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Volume 14, Number 3
Fourth Quarter 2013


Lynne Anservitz
Editorial Director

Tom Heintjes
Managing Editor

Nancy Condon
Jeanne Zimmermann
Associate Editors

Mike Chriszt
Contributing Editor

Charles Davidson
Ed English
Lela Somoza
Staff Writers

Jessica Dill
Andrew Flowers
Carl Hudson
Stephen Kay
Shalini Patel
Contributing Writers

Peter Hamilton
Odie Swanegan

Editorial Committee

Bobbie H. McCrackin
VP and Public Affairs Officer

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Public Affairs Department
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Atlanta, Georgia 30309-4470

ISSN 0899-6571

Editor's note: Throughout this issue, Southeast refers to the six states that, in whole or in part, make up the Sixth Federal Reserve District: Alabama, Florida, Georgia, Louisiana, Mississippi, and Tennessee.