2015

Aug 31, 2015

Large, Complex Financial Regulation

A common complaint about the Dodd-Frank Act is that it is too long and creates so many new legal requirements. Notes from the Vault offers a theory on why financial regulatory legislation tends to be lengthy, and it draws implications for development of financial regulatory policy.

Aug 31, 2015

A Swing and a Miss

Proximity payments—mobile at the point of sale—are a hot topic in the payments industry these days. But is this where the industry should be focusing its efforts to improve? Take On Payments starts a healthy discussion.

Aug 29, 2015

New Orleans, 10 Years after Katrina

Ten years ago, Hurricane Katrina pummeled New Orleans. Although the Crescent City has staged an impressive comeback, its resurgence remains a work in progress. Economy Matters looks at the hard times endured by the Big Easy and the challenges that still lie ahead.

Aug 28, 2015

GDPNow Forecast for Third Quarter Slows to 1.2 Percent

On August 28, the GDPNow model forecast for real GDP growth in the third quarter of 2015 is 1.2 percent. View GDPNow for more details.

Aug 27, 2015

The Multifamily Market: Is a Hot Market Overheating?

If you were to look out your window, would you see a lot of cranes against the skyline? If you do, chances are those cranes are helping to build multifamily housing. Real Estate Research suggests that this activity is not necessarily out of balance.

Aug 27, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on housing starts, unemployment insurance, house prices, and more.

Aug 27, 2015

Assessing the Macroeconomic Impact of Bank Intermediation Shocks: A Structural Approach

Kaiji Chen and Tao Zha
Working Paper 2015-8 (August)
Assessing the empirical importance of shocks to the supply of bank-intermediated credit, the authors develop a model to show how credit supply shocks affect the production economy. They further show that a credit-supply shock of one standard deviation generates an output loss of 1 percent.

Aug 27, 2015

Multivariate Return Decomposition: Theory and Implications

Stanislav Anatolyev and Nikolay Gospodinov
Working Paper 2015-7 (August)
Proposing a model based on multivariate decomposition of multiplicative components of several returns, the authors illustrate the usefulness of their proposed method by applying it to the prediction of bond returns.

Aug 27, 2015

Foreign Exchange Predictability during the Financial Crisis: Implications for Carry Trade Profitability

Stanislav Anatolyev, Nikolay Gospodinov, Ibrahim Jamali, and Xiaochun Liu
Working Paper 2015-6 (August)
Examining carry trade strategies during and after the financial crisis, the authors use a flexible approach to modeling currency returns. Their results show that a decomposition model produces higher forecast and directional accuracy than any of the competing models.

Aug 26, 2015

Using Infographics to Visualize Macroeconomic Data: The AD-AS Model

Looking for new ways to integrate technology into your economics course? Extra Credit has a new lesson plan explaining how your students can create their own economics infographics using a free online tool.

Aug 24, 2015

The Interplay of Public Pensions and the Broad Economy

Atlanta Fed President and CEO Dennis Lockhart, in an August 24, 2015, speech to the Public Pension Funding Forum in Berkeley, California, discusses ways that public pensions and the broad economy interact.

Aug 24, 2015

Payroll Cards at Interstate Speed

When it comes to paying their workers, employers must consider state laws governing minimum wage and tax rates—but do they also consider payroll card laws? Take On Payments looks at payroll cards in this week's post.

Aug 21, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how July data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Aug 21, 2015

No Wage Change?

The gradually strengthening labor market has focused attention on wages. Does wage growth differ for those changing jobs versus those who remain with the same employer? A new macroblog post seeks to find out.

Aug 21, 2015

Classroom Activity to Accompany the Economic Systems Infographic

The father of free market economic theory, Adam Smith, once said, "Individual ambition serves the common good" Extra Credit helps you teach economic systems to your students with this activity to accompany the new economic systems infographic poster.

Aug 20, 2015

It's Mostly Sunny in Florida

The Sunshine State is enjoying healthy economic momentum, with business contacts reporting strengthening labor markets and overall strong business conditions. A new SouthPoint post summarizes recent conversations and paints a brightening picture.

Aug 20, 2015

Atlanta Fed Launches Economy Matters

The Federal Reserve Bank of Atlanta today launched Economy Matters, a new online publication on the Bank's website. Economy Matters features a broad range of economic articles, news, and research, offering insights on sectors as well as global, national, and regional trends and industries. The magazine also offers engaging podcasts, quizzes, bold original photography, videos, and more.

Aug 20, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on unemployment insurance, industrial production, retail sales, consumer credit, and more.

Aug 19, 2015

Minutes of the July 28-29 FOMC Meeting Released

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on July 28–29, 2015.

Aug 19, 2015

Annualized Sticky-Price CPI Rose 1.5 Percent

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 1.5 percent (annualized) in July, following a 2.9 percent increase in June.

Aug 19, 2015

myCPI Features July Data

We have updated our myCPI tool with new data. Compare your personal consumer price index with the U.S. average.

Aug 18, 2015

Building a Stronger Workforce

Around two-thirds of young adults do not earn a four-year college degree, leaving them without a clear path to successful careers. A recent Atlanta Fed forum examined various workforce development efforts to equip young people with new, flexible skills.

Aug 17, 2015

Construction and Real Estate Survey: Builders and Brokers Mainly Upbeat

Home prices were up in July compared to a year ago, according to our survey, and residential brokers' and builders' expectations for home sales activity over the next three months stayed positive.

Aug 17, 2015

Classroom Activity to Accompany the Fed Explained Infographic

Are you teaching about the Federal Reserve this semester? Extra Credit has a classroom activity to help you teach about the U.S. central bank using the new Fed Explained Infographic.

Aug 17, 2015

Americas Center 2014 Annual Review Available in Three Languages

The Atlanta Fed's Americas Center had another outstanding year in 2014. Read highlights of the Center's most significant projects, products, programs, and initiatives in its 2014 Annual Review. The review is available in English, Spanish, and Portuguese.

Aug 17, 2015

Pigskin and Payments

As football players become faster (and stronger), the number of injuries increases, and so does the importance of better safety measures. Take On Payments likens this to faster payments.

Aug 14, 2015

Classroom Activity to Accompany the Supply and Demand Infographic

Considered by many to be the "heart and soul" of economics, the concepts of supply and demand lie at the foundation of the field. Extra Credit provides teachers with an activity to accompany the new infographic from the Atlanta Fed on supply and demand.

Aug 13, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on unemployment, labor force, average hourly earnings, economic policy, international trade, commodity price index, and more.

Aug 12, 2015

Labor Market Spider Chart Updated with JOLTS Data

Monitor labor market progress with our Labor Market Spider Chart, now with June data on job openings, hires, layoffs, and quits (JOLTS).

Aug 12, 2015

Optimal Unemployment Insurance and Cyclical Fluctuations

During a recession, the federal government typically provides extended unemployment benefits when state benefits are exhausted. The authors consider the design of optimal unemployment insurance when the economy experiences fluctuations in the job-finding and job-loss rates.

Aug 12, 2015

Business Inflation Expectations Fall in August

Firms anticipate 1.8 percent inflation over the coming year, two-tenths of a percentage point lower than last month, according to the Atlanta Fed's August business inflation expectations survey. Inflation uncertainty increased slightly to 2.4 percent.

Aug 11, 2015

Go Back to School with the Latest Resources from Federal Reserve Education

What's new for back to school? Federal Reserve Education has been busy all summer, and Extra Credit highlights all the new resources and tools we have prepared you and your students.

Aug 10, 2015

Payments at the Speed of Electricity—What Could Go Wrong?

