Publications

Atlanta Fed researchers and other experts have written articles, blog posts, and working papers offering helpful information about the COVID-19 pandemic, including research about the economic effects on the housing market, labor market, and more.

Mar 3, 2021

Beige Book Finds Small Uptick in Labor Market

The pandemic hammered the job market historically hard, but employers have begun hiring again as the economy continues to revive. This Economy Matters article discusses the latest Beige Book report on economic conditions in the region.

Mar 1, 2021

Financial Tips from the Atlanta Fed: Opening a Bank Account

Deciding which financial institution (bank or credit union) and which account is right for you can be overwhelming. Get the information you need to take a step toward financial stability.

Mar 1, 2021

Orientación Financiera del Fed de Atlanta: abrir una cuenta bancaria

Ya sea que esté abriendo una cuenta bancaria por primera vez o considerando las diferentes opciones disponibles para usted, tener una relación con una institución financiera pudiera ser un paso hacia su estabilidad financiera.

Feb 24, 2021

Atlanta Fed Research Explores Link between Poor Health, Earnings Inequality

Someone’s health status can determine whether they remain in the workforce. This Economy Matters article looks at recent Atlanta Fed research into the relationship between health and lifetime earnings inequality.

Feb 24, 2021

WFH Is Onstage and Here to Stay

For many employees, working from home, or WFH, has become the new normal. A new Policy Hub: Macroblog post looks at recent survey data about how employers expect the postpandemic workweek to look.

Feb 23, 2021

“It’s Not Straightforward”: An Atlanta Fed Economist Discusses Measuring Inflation

Measuring inflation has always been complex, and doing it during a pandemic is especially complicated. Economy Matters presents an interview with an Atlanta Fed economist who closely watches the movement of prices in the economy.

Feb 22, 2021

An In-Depth Look at Mortgage Forbearance Data

During the pandemic, mortgage forbearance became a crucial lifeline for many affected households. A Policy Hub: Macroblog post examines recent forbearance data to learn more about households using the program.

Feb 17, 2021

Will COVID-19 Erase Black Workers' Labor Market Gains?

In recent years, Black workers have made solid gains in the U.S. labor market, but COVID-19 threatens to undo some of the progress. This Policy Hub article looks at the pandemic's uneven impact on workers.

Feb 11, 2021

Insights from the Updated Labor Force Participation Dynamics Tool

What do new data tell us about U.S. labor force participation in the most unusual year that was 2020? A Policy Hub: Macroblog post looks at the numbers to draw some conclusions.

Feb 1, 2021

Financial Tips from the Atlanta Fed: Tax Tips for the New Year

Tax time will be here before you know it—be prepared with these tips and resources to help you save money when you file your taxes this year.

Feb 1, 2021

Orientación Financiera del Fed de Atlanta: Consejos Fiscales para el Año Nuevo

El tiempo de los impuestos llegará,Á antes de que se dé cuenta-esté preparado con estos consejos y recursos que le ayudará,Án a ahorrar dinero cuando presente sus impuestos este año.

Jan 29, 2021

COVID-19 and SMEs: A 2021 "Time Bomb"?

The authors of this working paper assess the prospects of a 2021 increase in failures among small and medium-sized enterprises triggered by policies enacted during the COVID-19 crisis. Policies themselves don’t create a 2021 time bomb for these enterprises, but the contraction of credit to the corporate sector could trigger failures.

Jan 29, 2021

Business Formation: A Tale of Two Recessions

While business applications fell slowly and persistently during the Great Recession, they followed a V-shaped pattern during the COVID-19 recession. Furthermore, the authors of this working paper find that the changing composition of business applications in 2020 suggests a higher surge in new nonemployer businesses relative to new employer businesses.

Jan 15, 2021

Home Ownership Affordability Monitor Update

What effects are low interest rates, spiking house prices, and the ongoing COVID pandemic having on home affordability? This Economy Matters article discusses the Home Ownership Affordability Monitor’s October 2020 findings.

Jan 15, 2021

COVID-19 Is a Persistent Reallocation Shock

Discussing evidence of COVID-19's effects as a reallocation shock, the authors of this working paper find, among other effects, that the pandemic has shifted relative employment growth trends in favor of industries with a high capacity of employees to work from home and against those with a low capacity for teleworking.

Jan 15, 2021

Pandemic-Era Uncertainty on Main Street and Wall Street

Using data from the Survey of Business Uncertainty, the authors of this working paper make observations about pandemic-era uncertainty in the U.S. economy, including how overall uncertainty continues to substantially dampen capital spending plans, pointing to a source of weak growth in demand and potential gross domestic product.

Jan 14, 2021

Beige Book Finds Scattered Bright Spots amid Pandemic Economy

Although the pandemic continues to shape the regional economy, the Federal Reserve’s latest Beige Book finds occasional glimmers. This Economy Matters article provides a snapshot of the discussions of the southeastern economy.

Jan 12, 2021

Consumer Behavior in a Health Crisis: What Happened with Cash?

When the coronavirus pandemic began in the United States, caseloads and currency in circulation both surged. Did consumer choice play a role in the increase in currency in circulation? This Policy Hub article uses survey data to explore consumer behavior around cash holdings and payments.

