Retail Payments Risk Forum

The Retail Payments Risk Forum works with financial institutions and industry participants, regulators, and law enforcement officials to research issues and sponsor dialogue to help promote the mitigation of risks in paper, plastic, and digital payments.
Features
Balancing Security and Friction

Balancing Security and Friction

When issuers and merchants increase payments security, they may add friction to transactions. But consumers, who don't usually bear the responsibility for fraud losses, often prefer to trade off security for less friction. This week's Take On Payments explores this dilemma.
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Squeezing the Fraud Balloon

Squeezing the Fraud Balloon

Just as a balloon squeezed in the middle bulges at both ends, EMV (chip) card migration in the United States can help reduce fraud only if financial institutions apply consistent fraud monitoring pressure to all areas. Take On Payments discusses this necessity.
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