Harnessed currency—also known as electricity—has brought about many wonderful new developments. Probably sooner than later, it will also bring about faster payments. How will the payments industry prevent unintended consequences? Take On Payments encourages thoughtfulness.

Aug 10, 2015

Still Very Little Evidence of Recession

The GDP-based recession indicator index, at 13.3, indicates that the U.S. economy was still expanding in the second quarter of 2015.

Aug 10, 2015

A Story of Economic Progress

Atlanta Fed President and CEO Dennis Lockhart, in an August 10, 2015, speech to the Atlanta Press Club, discusses the economic progress achieved since the Great Recession and the anticipated FOMC decision to move the federal funds rate off zero.

Aug 10, 2015

Data for Wu-Xia Shadow Federal Funds Rate Updated

The Wu-Xia shadow federal funds rate is updated through July with underlying input data from Gurkaynak, Sack, and Wright yield curve estimates. The rate stood at -1.28 percent on July 31.

Aug 07, 2015

Labor Market Tracking Tools Updated With July Data

What do July employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

Aug 06, 2015

All about Infographics

Welcome to the new economics infographic poster series from the Federal Reserve Bank of Atlanta. Just in time for the new school year, this article explains how you can access online and print versions of the posters as well as a lesson plan to help your students create their own infographics to explain economic concepts.

Aug 06, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer confidence, Federal Reserve assets and liabilities, inflation, manufacturing, and more.

Aug 06, 2015

Latest Data Digests Released

Our interactive charts show current economic activity and note trends in employment and real estate in the Southeast.

Aug 04, 2015

Auto Manufacturing an Economic Boon for Tennessee

Volkswagen's plans to expand its already considerable automaking presence in the Volunteer State—and to bolster its research and development efforts there—represent some welcome news for the state's manufacturing sector. SouthPoint looks at some estimates of the economic impact stemming from the developments.

Aug 04, 2015

China by the Numbers

China is the world's second-largest economy, but it can be difficult for economists to access certain data. A new project introduces online datasets on the Chinese macroeconomy coauthored by Atlanta Fed researchers.

Aug 04, 2015

Southeast Businesses Slightly Wary, but Still Upbeat

Most Atlanta Fed business contacts continued to express an upbeat outlook and expect the second half of the year to be stronger. They are keeping an eye on international events. Read Southeastern Insights for more.

Aug 04, 2015

China is the world's second-largest economy, but it can be difficult for economists to access certain data. A new project introduces online datasets on the Chinese macroeconomy coauthored by Atlanta Fed researchers.

Aug 03, 2015

Friendly Fraud: Nothing to Smile About (Part 2)

In this second post of a two-post series, Take On Payments describes some best practices that can help merchants prevent and manage chargeback fraud.

Jul 31, 2015

Economics Have Long Driven Shifts in Art World

University of Chicago Professor David Galenson shared his thoughts on economics, art, and innovation at a recent Atlanta Fed Public Affairs Forum.

Jul 29, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in June indicates that economic activity has been expanding moderately in recent months.

Jul 27, 2015

Friendly Fraud: Nothing to Smile About (Part 1)

So-called friendly fraud is not so friendly to e-merchants. In this first of two posts, Take On Payments takes on this topic.

Jul 23, 2015

The Financing Experiences of Nonemployer Firms: Evidence from the 2014 Joint Small Business Credit Survey

Little is known about the financial lifecycle of nonemployer businesses, which are an important part of the U.S. economy. Do they obtain financing? If so, what is their source? A new paper in the Community and Economic Development Discussion Paper Series discusses findings from the 2014 Joint Small Business Credit Survey, focusing on the nonemployer firms.

Jul 23, 2015

May Data Digests Released

View our interactive Data Digests charts, which are updated with recent data and show current economic activity and trends in employment and real estate in the Southeast.

Jul 23, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on the consumer price index, industrial production, retail sales, and more.

Jul 21, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how June data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Jul 21, 2015

Construction and Real Estate Survey: Sales and Hope Continue Rising

Builders and brokers were largely optimistic about home sales over the next three months, and home sales and prices continue to improve over last year.

Jul 20, 2015

Breaking Down Geographic Barriers on Banks: U.S. and EU Recent Experiences

The integration of a banking system across state boundaries impacts the bank system's soundness and efficiency. Notes from the Vault discusses progress towards such integration in the United States and European Union and how that progress affected their respective responses to the financial crisis.

Jul 20, 2015

Breaking Down Geographic Barriers on Banks: U.S. and EU Recent Experiences

The integration of a banking system across state boundaries impacts the bank system's soundness and efficiency. Notes from the Vault discusses progress towards such integration in the United States and European Union and how that progress affected their respective responses to the financial crisis.

Jul 20, 2015

Unsafe at Any Speed?

Will faster payments also mean faster fraud? Not necessarily, says this week's Take On Payments. One way to achieve this is to have a greater online law enforcement presence—most of us don't speed when there's a police car in the lane next to us.

Jul 17, 2015

Getting to the Core of Goods and Services Prices

Inflation is far from a monolithic metric, offering myriad ways of viewing price changes. A new macroblog post examines the differing paths of price changes in goods and services, illustrating how inflation’s impact has varied over time.

Jul 17, 2015

Annualized Sticky-Price CPI Rose 2.9 Percent

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 2.9 percent (annualized) in June, following a 2.7 percent increase in May.

Jul 16, 2015

Southeast Manufacturing Rebounded in June

The region's manufacturing sector, after giving some recent signs of moderating, stepped up its pace with renewed vigor in June, portending healthy momentum heading into the summer. SouthPoint examines recent data to depict the sector's direction.

Jul 16, 2015

Different Strokes for Different Folks

How individuals perceive inflationary pressures depends on a host of factors, but how can these factors be assessed and compared with national averages? The Atlanta Fed recently introduced a tool, myCPI, and macroblog discusses what it shows and how to use it.

Jul 16, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, international trade, weekly unemployment claims, and more.

Jul 15, 2015

Beige Book: Southeast Economy Expanding, Inflation Pressures Remain Subdued

The Southeast economy grew moderately in May and June, with positive reports from the region's retail, automotive, tourism, and real estate contacts. Firms pointed to continued tightness in the labor market and subdued wage and input cost pressures.

Jul 15, 2015

Have Changing Job and Worker Characteristics Restrained Wage Growth?

The Atlanta Fed Wage Growth Tracker is updated with data for June and shows a 3.2 percent increase—similar to May's 3.3 percent rise and, by historical standards, a low level of wage growth. A new macroblog post looks at how much of the relatively low wage growth can be attributed to changes over time in worker and job characteristics.

Jul 15, 2015

Business Inflation Expectations Reach 2.0 Percent

Firms anticipate 2.0 percent inflation over the coming year, and inflation uncertainty dipped slightly to 2.2 percent, according to the Atlanta Fed's July business inflation expectations survey.

Jul 13, 2015

Biometrics and Privacy, or Locking Down the Super-Secret Control Room

The more consumers understand about biometrics technology and the need for it, the likelier they will be to adopt it. Take On Payments offers some tips.

Jul 09, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on average hourly earnings, commodity prices, labor force participation, manufacturing, and more.

Jul 09, 2015

Labor Market Spider Chart Updated with JOLTS Data

Monitor labor market progress with our Labor Market Spider Chart, now with May data on job openings, hires, layoffs, and quits (JOLTS).

Jul 08, 2015

Minutes of the June 16-17 FOMC Meeting Released

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on June 16-17, 2015.

Jul 06, 2015

Growing, Growing, Gone!

Consumers are writing fewer checks, yet their number one request of financial institutions is for the ability to deposit checks with their mobile devices. Take On Payments suggests how financial institutions can balance these realities with the need to invest in risk management strategies.