Jan 8, 2021

Banking Conditions, Regulatory Updates Discussed in New "ViewPoint"

Mike Johnson of the Atlanta Fed's Supervision, Regulation, and Credit Division, discusses banking conditions and supervisory updates in the new "ViewPoint."

Jan 6, 2021

Financial Tips from the Atlanta Fed: Paying Down Debt

Are you facing unprecedented financial challenges? Learn how to develop a cost-effective, attainable debt management plan to provide some relief and protect your money in the process.

Jan 5, 2021

Orientación Financiera del Fed de Atlanta: Pago de su deuda

¿Se enfrenta a desafíos financieros sin precedentes? Aprenda a desarrollar un plan para proporcionar alivio y proteger su dinero en el proceso.

Dec 30, 2020

Tackling Racial Equity through Community Development

Focusing on the role structural racism plays in our economy and society, the Federal Reserve Banks of Atlanta, Boston, and Minneapolis launched the Racism and the Economy series. Partners Update reflects on emerging lessons from the series and what it means to use data and expertise to inform policymakers.

Dec 23, 2020

Utilizing Opportunity Occupations Data for Recovery

Millions of lower-wage American workers have lost their jobs in the economic crisis caused by the COVID-19 pandemic. Helping these workers find new job opportunities requires innovative workforce development programs that connect them to employment that can use their existing skills without requiring additional education. Workforce Currents examines how these opportunity occupations create a pathway for displaced workers to quickly transition into better, higher-paying jobs.

Dec 21, 2020

The CARES Act Unemployment Insurance Program during the COVID-19 Pandemic

How do increased unemployment benefits (through the CARES Act) interact with COVID infection risk and lockdown policy, and how much do they increase unemployment and reduce infection? This Policy Hub article gives an overview of recent Bank research that addresses these questions.

Dec 18, 2020

Who Has COVID-19 Impacted and What's Been Done to Help?

The coronavirus pandemic has had a staggering impact on the labor market in 2020, resulting in roughly 89 million job separations in the United States. For workers hard hit by the crisis, Congress provided relief through the CARES Act and its three unemployment programs. Workforce Currents examines how these pandemic unemployment programs have helped workers, and where they stand as 2020 comes to an end.

Dec 18, 2020

Supporting the Recovery of Small Businesses of Color

Small businesses of color are important contributors to the national economy. The Atlanta and Kansas City Feds recently published the Small Businesses of Color Recovery Guide to help support these firms’ economic recovery. This Partners Update article provides an overview of this comprehensive guide.

Dec 4, 2020

COVID-19 International Evidence: Some Notable Puzzles

The impact of COVID-19 ranged widely across the globe, in ways that were sometimes unexpected. Why were some regions pummeled while others emerged relatively unscathed? This Policy Hub article examines some theories for the disparate outcomes.

Dec 2, 2020

Beige Book Reveals Gradual Improvements, Ongoing Difficulties

The pandemic continues to reverberate across the region’s economy, leaving virtually no sector untouched. Economy Matters provides a snapshot of the Federal Reserve’s latest Beige Book discussions of the southeastern economy.

Nov 30, 2020

Financial Stability and the Coronavirus Pandemic

The macroeconomic shock induced by the coronavirus pandemic caused financial markets to shudder, and the fallout threatened the stability of the system. This Policy Hub article summarizes an Atlanta Fed research conference on the response of corporate credit markets to the pandemic shock.

Nov 20, 2020

Toward an Inclusive Recovery

The COVID-19 recession and public health crisis have hit low-income people the hardest and magnified existing structural inequities. Workforce Currents contends that timely, accurate public data on who is being included in the recovery must be a foundation of national skills policies.

Nov 16, 2020

What Might Stormy Weather Mean for Banking Status?

What sort of impact might COVID have on people's attachment to the banking system, and how could such changes affect payments? Take On Payments looks at recent data to provide a clue.

Nov 13, 2020

Can Community Colleges Step Up as Engines of Economic Recovery?

Businesses in an array of industries have accelerated their reliance on automation in the wake of the COVID-19 economic crisis, leaving millions of U.S. workers in need of new skills to meet the demands of the changing labor market. Workforce Currents examines what it would take for community colleges to emerge as the nation’s premier providers of workforce training and education.

Nov 12, 2020

A Dashboard Approach to Monitoring Underlying Inflation

With its numerous variables, monitoring inflation can be a bafflingly complex and sometimes opaque exercise. A macroblog post looks at a new Atlanta Fed tool that allows you to view inflation's behavior in a novel way.

Nov 10, 2020

Atlanta and Kansas City Feds Release Guide to Support COVID-19 Recovery for Small Businesses of Color

The Atlanta and Kansas City Feds have published a guide to help communities support small businesses of color as they recover from the damage brought on by the pandemic.

Nov 9, 2020

Fed Survey Shows COVID Worsening Conditions in Low- and Moderate-Income Communities

A new Federal Reserve survey reveals that in low- and moderate-income communities, COVID-19 is causing ongoing deterioration of key aspects of residents' lives, including employment, education, and public health.

