Circular Letters - Federal Reserve Bank of Atlanta - FRB Atlanta Announcements of news, policy, and guidance from the Federal Reserve Board of Governors. http://www.frbatlanta.org/rss/ en-us http://www.frbatlanta.org/ Atlanta Fed Logo http://www.frbatlanta.org/~/media/Images/assets/image_gallery/frba_logo_rss http://www.frbatlanta.org/rss/ Thresholds for Exempt Consumer Credit, Lease Transactions Announced https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191031b.htm?item=FF4BB15F-548D-4C8C-B290-11F495864BFE FF4BB15F-548D-4C8C-B290-11F495864BFE Thu, 31 Oct 2019 15:33:00 EST The Consumer Financial Protection Bureau and the Federal Reserve have announced the dollar thresholds in Regulations Z and M that will apply for determining exempt consumer credit and lease transactions. Exemption Threshold to Increase for Certain Mortgage Loans https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191031a.htm?item=63F55F9F-053D-47F8-81AA-2BDAD3E527D2 63F55F9F-053D-47F8-81AA-2BDAD3E527D2 Thu, 31 Oct 2019 15:33:00 EST Regulators have announced that the threshold for exempting loans from special appraisal requirements for higher-priced mortgage loans will increase. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20191030a.htm?item=8949B10D-BB62-4A43-9CB2-61C89BA17267 8949B10D-BB62-4A43-9CB2-61C89BA17267 Wed, 30 Oct 2019 14:08:00 EST The Federal Open Market Committee announced its decision to lower the target range for the federal funds rate to 1-1/2 to 1-3/4 percent. Agencies Propose Swap Margin Rule Change https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191028a.htm?item=9508118B-0606-427D-B5FD-61F68211D260 9508118B-0606-427D-B5FD-61F68211D260 Tue, 29 Oct 2019 11:00:00 EST A change to the swap margin rules to facilitate the implementation of prudent risk management strategies at certain banks and swap entities has been proposed. Agencies Finalize Rule Change to Resolution Plans https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191028b.htm?item=2C014F4B-E975-4A23-89EE-02BFD88571C1 2C014F4B-E975-4A23-89EE-02BFD88571C1 Tue, 29 Oct 2019 11:05:00 EST Regulators have finalized a rule that modifies their resolution plan requirements for large firms. The rule retains resolution plan elements in place for the largest firms and reduces requirements for smaller firms. Regulators Seek Comment on Ratings' Use https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191018a.htm?item=C115ABD9-2C6B-451C-8D3D-E6E3DD89E892 C115ABD9-2C6B-451C-8D3D-E6E3DD89E892 Fri, 18 Oct 2019 15:19:00 EST The Federal Deposit Insurance Corporation and Federal Reserve Board are inviting public comment on their use of the Uniform Financial Institutions Rating System and the consistency of the ratings assigned under the current system. Results of Bank Officers Survey Released https://www.federalreserve.gov/newsevents/pressreleases/other20191017a.htm?item=92EA7025-EA17-4300-B064-22D1FA6A4617 92EA7025-EA17-4300-B064-22D1FA6A4617 Fri, 18 Oct 2019 15:08:00 EST The Federal Reserve Board has released results of a survey of senior financial officers at banks about their strategies and practices for managing reserve balances. Regulators Seek Comments on Policy Statement https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191017a.htm?item=1E46BD1D-C0DB-45A4-BEAD-CEFC84EF0A95 1E46BD1D-C0DB-45A4-BEAD-CEFC84EF0A95 Thu, 17 Oct 2019 15:47:00 EST Regulatory agencies have requested comment on a proposed policy statement on allowances for credit losses, which is intended to promote consistency in the interpretation and application of the Financial Accounting Standards Board's credit losses accounting standard. Members of Insurance Committee Announced https://www.federalreserve.gov/newsevents/pressreleases/other20191016a.htm?item=2B50C283-9757-4D7F-A50F-19230E49076F 2B50C283-9757-4D7F-A50F-19230E49076F Thu, 17 Oct 2019 15:47:00 EST The Federal Reserve Board has announced the inaugural 21 members of the Insurance Policy Advisory Committee, which provides information, advice, and recommendations to the Federal Reserve Board on domestic and international insurance issues. Federal Reserve Finalizes Rules Tailoring Regulations https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191010a.htm?item=E860B8BD-D70E-4E4F-98AD-E8F8338E6793 E860B8BD-D70E-4E4F-98AD-E8F8338E6793 Fri, 11 Oct 2019 10:12:00 EST The rules reduce compliance requirements for firms with less risk while maintaining the most stringent requirements for the largest and most complex banks. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20191009a.htm?item=E5DF1ADF-6F4D-4A2B-A8B4-08AB39859059 E5DF1ADF-6F4D-4A2B-A8B4-08AB39859059 Thu, 10 Oct 2019 10:00:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of last month's Committee meeting. The minutes include descriptions of economic and financial conditions. Rules Updating Management Interlock Issued https://www.federalreserve.gov/newsevents/pressreleases/bcreg20191002a.htm?item=9E58203B-4299-4216-8ED8-667A7BFCC3A0 9E58203B-4299-4216-8ED8-667A7BFCC3A0 Thu, 03 Oct 2019 10:12:00 EST Bank regulators have updated rules restricting the ability of certain individuals to serve at more than one depository institution. Rule Exempts Some Transactions from Appraisal Requirements https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190927a.htm?item=217B1C33-DF3B-456C-B540-250CA4C178AA 217B1C33-DF3B-456C-B540-250CA4C178AA Fri, 27 Sep 2019 14:59:00 EST Regulators have adopted a final rule that changes the threshold for residential real estate transactions requiring an appraisal. Economic Projections from FOMC Meeting Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190918b.htm?item=2D5CE60C-A5DC-467F-AD24-137A42498CE4 2D5CE60C-A5DC-467F-AD24-137A42498CE4 Wed, 18 Sep 2019 14:35:00 EST Recently released data summarize the economic projections and the target federal funds rate projections made by Federal Open Market Committee (FOMC) participants for the September 17-18 FOMC meeting. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20190918a.htm?item=8ECF6D6A-D31C-4592-BA33-6F6ED3D2B8DD 8ECF6D6A-D31C-4592-BA33-6F6ED3D2B8DD Wed, 18 Sep 2019 14:35:00 EST The Federal Open Market Committee announced its decision to lower the target range for the federal funds rate to 1-3/4 to 2 percent. Comments Sought on Capital Requirement Proposal https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190906a.htm?item=0448B183-7943-4EAA-AC79-C3F7B873624E 0448B183-7943-4EAA-AC79-C3F7B873624E Fri, 06 Sep 2019 14:27:00 EST The Federal Reserve Board seeks public comment on a proposal, building on existing state-based insurance standards, to establish capital requirements for some insurance companies. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190821a.htm?item=F6B5602F-F4B0-4D0D-ADD3-0965EE87295F F6B5602F-F4B0-4D0D-ADD3-0965EE87295F Wed, 21 Aug 2019 15:49:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of last month's Committee meeting. The minutes include descriptions of economic and financial conditions. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20190731a.htm?item=D65CADE3-70FC-48F8-B2CB-280D841D40DF D65CADE3-70FC-48F8-B2CB-280D841D40DF Wed, 31 Jul 2019 14:09:00 EST The Federal Open Market Committee announced its decision to lower the target range for the federal funds rate to 2 to 2-1/4 percent. Bank Regulators Announce Coordination of Reviews for Certain Foreign Funds https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190717a.htm?item=0DC1A770-DE59-4F6F-A5E2-1AEF1376C32D 0DC1A770-DE59-4F6F-A5E2-1AEF1376C32D Thu, 18 Jul 2019 15:55:00 EST The Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency will not take action related to restrictions under the Volcker Rule for certain foreign funds for two more years. Rule Proposed on the Capital Treatment of Land Development Loans https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190712a.htm?item=01665696-43FC-453D-A8DC-630F94694793 01665696-43FC-453D-A8DC-630F94694793 Fri, 12 Jul 2019 14:55:00 EST The federal bank regulatory agencies invite public comment on a proposal to clarify the treatment of land development loans under the agencies’ capital rules. Community Banks to Be Excluded from the Volcker Rule https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190709b.htm?item=12F61433-067C-421B-B432-2331EB267687 12F61433-067C-421B-B432-2331EB267687 Tue, 09 Jul 2019 14:55:00 EST Five federal financial regulatory agencies have adopted a final rule to exclude community banks from the Volcker Rule, consistent with the Economic Growth, Regulatory Relief, and Consumer Protection Act. Agencies Simplify Regulatory Capital Rules https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190709a.htm?item=D54EEFCB-84FF-4243-9C48-0104290114B0 D54EEFCB-84FF-4243-9C48-0104290114B0 Tue, 09 Jul 2019 14:55:00 EST The federal bank regulatory agencies have issued a final rule that reduces regulatory burden by simplifying several requirements in the agencies' regulatory capital rules. Federal Reserve Seeks Advisory Committee Members https://www.federalreserve.gov/newsevents/pressreleases/other20190703a.htm?item=5F86DE9B-413F-42A6-9846-38995CEDE632 5F86DE9B-413F-42A6-9846-38995CEDE632 Wed, 03 Jul 2019 12:07:00 EST The Federal Reserve Board seeks people to serve on its Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, which was established by the Economic Growth, Regulatory Relief, and Consumer Protection Act. Economic Projections from FOMC Meeting Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190619b.htm?item=1614C593-E2B4-4F28-9AE8-34AF32EAF1BC 1614C593-E2B4-4F28-9AE8-34AF32EAF1BC Wed, 19 Jun 2019 14:19:00 EST Recently released data summarize the economic projections and the target federal funds rate projections made by Federal Open Market Committee (FOMC) participants for the recent FOMC meeting. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20190619a.htm?item=7938E8AD-2EFF-4E4F-8B26-895ADFC7DBC8 7938E8AD-2EFF-4E4F-8B26-895ADFC7DBC8 Wed, 19 Jun 2019 14:28:00 EST The Federal Open Market Committee announced its decision to maintain the target range for the federal funds rate at 2-1/4 to 2-1/2 percent. Rule to Streamline Regulatory Reporting Adopted https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190617a.htm?item=D2425219-7208-4095-AD84-1C3B8E6ACF08 D2425219-7208-4095-AD84-1C3B8E6ACF08 Mon, 17 Jun 2019 16:03:00 EST Bank regulators adopted a final rule to streamline regulatory reporting requirements for small institutions. The rule is a step in regulators' efforts to streamline these requirements. List of Distressed, Underserved Areas Released https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190617b.htm?item=04C2FA6B-BC2D-4103-BB94-D454F989CAA3 04C2FA6B-BC2D-4103-BB94-D454F989CAA3 Mon, 17 Jun 2019 16:10:00 EST Regulators have announced the availability of the 2019 list of distressed or underserved nonmetropolitan middle-income geographies, where revitalization or stabilization activities are eligible to receive Community Reinvestment Act consideration. Comments Sought on Updates to Information Act https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190614a.htm?item=E7619F93-7FFB-4FD6-8350-ACC036054171 E7619F93-7FFB-4FD6-8350-ACC036054171 Fri, 14 Jun 2019 13:08:00 EST The Federal Reserve Board has requested comment on updates regarding its Freedom of Information Act procedures and changes to its rules governing the disclosure of confidential information. CRA Roundtable Discussion Summary Published https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190613a.htm?item=A563EA14-E5D1-479E-840B-5AEFE0F88BB4 A563EA14-E5D1-479E-840B-5AEFE0F88BB4 Thu, 13 Jun 2019 15:27:00 EST The Federal Reserve Board has published a summary of feedback received during discussions about the Community Reinvestment Act. Recent Term Deposits Results Announced https://www.federalreserve.gov/newsevents/pressreleases/monetary20190530a.htm?item=5EBA2C61-30A7-43F7-B8B0-88AE9BF907B0 5EBA2C61-30A7-43F7-B8B0-88AE9BF907B0 Fri, 31 May 2019 14:55:00 EST The Federal Reserve recently conducted an offering of term deposits through its Term Deposit Facility. The results of that offering have been announced. Final Rule Issued for Treatment of Some Municipal Obligations https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190530a.htm?item=230A447B-E787-430E-93DF-C1820C48C6CE 230A447B-E787-430E-93DF-C1820C48C6CE Fri, 31 May 2019 15:01:00 EST Regulators have issued a final rule adopting without change the agencies' interim final rule issued in August 2018 that amended their liquidity coverage ratio rules to treat certain municipal obligations as high-quality liquid assets. Dates Set for Announcing Stress Test, CCAR Results https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190531a.htm?item=B4FC73D8-BBE2-4D16-A29F-2210257EF5AE B4FC73D8-BBE2-4D16-A29F-2210257EF5AE Fri, 31 May 2019 15:12:00 EST Results from the latest supervisory stress tests will be released on June 21, and results from the Comprehensive Capital Analysis and Review will be released on June 27. Host State Loan-to-Deposit Ratios Issued https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190528a.htm?item=5D1A7684-2219-46A5-9BB2-9872992ADA3E 5D1A7684-2219-46A5-9BB2-9872992ADA3E Tue, 28 May 2019 16:25:00 EST The Federal Reserve's Board of Governors, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency have issued new host state loan-to-deposit ratios. Federal Reserve Reports on Households' Economic Well-Being https://www.federalreserve.gov/newsevents/pressreleases/other20190523b.htm?item=EA34170E-BD8D-48B2-932A-E72F4788F586 EA34170E-BD8D-48B2-932A-E72F4788F586 Fri, 24 May 2019 12:15:00 EST The Federal Reserve has published its Report on the Economic Well-Being of U.S. Households, which examines households' economic well-being and financial resilience in 2018. Federal Reserve Releases Survey of Banks' Financial Officers https://www.federalreserve.gov/newsevents/pressreleases/other20190523a.htm?item=115F0D02-D47E-492F-BF15-6F2AC22345FC 115F0D02-D47E-492F-BF15-6F2AC22345FC Fri, 24 May 2019 12:21:00 EST The Federal Reserve Board has released results of the Senior Financial Officer Survey, which asks banks' senior financial officers about their strategies and practices for managing reserve balances. Fed to Offer Term Deposits on May 30 https://www.federalreserve.gov/newsevents/pressreleases/monetary20190523a.htm?item=878DD4A0-53A5-4B68-AF3A-A6A89B950352 878DD4A0-53A5-4B68-AF3A-A6A89B950352 Thu, 23 May 2019 10:33:00 EST The Federal Reserve plans to continue its previously announced periodic testing of the Term Deposit Facility with one operation in May. On May 30, the Fed will conduct a floating-rate offering of term deposits with an early withdrawal feature. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190522a.htm?item=36413137-0F38-44F4-A607-48358C2B28B0 36413137-0F38-44F4-A607-48358C2B28B0 Wed, 22 May 2019 14:15:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of the most recent Committee meeting. The minutes include descriptions of economic and financial conditions. Comments Sought on Changes to Certain Protections https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190509a.htm?item=AAF9C43E-2CCF-4C09-A057-4A57B89517D9 AAF9C43E-2CCF-4C09-A057-4A57B89517D9 Fri, 03 May 2019 14:34:00 EST The Federal Reserve is seeking comment on a proposal to reduce risk in the financial system by applying netting protections to a broader range of financial institutions. Comments Sought on Changes to Certain Protections https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190503a.htm?item=F511378B-5080-4165-8C70-DD6C47BF0773 F511378B-5080-4165-8C70-DD6C47BF0773 Fri, 03 May 2019 14:34:00 EST The Federal Reserve is seeking comment on a proposal to reduce risk in the financial system by applying netting protections to a broader range of financial institutions. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20190501a.htm?item=CB4F3FD2-65A4-498E-89B8-AEDD3DC8253B CB4F3FD2-65A4-498E-89B8-AEDD3DC8253B Wed, 01 May 2019 14:09:00 EST The Federal Open Market Committee announced its decision to maintain the target range for the federal funds rate at 2-1/4 to 2-1/2 percent. Comments Sought on Proposal to Simplify, Increase Rules Transparency https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190423a.htm?item=F7B52742-9971-42E8-8934-5E475BEC9377 F7B52742-9971-42E8-8934-5E475BEC9377 Tue, 23 Apr 2019 16:01:00 EST The Federal Reserve Board invites public comment on a proposal that would simplify and increase the transparency of the Board's rules for determining control of a banking organization. Comments Invited on Revisions to Leverage Ratio https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190418a.htm?item=0C8D2330-6174-4711-BDAD-F586936A541E 0C8D2330-6174-4711-BDAD-F586936A541E Thu, 18 Apr 2019 16:13:00 EST The federal bank regulatory agencies have requested comment on a proposal to modify a capital requirement for U.S. banking organizations predominantly engaged in custodial activities. Comments Sought on Resolution Plan Requirements https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190416a.htm?item=6A8A121E-A61B-4EDA-AF45-FD60BB1BC323 6A8A121E-A61B-4EDA-AF45-FD60BB1BC323 Tue, 16 Apr 2019 16:22:00 EST Banking regulators have invited public comment on a proposal modifying their resolution plan requirements for large banking firms. The proposal would keep existing resolution plan expectations in place for the largest firms. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190410a.htm?item=4D35777E-C715-43B5-9093-E9D8CCE13054 4D35777E-C715-43B5-9093-E9D8CCE13054 Wed, 10 Apr 2019 14:18:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of the Committee meeting held last month. The minutes include a summary of participants' projections on the economic outlook. Comment Sought on Regulatory Framework Changes https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190408a.htm?item=E9657A52-8407-4579-8373-D362D1C9B612 E9657A52-8407-4579-8373-D362D1C9B612 Mon, 08 Apr 2019 15:37:00 EST The Federal Reserve Board is seeking public comment on a regulatory framework that would more closely match the rules for foreign banks with the risks they pose to the U.S. financial system. Federal Reserve Announces Changes to Its Payment System Risk Policy https://www.federalreserve.gov/newsevents/pressreleases/other20190403a.htm?item=E4B48B44-20D1-4802-970C-ABA8104C3225 E4B48B44-20D1-4802-970C-ABA8104C3225 Wed, 03 Apr 2019 13:50:00 EST The Federal Reserve Board has published a final rule implementing policy changes to procedures governing the provision of intraday credit to U.S. branches and agencies of foreign banking organizations. Agencies Propose Rule to Limit Impact of Large Bank Failures https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190402a.htm?item=A2F3DD71-94AD-49F2-9717-6C7F46D47813 A2F3DD71-94AD-49F2-9717-6C7F46D47813 Tue, 02 Apr 2019 13:50:00 EST The Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency have proposed a rule to limit the interconnectedness of large banking organizations and thus reduce the impact if a large bank fails. Agencies Evaluate Banks' Resolution Plans https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190329a.htm?item=781587C6-882A-45D1-9FBB-DFFA83A32218 781587C6-882A-45D1-9FBB-DFFA83A32218 Fri, 29 Mar 2019 15:48:00 EST The Federal Reserve Board and the Federal Deposit Insurance Corporation announced the completion of their evaluation of resolution plans for 14 domestic banking organizations and issued expectations for the firms' next resolution plan submissions. Fed Publishes Annual Financial Statements https://www.federalreserve.gov/newsevents/pressreleases/other20190322a.htm?item=C66FB095-A5A2-44B2-BFDA-06142951BBFD C66FB095-A5A2-44B2-BFDA-06142951BBFD Fri, 22 Mar 2019 16:16:00 EST The audited statements provide information about the assets, liabilities, and earnings of the Federal Reserve Banks and the Board as of December 31, 2018. Federal Reserve Publishes Report on Debit Card Use https://www.federalreserve.gov/newsevents/pressreleases/other20190321a.htm?item=9DE2ADB8-47F6-4AFC-8A3C-901881CE87B1 9DE2ADB8-47F6-4AFC-8A3C-901881CE87B1 Thu, 21 Mar 2019 12:47:00 EST The Federal Reserve Board has published a report on debit card transactions in 2017, including