Jul 02, 2015

Labor Market Tracking Tools Updated With June Data

What do June employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

Jul 02, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on economic growth, Federal Reserve assets and liabilities, house prices, unemployment claims, and more.

Jul 01, 2015

Far Away Yet Close to Home: Discussing the Global Economy's Effects

The globally interconnected economy naturally leads economists to pay close attention to developments far from home, with the goal that their impact here can be anticipated. This macroblog post responds to some questions received at a recent Atlanta Fed public event.

Jul 01, 2015

Are Millennials Responsible for the Decline in First-Time Home Purchases? Part 2

Have millennials delayed the purchase of their first home? What role did credit tightening play? In this second post, Real Estate Research explores evidence to better understand first-time homebuying among millennials.

Jun 30, 2015

Foreign Real Estate Investment, Regional Banking Conditions Detailed in Latest "ViewPoint"

The second quarter edition of Financial Update's "ViewPoint," from the Atlanta Fed's supervision and regulation division, includes a look at foreign investment in U.S. commercial real estate and updates on national and southeastern banking conditions.

Jun 29, 2015

Liquidity Backstops and Dynamic Debt Runs

Two similar types of municipal debt had very different outcomes during the crisis based on whether they had a liquidity backstop. A new Notes from the Vault explains these differences and discusses their implications for shadow banks.

Jun 29, 2015

Liquidity Backstops and Dynamic Debt Runs

Two similar types of municipal debt had very different outcomes during the crisis based on whether they had a liquidity backstop. A new Notes from the Vault explains these differences and discusses their implications for shadow banks.

Jun 29, 2015

New Atlanta Fed Series Shows Wage Growth Held Steady in May

Wage growth is a closely watched metric, and the Atlanta Fed has introduced a new way to view wage changes. Data from the Wage Growth Tracker indicate that wage growth held steady last month, and a new macroblog post discusses this new tool.

Jun 29, 2015

The More Things Change, the More They Stay the Same

Wonder what the payments industry has in common with cicadas? In truth, not a whole lot, but the periodical cicadas that emerge from underground every 17 years remind us that a lot can change over time—and a lot can stay the same. Read this week's Take On Payments for more.

Jun 25, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on new and existing homes sales and supply, the Consumer Price Index, unemployment claims, and more.

Jun 23, 2015

Business Contacts More Optimistic

Southeastern business contacts are keeping a wary eye on developments overseas and in energy markets, but are somewhat more upbeat about economic prospects for the rest of the year than they have been. Read more insights on the region's economy in Southeastern Insights.

Jun 23, 2015

Approaching the Promised Land? Yes and No

Business conditions in the Southeast continue to improve, but the pace of recovery is an uneven one, according to new survey results from the Atlanta Fed. A new macroblog post parses the data to depict which types of firms are experiencing faster improvement and which ones are lagging.

Jun 23, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how May data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Jun 22, 2015

The Current Tokenization Landscape in the United States

Tokenization is one tool for reducing payments fraud, and is an excellent start for better securing mobile transactions. This week, Take On Payments introduces a white paper on tokenization just released from the Federal Reserve Banks of Boston and Atlanta.

Jun 22, 2015

Oil Markets Offer Few Easy Answers

The many questions surrounding the oil market can be quite slippery, so getting a firm grip on answers is often challenging. But the Atlanta Fed recently held a public forum, one of our ECONversations events, to discuss oil and clarify some issues around it.

Jun 19, 2015

Mississippi River a Vital but Troubled Economic Asset

If the Mississippi River were a state, it would rank above Alabama in terms of its economy. Experts at a recent Public Affairs Forum at the Atlanta Fed's New Orleans Branch discussed the need to change some fundamental approaches to keep this economic engine running.

Jun 19, 2015

Will the Elevated Share of Part-Time Workers Last?

It could be another decade before the part-time for economic reasons share of employment reaches its prerecession average. This macroblog post offers some insights from Atlanta Fed contacts about the persistence of higher part-time employment.

Jun 19, 2015

Business Inflation Expectations Virtually Unchanged

Firms continue to expect 1.9 inflation over the coming year, according to the Atlanta Fed's business inflation expectations survey.

Jun 18, 2015

Annualized Sticky-Price CPI Rose 2.7 Percent

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 2.7 percent (annualized) in May, following a 3.5 percent increase in April.

Jun 18, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on industrial production, retail sales, unemployment claims, and more.

Jun 17, 2015

Southeast Manufacturing Dips in May

The region's manufacturing sector had been displaying sustained and impressive strength, but recent data indicate moderating growth. A new SouthPoint post looks at the numbers to take the pulse of southeastern manufacturing.

Jun 17, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in April suggests that economic activity has been expanding moderately after having changed little during the first quarter.

Jun 15, 2015

Assessing the Impact of Oil Price Declines on Louisiana's Economy

Louisiana is one of the nation's biggest energy producers, so fluctuations in the price of oil have an outsized effect on the state's economy. How have oil's price declines affected the Pelican State? SouthPoint consults a range of data to find out.

Jun 15, 2015

"Customer, You Have the Conn"

This week's Take On Payments suggests that customers should be willing to take charge of the security of their payments, and will soon have even more control.

Jun 15, 2015

Trends and Cycles in China's Macroeconomy

Chun Chang, Kaiji Chen, Daniel F. Waggoner, and Tao Zha
Working Paper 2015-5 (June)
China's large and growing economy has attracted a great deal of scrutiny. Documenting various patterns in China's macroeconomy, the authors discuss reasons behind the unusual cyclical behaviors they observe, and they also examine some of the factors that characterize China's post-1990s economic transition.

Jun 12, 2015

Measuring Labor Market Status Using the Basic Data from the Current Population Survey

The labor market is a dynamic mosaic that offers many perspectives for observing its behavior. Human Capital Currents suggests an approach that uses census data to assess workers' employment status.

Jun 11, 2015

Construction and Real Estate Survey: Selling Season Heats Up

Home sales across the Southeast increased from the year-earlier level in May, resulting in tight inventories and house price appreciation.

Jun 11, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, consumer confidence, economic policy uncertainty, personal income, unemployment claims, and more.

Jun 09, 2015

Data Digests Updated with Recent Data

View our interactive charts to assess conditions in the regional and U.S. economy.

Jun 08, 2015

Falling Job Tenure: It's Not Just about Millennials

In the popular imagination, younger workers spend their career hopping from job to job with greater frequency than their older counterparts. But how accurate is that perception? A new macroblog post looks at data to find out and assess the implications for the labor market.

Jun 08, 2015

Is the Conventional Wisdom about EMV Migration Right?

Can we really expect our card-not-present fraud levels to begin a steep ascent as we transition to EMV? Take On Payments looks at the (limited) data and suggests that perhaps the impact may not be as severe as we'd first thought.

Jun 05, 2015

Atlanta Fed's Wage Growth Measure Increased Again in April

Until recently, wage growth has remained stubbornly subdued. But is the trend exhibiting signs of improvement? A new macroblog post delves into the data and notes that a measure of wage growth has recently started to depict stronger growth.

Jun 05, 2015

Labor Market Tracking Tools Updated With May Data

What do May employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

Jun 04, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on commodity prices, Federal Reserve assets and liabilities, GDP growth, manufacturing, unemployment claims, and more.

Jun 03, 2015

Beige Book: Southeast Economy Held Steady This Spring

The Southeast economy kept up a steady pace in April and May, according to the latest Beige Book. The Atlanta Fed's business contacts noted positive trends in auto sales, residential and commercial real estate activity, and tourism and business travel.