Nov 2, 2020

Payments in the Time of COVID: November 19 Webinar

Are you ordering groceries online now, whereas before you preferred to check your bananas for bruises in person? Read Take On Payments to learn about a webinar where payments experts will discuss data from the Survey and Diary of Consumer Payment Choice showing changes in payments behavior.

Nov 2, 2020

Financial Tips from the Atlanta Fed: COVID-19 Financial Resources

If you are facing financial challenges due to COVID-19, knowing which resources are currently available is crucial. Get the latest updates on coronavirus-related resources.

Oct 26, 2020

Will the Pandemic Change B2B Check Usage?

Checks are still the go-to form of payment for many businesses, particularly when they pay other businesses. But digital accounts payable systems are faster and safer. Read Take On Payments for a discussion of efforts to address issues that may slow digitization.

Oct 22, 2020

COVID, Election Uncertainty Weigh Heavily on Firms' Outlook

COVID-19 and the upcoming elections are in everyone's thoughts, so it’s not surprising to learn that they're shaping the outlook among firms. A new macroblog post discusses recent results from the Survey of Business Uncertainty.

Oct 22, 2020

Beige Book Finds Slow Improvement but an Economy Still Lagging

The regional economy is improving, but the twin pincers of COVID and hurricane damage restrain progress, according to the new Beige Book. Economy Matters looks at a halting recovery that wasn’t helped by hurricanes hitting the Southeast.

Oct 21, 2020

Remittances and COVID-19: A Tale of Two Countries

When the pandemic struck the United States, flows of remittances sent to Mexico and El Salvador went in sharply different directions: flows to Mexico rose, and flows to El Salvador dropped. This Policy Hub article looks at reasons behind the divergent remittance levels, including the role possibly played by the uncertain immigration status of migrants in the U.S. labor force.

Oct 14, 2020

Assessing the Size and Spread of Vulnerable Renter Households in the Southeast

Is the pandemic causing a disproportionate hardship on households of color? Read Real Estate Research, which continues a data exploration of households likely to be vulnerable to COVID-19-related housing insecurity.

Oct 7, 2020

Two Quite Different Paths for U.S. Unemployment

Some divergent layoff trends in the recovery of labor markets are becoming apparent. A new macroblog post looks at recent data to interpret these trends.

Oct 1, 2020

Post-COVID Recovery? Not So Fast, My Friend

Will the recovery from the COVID slowdown be a sprint, a marathon, or somewhere in between? A new macroblog post discusses results from a recent Survey of Business Uncertainty to view firms' expectations.

Oct 1, 2020

Financial Tips from the Atlanta Fed: Credit Reports

The information in your credit report can have a significant impact on your financial stability. Learn how to access your free credit reports and develop strategies for improving your credit rating.

Sep 30, 2020

Banking Conditions, Regulatory Updates Discussed in New "ViewPoint"

Mike Johnson of the Atlanta Fed's Supervision, Regulation, and Credit Division, discusses banking conditions and supervisory updates in the new "ViewPoint."

Sep 21, 2020

Talent Finance: Exploring the Future of Workforce Partnerships

Our Center for Workforce and Economic Opportunity has joined with the U.S. Chamber of Commerce Foundation and other organizations on a new initiative, Talent Finance. The initiative will explore public- and private-sector financing options to develop workers’ skills. Learn more in Workforce Currents.

Sep 18, 2020

Atlanta Fed Report: Small Businesses Need Targeted Investments to Recover

Small businesses in the Southeast are considering what it will take for them to recover from the COVID-19-induced recession. This Economy Matters article examines what could help even the hardest-hit businesses emerge stronger from the crisis.

Sep 16, 2020

Fed Working to Solve Pandemic-Induced Coin Supply Disruptions

Brother, can you spare a dime? Or any other coin? Economy Matters looks at reasons behind the pandemic-induced coin supply disruption and ways the Fed and other entities are working to boost coins’ availability.

Sep 15, 2020

Atlanta Fed Researchers Aim to Better Understand Historic Levels of Uncertainty

As economic uncertainty remains high, Atlanta Fed researchers focus on understanding what it means for the future. This Economy Matters article looks at some of the ways Atlanta Fed researchers try to understand economic uncertainty.

Sep 15, 2020

The Fed Takes On Corporate Credit Risk: An Analysis of the Efficacy of the SMCCF

The authors of this working paper assess the efficacy of the Fed's Secondary Market Corporate Credit Facility (SMCCF), a program designed to stabilize the corporate bond market in the wake of the COVID-19 shock. Using a variety of identification strategies, they quantify the significant beneficial effects of the SMCCF on credit spreads and liquidity.

Sep 4, 2020

The Impact of the COVID-19 Pandemic on Business Expectations

Evaluating businesses' reactions to the COVID-19 crisis, the authors of this working paper find that firms view the pandemic largely as a demand shock rather than a supply shock. Further, they have responded to it by lowering their one-year-ahead inflation expectations, in stark contrast to household inflation expectations.

Sep 3, 2020

Older Workers Face New Risks because of the COVID-19 Recession

The combined effects of the COVID-19 outbreak and recession pose particular risks to older workers, including unemployment, illness, or disability. Workforce Currents examines policy measures that can help these workers.