information on volume and value, interchange fee revenue, certain issuer costs, and fraud losses. FOMC Discusses Balance Sheet Intentions https://www.federalreserve.gov/newsevents/pressreleases/monetary20190320c.htm?item=E8C85E37-90A9-47AB-A2F7-0B94A3431A1F E8C85E37-90A9-47AB-A2F7-0B94A3431A1F Wed, 20 Mar 2019 15:07:00 EST Participants in the recent Federal Open Market Committee (FOMC) meeting have provided information regarding plans for the Fed's balance sheet. Economic Projections from FOMC Meeting Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190320b.htm?item=7EAF1F8E-EBF9-4CB8-9E11-52BB112C9EE4 7EAF1F8E-EBF9-4CB8-9E11-52BB112C9EE4 Wed, 20 Mar 2019 15:07:00 EST Recently released data summarize the economic projections and the target federal funds rate projections made by Federal Open Market Committee (FOMC) participants for the recent FOMC meeting. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20190320a.htm?item=05A1EA1B-1B8F-40B8-8529-6343F33A4707 05A1EA1B-1B8F-40B8-8529-6343F33A4707 Wed, 20 Mar 2019 14:09:00 EST The Federal Open Market Committee announced its decision to maintain the target range for the federal funds rate at 2-1/4 to 2-1/2 percent. Rule to Facilitate Legacy Swap Transfers Adopted https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190315a.htm?item=02BEC7C9-3188-43BF-9BB0-7CB96F223076 02BEC7C9-3188-43BF-9BB0-7CB96F223076 Fri, 15 Mar 2019 13:36:00 EST Federal agencies have ensured that qualifying swaps may move from a United Kingdom entity to a European Union or United States affiliate without triggering new margin requirements. Federal Reserve's Latest Payments Study Announced https://www.federalreserve.gov/newsevents/pressreleases/other20190314b.htm?item=7F150BE8-58E6-4798-9908-02DC4E72081C 7F150BE8-58E6-4798-9908-02DC4E72081C Thu, 14 Mar 2019 16:00:00 EST The Federal Reserve recently announced that financial institutions and payments organizations will receive invitations to participate in the seventh triennial Federal Reserve Payments Study. Meetings to Be Held on Proposed Bank Merger https://www.federalreserve.gov/newsevents/pressreleases/other20190314a.htm?item=A2EE3D99-F8C7-4262-8E85-751BEE910EE7 A2EE3D99-F8C7-4262-8E85-751BEE910EE7 Thu, 14 Mar 2019 13:38:00 EST The Federal Reserve Board and the Federal Deposit Insurance Corporation announced public meetings on the proposed merger of BB&T Corporation with SunTrust Banks. Federal Reserve to Modify Capital Analysis Exercise https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190306b.htm?item=5017292D-908D-4B39-A672-40FF49D3551F 5017292D-908D-4B39-A672-40FF49D3551F Thu, 07 Mar 2019 13:18:00 EST The Federal Reserve Board has announced that it will limit the use of the "qualitative objection" in its Comprehensive Capital Analysis and Review exercise, effective for the 2019 cycle. Federal Reserve Affirms Capital Buffer's Current Level https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190306c.htm?item=231A0733-3E5C-4754-AE7E-BA1A3BAD1122 231A0733-3E5C-4754-AE7E-BA1A3BAD1122 Thu, 07 Mar 2019 13:38:00 EST The Federal Reserve Board has voted to affirm the Countercyclical Capital Buffer at the current level of 0 percent. Federal Reserve Seeks Comments on Proposed Regulation Change https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190306a.htm?item=7BF30231-C3D7-42FE-91CB-3FB188F65AFA 7BF30231-C3D7-42FE-91CB-3FB188F65AFA Wed, 06 Mar 2019 15:08:00 EST The Federal Reserve Board invites public comment on changes to its Regulation D that would lower the rate of interest paid on certain excess balances. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190220a.htm?item=F445B7D6-EF84-4FF5-9822-697FF63AF766 F445B7D6-EF84-4FF5-9822-697FF63AF766 Wed, 20 Feb 2019 14:16:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of the Committee meeting held last month. The minutes include descriptions of economic and financial conditions based solely on information available to the Committee at the time of the meeting. Proposed Rule's Comment Period Extended https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190215a.htm?item=4776B2D9-A9ED-42A2-8024-40D746A7C0EC 4776B2D9-A9ED-42A2-8024-40D746A7C0EC Fri, 15 Feb 2019 14:54:00 EST The Federal Reserve Board has extended the comment period for a proposed rule that would modify company-run stress testing requirements to conform with the Economic Growth, Regulatory Relief, and Consumer Protection Act. Agencies Extend Proposal's Comment Period https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190215b.htm?item=C5CB5FEA-1B8A-4324-A1AE-53DABC852789 C5CB5FEA-1B8A-4324-A1AE-53DABC852789 Fri, 15 Feb 2019 14:54:00 EST Federal banking agencies have extended the comment period for a proposed rule to update their standards for how firms measure counterparty credit risk posed by derivative contracts. Error in Historical Dataset Identified https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190213a.htm?item=65446EDD-743C-4CCD-85A5-8CFDC4BF6C40 65446EDD-743C-4CCD-85A5-8CFDC4BF6C40 Wed, 13 Feb 2019 14:54:00 EST The Federal Reserve Board