sebastian Mallaby discussed some of the challenges involved in capturing a figure as complex as Greenspan and the environment in which he operated.

Feb 21, 2017

The Social Benefits of Biometrics

In addition to its usefulness in payments authentication, biometrics technology can help track an infant's vaccination schedule in developing countries. Take On Payments asks, are there other biometric programs that provide such benefits?

Feb 16, 2017

Housing Instability: Single-Family Evictions in One Atlanta Metro County

A recent discussion paper examines housing instability and the rise of institutional investors in Fulton County's single-family rental housing. Partners Update discusses the findings and implications for communities and families.

Feb 16, 2017

Housing Instability: Single-Family Evictions in One Atlanta Metro County

A recent discussion paper examines housing instability and the rise of institutional investors in Fulton County's single-family rental housing. Partners Update discusses the findings and implications for communities and families.

Feb 15, 2017

Fed Access Podcast Looks at Strengthening Mobile Home Communities

Tune in to learn how organizations are helping manufactured home residents across the country take ownership of their communities to improve economic stability and security. Partners Update provides more details.

Feb 15, 2017

myCPI Features January Data, Sticky-Price CPI Up 3.4 Percent

The Atlanta Fed's myCPI tool has been updated with January data. Compare your personal consumer price index with the U.S. average. The sticky-price CPI rose 3.4 percent (annualized) in January, following a 2.8 percent increase in December.

Feb 15, 2017

February Business Inflation Expectations Unchanged

Firms continue to anticipate 2.0 percent inflation over the coming year. In this month's survey, firms rate their optimism about the U.S. economy and their own firm's financial prospects.

Feb 15, 2017

February Business Inflation Expectations Unchanged

Firms continue to anticipate 2.0 percent inflation over the coming year. In this month's survey, firms rate their optimism about the U.S. economy and their own firm's financial prospects.

Feb 14, 2017

Crisis, Recession, and Recovery: 2007-16

President Lockhart speaks February 14 to the Huntsville Rotary Club on the economic story of the past decade.

Feb 14, 2017

Sound Risk Management and Commercial Real Estate Concentrations

Banks need to have a sound risk management framework in place for effective commercial real estate lending. A new article in Economy Matters' "ViewPoint" takes a look at many of the available resources.

Feb 13, 2017

Does a High-Pressure Labor Market Bring Long-Term Benefits?

A tighter-than-normal labor market can pose economic problems, but evidence shows that a high-pressure environment can also confer advantages in the event of a recession. A macroblog post considers individuals' experiences.

Feb 13, 2017

Investigating the Trend in Office Renovations

For the past year, the Atlanta Fed has been hearing lots of anecdotes from business contacts about the number of office property renovations occurring. Real Estate Research digs into the data to understand the trends.

Feb 13, 2017

The Five-Star That Flops

Mobile commerce may be like the two-star recruit who goes on to lead the team to victory, while mobile payments may be like the five-star bust. Read more in this week's Take On Payments post.

Feb 09, 2017

Employer Perspectives on Southeast Labor Market Conditions

Employers across the Southeast report that they plan to increase staffing levels. That's one finding of a recent Atlanta Fed poll of southeastern business contacts. This article shows poll results in a series of charts.

Feb 07, 2017

Net Exports Continue to Bedevil GDPNow

The Atlanta Fed's GDPNow tool anticipates changes in gross domestic product by forecasting its associated subcomponents. A macroblog post by GDPNow's creator discusses some recent difficulties the model has had forecasting net exports.

Feb 07, 2017

Labor Market Spider Chart Updated with December JOLTS Data

Monitor labor market progress with our Labor Market Distributions Spider Chart, now with December data on job openings, hires, layoffs, and quits (JOLTS).

Feb 07, 2017

February Data Digests Released

View our interactive charts that feature regional and national data on economic performance and labor market trends.

Feb 06, 2017

Examining Changes in Labor Force Participation

Given the byzantine complexity of social and demographic factors swirling around the labor market, it's understandable that the labor force participation rate exhibits significant movement over time. A macroblog post looks at some of these factors and how their impact has shifted.

Feb 06, 2017

Exploring Atlanta's Community Development Landscape with Governor Lael Brainard

Fed Governor Brainard visited Atlanta neighborhoods with community and economic development and supervision and regulation team members. They met with community members and organizations to discuss local efforts, reports Partners Update.

Feb 06, 2017

ACH: No Trace Left Behind

ACH—Automated Clearing House—offers no definitive method for identifying a payment and any associated return, dishonored return, or contested-dishonored. Take On Payments looks at the issue and offers a solution.

Feb 03, 2017

An Eventful Decade: Atlanta Fed President Dennis Lockhart Looks Back at His Tenure

After a decade at the helm of the Atlanta Fed, Dennis Lockhart is preparing to step down as president and CEO. In this Economy Matters podcast episode, Lockhart looks back at his time leading the Bank. podcast

Feb 03, 2017

Labor Market Tracking Tools Updated with January Data

What do January employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart and the Jobs Calculator to find out.