Sep 2, 2020

Firms Anticipate COVID-19 Uncertainty to Persist, but Not Worsen

How optimistic do firms feel about a return to normal business conditions? A recent survey asked them, and a new macroblog post examines their responses to see what they feel the near-term future holds for the economy.

Sep 2, 2020

Beige Book: Pandemic Continues to Shape Southeast Economy

The pandemic continues to reverberate across the region’s economy, leaving virtually no sector untouched. Economy Matters provides a snapshot of the Federal Reserve’s latest Beige Book discussions of the southeastern economy.

Sep 2, 2020

Fed Survey: Pandemic Straining Organizations Serving Low- to Moderate-Income Communities

Amid the continuing COVID-19 pandemic, organizations serving LMI communities are struggling to provide services to those who need it most. The latest Federal Reserve System report shows the challenges these organizations are facing and how an increased demand for services could affect their operations in the coming months.

Sep 1, 2020

Financial Tips from the Atlanta Fed: National Preparedness Month

National Preparedness Month occurs every September to promote disaster planning. It is a good time to create or update your emergency plan. Use these tips as a guide when you review your plan.

Aug 28, 2020

Transitioning from Hospitality to Health Care Occupations

Many workers in the hospitality industry returned to work when businesses reopened, only to be sent home again as states saw increased COVID-19 cases. Workforce Currents explores how these workers could transition to health care occupations, which pay better than most hospitality jobs.

Aug 26, 2020

Four Stylized Facts about COVID-19

The authors of this working paper explore the impact of nonpharmaceutical interventions such as various lockdown policies on reducing the spread of COVID-19. Their findings raise doubt about the importance of such interventions in accounting for the evolution of COVID-19 transmission rates.

Aug 25, 2020

New Atlanta Fed Research Examines Student Outcomes at HBCUs

For generations of Black Americans, historically Black college and universities have been an important rung on the ladder of economic success. This Economy Matters article looks at new Atlanta Fed research into their role in the economy and what the schools bring to an historically underserved population.

Aug 19, 2020

Webinar Focuses on Rising Food Insecurity in America

Register in Partners Update for the August 20 webinar. Guest speakers will discuss food insecurity and the U.S. Census Bureau’s weekly Household Pulse Survey, which gauges how people’s lives have been affected by COVID-19.

Aug 12, 2020

Rework America Alliance: Helping Workers Move into Good Jobs

The Atlanta Fed’s Center for Workforce and Economic Opportunity is partnering with the Markle Foundation and other organizations on a nationwide initiative, the Rework America Alliance, to help workers move into good jobs. Learn about the partnership in Workforce Currents.

Aug 10, 2020

Assisting Firms during a Crisis: Benefits and Costs

The COVID-19 pandemic triggered a sharp and sudden decline in global economic activity, and policymakers everywhere have struggled to implement the right financial programs to help firms. This Policy Hub article looks at the pros and cons of supporting firms.

Aug 4, 2020

Businesses Anticipate Slashing Postpandemic Travel Budgets

When might business travel again resume? A new macroblog post examines recent survey data to assess prospects for the recovery of business travel after the pandemic.

Aug 3, 2020

Webinar Will Explore the Impact of COVID-19 on the Childcare Market

Learn how public policymakers and nongovernmental organizations can address childcare challenges that existed before the pandemic and have become magnified during it. Register for the August 6 webinar in Partners Update.

Aug 3, 2020

Financial Tips from the Atlanta Fed: Avoiding Scams

Scammers have been taking advantage of the health and financial concerns resulting from the pandemic. Learn how to protect yourself and keep your money safe.

Aug 3, 2020

Orientación Financiera de el Fed de Atlanta: Evitar Estafas

Los estafadores se han aprovechado de las preocupaciones financieras y de salud derivadas de la pandemia. Aprenda a protegerse y mantener su dinero seguro.

Jul 20, 2020

Financial Well-Being: Highlights from the Fed’s Report

The Federal Reserve regularly assesses Americans’ financial situation. This Economy Matters article summarizes the Fed’s latest snapshot and looks at how the early stages of the coronavirus pandemic affected people’s finances.

Jul 17, 2020

Federal Pandemic Unemployment Compensation and Wage Replacement Rates

Many CARES Act provisions will expire on July 31 such as Federal Pandemic Unemployment Compensation, which provides an additional $600 weekly benefit to workers claiming unemployment. Workforce Currents considers how the termination of Federal Pandemic Unemployment Compensation will affect workers.

Jul 15, 2020

Beige Book Reflects Ongoing Pandemic-Related Difficulty

Every sector of the economy is feeling the consequences of the coronavirus pandemic. Economy Matters summarizes the Federal Reserve’s latest Beige Book discussions of the impact on the southeastern economy.

Jul 13, 2020

Wage Growth over Unemployment Spells

Could the COVID-19 pandemic have enduring effects on people's long-term earnings? In this Policy Hub article, the authors suggest that the pandemic not only led to unprecedented job losses, it could also lead to sizable wage losses for a large fraction of unemployed people after they find new jobs.

Jul 13, 2020

What's Being Done to Help Renters during the Pandemic?