identified an error in the historical dataset used in its 2019 stress tests and issued a correction. Flood Insurance Policy Rule Issued https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190212a.htm?item=9D4CA0CA-6830-4B56-8645-6D91DC854852 9D4CA0CA-6830-4B56-8645-6D91DC854852 Tue, 12 Feb 2019 14:54:00 EST Regulatory agencies issued a joint final rule to implement provisions requiring regulated institutions to accept certain private flood insurance policies in addition to National Flood Insurance Program policies. Scenarios for Banks' Stress Tests Released https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190205b.htm?item=D47C7178-9917-4717-9B55-BB58C1BCF294 D47C7178-9917-4717-9B55-BB58C1BCF294 Tue, 05 Feb 2019 14:54:00 EST The Federal Reserve Board has released the scenarios banks and supervisors will use for the 2019 Comprehensive Capital Analysis and Review and Dodd-Frank Act stress test exercises. Fed Increases Stress Tests' Transparency https://www.federalreserve.gov/newsevents/pressreleases/bcreg20190205a.htm?item=47ED499D-8199-4852-B3F2-18314B1928DA 47ED499D-8199-4852-B3F2-18314B1928DA Tue, 05 Feb 2019 14:54:00 EST The Federal Reserve Board has finalized a set of changes that will increase the transparency of its stress testing program for the nation's largest and most complex banks. Federal Open Market Committee Reaffirms Goals, Policy Strategy https://www.federalreserve.gov/newsevents/pressreleases/monetary20190130b.htm?item=EAD8186D-CBD2-429C-9CD3-8D41EE58498C EAD8186D-CBD2-429C-9CD3-8D41EE58498C Wed, 30 Jan 2019 14:54:00 EST The Federal Open Market Committee has reaffirmed its longer-run goals and monetary policy strategy at its annual organizational meeting. FOMC Addresses Policy Implementation, Balance Sheet Normalization https://www.federalreserve.gov/newsevents/pressreleases/monetary20190130c.htm?item=1CC13F2B-8AF7-457B-A86F-C3F9122DD9FE 1CC13F2B-8AF7-457B-A86F-C3F9122DD9FE Wed, 30 Jan 2019 15:16:00 EST The Federal Open Market Committee has provided information about the longer-run implementation of monetary policy and its balance sheet normalization program. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20190130a.htm?item=87A6611F-E871-4ED0-9695-45E179363169 87A6611F-E871-4ED0-9695-45E179363169 Wed, 30 Jan 2019 14:08:00 EST The Federal Open Market Committee announced its decision to maintain the target range for the federal funds rate at 2-1/4 to 2-1/2 percent. Fed Hosting Public Conference on Stress Testing https://www.federalreserve.gov/newsevents/pressreleases/other20190128a.htm?item=968CD39C-1854-46E9-86A4-EAFD23BA7D87 968CD39C-1854-46E9-86A4-EAFD23BA7D87 Tue, 29 Jan 2019 11:43:00 EST The Federal Reserve Board will host a public research conference in July on its stress testing framework. The conference will convene academics, regulators, bankers, and other stakeholders to discuss the transparency and effectiveness of the Board's stress tests. Reserve Banks' 2018 Income, Expense Data Announced https://www.federalreserve.gov/newsevents/pressreleases/other20190110a.htm?item=E0F53A09-03BC-4DCD-8DCC-946E2D97CB96 E0F53A09-03BC-4DCD-8DCC-946E2D97CB96 Thu, 10 Jan 2019 15:27:00 EST The Federal Reserve Board has announced results indicating that the Reserve Banks provided for payments of about $65.4 billion of their estimated 2018 net income to the U.S. Treasury. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20190109a.htm?item=0C3F6B4A-BAC4-40FE-8F65-8EFD659AFD41 0C3F6B4A-BAC4-40FE-8F65-8EFD659AFD41 Wed, 09 Jan 2019 14:11:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of the Committee meeting held last month. The minutes include a summary of participants' projections on the economic outlook. Statement Issued on National Flood Insurance Program https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181228a.htm?item=F4D067D7-147C-4FD1-A99A-BDA04733F5E8 F4D067D7-147C-4FD1-A99A-BDA04733F5E8 Mon, 31 Dec 2018 10:09:00 EST Regulatory agencies have issued a statement reiterating that banks, savings associations, and Farm Credit System institutions can continue to make loans during periods when the National Flood Insurance Program is unavailable. Regulators Seeking Comments on Proposal https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181221d.htm?item=3FA2CC0D-8809-4687-B4AB-EB15CC909F7A 3FA2CC0D-8809-4687-B4AB-EB15CC909F7A Fri, 21 Dec 2018 15:34:00 EST Regulators are inviting comment on a proposal that would exclude some community banks from the Volcker rule, which generally restricts banking entities from engaging in proprietary trading and from owning or sponsoring hedge funds or private equity funds. Final Rules for Examination Cycles Issued https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181221c.htm?item=5767B354-8559-422A-9406-A132349B7D56 5767B354-8559-422A-9406-A132349B7D56 Fri, 21 Dec 2018 15:33:00 EST Regulators have issued final rules that expand the number of insured depository institutions and U.S. branches and agencies of foreign banks eligible for an 18-month on-site examination cycle. Modeling Framework to Be