Jun 01, 2015

Follow the Money

Each time money has evolved, the evolution has triggered one in the way people live. This week, Take On Payments asks: as the payments industry focuses on speed in payments, is it missing another evolution in money itself?

May 28, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on home sales, house prices, unemployment insurance claims, and more.

May 27, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how April data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

May 27, 2015

myCPI: Getting More Personal with Inflation

Cookie prices fell 2.4 percent in April. Was the month as good to your wallet as it was to the cookie monster's? This macroblog post introduces myCPI, a new tool from the Atlanta Fed that helps you assess your cost of living.

May 22, 2015

Annualized Sticky-Price CPI Rose 3.5 Percent

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 3.5 percent (annualized) in April, following a 2.3 percent increase in March.

May 21, 2015

Explaining Banking Panics through Historical Economics

Looking into history can illuminate why the banking systems of Canada and the United States have had different experiences. A banking expert from Columbia University recently spoke on the topic at an Atlanta Fed Public Affairs Forum.

May 21, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on economic policy uncertainty, housing starts, retail sales, unemployment claims, and more. 

May 20, 2015

Minutes of the April 28-29 FOMC Meeting Released

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on April 28-29, 2015.

May 20, 2015

Are Millennials Responsible for the Decline in First-Time Home Purchases?

Many think changes in millennials' behavior are responsible for the drastic drop in first-time homebuyers. How real is that connection? Real Estate Research examines the data to find out.

May 19, 2015

Lessons for E-Money from the U.S. Experience with Bank Notes

Private banks issued the majority of the currency in the United States prior to 1933. A new Notes from the Vault draws on that experience to develop some implications for government policy regarding e-money.

May 19, 2015

Lessons for E-Money from the U.S. Experience with Bank Notes

Private banks issued the majority of the currency in the United States prior to 1933. A new Notes from the Vault draws on that experience to develop some implications for government policy regarding e-money.

May 19, 2015

Seeking the Slack

One reason why assessing slack in the labor force is challenging for economists is that the U.S. labor market is not monolithic: conditions vary regionally and from state to state. SouthPoint looks at the differences and offers ways to view them.

May 18, 2015

Sales Flexing Muscle at More Firms

A greater share of regional firms are reporting strengthening sales, according to a recent Atlanta Fed survey, continuing a recent improving trend. A new macroblog post delves into the numbers to provide perspective on the perceptions of current sales levels.

May 18, 2015

All Eyes on the Consumer

Consumer spending makes up a large share of economic activity, so it's always a closely watched barometer. So when consumers draw their purse strings tighter—as they have recently—it's reasonable to ask what it augurs for the economy. A new macroblog post looks at current conditions to provide some answers.

May 18, 2015

A Presumption of Innocence

This fall, a new NACHA rule lowers the unauthorized transaction return rate to half a percent. Return rates that fall over or near the threshold should trigger investigation—and due process—before a verdict is rendered Take On Payments considers the process.

May 18, 2015

Construction and Real Estate Survey: Springing into the Selling Season?

The spring thaw seemingly had a noticeable effect on residential real estate. Buyer traffic and home sales and picked up in April across the Southeast, leading to declines in unsold inventories.

May 15, 2015

Very Little Evidence of Recession in First Quarter

Although first-quarter 2015 gross domestic product (GDP) data were weak, the GDP-based recession indicator index value did not budge from the preceding quarter. At 7.9 percent, the value indicates that the U.S. economy was still expanding despite the weak numbers.

May 14, 2015

Middle Tennessee Consumer Confidence on the Rise

Amid encouraging economic news, consumers in the Volunteer State are feeling optimistic (albeit modestly so) about the near future. SouthPoint consults recent survey data to place their optimism in context and view it compared to the United States overall.

May 14, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, international trade, payroll employment, unemployment claims, and more. 

May 14, 2015

Atlanta Fed's Lockhart Keeping an Eye on Consumer Spending

The U.S. economy grew at a disappointing 0.2 percent annual rate of growth in the first quarter, but Atlanta Fed President Dennis Lockhart said in a recent speech that he believes several "transitory or non-persistent factors" are restraining growth. Financial Update notes that he expects the economy to bounce back in the second quarter and resume growth of around 2.5 percent to 3 percent.

May 14, 2015

Labor Market Spider Chart Updated with JOLTS Data

Monitor labor market progress with our Labor Market Spider Chart, now with March data on job openings, hires, layoffs, and quits (JOLTS).

May 13, 2015

Taking the Pulse of Small Business

Small business owners appear to have regained much of their economic confidence, says Small Business Trends.

May 13, 2015

Business Inflation Expectations Notch Up

Firms expect inflation to rise at a 1.9 percent rate over the coming year, according to the Atlanta Fed's business inflation expectations survey.

May 12, 2015

Trials and Tribulations in Transportation

When the transportation sector is running smoothly, people tend not to notice it. But when there are bumps in the road, it gets attention. The Atlanta Fed recently convened a group of transportation insiders to discuss developments in the sector, and SouthPoint summarizes their observations.

May 11, 2015

The Hill Tackles Cybersecurity

Cybersecurity continues to be a legislative focus. The House recently passed two separate cybersecurity bills, and the Senate will soon vote on its own bill. This week, Take On Payments presents an overview of all three.

May 08, 2015

Labor Market Tracking Tools Updated With April Data

What do April employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

May 07, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer confidence, Federal Reserve assets and liabilities, house prices, unemployment claims, and more. 

May 06, 2015

Consumer Outlook: A Linchpin of Growth

Atlanta Fed President and CEO Dennis Lockhart, in a May 6, 2015, speech to the Baton Rouge Rotary Club in Louisiana, discusses the economic outlook and the role that consumer spending plays.

May 06, 2015

Data Digests Updated with Recent Data

View our interactive charts to assess conditions in the regional and U.S. economy.

May 05, 2015

Still Optimistic, though Tempered

Businesses throughout the region are generally maintaining a sense of optimism, but their outlook is a bit muted coming off a slow first quarter. Lower fuel prices and a firming labor market continue to exert significant effects on the economy, according to Southeastern Insights.

May 04, 2015

Keeping Up with the Criminals: Improving Customer Authentication

As mobile devices and criminals get smarter, the payments industry also has to get smarter. This week, Take On Payments introduces a Retail Payments Risk Forum working paper that reviews authentication methods through history and wraps up with a good look at biometrics.

May 01, 2015

ViewPoint Live Explores Stress Tests, Compliance Issues

The latest webcast of ViewPoint Live, now available online, also touches on changes in bank examination schedules and the Community Reinvestment Act.

May 01, 2015

Signs of Strengthening Wage Growth?

Wage growth has been persistently slow in the wake of the recession, lagging even as a number of other indicators began showing progress. But is the pace of wage growth quickening? A new macroblog post examines data to find out.

Apr 30, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on core capital goods, home sales and supply, unemployment claims, and more. 

Apr 29, 2015

Who Will Be Central to the Financial System?

Will commercial banks remain central to the financial system? If banks become less important, should macroprudential policy focus on shadow banks? Notes from the Vault summarizes the discussion of these issues at the Atlanta Fed's recent Financial Markets Conference.

Apr 29, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in March suggests that economic growth slowed during the winter months, in part reflecting transitory factors.

Apr 28, 2015

Better Roads without Higher Taxes?

As fuel tax revenues have dropped, so has much of the funding for maintaining the U.S. surface transportation system. Drivers may need to start thinking of the road system as a utility, said a policy expert at a recent Public Affairs Forum in Miami.