Feb 02, 2017

Labor Force Participation Dynamics Updated

Almost 63 percent of the population was employed or actively looking for work in the fourth quarter of 2016, one of the lowest rates of labor force participation since the late 1970s. Find out more on the Atlanta Fed's Labor Force Participation Dynamics web pages, now updated with new data and charts.

Feb 01, 2017

Still Very Little Evidence of Recession

The GDP-based recession indicator index, at 5.3, indicates that the U.S. economy is still expanding.

Feb 01, 2017

Atlanta Fed Names Buchanan Vice President and General Auditor, Keeley Assistant Vice President and Announces Gibson Move to Supervision and Regulation

Joan Buchanan has been named vice president and general auditor, Dana Keeley has been named assistant vice president in the Retail Payments Office (RPO), and Mark Gibson has been named assistant vice president for the credit and risk management function in the Atlanta Fed's supervision and regulation division.

Jan 30, 2017

The Revolving Door

The so-called revolving door between industry and the regulatory agencies is a recurring concern. This Notes from the Vault post provides a high-level overview of this issue.

Jan 30, 2017

Pssst…Have You Heard about PSD2?

A number of major changes are coming to the European banking landscape, thanks to the recently adopted revised Directive on Payments Services. Take On Payments asks, can the United States learn anything from this piece of legislation?

Jan 26, 2017

Construction and Real Estate Survey: Taking the Pulse of Commercial Construction

Most respondents expect nonresidential construction activity to increase in the first quarter, while expectations for the pace of multifamily construction activity continue to level off.

Jan 26, 2017

Deflation Probabilities Remain at 0 Percent

On January 25, the 2015–20 and 2016–21 deflation probabilities were 0 percent.

Jan 26, 2017

International Trade and Comparative Advantage Lesson

Are you searching for meaningful ways to integrate technology like digital content into your lessons? If so, Extra Credit's lesson on international trade and comparative advantage has great ideas for you!

Jan 25, 2017

Uneven Opportunity: Variation in Employers' Educational Preferences for Middle-Skills Jobs

New Philadelphia and Atlanta Fed research explores why employer preferences for bachelor's degrees for the most prevalent opportunity occupations differ significantly between metro areas. Partners Update summarizes the findings.

Jan 25, 2017

International Trade and Comparative Advantage Lesson

Are you searching for meaningful ways to integrate technology like digital content into your lessons? If so, Extra Credit's lesson on international trade and comparative advantage has great ideas for you!

Jan 24, 2017

Southeast's Airports Affected by Cutbacks but Get Boost from Discount Airlines

As airports in smaller communities in the Southeast lose commercial flights, many are implementing distinctive strategies to attract customers. Economy Matters discusses some of these strategies.

Jan 24, 2017

Risk and Return Grab Bag

Get your students thinking about saving and investing strategies with this new Bell Ringer activity. Students will build a hypothetical portfolio to understand the trade-off between risk and return.

Jan 23, 2017

Mobile Banking and Payments Survey Results

Many financial institutions cite biometric methodologies as the security tool they would most likely use in their mobile banking and payments program. Read more findings of the 2016 survey in Take On Payments post.

Jan 23, 2017

Report Released on 2016 Mobile Banking and Payments Survey

The Atlanta Fed today issued results of the 2016 Mobile Banking and Payments Survey of Financial Institutions in the Sixth District.

Jan 23, 2017

Atlanta Fed Introduces Redesigned Website

Your favorite Atlanta Fed content is now easier than ever to find and explore, thanks to our newly redesigned website. We've always provided users with lots of data, and now working with data has never been easier. In addition, our redesign offers improved navigation and simplified content sharing.

Jan 20, 2017

Engaging Workforce Development: A Framework for Meeting CRA Obligations

How can banks participate in workforce development activities to meet their obligations under the Community Reinvestment Act (CRA)? Partners Update introduces a Fed resource that examines the topic.

Jan 19, 2017

Deflation Probabilities Decline

On January 18, the 2015–20 and 2016–21 deflation probabilities were 0 percent.

Jan 19, 2017

What Affects a Community's Ability to Raise Capital?

A Philadelphia Fed report provides insights on the metro area and organizational factors that affect a community's ability to attract foundation support for community and economic development activities. Learn more in Partners Update.

Jan 19, 2017

Make the Economy Matter! Digital Quizzes from the Atlanta Fed

Looking for a fun way to start your class? Extra Credit highlights all the digital quizzes from our Economy Matters publication. Blend timely economic topics with some friendly competition.

Jan 18, 2017

myCPI Features December Data, Sticky-Price CPI Up 3.0 Percent

The Atlanta Fed's myCPI tool has been updated with December data. Compare your personal consumer price index with the U.S. average. The sticky-price CPI rose 3.0 percent (annualized) in December, following a 2.6 percent increase in November.