Maintained https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181221b.htm?item=D96BBF92-FB16-4A31-8795-3895A14E658E D96BBF92-FB16-4A31-8795-3895A14E658E Fri, 21 Dec 2018 15:32:00 EST The Federal Reserve Board has announced the maintenance of the current modeling framework for loan allowances in its supervisory stress test through 2021. CECL Methodology Rule Approved https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181221a.htm?item=80101234-76C1-4F54-BA66-57398BD0B4D8 80101234-76C1-4F54-BA66-57398BD0B4D8 Fri, 21 Dec 2018 15:30:00 EST Regulators have approved a rule modifying their regulatory capital rules concerning the Current Expected Credit Losses (CECL) methodology. Asset-Size Threshold Adjustments Released https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181220a.htm?item=4257B7FC-25CA-4059-8286-190C5213827F 4257B7FC-25CA-4059-8286-190C5213827F Thu, 20 Dec 2018 15:36:00 EST Regulators have announced the annual adjustments to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under Community Reinvestment Act regulations. Updated Management Interlock Rules Proposed https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181220b.htm?item=37E54F43-FFCD-4A97-8833-F17D323E2A59 37E54F43-FFCD-4A97-8833-F17D323E2A59 Thu, 20 Dec 2018 15:26:00 EST Regulators are inviting comment on a proposed update to rules restricting the ability of a director or other management official to serve at more than one depository institution or depository holding company. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20181219a.htm?item=A4EB87F1-0F7A-422D-975F-29355FD9C645 A4EB87F1-0F7A-422D-975F-29355FD9C645 Wed, 19 Dec 2018 14:24:00 EST The Federal Open Market Committee announced its decision to raise the target range for the federal funds rate to 2-1/4 to 2-1/2 percent. Economic Projections from FOMC Meeting Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20181219b.htm?item=15BBCB85-7F72-454E-A8F6-37D84992AC71 15BBCB85-7F72-454E-A8F6-37D84992AC71 Wed, 19 Dec 2018 14:15:00 EST Recently released data summarize the economic projections and the target federal funds rate projections made by Federal Open Market Committee (FOMC) participants for the recent FOMC meeting. Survey Results on Banks' Reserve Balance Practices Released https://www.federalreserve.gov/newsevents/pressreleases/other20181129a.htm?item=480F036E-FAEA-483E-A695-FFA4F353E5AE 480F036E-FAEA-483E-A695-FFA4F353E5AE Thu, 29 Nov 2018 14:50:00 EST The Federal Reserve Board has released the results of a survey of senior financial officers at banks regarding their reserve balance management strategies and practices. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20181129a.htm?item=D26DFD59-9EB7-4748-A775-DA401B7860F6 D26DFD59-9EB7-4748-A775-DA401B7860F6 Thu, 29 Nov 2018 15:00:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of the Committee meeting held last month. The minutes include a summary of participants' projections on the economic outlook. Leverage Ratio for Some Community Banks Proposed https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181121c.htm?item=300984E6-AA83-4FB9-B2A2-76EF4F0C979A 300984E6-AA83-4FB9-B2A2-76EF4F0C979A Wed, 21 Nov 2018 12:41:00 EST Banking agencies have invited comment on a proposal that would simplify regulatory capital requirements for qualifying community banking organizations, giving them an option to calculate a simple leverage ratio, rather than multiple measures of capital adequacy. Dollar Thresholds for Credit, Lease Transactions Announced https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181121b.htm?item=99CBB380-1B63-4AFF-8E26-619F8D85AF48 99CBB380-1B63-4AFF-8E26-619F8D85AF48 Wed, 21 Nov 2018 12:38:00 EST The Federal Reserve Board and the Bureau of Consumer Financial Protection announced the dollar thresholds in Regulations Z and M that will apply for determining exempt consumer credit and lease transactions in 2019. Some Mortgage Loans Exempted from Appraisal Requirements https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181121a.htm?item=C1CD29F0-4E6E-4B99-8C68-3F489BEBE466 C1CD29F0-4E6E-4B99-8C68-3F489BEBE466 Wed, 21 Nov 2018 10:47:00 EST Regulatory agencies announced that the threshold for exempting loans from special appraisal requirements for higher-priced mortgage loans during 2019 will increase from $26,000 to $26,700 effective January 1, 2019. Amendments to Funds Availability Regulation Proposed https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181120a.htm?item=856736FB-6AFA-4D28-BDDC-020DC55E3526 856736FB-6AFA-4D28-BDDC-020DC55E3526 Tue, 20 Nov 2018 13:14:00 EST Two agencies have proposed amendments to Regulation CC that would implement a requirement to adjust the amount of funds depository institutions must make available to customers. Fed to Review Strategies and Tools Used to Pursue Its Mandate https://www.federalreserve.gov/newsevents/pressreleases/monetary20181115a.htm?item=05927977-998E-4737-9133-4083B0F652BF 05927977-998E-4737-9133-4083B0F652BF Thu, 15 Nov 2018 15:26:00 EST Next year, the Federal Reserve will review the strategies, tools, and communication practices it uses to pursue its congressionally assigned mandate of maximum employment and price stability. Board to Publish Report on Outlook for Financial Stability https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181109a.htm?item=3B53C3B7-424B-40FE-B976-DFF00567DC91 3B53C3B7-424B-40FE-B976-DFF00567DC91 Fri, 09 Nov 2018 15:34:00 EST The Federal Reserve Board intends to begin publishing a semiannual report presenting the Board's view of the outlook for U.S. financial stability. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20181108a.htm?item=C5656D79-6635-4DAF-ACDC-11E9CDEB78B9 C5656D79-6635-4DAF-ACDC-11E9CDEB78B9 Thu, 08 Nov 2018 14:17:00 EST The Federal Open Market Committee announced its decision to maintain the target range for the federal funds rate at 2 to 2-1/4 percent. Streamlined Reporting for Some Small Banks Proposed https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181107a.htm?item=BFD39999-46EF-4433-AB7B-6250D715C7EE BFD39999-46EF-4433-AB7B-6250D715C7EE Wed, 07 Nov 2018 15:07:00 EST Federal banking agencies have invited comment on a proposal to reduce the regulatory reporting burden on small institutions by expanding the number of regulated institutions eligible for streamlined reporting. New Supervisory Rating System Finalized https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181102a.htm?item=09C5FD34-97EB-4654-8B22-54A7AEDA0314 09C5FD34-97EB-4654-8B22-54A7AEDA0314 Fri, 02 Nov 2018 15:31:00 EST The Federal Reserve Board has finalized a new supervisory rating system for large financial institutions that is aligned with core areas crucial to supporting a large firm's safety and soundness and U.S. financial stability. Reserve Requirements' Annual Indexing Announced https://www.federalreserve.gov/newsevents/pressreleases/bcreg20181025a.htm?item=8E829028-1624-4CBD-B067-B5B2DB43CEAC 8E829028-1624-4CBD-B067-B5B2DB43CEAC Thu, 25 Oct 2018 15:28:00 EST The Federal Reserve Board announced the annual indexing of amounts used in determining depository institutions' reserve requirements. These amounts are the reserve requirement exemption amount and the low reserve tranche. Federal Open Market Committee Minutes Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20181017a.htm?item=21F620D5-8FEF-45D9-8BA2-DEBCCE2C00F4 21F620D5-8FEF-45D9-8BA2-DEBCCE2C00F4 Wed, 17 Oct 2018 14:39:00 EST The Federal Reserve Board and the Federal Open Market Committee have released the minutes of the Committee meeting held last month. The minutes include a summary of participants' projections on the economic outlook. Federal Reserve Issues FOMC Statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20180926a.htm?item=5AB56DA5-B74B-4A6B-9298-2607FC339F9E 5AB56DA5-B74B-4A6B-9298-2607FC339F9E Wed, 26 Sep 2018 14:06:00 EST The Federal Open Market Committee announced its decision to raise the target range for the federal funds rate to 2 to 2-1/4 percent. Economic Projections from FOMC Meeting Released https://www.federalreserve.gov/newsevents/pressreleases/monetary20180926b.htm?item=3F32C409-5C03-4D31-B394-6AC6AC38AEA9 3F32C409-5C03-4D31-B394-6AC6AC38AEA9 Wed, 26 Sep 2018 16:14:00 EST Recently released data summarize the economic projections and the target federal funds rate projections made by Federal Open Market Committee (FOMC) participants for the recent FOMC meeting. Swap Margin Rule Amendments Approved https://www.federalreserve.gov/newsevents/pressreleases/bcreg20180921a.htm?item=96594FED-C67E-4BC1-8F21-7C217B3CDD77 96594FED-C67E-4BC1-8F21-7C217B3CDD77 Fri, 21 Sep 2018 13:40:00 EST Final amendments to swap margin requirements to conform with rule changes that impose new restrictions on some qualified financial contracts of systemically important banking organizations have been approved. Comments Sought on Proposed Regulation Amendments https://www.federalreserve.gov/newsevents/pressreleases/bcreg20180921b.htm?item=8F56C5E1-86EC-486A-9287-AEAF5BF7E006 8F56C5E1-86EC-486A-9287-AEAF5BF7E006 Fri, 21 Sep 2018 13:48:00 EST The Federal Reserve Board has requested public comment on a proposal to amend Regulation H and Regulation K. Rule Regarding Treatment of Certain CRE Types Proposed https://www.federalreserve.gov/newsevents/pressreleases/bcreg20180918a.htm?item=CDBB4D99-5CDE-482D-9923-CFECD7E963A8 CDBB4D99-5CDE-482D-9923-CFECD7E963A8 Wed, 19 Sep 2018 16:53:00 EST Federal banking agencies have invited comment on a proposal to modify the agencies' capital rules for high volatility commercial real estate exposures, as required by the Economic Growth, Regulatory Relief, and Consumer Protection Act. Final Amendments to Reg CC Provisions Approved https://www.federalreserve.gov/newsevents/pressreleases/bcreg20180912a.htm?item=2AD82DFE-6533-4809-BA91-0CEEF67F771F 2AD82DFE-6533-4809-BA91-0CEEF67F771F Wed, 12 Sep 2018 15:45:00 EST The Fed has approved final amendments to the liability provisions of Regulation CC. These amendments continue the Board's efforts to update Regulation CC to reflect the evolution of the nation's check collection system.