Apr 27, 2015

Atlanta Fed Named a Top 10 Regional Company for Diversity

For the second year, the Atlanta Fed is honored to be named among the Top Ten Regional Companies for Diversity, ranking 5th on the 2015 list. DiversityInc is one of the nation's leading sources on diversity management.

Apr 27, 2015

Not Seeing a Tree for the Forest

Risk abatement is a particularly nice species of tree in the same day ACH forest, according to this week's Take On Payments post.

Apr 23, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on housing starts, industrial production, inflation, retail sales, unemployment claims, and more. 

Apr 22, 2015

Register Today for a New ECONversations Event on Oil Prices and the Economy

Learn how the shift in oil prices is affecting businesses and households across the country at this Atlanta Fed public event on May 18. Registration information is provided.

Apr 22, 2015

What's Required in Your State? The Role of Personal Financial Education in the Southeast

Curious about the role financial education plays in the Southeast? Do you want to see how your state stacks up relative to other states? Extra Credit has your state-by-state comparison right here!

Apr 21, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how March data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Apr 21, 2015

Construction and Real Estate Survey: Spring Thaw

Home sales and prices rose in March, compared to a year ago, and residential brokers and builders expect sales activity to increase over the coming three months.

Apr 20, 2015

What the Weather Wrought

A host of factors can cause fluctuations in gross domestic product growth, making forecasting a uniquely challenging exercise. A new macroblog post considers a few of these factors as it examines GDP performance and the implications for monetary policymaking.

Apr 20, 2015

Income Growth, Credit Growth, and Lending Standards: Revisiting the Evidence

Real Estate Research analyzes a recent paper critiquing the statistical methodology of earlier research that influenced the way economists think of the housing boom and bust.

Apr 17, 2015

Will Talent Attraction and Retention Improve Metropolitan Labor Markets?

Stuart Andreason
Working Paper 2015-4 (April)
A number of metropolitan areas have made efforts to attract highly educated and skilled workers with the goal of improving their labor markets. The author examines rates of educational attainment in some of these metropolitan areas and its varying impact on labor market outcomes.

Apr 17, 2015

Déjà Vu All Over Again

For several years now, the U.S. economy has followed a pattern of sluggish first-quarter growth in gross domestic product, followed by quickening growth during the ensuing three quarters. A new macroblog post notes that history seems to be repeating itself in 2015.

Apr 17, 2015

Sticky-Price CPI Growth Increased

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 2.3 percent (annualized) in March, following a 1.9 percent increase in February.

Apr 17, 2015

Banking Survey Report Now Available

Only six of the 189 financial institutions the Atlanta Fed recently surveyed do not offer or plan to offer mobile banking services, citing security reasons. Read the rest of the survey findings in the recently released 2014 Mobile Banking and Payment Survey of Financial Institutions in the Sixth District.

Apr 16, 2015

To Liftoff and Beyond

Atlanta Fed President and CEO Dennis Lockhart, in an April 16, 2015, speech to the Palm Beach County Business Leaders in Florida, shares his view on what the economic picture suggests as the appropriate path for monetary policy.

Apr 16, 2015

Southeast Manufacturing: Solid as an Oak

Southeastern manufacturing has recently demonstrated consistent growth, but is the sector’s growth persisting into the spring? SouthPoint says yes, and examines data that show regional manufacturing demonstrating healthy momentum.

Apr 16, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on economic policy uncertainty, weekly unemployment claims, and more. 

Apr 15, 2015

Fragmentation in Workforce Development and Efforts to Coordinate Regional Workforce Development Systems

Job training programs and other entities often work independently in the workforce development field, which can lead to fragmentation and inefficiencies. The authors study the Atlanta area's challenges in coordinating workforce development and present best practices in other cities.

Apr 15, 2015

Beige Book: Weather, Energy Prices Affected Southeast Economy

Southeastern economic conditions continued to improve from mid-February through March, according to the latest Beige Book. Contacts pointed to winter weather and falling energy prices as key factors affecting the retail, hospitality, and natural resources sectors.

Apr 15, 2015

Financial Markets Conference Discusses Shadow Banking

Notable speakers and panelists exchanged views on the future of banks, potential regulation of shadow banks and the implications to monetary policy, and more.

Apr 15, 2015

Business Inflation Expectations Stay Stable

Firms continue to anticipate 1.7 percent inflation over the coming year, according to the Atlanta Fed's business inflation expectations survey.

Apr 15, 2015

Using Service Learning and Community Outreach in the Personal Finance Classroom

What is the best way to learn something? Teach it to someone else! Extra Credit highlights how teachers are using service learning in their personal finance classrooms and giving high school students a chance to teach financial literacy to elementary students.

Apr 13, 2015

Leaving a Cybersecurity Legacy

With cyberattacks growing at an alarming rate, securing the nation's cyberspace is a top priority. This week's Take On Payments reviews four executive orders that have been signed into law since 2009.

Apr 10, 2015

The Fruits of Our Labor

Although net payrolls were solid in the Sixth District in February, only two states contributed the bulk of those job gains. SouthPoint looks at industries in the Peach and Sunshine states that are producing strong job numbers.

Apr 09, 2015

April Is Financial Preparedness Month

Are you financially prepared in the event of an emergency? Here are some Federal Reserve and government resources that can help you get started during Financial Preparedness Month.

Apr 09, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer confidence, economic growth, Federal Reserve assets and liabilities, international trade, unemployment, and more. 

Apr 08, 2015

Minutes of the March 17-18 FOMC Meeting Released

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on March 17-18, 2015.

Apr 08, 2015

What You Need to Know about Student Loan Debt

Do you have students who plan to receive loans for their postsecondary education? Extra Credit wants them to know the facts about student loans.

Apr 07, 2015

Labor Market Spider Chart Updated with JOLTS Data

Monitor labor market progress with our Labor Market Spider Chart, now with February data on job openings, hires, layoffs, and quits (JOLTS).

Apr 06, 2015

Is Measurement Error a Likely Explanation for the Lack of Productivity Growth in 2014?

Labor productivity growth has stalled in the past few years, a contrast with historical norms. A new macroblog post looks at the extent to which measurement error may account for the weak data.

Apr 06, 2015

What Can Parenting Teach Us about Data Security?

When you make sure you get to know the families of the kids your kids hang out with, you're doing what financial institutions have to do to ensure their customers' safety. This week's Take On Payments explains.

Apr 03, 2015

Labor Market Tracking Tools Updated With March Data

What do March employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

Apr 02, 2015

Tracking Energy's Trajectory

Energy's price fluctuations have made headlines of late. But what do industry insiders have to say about recent developments? SouthPoint recaps recent conversations to take the pulse of a vital regional sector.

Apr 02, 2015

What Seems to Be Holding Back Labor Productivity Growth, and Why It Matters

Economic growth in recent years has come about more from growth in hours worked than from growth in output produced per hour worked. This week's macroblog post looks at what may be behind this trend and whether it is expected to continue.

Apr 02, 2015

Sharing Economy Boosts Consumer Well-Being, Expert Says

Arun Sundararajan, professor of Information, Operations, and Management Sciences at New York University Leonard N. Stern School of Business, discusses the emerging importance of peer-to-peer markets.

Apr 02, 2015

Sharing Economy Boosts Consumer Well-Being, Expert Says

Arun Sundararajan, professor of Information, Operations, and Management Sciences at New York University Leonard N. Stern School of Business, discusses the emerging importance of peer-to-peer markets.

Apr 02, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on core capital goods, house prices, inflation, unemployment claims, and more. 

Apr 01, 2015

Financing Your Human Capital: Tips and Resources

Your human capital correlates to your income earning potential. Extra Credit provides outstanding tips and tools to help your students finance their postsecondary human capital development.