While distressed homeowners have gotten support in the form of mortgage forbearance, cities and states are developing strategies to distribute emergency funds for renters. Real Estate Research investigates which households would benefit the most from these funds.

Jul 13, 2020

Perspectives from Main Street on COVID-19

A new Federal Reserve System report spotlights the impact of COVID-19 on low- to moderate-income communities. This report examines the findings of a nationwide survey of over 1,800 respondents representing nonprofits, financial institutions, government agencies, and community organizations. Read Partners Update to learn more.

Jul 10, 2020

COVID Won't Kill Demand for Office Space

Will people working from home affect the future of office space? A new macroblog post looks at results of a recent survey that asked firms how they saw their needs changing down the road.

Jul 10, 2020

Economic Uncertainty before and during the COVID-19 Pandemic

The authors of this working paper examine several economic uncertainty indicators before and during the COVID-19 pandemic. Although the indicators showed uncertainty in reaction to the pandemic and its economic fallout, the fluctuations highlight the difference in uncertainty measures between Wall Street and Main Street.

Jul 8, 2020

Firms Do Not Anticipate Regaining Pre-COVID Employment Levels through 2021

With high unemployment amid the pandemic, how long might a return to pre-COVID employment take? A new macroblog post looks at new survey results to see the range of opinions among firms.

Jul 8, 2020

Public Libraries and the Workforce

Libraries are vital institutions in our society, offering numerous services beyond lending books. Workforce Currents explores how public libraries are supporting job seekers during the pandemic.

Jul 7, 2020

New Federal Reserve Survey Shows Pandemic's Economic Impact

The economic impact of the COVID-19 pandemic is widespread and profound. But how is it affecting the most economically vulnerable groups? A new Federal Reserve System report examines challenges it poses for low- to moderate-income communities.

Jul 2, 2020

An Update on Forbearance Trends

Many people are struggling to pay their mortgages because they've lost their jobs during the pandemic. The CARES Act offers relief to some borrowers by requiring government-sponsored entities to offer forbearance plans. Read Real Estate Research for a look at forbearance trends.

Jun 30, 2020

Banking Conditions, Regulatory Updates Discussed in New "ViewPoint"

Mike Johnson of the Atlanta Fed's Supervision, Regulation, and Credit Division, discusses banking conditions and supervisory updates in the new "ViewPoint."

Jun 30, 2020

Racial Equity in the Context of COVID-19: A Primer

Read Partners Update to learn about the San Francisco Fed's "Racial Equity Primer," which provides context for discussing racial equity and related issues.

Jun 29, 2020

The Digital Divide and the Pandemic: Working from Home and Broadband and Internet Access

The effects of the COVID-19 pandemic on regional economies have been disproportionate. Read Workforce Currents to learn about the factors that can contribute to an area's resiliency and those that result in less resiliency.

Jun 29, 2020

Research for Equity in Recovery

The Research for Equity in Recovery webinar series—cohosted by the Philadelphia Fed, the Upjohn Institute, and the Penn Institute for Urban Research—will explore the most up-to-date research and best practices to promote a strong and equitable recovery from the COVID-19 pandemic.

Jun 25, 2020

Evaluating the Benefits of a Streamlined Refinance Program

This Policy Hub article examines the effects of a streamlined refinance program that would allow some borrowers to refinance without needing to document employment or income.

Jun 19, 2020

The Board Expands Its Main Street Lending Program

The Board expanded its Main Street Lending Program to allow more medium-sized and small businesses that were financially sound before the pandemic to receive support. Read about the changes in Partners Update.

Jun 18, 2020

Measuring and Managing COVID-19 Model Risk

This Policy Hub article examines the role and importance of model risk management and how the resulting models can better inform decisions.

Jun 18, 2020

Seven in 10 Firms Sought Financial Help during the COVID-19 Crisis

As the COVID-19 pandemic battered businesses large and small, many firms sought a financial lifeline. A new macroblog post looks at survey results about how widely the requested assistance materialized.

Jun 18, 2020

Home Ownership Affordability Monitor Update

What factors are shaping the housing market today? The Atlanta Fed’s Home Ownership Affordability Monitor discusses some of them, including COVID-19 and widespread unemployment. This Economy Matters article discusses the monitor’s newest findings.

Jun 16, 2020

Housing Policy Impact: Federal Eviction Protection Coverage and the Need for Better Data

COVID-19 exacerbates an existing affordable housing shortage in the Southeast, which lacked over a million affordable rental units before the virus outbreak began. Partners Update explores efforts to enact eviction moratoriums under the CARES Act.

Jun 16, 2020

Financial Tips from the Atlanta Fed: Coronavirus Tax Relief

To address the economic challenges faced by many Americans in advance of the traditional April 15 tax filing deadline, the U.S. Treasury extended the deadline to July 15. Our tips provide information about tax relief and associated assistance programs.

Jun 16, 2020

Orientación Financiera de el Fed de Atlanta: Alivio Fiscal por el Coronavirus

Para abordar los desafíos económicos que enfrentan muchos estadounidenses antes de la fecha límite tradicional de presentación de impuestos del 15 de abril, el Tesoro de los EE. UU. Extendió la fecha límite hasta el 15 de julio. Nuestros consejos brindan información sobre desgravaciones fiscales y programas de asistencia asociados.

