Helpful Resources
These resources are intended to help consumers, educators, housing providers, businesses, public officials, and financial institutions and lenders navigate through the current crisis.
Families and Individuals
Housing
- Fannie Mae:
Renters and homeowners impacted by COVID-19 can find resources to help them stay in their homes and get help with mortgages. Homeowners can find out if they have a Fannie Mae-owned mortgage. - Federal Housing Financial Agency (FHFA): Homeowners impacted by COVID-19 can get mortgage help. Visitors can find additional resources.
- Freddie Mac: Homeowners with Freddie Mac-owned mortgages can apply for mortgage forbearance for up to 12 months, help with waiving assessments of penalties and late fees, and more.
- Georgia Legal Aid: Georgians can find information on housing assistance, unemployment insurance claims, utilities companies that will not discontinue services, and more.
- Housing and Urban Development (HUD): Homeowners can get information on COVID-19 actions, including a suspension in foreclosures and evictions for Federal Housing Administration-insured mortgages for single-family properties for the next 60 days.
Employment
- Career One Stop: Workers can check their state to find information about filing for unemployment benefits.
- Georgia Department of Labor (GDOL): Unemployed workers can get access to unemployment services, partial claim access for employers, and other reemployment service.
- U.S. Department of Labor: Workers can find resources to help them prepare for COVID-19.
Safe banking, financial counseling, and credit protection
- Consumer Financial Protection Bureau: Protect yourself financially from the impact of the coronavirus.
- Bank Policy Institute: Customers and businesses affect by the COVID-19 health crisis can find assistance through various initiatives.
- FDIC: Bank customers affected by COVID-19 can read these frequently asked questions.
- Federal Reserve Consumer Help: Consumers can find information to guide their personal financial decisions during these difficult times.
- Federal Student Aid Loan Forbearance: Students can get Information about their studies. Students, borrowers, and parents can learn about loan repayment.
- IRS Economic Impact Payments for Non-filers: The Treasury Department and the Internal Revenue Service have launched a new web tool allowing people who don’t normally file a tax return to register for their Economic Impact Payments.
- IRS Economic Impact Payments Q&A: Taxpayers can get information about eligibility, direct deposits, and more.
- IRS Site for Coronavirus Tax Relief: Taxpayers, businesses, and others affected by the coronavirus can access a special section focused on steps they can take.
Educators
- Econ Lowdown: Get access to free online courses and videos for K-12 and college classrooms, offered by the St. Louis Fed.
- Education Week: Access a map, updated daily, showing showing school closures due to coronavirus by state.
- Federal Reserve Education: Learn about the Federal Reserve and explore education resources for teachers, students, and consumers.
Housing Providers/Landlords
- Freddie Mac Multifamily: Multifamily landlords of apartments may be eligible to defer their loan payments for 90 days.
- National Low Income Housing Coalition: Homelessness service providers, housing authorities, and housing providers can find information about a moratorium on evictions and foreclosures, emergency funds for homelessness service providers, and more.
Businesses
- Bank Policy Institute: Customers and businesses affect by the COVID-19 health crisis can find assistance through various initiatives.
- Georgia Chamber of Commerce: Businesses can read an overview of the Small Business Association's Emergency Injury Disaster Loan Program, Emergency Economic Injury Grant Program, and Paycheck Protection Program.
- Small Business Administration (SBA): Business owners affected by COVID-19 can apply for a loan up to $2 million. (The loan is based on the actual economic injury and the company’s financial needs.)
- U.S. Chamber of Commerce: Business owners can learn about loans and programs available for financial assistance, including Small Business Administration (SBA) COVID-19 Economic Injury Disaster Loans, the SBA Debt Relief program, and more.
- U.S. Chamber of Commerce/Coronavirus Aid, Relief, and Economic Security (CARES) Act: Small business owners can read about the CARES Act, which includes provisions for small businesses.
Public Officials
- National Governors Association: Read current information on the status of COVID at home and abroad as well as actions taken by states and the federal government.
- National League of Cities: Find up-to-date tools and best practices, resources from state municipal leagues and partners, and other critical information to help with local preparedness.
Financial Institutions/Lenders
- American Bankers Association: Banks can find daily curated resources, including the latest guidance and business continuity planning recommendations and a coronavirus discussion group.
- Department of Homeland Security, CISA/Cyber-Infrastructure: The financial services sector, identified by CISA as a critical infrastructure, can find guidance for maintaining services and functions during COVID-19.
- Department of Veterans Affairs (VA): Loan holders are strongly encouraged to establish a sixty-day moratorium on pending and new loan foreclosures.
- Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency: Read a joint statement from these agencies about Community Reinvestment Act considerations for activities in response to COVID-19.
- Federal Reserve Bank of Atlanta: Financial institutions can read an FAQ to better understand the Small Business Administration’s Paycheck Protection Program.
- Federal Reserve Board Supervisory and Regulatory Actions: In response to the events related to COVID-19 or the coronavirus, the Federal Reserve Board's Supervision and Regulation function has issued statements, guidance, and rules to support financial institutions and the economy.
- Federal Reserve Financial Services: Visitors can find up-to-date information on COVID-19 preparedness and related actions supported by the Federal Reserve, as well as about services including cash and coin distribution for banks, credit unions, and savings institutions.