Staff

Lynne Anservitz
Editorial Director

Lynn Foley
Tom Heintjes
Managing Editors

Julie Hotchkiss
Contributing Editor

Charles Davidson
Ed English
Lela Pratte
Staff Writers

Mike Bryan
Michael Chriszt
Courtney Nosal
Shalini Patel
Julius Weyman
Contributing Writers

Peter Hamilton
Designer

Editorial Committee

Bobbie H. McCrackin
VP and Public Affairs Officer

Thomas J. Cunningham
VP and Associate Director of Research

John C. Robertson
VP, Research Department

Pierce Nelson
AVP and Public Information Officer


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Public Affairs Department
Federal Reserve Bank of Atlanta
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Atlanta, Georgia 30309-4470

ISSN 0899-6571

Editor's note: Throughout this issue, Southeast refers to the six states that, in whole or in part, make up the Sixth Federal Reserve District: Alabama, Florida, Georgia, Louisiana, Mississippi, and Tennessee.