Jun 16, 2020

Can Lessons from the Great Recession Guide Policy Responses to the Pandemic-Driven Economic Crisis?

Workforce Currents introduces a new series—Leading Workforce Resurgence—a joint effort of the Atlanta Fed's Center for Workforce and Economic Opportunity, the Heldrich Center for Workforce Development at Rutgers, and WorkingNation. This article compares government responses to the Great Recession with those during the COVID-19 pandemic.

Jun 12, 2020

Mismatch of Jobs and People: Do Migration Constraints Put Racial Minorities at a Disadvantage?

This Policy Hub article examines the role that a reluctance or inability to relocate plays in the geographic mismatch of jobs and workers, noting a greater mismatch among racial minorities.

Jun 12, 2020

Small Businesses Feel Pressure from COVID-19 Pandemic, Fed Research Shows

Nearly all firms have been hit by the coronavirus pandemic, but small firms have been hit the hardest. A recent Federal Reserve study surveyed small businesses about business conditions and expectations, and this Economy Matters article looks at the results.

Jun 11, 2020

Homebuilders, Brokers Expect Lower Sales and Construction, Atlanta Fed Poll Shows

Residential real estate, long a bulwark of the southeastern economy, has been dampened by COVID-19. This Economy Matters article examines recent poll results to view the pandemic’s impact on the industry.

Jun 10, 2020

Southeastern Small Businesses in the Face of COVID-19

Social distancing policies, mandatory business shutdowns, and shelter-in-place orders due to COVID-19 have left many small business owners vulnerable to permanent closure. Partners Update gives an overview of the state of southeastern small businesses before and during the COVID-19 pandemic.

Jun 4, 2020

Dollars and Sense: Affordability of Childcare

For many working families with young children, childcare is essential to maintain employment. Childcare prepares children for kindergarten and future learning and success. Partners Update examines childcare during the economic downturn, including its costs.

Jun 3, 2020

Guidance on Community Reinvestment Act (CRA) and COVID-19

The banking agencies have released frequently asked questions related to the Community Reinvestment Act and coronavirus. Learn about this expanded guidance in Partners Update.

Jun 2, 2020

Many Essential Workers Face Childcare Needs, Atlanta Fed Analysis Shows

Amid the COVID-19 pandemic, available and affordable childcare for essential workers has become a pressing problem. This Economy Matters article uses recent Atlanta Fed research to look into the shortage and how it can be addressed.

May 29, 2020

Banks' Accumulated Credit Losses in the First Quarter

Large banks reported sharply higher allowances for credit losses in the first quarter of 2020. Notes from the Vault documents and provides some context for the increase.

May 28, 2020

Firms Expect Working from Home to Triple

Will the "new normal" become the status quo? A new macroblog post looks at trends in working from home in the wake of the coronavirus pandemic and what they indicate about tomorrow’s workplace.

May 28, 2020

The Federal Reserve's Liquidity Backstops to the Municipal Bond Market during the COVID-19 Pandemic

This Policy Hub article provides initial evidence of the effectiveness of some of the Federal Reserve’s facilities in calming the municipal bond market after the COVID-19 pandemic struck.

May 27, 2020

COVID-19 Mortgage Relief—The Role of Income Support

With unemployment sharply up nationwide, some homeowners are struggling not to fall behind on mortgage payments. A new macroblog post considers past events to suggest possible approaches to preventing foreclosures.

May 27, 2020

Beige Book Details Widespread Economic Damage

Every sector of the economy is feeling the consequences of the coronavirus pandemic. Economy Matters summarizes the Federal Reserve’s latest Beige Book discussions of the impact on the southeastern economy.

May 27, 2020

Assessing the Regional Impact of COVID-19 on Southeastern Employment

The coronavirus pandemic has profoundly affected employment. This Economy Matters article introduces the Atlanta Fed's updated state-level Jobs Calculator, using it to show possible future scenarios, including what it would take to return to pre-pandemic employment numbers.

May 20, 2020

Fed, Treasury Smoothly Handle Surge in Relief Payments

When the federal government wanted to get stimulus money in the hands of people quickly and reliably amid the COVID-19 pandemic, the Atlanta Fed’s Retail Payments Office sprang into action. This Economy Matters article discusses the close coordination among various stakeholders required to make it happen.

May 19, 2020

Household Economic Outlook before and after COVID-19

The Board has released its annual report on household economic well-being. In April 2020, the Board conducted a supplemental survey of over 1,000 adults to gauge households' overall financial circumstances during COVID-19. Read a summary of the report in Partners Update.

May 19, 2020

Atlanta Fed President (Virtually) Crisscrosses the Nation

The time and insights of the president of the Atlanta Fed are always in demand, but never more so than during the coronavirus pandemic. This Economy Matters article looks at changes in how Raphael Bostic is reaching the public in the social-distancing era.

May 18, 2020

Regulators Temporarily Change Leverage Ratio Rule

Bank regulators have temporarily changed the supplementary leverage ratio rule to provide flexibility so that depository institutions can better provide credit in light of challenges arising from the coronavirus.

May 15, 2020

Examining the Effects of COVID-19 on the Southeast Housing Market

Buyer traffic seems to be what COVID-19 has most adversely affected in the housing market. Read the Real Estate Research blog to learn what survey results tell us about how the pandemic is affecting the housing market.

May 15, 2020

Home Ownership Affordability Monitor Update

The COVID-19 pandemic has hit urban and rural areas alike, but low- and moderate-income communities are absorbing a particular blow. Economy Matters spoke with an Atlanta Fed researcher who is talking with these communities, and she shares her insights in an interview.

May 14, 2020

Why Cash Transfers Are Good Policy in the COVID-19 Pandemic

This Policy Hub article finds that cash transfers mitigate the surge in consumption inequality triggered by the pandemic and provide liquidity-constrained workers with the financial resources to shelter at home.

May 13, 2020

Amid the COVID-19 Crisis, a Tale of Two Southeastern Cities

Congress passed the CARES Act and other legislation to help workers who have lost their jobs during the pandemic. Partners Update considers a case study of a hypothetical laid-off restaurant worker in Birmingham and Miami and the potential financial assistance he'd receive in each city.

May 12, 2020

Webinar to Explore Findings from the SHED Report

Register in Partners Update for a May 14 webinar on key findings from the annual Survey of Household Economics and Decisionmaking. The survey includes results from a supplemental survey on financial well-being during the COVID-19 pandemic.

May 12, 2020

Challenges in Nowcasting GDP Growth

Accurately forecasting changes in gross domestic product is always a challenge, but it's especially daunting during times of economic turbulence. A new macroblog post discusses factors complicating economists' attempts at nowcasting.

May 7, 2020

Community Survey Reveals Recovery Challenges and Hope

The COVID-19 pandemic has hit urban and rural areas alike, but low- and moderate-income communities are absorbing a particular blow. Economy Matters spoke with an Atlanta Fed researcher who is talking with these communities, and she shares her insights in an interview.

May 6, 2020

Introducing the Unemployment Claims Monitor

Millions of workers have filed claims for unemployment insurance since the COVID-19 shutdowns began. The Atlanta Fed's new data tool helps users monitor initial and continued claims for unemployment insurance. Learn about the Unemployment Claims Monitor in Workforce Currents.

May 5, 2020

Protecting Vulnerable Populations from COVID-19

COVID-19 is having disproportionate health and economic impacts on racial and ethnic minority, low-income, low-wealth, and rural residents. Partners Update examines research on tracking the spread of the virus to protect vulnerable citizens.

May 4, 2020

U.S. Firms Foresee Intensifying Coronavirus Impact

Firms were guardedly optimistic about the near-term outlook—and then along came COVID-19. A new macroblog post parses recent Atlanta Fed survey data about how dramatically expectations changed.

May 4, 2020

Perspectives from Main Street: The Impact of COVID-19 on Communities and the Entities Serving Them

A Federal Reserve report summarizes the findings of a nationwide survey on the scope and scale of challenges U.S. communities are facing during the pandemic.

May 4, 2020

Federal Reserve Survey Shows Impact of COVID-19 on Communities Nationwide

The array of obstacles that communities must surmount in the wake of the COVID-19 pandemic is formidable. "Perspectives from Main Street: The Impact of COVID-19 on Communities and the Entities Serving Them," a new report from the Federal Reserve banks and the Board of Governors of the Federal Reserve System, depicts the magnitude of these challenges.

May 1, 2020

Financial Tips from the Atlanta Fed: Financial Challenges

Because of the COVID-19 outbreak, many people face challenging financial conditions that are testing their resilience. Here are some resources that may help during this difficult time.

May 1, 2020

COVID-19 Caused 3 New Hires for Every 10 Layoffs

The COVID-19 pandemic triggered a massive spike in unemployment claims, but—perhaps paradoxically—it has led some firms to make new hires. A new macroblog post consults recent Atlanta Fed survey data to explore its overall impact on jobs.

Apr 28, 2020

Coronavirus Shutdowns Highlight Digital Divide Plaguing Rural America

Many rural areas lack the broadband service that can foster economic vitality, and the coronavirus pandemic has put the issue in the spotlight. This Economy Matters article looks at the digital divide and efforts to narrow it.

Apr 22, 2020

In Plain English: Fed’s Emergency Programs Share Goal of Limiting Economic Damage

When COVID-19 began spreading rapidly, the U.S. economy stumbled. The Federal Reserve moved swiftly to put programs in place to limit the fallout, and Economy Matters explains their role.

Apr 20, 2020

Privacy Versus Biometrics and Other Technology in Our Novel COVID-19 World

In some countries, biometrics and other technologies are being used to identify and track people who may be infected with COVID-19. Is the social benefit worth the possible loss of privacy rights? Read Take On Payments for a look at the issue.

Apr 17, 2020

Impacts of COVID-19: Mitigation Efforts versus Herd Immunity

With the spread of COVID-19, governments everywhere pursued lockdown policies. Now governments are developing plans to reopen the economy. What will be the public health consequences? The new issue of Policy Hub illustrates the difficulties in answering this question and how widespread testing can help.

Apr 17, 2020

Southeast Housing Market and COVID-19

Buyer traffic seems to be what COVID-19 has most adversely affected in the housing market. Read the Real Estate Research blog to learn what survey results tell us about how the pandemic is affecting the housing market.

Apr 17, 2020

Businesses Are in Uncharted Waters

The coronavirus pandemic has upended nearly all aspects of business activity—and with it, firms' expectations for future activity. A macroblog post uses recent survey data to view the uncertain landscape.

Apr 15, 2020

Beige Book: Economic Outlook Worsens as Coronavirus Forces Layoffs, Furloughs

The COVID-19 outbreak has suddenly dimmed economic conditions in the Southeast. Economy Matters summarizes the Federal Reserve’s latest Beige Book report on southeastern business conditions and economic perspectives.

Apr 14, 2020

Tackling the Unknown Together: Community Responses to the COVID-19 Pandemic

Our community and economic development team conducted a virtual listening tour to collect real-time economic and social impacts of the COVID-19 public health crisis in low- and moderate-income communities and the organizations that serve them. Read Partners Update for a discussion of the findings.

Apr 13, 2020

Unpaid Absence from Work Because of COVID-19

The coronavirus pandemic has had a big impact on unemployment, but there was also a surge in unpaid absences from work—workers counted as employed but effectively unemployed. A new macroblog post explores this slice of the labor force and how current events affect it.

Apr 13, 2020

Scams Proliferate in an Environment of Uncertainty and Fear

By the end of March, coronavirus scams had led to losses totaling $4.6 million. Take On Payments offers some resources to help you protect yourself.

Apr 9, 2020

Changes in State Unemployment Insurance Rules during the COVID-19 Outbreak in the U.S.

The COVID-19 pandemic led to an unprecedented expansion in unemployment insurance eligibility across states, but not all states responded in the same way. The new issue of Policy Hub summarizes the changes to states’ unemployment insurance rules in response to the crisis and looks at factors that have contributed to the variation in states’ responses.

Apr 9, 2020

Apply for Community Advisory Council (CAC) Membership

CAC members advise the Board on issues affecting consumers and communities, with a particular focus on the concerns of low- and moderate-income consumers and communities. Learn how to apply for membership in Partners Update.

Apr 9, 2020

Amid the COVID-19 Crisis, a Tale of Two Cities

Governments have introduced programs intended to lessen the impact of the coronavirus pandemic on displaced workers. How much they relieve short-term financial pressures on households depends on the interaction between how long they stay unemployed and where they live. A new macroblog post examines two hypothetical cases.

Apr 7, 2020

Small Business Credit Survey

The Federal Reserve Banks have released the 2020 report on small business financial and credit experiences. A supplemental brief explores small firm resilience in light of the effects of COVID-19. Read Partners Update for a summary.

Apr 6, 2020

Will COVID-19 Exacerbate Ecommerce Fraud?

Many of us who are housebound are going online to make our purchases. Read Take On Payments for a discussion of the importance of nimbleness, preparedness, and patience in responding to a potential spike in ecommerce fraud.

Apr 2, 2020

Reemploying the Unemployed

Millions of U.S. workers have lost their jobs and filed for unemployment insurance due to COVID-19. Workforce Currents discusses some workforce development programs that could help unemployed workers train for reemployment.

Mar 30, 2020

Do We Use a Payments Risk Thermostat?

We can take certain actions to protect ourselves, both from illness and from payments fraud. But if you take a particular precautionary step, does that mean you'll forgo another? Read Take On Payments for a discussion of how we sometimes use a risk thermostat to make tradeoffs.

Mar 27, 2020

Join the Conversation on Job Equity and COVID-19

The COVID-19 outbreak is making it clearer than ever how strongly public health and job equity issues are linked. Participate in the Philadelphia Fed’s April 1 Twitter chat on the topic at noon (ET). Get details in Partners Update.

Mar 23, 2020

Regulators Move to Address Impact of Virus on Banks

The Atlanta Fed's Supervision, Regulation, and Credit Division is moving quickly to address the impact of coronavirus on banks. This letter from the division’s chief discusses some of the steps taken.

Mar 23, 2020

American Firms Foresee a Huge Negative Impact of the Coronavirus

Coronavirus is affecting every aspect of the economy, but how large might its impact be? A macroblog post uses new survey data to quantify firm sentiment about its effects.

Mar 19, 2020

Financial Tips from the Atlanta Fed: Uncertain Times

Uncertain times can cause angst and test our resiliency, including how it relates to our finances. Explore resources designed to help you navigate these challenging times.

Mar 18, 2020

Atlanta Fed Researcher Outlines Quick Help for Coronavirus Impact on Workers, Firms

The new coronavirus is unleashing a powerful impact on the employment sector. In an Economy Matters interview, an Atlanta Fed researcher talks about his examination of the situation and how to mitigate its effects on the workforce.

Mar 18, 2020

COVID-19, Workers, and Policy

Because of the COVID-19 pandemic, some employees are being asked to work remotely. Workforce Currents explores the majority of workers who cannot work from home and considers policy responses to sick leave and other workplace issues.

Oct 2, 2017

Workforce Currents