Mar 31, 2015

Data Digests Updated with Recent Data

View our interactive charts to assess conditions in the regional and U.S. economy.

Mar 30, 2015

Safely Motoring the Payments Highway

The Motorcycle Safety Foundation has a set of recommendations for safe riding: SIPDE, an acronym for scan, identify, predict, decide, and execute. SIPDE can also be of use to the payments industry, according to this week's Take On Payments post.

Mar 30, 2015

The Change in the FDIC Assessment Base

The Dodd-Frank Act mandates a shift in the FDIC assessment base that moves more of the costs of deposit insurance onto the largest banks. A new Notes from the Vault post analyzes the merits of that shift.

Mar 30, 2015

The Change in the FDIC Assessment Base

The Dodd-Frank Act mandates a shift in the FDIC assessment base that moves more of the costs of deposit insurance onto the largest banks. A new Notes from the Vault post analyzes the merits of that shift.

Mar 27, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how February data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Mar 26, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on real estate, inflation, employment rates, the Federal Reserve, and more.

Mar 25, 2015

Where Is the Credit Availability Pendulum Now? (Part 2 of 2)

In this second post of a two-part series, Real Estate Research looks at different data to answer the same question about credit availability, and comes to a different conclusion.

Mar 25, 2015

April Showers Bring Financial Literacy

National Financial Literacy Month is approaching, so let's take a moment to think about the importance of personal finance education. This Extra Credit article shares some teaching resources.

Mar 25, 2015

Spring Forward

Business conditions improved steadily in February with Florida contacts noting stronger economic activity than the rest of the southeastern states. Although regional retail suffered some setbacks because of cold winter weather, manufacturing expanded, according to Southeastern Insights.

Mar 24, 2015

Sticky-Price CPI Growth Remains Stable

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 1.9 percent (annualized) in February, following a 2.2 percent increase in January.

Mar 23, 2015

2014 Annual Report Released

Determining the health of the labor market is critical as the Federal Open Market Committee weighs when to change the course of monetary policy. This year’s report takes a close look at the strengths and weaknesses of the labor market in 2014 and examines how close the economy is to full employment.

Mar 23, 2015

Balancing Security and Friction

When issuers and merchants increase payments security, they may add friction to transactions. But consumers, who don't usually bear the responsibility for fraud losses, often prefer to trade off security for less friction. This week's Take On Payments explores this dilemma.

Mar 20, 2015

Federal Reserve System Publishes Annual Financial Statements

The Federal Reserve System on Friday released the 2014 combined annual financial statements for the Federal Reserve Banks, as well as statements for the 12 individual Federal Reserve Banks, Maiden Lane LLC, and the Board of Governors.

Mar 20, 2015

Thoughts on Prudential Regulation of Financial Firms

Atlanta Fed President and CEO Dennis Lockhart, in a March 20 speech at the University of Georgia in Athens, presents his views on prudential regulation of both banks and shadow banks.

Mar 20, 2015

March Business Inflation Expectations Unchanged

For the third consecutive month, firms anticipate 1.7 percent inflation over the coming year, according to the Atlanta Fed's business inflation expectations survey.

Mar 19, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how January data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Mar 19, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on housing starts, industrial production, retail sales, unemployment claims, and more.

Mar 18, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in January suggests that economic growth has moderated somewhat. Labor market conditions have improved further, with strong job gains and a lower unemployment rate.

Mar 18, 2015

Teaching about Taxes: Tips and Tools

Humans have been taxed for more than 3,000 years, but that does not make the topic easy to teach. Extra Credit offers you 13 lucky resources for teaching taxation to your students just in time for April 15th.

Mar 17, 2015

Bringing Economics Center Stage: Reader's Theater in the Classroom

If "all the world's a stage," why shouldn't your economics class be one, too? This Extra Credit article provides strategies and suggests ready-made lessons for incorporating reader's theater into your economics or personal finance classroom.

Mar 16, 2015

Construction and Real Estate Survey: Winter Chill

Many builders reported construction activity was down from the year-earlier activity in February, citing cold weather as a factor. Contacts also indicated the weather had an effect on home sales and buyer traffic.

Mar 16, 2015

Squeezing the Fraud Balloon

Just as a balloon squeezed in the middle bulges at both ends, EMV (chip) card migration in the United States can help reduce fraud only if financial institutions apply consistent fraud monitoring pressure to all areas. Take On Payments discusses this necessity.

Mar 13, 2015

Take Our Publications Survey

Your opinion is very important to us. Whether you're a subscriber to the Federal Reserve Bank of Atlanta's publications or not, we'd like to hear from you. Take our survey so that we can learn more about the types of information you'd like to see from us.

Mar 12, 2015

Southeast PMI Surges in February

After some signs that the region's manufacturing sector might be slowing, recent data indicate quite the opposite. SouthPoint looks at a recent report to examine some reasons why southeastern manufacturing shook off the winter chill.

Mar 12, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, commodity prices, economic policy uncertainty, labor force participation rates, and more.

Mar 11, 2015

Landfill Harmonic

Looking for an inspiring story to thrill the musicians and budding environmentalists in your economics classroom? This Extra Credit article tells the true story of how young people from a slum in Paraguay became the Recycled Orchestra.

Mar 10, 2015

Labor Market Spider Chart Updated with JOLTS Data

Monitor labor market progress with our Labor Market Spider Chart, now with January data on job openings, hires, layoffs, and quits (JOLTS).

Mar 09, 2015

Who's to Stand in for Mom?

Can you prove you really are who your mother says you are? This week, Take On Payments takes on customer due diligence, or the practice of authenticating the identity of every person setting up a payment method, in the fight against fraud.

Mar 06, 2015

Signs of Improvement in Prime-Age Labor Force Participation

The share of people participating in the labor force had been declining for some time, becoming a worrisome trend. But recent data show improvement in labor force participation among people in their prime working years. A new macroblog post examines data to explore further.

Mar 06, 2015

Labor Market Tracking Tools Updated With February Data

What do February employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

Mar 05, 2015

Could Reduced Drilling Also Reduce GDP Growth?

The recent swoon in oil prices has reverberated throughout the economy, and its effects on U.S. gross domestic product are still being assessed. A new macroblog post looks at how diminished oil drilling could also diminish GDP growth.

Mar 05, 2015

Guided Reading Questions for EconSouth Articles

Looking for engaging informational text for your economics and personal finance classes? Extra Credit has your solution! This article is filled with guided reading questions linked to the Atlanta Fed's EconSouth magazine.

Mar 05, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer confidence, Federal Reserve assets and liabilities, inflation, unemployment claims, and more.

Mar 04, 2015

Beige Book: Southeast Economy Growing at a Moderate Pace

The Southeast economy grew moderately in January and early February, with strong reports from the retail, tourism, and transportation sectors appearing in the latest Beige Book. The district-by-district report also noted that most contacts had a positive outlook for near-term growth.

Mar 03, 2015

Tiny Bubbles in Alabama

They say every picture tells a story, but sometimes bubbles tell a story too. SouthPoint depicts the recent performance of a number of employment sectors in Alabama and finds gradual improvement in some important sectors, suggesting a positive trend.

Mar 02, 2015

ATM Security: We Have Some Educating to Do

A recent poll revealed that a surprisingly large number of people don't worry about their ATM cards getting skimmed. Take On Payments notes that the industry clearly has some work to do to ensure that people are well-informed before the point-of-sale liability shift.

Feb 27, 2015

Through the Eyes of a Big Fan

When former Fed Chairman Ben Bernanke discusses the economy, his words still carry weight. SouthPoint summarizes remarks he made at a recent conference and places them in context with recent data about consumer behavior.

Feb 26, 2015

Are Shifts in Industry Composition Holding Back Wage Growth?

Stubbornly slow wage growth, even in a gradually strengthening employment sector, has attracted considerable attention from economists. A new macroblog post examines whether a shift in employment growth among industry sectors plays a role.

Feb 26, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on industrial production, unemployment claims, and more.

Feb 26, 2015

January's Sticky-Price CPI Rises

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 2.2 percent (annualized) in January, following a 1.6 percent increase in December. See the data.

Feb 25, 2015

Has the Pendulum Swung Back to Neutral? Looking at Credit Availability

The housing recovery remains slow. Real Estate Research looks at whether the availability of credit is a factor.

Feb 25, 2015

Banking Outlook Conference Canceled

Due to anticipated inclement weather, the 2015 Banking Outlook Conference scheduled for February 26 has been canceled.

Feb 23, 2015

Liquidity Regulation and Financial Stability

U.S. bank supervisors are adopting regulations intended to limit banks' provision of liquidity and maturity transformation services. A new Notes from the Vault post raises questions about these regulations' overall contribution to financial stability.

Feb 23, 2015

Are Oil Prices "Passing Through"?

The recent dramatic decline in oil prices has exerted considerable change on many firms' cost structures. How have they responded to a reshaped playing field? A new macroblog post looks at recent survey data to find out.

Feb 20, 2015

Business as Usual?

Increasingly, firms are reporting that their sales are approaching what they consider normal levels. This return to normalcy is especially true for larger firms, but smaller firms indicate that they are farther from normal sales levels than their bigger brethren. A new macroblog post examines new data to depict the gap.

Feb 20, 2015

Business Inflation Expectations Stable in February

Firms anticipate 1.7 percent inflation over the coming 12 months, holding steady from last month's reading, according to the Atlanta Fed's business inflation expectations survey.

Feb 19, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on housing starts, retail sales, and more.

Feb 18, 2015

Minutes of the FOMC Meeting Released from January 27-28, 2015

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on January 27–28, 2015.

Feb 17, 2015

Introducing Take On Payments

After much thought and discussion, we've shed our blog title Portals and Rails—but we've kept our mission to keep the conversation about payments risk going. This post discusses what went into our decision.

Feb 17, 2015

What's (Not) Up with Wage Growth?

Recently, labor markets are exhibiting renewed signs of strength, but wage growth has generally been lower than expected. A new macroblog post looks at wage growth across several dimensions in an attempt to find out what's up—or not up—with wages.

Feb 13, 2015

Southeastern Manufacturing Sees No Shadow

When Punxsutawney Phil saw his shadow on Groundhog Day earlier this month, did his forecast of more winter weather cast a pall over regional manufacturing, which slowed earlier this winter? SouthPoint examines data indicating that southeastern manufacturing remains strong, shadow or no.

Feb 12, 2015

Southeastern Labor Market Continues Strengthening

States throughout the region continue to show evidence of gradually strengthening labor markets, a welcome development following a rugged stretch coming out of the recession and its turbulent aftermath. SouthPoint looks at recent data to place the growth in context.

Feb 12, 2015

Visualizing Labor Market Growth with Many Indicators

The U.S. labor market is a complex mosaic that affords observers myriad perspectives for analysis and observation. But different indicators can produce different conclusions, so deciding which one to use is an important consideration. Human Capital Currents discusses various ways to observe labor markets.

Feb 12, 2015

Are We Becoming a Part-Time Economy?

The share of the U.S. workforce employed part-time is greater now than before the recession. Is this increase a cyclical phenomenon or simply the new normal? A new macroblog post sheds light on the question by examining part-time employment across different types of jobs.

Feb 12, 2015

Construction and Real Estate Survey: Home Sales Mixed

Builders and brokers presented differing views on residential sales in January. Builders reported sales as flat to slightly up from the year-ago level while brokers saw them as flat to slightly down.

Feb 12, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, commodity prices, payroll employment, unemployment claims, and more.

Feb 11, 2015

The Nashville Music Economy

Do your students love music? Engage them in the economics of the music industry with this Extra Credit article showcasing the growth of and changes within the Nashville music industry.

Feb 10, 2015

Labor Market Spider Chart Updated with JOLTS Data

Monitor labor market progress with our Labor Market Spider Chart, now with December data on job openings, hires, layoffs, and quits (JOLTS).

Feb 10, 2015

December Data Digests Released

View our interactive Data Digests charts, which are updated with recent data and show current economic activity and trends in employment and real estate in the Southeast.

Feb 09, 2015

Join Our E-mail List!

Subscribe to our mailing list and stay connected to the Atlanta Fed. Choose to receive updates on an array of categories. Know when we post our popular blogs, circulate economic news releases, update financial education resources, host events, and much more. Visit our subscription page to subscribe today.

Feb 09, 2015

A New Year, a Better Economy?

Overall business conditions in central and south Florida are encouraging, and the outlook is promising. To get a fuller picture of the situation, SouthPoint recently spoke to contacts from a range of industries and presents a summary of the conversations.

Feb 06, 2015

Considerations on the Path to Policy Normalization

Atlanta Fed President and CEO Dennis Lockhart shares his thoughts on the monetary policy "liftoff" decision ahead in a speech to the Southwest Florida Business Leaders on February 6, 2015.

Feb 06, 2015

Florida's Economic Rebound Continues

The road to economic recovery is a long one in Florida, where the recession ravaged housing prices, employment, banking, and more. But signs of progress abound in the Sunshine State, and SouthPoint discusses some of the indicators that point to further parting of the clouds.

Feb 06, 2015

Labor Market Tracking Tools Updated With January Data

What do January employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

Feb 05, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer confidence, economic growth, economic policy uncertainty, Federal Reserve assets and liabilities, and more.

Feb 04, 2015

Staying on Course

The regional economy saw strong job gains across sectors in December, with professional and business services adding nearly 10,000 jobs. Southeastern manufacturing contracted in December after 11 consecutive months of expansion. Read Southeastern Insights to learn about other recent trends.

Feb 04, 2015

The Broad Strokes of Art's Economic Impact

Do you have students in your economics class who love the arts? This Extra Credit infographic highlights the vital role the arts play in our economy.

Feb 03, 2015

Charting Employer Sentiment in the Southeast

What a difference a year makes! Or does it? Employer sentiment has fluctuated in the years following the recession, so SouthPoint asked regional businesspeople about their outlook for hiring and compares their answers with those supplied a year ago.

Feb 02, 2015

Does More Security Mean More Friction in Payments?

The payments industry continues to implement security measures to keep consumers and transactions safe. But sometimes these measures add complexity to the payments transaction. Portals and Rails asks, does consumers' preference for friction-free transactions mean they will reject the tool and the security?

Jan 30, 2015

The Impact of Regulation on Monetary Policy

Banking regulation can have unintended consequences for the conduct of monetary policy. A new Notes from the Vault discusses two regulatory actions that may impair the cost-effectiveness of the FOMC's preferred tool for normalizing monetary policy.

Jan 29, 2015

Resilience in Planning: A Review of Comprehensive Plans in Mississippi after Hurricane Katrina

Gulf Coast communities that were hard hit by Hurricane Katrina have implemented various plans to rebuild their infrastructure. In a new paper, an Atlanta Fed analyst looks at four Mississippi communities’ comprehensive plans and analyzes and compares them.

Jan 29, 2015

Resilience in Planning: A Review of Comprehensive Plans in Mississippi after Hurricane Katrina

Gulf Coast communities that were hard hit by Hurricane Katrina have implemented various plans to rebuild their infrastructure. In a new paper, an Atlanta Fed analyst looks at four Mississippi communities’ comprehensive plans and analyzes and compares them.

Jan 29, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on capital goods, Federal Reserve assets and liabilities, home sales, unemployment claims, and more.

Jan 28, 2015

Federal Reserve Issues FOMC Statement

Information received since the Federal Open Market Committee met in December suggests that economic activity has been expanding at a solid pace. Labor market conditions have improved further, with strong job gains and a lower unemployment rate.

Jan 27, 2015

Jobs Calculator Updated with State Data

How many jobs does it take in your state? Check out our state-level Jobs Calculator to learn how December data from the U.S. Bureau of Labor Statistics affect the outlook for unemployment in each state.

Jan 26, 2015

Surveying the Southeastern Economy in 2014

How did the regional economy perform in 2014, what might lie ahead for the economy in 2015? Mike Chriszt and Shalini Patel of the Atlanta Fed answer these questions and more in an EconSouth Now podcast.

Jan 26, 2015

Another Year of Modest Growth for the Southeast

The Southeast spent much of 2014 in an ongoing struggle to attain prerecession levels in employment, home prices, and construction. In some ways, the region made considerable progress, but consistent growth remains elusive. EconSouth asks if 2015 shaping up to be the year the region regains ongoing traction.

Jan 26, 2015

Baskets, Base Years, and Bias: Constructing and Using a Student Price Index

Your students are consumers, too! Use this new Extra Credit lesson to help your students construct and use a price index reflecting the purchasing patterns of teens at their own school.

Jan 26, 2015

Tackling Fraud with Data

As the amount of online spending grows, are merchants doing more to mitigate fraud? Portals and Rails looks at a survey and a study to suss out the answer.

Jan 22, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on housing starts, inflation, retail sales, unemployment claims, and more.

Jan 21, 2015

Teenage Unemployment: What's the Local Story?

Challenge your students to collect and analyze economic data on teen unemployment for their own school. This high school economics lesson from Extra Credit will help your students find their "inner economist."

Jan 20, 2015

Construction and Real Estate Survey: Home Prices Up

Both residential brokers and builders note that prices increased in December on a year-over-year basis. The two groups report more mixed results on sales and inventory levels for the month.

Jan 20, 2015

Phone Scams: Still Calling Around

Amidst all the news about sophisticated, high-tech crimes, Portals and Rails reminds us that criminals can still use that old-fashioned device, the telephone, to scam the consumer.

Jan 16, 2015

Sticky-Price CPI Remains around 2 Percent

The Atlanta Fed's sticky-price consumer price index (CPI)—a weighted basket of items that change price relatively slowly—rose 1.2 percent (annualized) in December, following a 2.3 percent increase in November.

Jan 15, 2015

O Manufacturing, Is Winter Thy Enemy?

Southeastern manufacturing was rolling along nicely for most of 2014, and then winter came along to disrupt the positive trend. Is there something about winter that doesn’t agree with manufacturing? SouthPoint looks at recent data to examine the question.

Jan 15, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on consumer credit, labor force participation rates, nonfarm payroll employment, unemployment claims, and more.

Jan 15, 2015

Contrasting the Financing Needs of Different Types of Firms: Evidence From a New Small Business Survey

It's not news that the financing needs of startup firms differ from those of their more mature counterparts. But how exactly does their credit search differ? A new macroblog post examines the question from a variety of perspectives using data from a new small business survey.

Jan 14, 2015

Beige Book: Southeast Economy Continued to Improve

Economic activity has continued to improve across the Southeast since December 2014, according to the latest Beige Book. The majority of the Atlanta Fed's business contacts reported a positive outlook for 2015, with many of them expecting higher growth early in the year.

Jan 14, 2015

Making Finance Personal: Project-Based Learning for the Personal Finance Classroom

Turn your students into personal finance gurus. This Extra Credit curriculum unit provides your students with a comprehensive approach to successful financial management.

Jan 14, 2015

The Effectiveness of Restrictions of Mortgage Equity Withdrawal in Curtailing Default: The Case of Texas

Can policy reduce the likelihood of another housing crisis? A new research paper, providing some evidence from Texas, tries to answer that question, and Real Estate Research discusses the paper.

Jan 14, 2015

January Business Inflation Expectations Dip

Firms anticipate 1.7 percent inflation over the coming year, a decline of two-tenths of a percentage point from December's survey, according to the Atlanta Fed's business inflation expectations survey.

Jan 13, 2015

Labor Market Spider Chart Updated with JOLTS Data

Monitor labor market progress with our Labor Market Spider Chart, now with November data on job openings, hires, layoffs, and quits (JOLTS).

Jan 12, 2015

A Potentially Momentous Year for Policy

Atlanta Fed President and CEO Dennis Lockhart, in a January 12 speech at the Rotary Club of Atlanta, reviews the growing strength of the economy, the economic outlook for the year ahead, and the monetary policy outlook.

Jan 12, 2015

Forming a More Perfect Union (for Faster Payments)

Alphabet soup couldn't contain enough letters to list the acronyms for all the agencies, public and private, that have a stake in U.S. payments services. So how will the industry overcome this fragmentation to accomplish near-real-time payments? Portals and Rails looks at some possibilities.

Jan 09, 2015

Labor Market Tracking Tools Updated With December Data

What do December employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Spider Chart and the Jobs Calculator to find out.

Jan 09, 2015

Gauging Inflation Expectations with Surveys, Part 3: Do Firms Know What They Don't Know?

It should come as no surprise that firms with great inflation certainty tend to be more accurate in their inflation predictions than firms with less certainty. But how aware are firms of their level of certainty? A new macroblog post examines data to find out.

Jan 08, 2015

The Fed Explains Bank Supervision and Regulation

Healthy banks and healthy economies go hand in hand. The latest in the Atlanta Fed's animated video series explains how the Federal Reserve ensures banks are doing business safely and providing fair and equitable services to their communities.

Jan 08, 2015

November Data Digests Released

View our interactive Data Digests charts, which show current economic activity and trends in employment and real estate in the Southeast.

Jan 08, 2015

Economic & Financial Highlights

View the latest series of charts from our Economic & Financial Highlights page, including new data on commodity prices, consumer confidence, inflation, personal income, unemployment, and more.

Jan 07, 2015

Gauging Inflation Expectations with Surveys, Part 2: The Question You Ask Matters—A Lot

Arriving at a clear picture of inflation expectations requires more than a succinct question: it also requires an understanding of who is answering the question. A new macroblog post examines how the question being asked influences the answer given.

Jan 07, 2015

Minutes of the FOMC Meeting Released from December 16-17, 2014

The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on December 16-17, 2014.

Jan 06, 2015

Bringing Foreign Investment into Economically Distressed Markets: The EB-5 Immigrant Investor Program (Part II)

The EB-5 program offers one way to bring construction funds into a distressed community. In this second post of a two-post series, Real Estate Research looks at some issues community and economic developers should keep in mind concerning this program.

Jan 05, 2015

Gauging Inflation Expectations with Surveys, Part 1: The Perspective of Firms

No single inflation gauge closes the case on the forecast for price increases, so economists rely on a range of measures to assess inflation expectations. A new macroblog post looks at some of the surveys and the spectrum of data they provide in an attempt to shed new light on the results.

Jan 05, 2015

Can Insecurity Keep Us from Faster Payments?

Is security mostly a superstition, as Helen Keller said? Portals and Rails offers its perspective on whether the payments industry can and should ensure data security while moving toward faster payments.

Jan 01, 2015

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Jan 01, 2015

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Jan 01, 2015

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