Jan 18, 2017

Beige Book: Some Employers Pickier, Others Less So

Some Southeast employers are having trouble filling positions. Economy Matters summarizes the latest Beige Book.

Jan 17, 2017

Expanding Cybersecurity

Sharing information may be a part of strengthening cybersecurity, but it makes payments people a little nervous. That topic was part of the conversation at the recent FS-ISAC Fall Summit. Take On Payments continues the conversation.

Jan 17, 2017

Construction and Real Estate Survey: Home Prices Climb

Southeastern home prices continued to rise in December from the year-ago level, while sales flattened or were up slightly. See this month's survey to get all the results.

Jan 17, 2017

What Are College Athletes Wearing? Sports Apparel and the Southeastern Conference

Are you teaching a unit on market structure, market power, or oligopoly? Explore the concepts with this Bell Ringer activity on the relationship between the SEC football and sports apparel markets.

Jan 12, 2017

Deflation Probabilities Decline

On January 11, the 2016–21 deflation probability was 2 percent and the 2015–20 deflation probability was 0 percent.

Jan 11, 2017

Atlanta Fed Recognizes Employees with President's Award

The Atlanta Fed honored the recipients of its President's Award for Excellence in a ceremony today. Dennis Lockhart, president and chief executive officer of the Atlanta Fed, presented the awards to the six employees who have distinguished themselves by their outstanding performance.

Jan 11, 2017

January Business Inflation Expectations Stable

Firms anticipate 2.0 percent inflation over the next 12 months, a slight decline from December's reading. Long-term inflation expectations—over the next five to 10 years—reached 2.8 percent.

Jan 11, 2017

January Business Inflation Expectations Stable

Firms anticipate 2.0 percent inflation over the next 12 months, a slight decline from December's reading. Long-term inflation expectations—over the next five to 10 years—reached 2.8 percent.

Jan 11, 2017

Make the Economy Matter! Digital Quizzes from the Atlanta Fed

Looking for a fun way to start your class? Extra Credit highlights all the digital quizzes from our Economy Matters publication. Blend timely economic topics with some friendly competition.

Jan 11, 2017

Bell Ringers: Mini-Lessons with a Hook

Teachers, get your students "hooked" on economics with our new Bell Ringer series. Extra Credit highlights nine highly engaging mini-lessons designed to spark student interest from the moment class begins.

Jan 11, 2017

Bell Ringers: Mini-Lessons with a Hook

Teachers, get your students "hooked" on economics with our new Bell Ringer series. Extra Credit highlights nine highly engaging mini-lessons designed to spark student interest from the moment class begins.

Jan 09, 2017

Crisis, Recession, and Recovery: 2007-16

Atlanta Fed President and CEO Dennis Lockhart, in a January 9 speech at the Rotary Club of Atlanta, looks at the economic story of the past decade.

Jan 09, 2017

The Year in Review

The U.S. migration to chip cards continued, with chip cards now representing about 70 percent of credit and debit cards. Take On Payments says goodbye to 2016 with a look at this and other payments-related issues that were relevant during the year.

Jan 06, 2017

Scam Alert

Beware of contact from someone claiming to be a Federal Reserve employee alerting you about your Federal Reserve account. For tips on how to avoid becoming a scam victim, and other helpful information, go to the Federal Reserve Board of Governors' website.

Jan 05, 2017

Bank Regulation Updates, Upcoming Events Discussed in New "ViewPoint"

The regulatory environment in which banks operate is one of rapid change. Mike Johnson, senior vice president of the Atlanta Fed's supervision and regulation division, discusses some of the regulatory changes and some associated informational events in his "ViewPoint" letter.

Jan 05, 2017

National, Regional Banking Conditions Detailed in Latest "ViewPoint"

The fourth quarter edition of Economy Matters’ “ViewPoint,” from the Atlanta Fed’s supervision and regulation division, takes a look at national and southeastern banking conditions, including earnings performance, asset quality, and more.

Jan 05, 2017

Deflation Probabilities Increase

On January 4, the 2016–21 deflation probability was 5 percent and the 2015–20 deflation probability was 0 percent.

Jan 05, 2017

To Fail or Not to Fail? A Discussion of Banking's "Too Big to Fail" Problem

The problem of financial institutions whose distress would be large enough to imperil the larger economy has vexed policymakers for decades. The Economy Matters podcast looks at some of the challenges involved in solving too big to fail. podcast

Jan 03, 2017

Atlanta Fed Names Dirr Vice President and Fix and Prime Assistant Vice Presidents

Angela Dirr has been named vice president and associate general counsel in the legal department, Travis Fix has been appointed assistant vice president for enterprise risk management, and Charles Prime has been appointed assistant vice president of facilities management.

Select an archived year: