Headlines - Federal Reserve Bank of Atlanta - FRB Atlanta Announcements of general bank news, press releases, speeches, publications, and events, including workshops and conferences http://www.frbatlanta.org/rss/ en-us http://www.frbatlanta.org/ Atlanta Fed Logo http://www.frbatlanta.org/~/media/Images/assets/image_gallery/frba_logo_rss http://www.frbatlanta.org/rss/ Business Inflation Expectations Tick Up to 2.3 Percent https://www.frbatlanta.org:443/research/inflationproject/bie?item=6F17C1B1-224F-4C16-A844-6DCD61BF96E5 6F17C1B1-224F-4C16-A844-6DCD61BF96E5 Wed, 12 Dec 2018 10:00:00 EST Firms anticipate 2.3 percent inflation over the coming year, and among firms' top concerns for the coming year are cost pressures and the availability of a quality labor force. myCPI Features November Data, Sticky-Price CPI Rose 2.4 Percent in November https://www.frbatlanta.org:443/research/inflationproject?item=186E7326-78FB-4B4D-9644-2DA5B5140F75 186E7326-78FB-4B4D-9644-2DA5B5140F75 Wed, 12 Dec 2018 10:00:00 EST The Atlanta Fed's myCPI tool has been updated with November data. Compare your personal consumer price index (CPI) with the U.S. average. The sticky-price CPI rose 2.4 percent (on an annualized basis) in November. Atlanta Fed Taylor Rule Utility Updated https://www.frbatlanta.org:443/cqer/research/taylor-rule?item=22036F59-5DEB-43E9-8D37-2DCF8A35CBC5 22036F59-5DEB-43E9-8D37-2DCF8A35CBC5 Wed, 12 Dec 2018 10:34:00 EST The data have been updated to incorporate recent releases from the U.S. Bureau of Labor Statistics as well as Cleveland and Atlanta Fed model nowcasts. Identifying Opportunity Occupations in Alabama https://www.frbatlanta.org/-/media/documents/community-development/publications/special/20181207-opportunity-occupations-in-alabama/infographic.pdf?item=CC2C42B9-F40D-48C3-AEE3-0A24835DCC58 CC2C42B9-F40D-48C3-AEE3-0A24835DCC58 Mon, 10 Dec 2018 10:34:00 EST What jobs pay over the U.S. annual median wage without a bachelor's degree? Our infographic illustrates the top 10 occupations in Alabama and more. A Look in the Rearview Mirror of Payments for 2018 https://takeonpayments.frbatlanta.org/2018/12/a-look-in-the-rearview-mirror-of-payments-for-2018.html?item=9CB65312-A7B9-445E-BA11-FBCDCB3D4D44 9CB65312-A7B9-445E-BA11-FBCDCB3D4D44 Mon, 10 Dec 2018 10:45:00 EST Consumer payment preferences, the changing retail environment, payments fraud and fintech. These are all topics the Retail Payments Risk Forum will discuss in an upcoming Talk About Payments webinar. Read this week’s Take On Payments for information about the webinar. Labor Report First Look Updated https://www.frbatlanta.org:443/chcs/labor-report-first-look?item=0B53790C-D2C1-4E9A-B9DB-8EFD1362B596 0B53790C-D2C1-4E9A-B9DB-8EFD1362B596 Fri, 07 Dec 2018 08:55:00 EST The Labor Report First Look for November offers an updated snapshot of current and historical employment data. We update the First Look's data with each release of the Employment Situation Summary from the U.S. Bureau of Labor Statistics, which next occurs on January 4. Fed Research Looks at the Southeast's Affordable Housing Squeeze https://www.frbatlanta.org:443/economy-matters/community-and-economic-development/2018/12/07/research-examines-housing-affordability?item=B6642959-55E1-4A65-825C-1F4A1353469A B6642959-55E1-4A65-825C-1F4A1353469A Fri, 07 Dec 2018 10:45:00 EST The growing scarcity of housing affordable to people of limited means is a national problem. Economy Matters examines recent Fed research that looks into the issue from regional and national perspectives. Fourth-Quarter GDP Growth Estimate Declines https://www.frbatlanta.org:443/cqer/research/gdpnow?item=03A9A602-A74E-4A81-8164-C160A9153D8A 03A9A602-A74E-4A81-8164-C160A9153D8A Fri, 07 Dec 2018 11:30:00 EST On December 7, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.4 percent. View GDPNow for more details. Labor Market Tracking Tools Updated with November Data https://www.frbatlanta.org:443/chcs/human-capital-data-and-tools?item=D71E07C3-8CB5-4160-9EEC-81B10900EED9 D71E07C3-8CB5-4160-9EEC-81B10900EED9 Fri, 07 Dec 2018 12:35:00 EST What do November employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart, Labor Market Sliders, and Jobs Calculator to find out. Beige Book: Pay Raises at Major National Firms Seen across the Southeast https://www.frbatlanta.org:443/economy-matters/regional-economics/beige-book/2018/12/06/pay-raises-at-major-national-firms-seen-across-the-southeast?item=218B7652-9434-4AC9-A914-E4B6FFB51145 218B7652-9434-4AC9-A914-E4B6FFB51145 Thu, 06 Dec 2018 11:00:00 EST The newest Beige Book from the Federal Reserve shows continued moderate economic growth, with some firms boosting the pay of lower-wage workers in a bid to attract and retain employees. Economy Matters summarizes the latest findings. Inference in Bayesian Proxy-SVARs https://www.frbatlanta.org:443/research/publications/wp/2018/16-inference-in-bayesian-proxy-svars-2018-12-06?item=0C403088-25D8-433B-A502-AAD7A805B633 0C403088-25D8-433B-A502-AAD7A805B633 Thu, 06 Dec 2018 12:09:00 EST New Atlanta Fed research examines the use of external instruments in identifying structural vector autoregressions. Fourth-Quarter GDP Growth Estimate Inches Down https://www.frbatlanta.org:443/cqer/research/gdpnow?item=7CA43D8E-A3D9-4957-AE8D-500443E3FFDF 7CA43D8E-A3D9-4957-AE8D-500443E3FFDF Thu, 06 Dec 2018 11:30:00 EST On December 6, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.7 percent. View GDPNow for more details. Views on the Economic and Policy Outlook https://www.frbatlanta.org:443/news/speeches/2018/12/06-bostic-views-on-the-economic-and-policy-outlook?item=ECAC2A9B-5B7C-4E91-A676-36B4F846D884 ECAC2A9B-5B7C-4E91-A676-36B4F846D884 Thu, 06 Dec 2018 12:15:00 EST Atlanta Fed president and CEO Raphael Bostic presents his view of the current economy, the national outlook, and the Fed's policy path as part of the University of Georgia's Georgia Economic Outlook series. New Look for Labor Market Sliders https://www.frbatlanta.org:443/chcs/labor-market-sliders?item=F443F432-0634-4AAC-AE62-E86409153935 F443F432-0634-4AAC-AE62-E86409153935 Thu, 06 Dec 2018 15:30:00 EST Get answers to your economic "what if" questions with the redesigned Labor Market Sliders tool from the Atlanta Fed. Ambiguity Aversion and Variance Premium https://www.frbatlanta.org:443/research/publications/wp/2018/14-ambiguity-aversion-and-variance-premium-2018-12-05?item=E240AC13-4C02-4C3F-AB21-147C123C3F40 E240AC13-4C02-4C3F-AB21-147C123C3F40 Wed, 05 Dec 2018 15:00:00 EST New Atlanta Fed research examines the ambiguity-based interpretation of variance premium. Financial Intermediation Chains in an OTC Market https://www.frbatlanta.org:443/research/publications/wp/2018/15-financial-intermediation-chains-in-an-otc-market-2018-12-05?item=4DF5B560-D086-497B-8105-AB14272C783C 4DF5B560-D086-497B-8105-AB14272C783C Wed, 05 Dec 2018 15:14:00 EST New Atlanta Fed research examines financial intermediation chains in a search model with an endogenous intermediary sector. Untangling the Complex Causes of Inequality https://www.frbatlanta.org:443/economy-matters/economic-research/2018/12/04/untangling-the-complex-causes-of-income-wealth-and-opportunity-inequality?item=A82E2D7B-1561-4BAD-A831-E95694AF095C A82E2D7B-1561-4BAD-A831-E95694AF095C Tue, 04 Dec 2018 09:37:00 EST Arriving at answers about economic inequality requires research from a variety of perspectives because isolating the relevant factors behind it is a formidable challenge. Some top researchers recently visited the Atlanta Fed to discuss their work on the matter. Defining Job Switchers in the Wage Growth Tracker https://macroblog.typepad.com/macroblog/2018/12/defining-job-switchers-in-the-wage-growth-tracker.html?item=8A33BDDA-93D2-4439-99AC-4666657C2650 8A33BDDA-93D2-4439-99AC-4666657C2650 Tue, 04 Dec 2018 13:40:00 EST Charting wage changes among anonymous people poses some inherent challenges. A new macroblog post discusses them and the ways that the Atlanta Fed's Wage Growth Tracker accounts for them. Financial Tips from the Atlanta Fed: Keeping Your Identity Safe https://www.frbatlanta.org:443/economy-matters/financial-tips/keeping-your-identity-safe?item=9313F637-46D3-4206-A1C3-8C1DD207B0DA 9313F637-46D3-4206-A1C3-8C1DD207B0DA Mon, 03 Dec 2018 08:00:00 EST Did you know that last year more than 16 million Americans were the victims of identity theft? Learn how you can protect your identity with our financial tips. Building Blocks for the Sandbox https://takeonpayments.frbatlanta.org/2018/12/building-blocks-for-the-sandbox.html?item=2DA531DC-981D-4732-AB77-04E36055E3EB 2DA531DC-981D-4732-AB77-04E36055E3EB Mon, 03 Dec 2018 09:52:00 EST Lots of regulatory agencies are creating sandboxes for businesses to use to develop and test financial technology, or fintech. What's in place to keep them all playing nice? Take On Payments discusses some principles suggested by a report from the Treasury Department. Fourth-Quarter GDP Growth Estimate Increases https://www.frbatlanta.org:443/cqer/research/gdpnow?item=148082F1-1947-4BBF-8001-25043BD7F547 148082F1-1947-4BBF-8001-25043BD7F547 Mon, 03 Dec 2018 10:23:00 EST On December 3, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.8 percent. View GDPNow for more details. Financial Stability Implications of New Technology https://www.frbatlanta.org:443/cenfis/publications/notesfromthevault/11-financial-stability-implications-of-new-technology-2018-11-29?item=9CB3A921-42DD-4E7D-B97D-2538910B44D6 9CB3A921-42DD-4E7D-B97D-2538910B44D6 Thu, 29 Nov 2018 10:40:00 EST Notes from the Vault reviews papers and presentations from an Atlanta Fed research workshop about the effects of new technology on financial stability. Cryptocurrency and Central Bank E-Money https://macroblog.typepad.com/macroblog/2018/11/cryptocurrency-and-central-bank-e-money.html?item=40D08894-AE0A-4BAC-A7D3-30214960E67D 40D08894-AE0A-4BAC-A7D3-30214960E67D Thu, 29 Nov 2018 10:45:00 EST A recent Atlanta Fed conference considered some of the economic and policy-related issues surrounding cryptocurrencies. A new macroblog post summarizes key points and poses some considerations for policymakers. Fourth-Quarter GDP Growth Estimate Inches Up https://www.frbatlanta.org:443/cqer/research/gdpnow?item=72566B6C-5E51-4AF0-AC5F-B50B421EF9D7 72566B6C-5E51-4AF0-AC5F-B50B421EF9D7 Thu, 29 Nov 2018 10:00:00 EST On November 29, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.6 percent. View GDPNow for more details. Piecing Together the Wage Puzzle https://www.frbatlanta.org:443/podcasts/transcripts/economy-matters/181129-piecing-together-wage-puzzle?item=50322280-4479-453C-A3AE-0D270A843D68 50322280-4479-453C-A3AE-0D270A843D68 Thu, 29 Nov 2018 07:00:00 EST Wages and their movements offer an important perspective on the macroeconomy. A new episode of the Economy Matters podcast features an Atlanta Fed economist discussing his observations on recent trends.  Atlanta Fed Taylor Rule Utility Updated https://www.frbatlanta.org:443/cqer/research/taylor-rule?item=E05565CC-3EEE-4E52-882E-C3026C2F3252 E05565CC-3EEE-4E52-882E-C3026C2F3252 Thu, 29 Nov 2018 13:00:00 EST The data have been updated to incorporate recent releases from the U.S. Bureau of Economic Analysis as well as Cleveland and Atlanta Fed model nowcasts. Survey of Business Uncertainty Released https://www.frbatlanta.org:443/research/surveys/business-uncertainty?item=3438EBAF-3B07-4C28-AE84-9B3AE89023AB 3438EBAF-3B07-4C28-AE84-9B3AE89023AB Wed, 28 Nov 2018 10:00:00 EST Are changes in economic conditions affecting the outlook of businesses in your community? Find out what a national sample of firms thinks about the future with our Survey of Business Uncertainty. Can the U.S. Interbank Market Be Revived? https://www.frbatlanta.org:443/research/publications/wp/2018/13-can-the-us-interbank-market-be-revived-2018-11-26?item=8D4C382F-5E95-4A0C-9E63-F9117043EB7B 8D4C382F-5E95-4A0C-9E63-F9117043EB7B Mon, 26 Nov 2018 10:50:00 EST New Atlanta Fed research examines the diminished interstate banking market and whether it can be revived. Strength in Numbers: The Growth and Evolution of CDFI Partnerships https://www.frbatlanta.org/-/media/documents/community-development/publications/special/181121-strength-in-numbers-the-growth-and-evolution-of-cdfi-partnerships/community_scope_2018_no2.pdf?item=2A679536-DFBF-4AFC-AC71-769935687480 2A679536-DFBF-4AFC-AC71-769935687480 Fri, 23 Nov 2018 13:00:00 EST The publication documents eight community development financial institution (CDFI) partnership models and details the challenges CDFI partnerships face as the industry develops. The Federal Reserve Banks of Atlanta, Minneapolis, St. Louis, and Richmond collaborated on the publication. Fourth-Quarter GDP Growth Estimate Steady https://www.frbatlanta.org:443/cqer/research/gdpnow?item=9EE4BFBA-B8AA-414F-9FC6-054EA06C037E 9EE4BFBA-B8AA-414F-9FC6-054EA06C037E Wed, 21 Nov 2018 10:10:00 EST On November 21, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.5 percent. View GDPNow for more details. From Garments to Amazon: Economic Incentive Programs Started in Mississippi https://www.frbatlanta.org:443/economy-matters/regional-economics/2018/11/20/from-garments-to-amazon-economic-incentive-programs-started-in-mississippi?item=727B68F0-C639-47A2-AE69-980EEEEDDAC6 727B68F0-C639-47A2-AE69-980EEEEDDAC6 Tue, 20 Nov 2018 09:00:00 EST Governments enticing firms to relocate and bring their job opportunities with them is nothing new, but this practice has its roots in a program developed in Depression-era Mississippi. Economy Matters traces the southeastern origins of economic development incentives. Atlanta Fed Names Stallings Vice President, Gelpi Assistant Vice President https://www.frbatlanta.org:443/news/pressreleases/staff-and-directors/2018/11/20-promotions-stallings-gelpi?item=B2E8BEB4-A162-4F8C-AB0E-4C346DBC31F6 B2E8BEB4-A162-4F8C-AB0E-4C346DBC31F6 Tue, 20 Nov 2018 13:00:00 EST Tony Stallings has been promoted to vice president of Retail Payments Office (RPO) operations and Mary Gelpi has been promoted to assistant vice president in the Cash Function Office, based in the New Orleans Branch. Fourth-Quarter GDP Growth Estimate Declines https://www.frbatlanta.org:443/cqer/research/gdpnow?item=A711588D-1A20-4E5E-ABD8-72190B66908A A711588D-1A20-4E5E-ABD8-72190B66908A Tue, 20 Nov 2018 09:20:00 EST On November 20, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.5 percent. View GDPNow for more details. Smaller FIs Weigh In on Mobile Financial Services https://takeonpayments.frbatlanta.org/2018/11/smaller-fis-weigh-in-on-mobile-financial-services.html?item=A4169698-2120-40A5-8F34-263E41B90D43 A4169698-2120-40A5-8F34-263E41B90D43 Mon, 19 Nov 2018 09:26:00 EST Several Federal Reserve Banks, including the Atlanta Fed, recently conducted a "quick-hit" survey of financial institutions to learn their plans regarding mobile banking and payments products and services. Read about some of the results in Take On Payments. Polarization through the Prism of the Wage Growth Tracker (Take Two) https://macroblog.typepad.com/macroblog/2018/11/polarization-through-the-prism-of-the-wage-growth-tracker-take-two.html?item=798FCA03-769E-4098-938D-383B86A4B800 798FCA03-769E-4098-938D-383B86A4B800 Fri, 16 Nov 2018 16:00:00 EST The path of wage growth is a long and winding one. A new macroblog post updates some recent observations about trends seen through the Atlanta Fed's Wage Growth Tracker. Macroeconomic Effects of China's Financial Policies https://www.frbatlanta.org:443/research/publications/wp/2018/12-macroeconomic-effects-of-chinas-financial-policies-2018-11-16?item=DBBA5FB3-1490-463A-B6A3-E9044AAF026B DBBA5FB3-1490-463A-B6A3-E9044AAF026B Fri, 16 Nov 2018 09:24:00 EST New Atlanta Fed research studies the impacts of various Chinese financial policies over several decades. Fourth-Quarter GDP Growth Estimate Inches Down https://www.frbatlanta.org:443/cqer/research/gdpnow?item=889FDA5E-D136-430B-AC68-DDD9C4BB0D77 889FDA5E-D136-430B-AC68-DDD9C4BB0D77 Thu, 15 Nov 2018 10:20:00 EST On November 15, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.8 percent. View GDPNow for more details. Considerations on the Path from Extraordinary to Neutral https://www.frbatlanta.org:443/news/speeches/2018/11/15-bostic-considerations-on-the-path-from-extraordinary-to-neutral?item=2E857305-B93F-4391-BDE2-DD707680602B 2E857305-B93F-4391-BDE2-DD707680602B Thu, 15 Nov 2018 13:00:00 EST Atlanta Fed president Raphael Bostic speaks at the 2018 International Central Banking Series in Madrid, Spain, on what further adjustments might be needed to get to a neutral policy. Business Inflation Expectations Virtually Unchanged at 2.2 Percent https://www.frbatlanta.org:443/research/inflationproject/bie?item=7AA419D5-A909-4EC5-B9EB-2E740626B7A5 7AA419D5-A909-4EC5-B9EB-2E740626B7A5 Wed, 14 Nov 2018 10:00:00 EST Firms anticipate 2.2 percent inflation over the coming year, and firms anticipate labor costs and nonlabor costs to put moderate to upward influence on their prices over the next 12 months, according to the Atlanta Fed's latest business inflation expectations survey. myCPI Features October Data, Sticky-Price CPI Rose 2.0 Percent in October https://www.frbatlanta.org:443/research/inflationproject?item=188D08D5-819E-4493-BA43-678B645D2C15 188D08D5-819E-4493-BA43-678B645D2C15 Wed, 14 Nov 2018 10:30:00 EST The Atlanta Fed's myCPI tool has been updated with October data. Compare your personal consumer price index (CPI) with the U.S. average. The sticky-price CPI rose 2.0 percent (on an annualized basis) in October. Atlanta Fed Taylor Rule Utility Updated https://www.frbatlanta.org:443/cqer/research/taylor-rule?item=9DF4A0D1-0A0A-4B71-A10E-99EBE0739750 9DF4A0D1-0A0A-4B71-A10E-99EBE0739750 Wed, 14 Nov 2018 11:05:00 EST The data have been updated to incorporate recent releases from the U.S. Bureau of Labor Statistics and the Federal Reserve Bank of Philadelphia as well as Cleveland and Atlanta Fed model nowcasts. In Payments, What I Say May Not Match What I Do https://takeonpayments.frbatlanta.org/2018/11/in-payments-what-i-say-may-not-match-what-i-do.html?item=8A434A08-BBC3-4492-A45F-C2817DF2D615 8A434A08-BBC3-4492-A45F-C2817DF2D615 Tue, 13 Nov 2018 09:53:00 EST You may say you prefer to pay bills using your bank's online bill pay, but when you actually pay them, you are just as likely to use a payment type you don't prefer as the one you do. Learn more about findings from the Diary of Consumer Payment Choice in Take On Payments. Economic Development Incentives Keep Flowing, Despite Uncertain Benefits https://www.frbatlanta.org:443/economy-matters/regional-economics/2018/11/13/economic-development-incentives-keep-flowing-despite-uncertain-benefits?item=6F62D4D9-A3CE-49D4-9402-05CF64F07293 6F62D4D9-A3CE-49D4-9402-05CF64F07293 Tue, 13 Nov 2018 09:00:00 EST When governments use public resources to attract new development, who wins and who loses? Economy Matters looks at why the answer remains elusive, even as incentives remain increasingly popular. Who's 'Winning' Residential Mortgage Loans? A View from the Atlanta Fed https://www.frbatlanta.org:443/economy-matters/banking-and-finance/viewpoint/2018/11/09/whos-winning-residential-mortgage-loans-a-view-from-the-atlanta-fed?item=9F08A610-EA7D-4D78-A89D-08B3A55D92C0 9F08A610-EA7D-4D78-A89D-08B3A55D92C0 Fri, 09 Nov 2018 13:30:00 EST Technology has brought massive change to many industries, mortgage lending among them. Economy Matters' "ViewPoint" looks at fintech's impact on mortgages in the Southeast. Fourth-Quarter GDP Growth Estimate Steady https://www.frbatlanta.org:443/cqer/research/gdpnow?item=720FA518-3EC5-4CD2-8D0D-522C5DCABE9D 720FA518-3EC5-4CD2-8D0D-522C5DCABE9D Fri, 09 Nov 2018 10:17:00 EST On November 9, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.9 percent. View GDPNow for more details. Wage Growth Tracker Increased to 3.7 Percent https://www.frbatlanta.org:443/chcs/wage-growth-tracker?item=7A135FBF-4E63-4C0F-A07A-7A075E7CF1A7 7A135FBF-4E63-4C0F-A07A-7A075E7CF1A7 Thu, 08 Nov 2018 17:28:00 EST Atlanta Fed's Wage Growth Tracker increased to 3.7 percent in October from 3.5 percent in September. Southeast Rural Manufacturing: A Rural-Urban Divide https://www.frbatlanta.org:443/economy-matters/regional-economics/2018/11/06/southeast-rural-manufacturing-a-rural-urban-divide?item=D3202D2B-733A-4127-BC7B-B8330CDC23D0 D3202D2B-733A-4127-BC7B-B8330CDC23D0 Tue, 06 Nov 2018 09:00:00 EST The U.S. economy is continuing to add jobs at a steady pace, a trend largely reflected in the Southeast economy. However, a closer look at the numbers shows an inconsistent pattern in the Southeast. Read Economy Matters to look at the factors behind the trend. Organizational Muscle Memory and the Right of Boom https://takeonpayments.frbatlanta.org/2018/11/organizational-muscle-memory-and-the-right-of-boom.html?item=7DC49D1D-C35A-4000-8800-271EBD418B51 7DC49D1D-C35A-4000-8800-271EBD418B51 Mon, 05 Nov 2018 09:33:00 EST In the fight against cyberbreaches, many organizations are using a training concept developed by the military. Read this week's Take On Payments to learn about the boom timeline and how it applies to cybersecurity. Labor Report First Look Updated https://www.frbatlanta.org:443/chcs/labor-report-first-look?item=6E2466CC-796B-492A-8334-ADF6D18A9B97 6E2466CC-796B-492A-8334-ADF6D18A9B97 Fri, 02 Nov 2018 08:55:00 EST The Labor Report First Look for October offers an updated snapshot of current and historical employment data. We update the First Look's data with each release of the Employment Situation Summary from the U.S. Bureau of Labor Statistics, which next occurs on December 7. Labor Market Tracking Tools Updated with October Data https://www.frbatlanta.org:443/chcs/human-capital-data-and-tools?item=04762636-2DA6-4B49-9DF0-BB0ACDDFB4E0 04762636-2DA6-4B49-9DF0-BB0ACDDFB4E0 Fri, 02 Nov 2018 09:35:00 EST What do October employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart, Labor Market Sliders, and Jobs Calculator to find out. Fourth-Quarter GDP Growth Estimate Inches Down https://www.frbatlanta.org:443/cqer/research/gdpnow?item=75E9D8AB-7441-4D95-9860-5F2B4C1A2447 75E9D8AB-7441-4D95-9860-5F2B4C1A2447 Fri, 02 Nov 2018 11:08:00 EST On November 2, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.9 percent. View GDPNow for more details. Financial Tips from the Atlanta Fed: Budgeting for the Holidays and for Life https://www.frbatlanta.org:443/economy-matters/financial-tips/budgeting-for-the-holidays-and-for-life?item=47976C84-21E2-4DC6-B049-8A2AC4544C98 47976C84-21E2-4DC6-B049-8A2AC4544C98 Thu, 01 Nov 2018 08:00:00 EST It's never too late to get your finances in check. Use these tips to tackle year-end financial challenges by learning how to create and manage a personal budget. Economist Examines Inequality of Opportunity https://www.frbatlanta.org:443/economy-matters/community-and-economic-development/2018/11/01/economist-examines-inequality-of-opportunity?item=C4252ECE-8BC2-4AC0-B129-B9AC17BAA54E C4252ECE-8BC2-4AC0-B129-B9AC17BAA54E Thu, 01 Nov 2018 14:00:00 EST Does declining intergenerational mobility signal the end of the American Dream? Read Economy Matters to learn about research that holds out hope for children growing up in neighborhoods with limited economic opportunity. Fourth-Quarter GDP Growth Estimate Increases https://www.frbatlanta.org:443/cqer/research/gdpnow?item=0114B61F-3938-456C-9DF0-550089BC7125 0114B61F-3938-456C-9DF0-550089BC7125 Thu, 01 Nov 2018 10:05:00 EST On November 1, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 3.0 percent. View GDPNow for more details. A Conversation about the Role of Subprime Loans in the Home Price Boom https://www.frbatlanta.org:443/podcasts/transcripts/economy-matters/181101-role-of-subprime-loans-in-home-price-boom?item=11483B47-48BA-4B32-9BC0-23FE375E51A2 11483B47-48BA-4B32-9BC0-23FE375E51A2 Thu, 01 Nov 2018 08:00:00 EST What relationship did the growth of subprime loans have to booming house prices last decade? The Economy Matters podcast talks to two Atlanta Fed economists who researched the question.  Consumer Credit, Blockchains, and Machine Learning https://www.frbatlanta.org:443/cenfis/publications/notesfromthevault/10-consumer-credit-blockchains-and-machine-learning-2018-10-31?item=5B56464D-65D8-468F-AEE1-CFD3AEB6624D 5B56464D-65D8-468F-AEE1-CFD3AEB6624D Wed, 31 Oct 2018 09:59:00 EST Credit bureaus and credit scoring have had a profound impact on the consumer lending market. Notes from the Vault discusses the prospects for blockchains and machine learning to affect that market. Regional Firms Struggling to Hire Hourly Workers https://www.frbatlanta.org:443/economy-matters/regional-economics/2018/10/30/regional-firms-struggling-to-hire-hourly-workers?item=7498FE91-A05F-4589-AA6B-34706969683A 7498FE91-A05F-4589-AA6B-34706969683A Tue, 30 Oct 2018 07:15:00 EST The labor market continues to tighten, and employers in the region increasingly find that hiring hourly and low-skilled workers is a challenge. Economy Matters examines some reasons behind the difficulties. Prepping for Career Success https://www.frbatlanta.org:443/education/lessons/middle-school?item=A0A9FDB8-F1AF-421D-A30A-CD2D735BB590 A0A9FDB8-F1AF-421D-A30A-CD2D735BB590 Tue, 30 Oct 2018 12:00:00 EST Are your students dreaming about their future careers? Help them build the foundation for career success with this engaging lesson. Initial Fourth-Quarter GDP Growth Estimate Released https://www.frbatlanta.org:443/cqer/research/gdpnow?item=4376FC0E-FBCE-458B-A569-415E14E1762E 4376FC0E-FBCE-458B-A569-415E14E1762E Mon, 29 Oct 2018 10:27:00 EST On October 29, the GDPNow model estimate for real GDP growth in the fourth quarter of 2018 is 2.6 percent. View GDPNow for more details. Remote Card Fraud: A Growing Concern https://takeonpayments.frbatlanta.org/2018/10/remote-card-fraud-a-growing-concern.html?item=0DE7E886-F6B8-4326-AE1E-AEFEEAA42A0A 0DE7E886-F6B8-4326-AE1E-AEFEEAA42A0A Mon, 29 Oct 2018 14:53:00 EST People make most card payments in person, but remote payments by value are growing faster than in-person payments. From 2015 to 2016, they grew about 11 percent, compared to 3 percent for in-person card transactions. Read this week's Take On Payments to learn about remote card fraud. Atlanta Fed Taylor Rule Utility Updated https://www.frbatlanta.org:443/cqer/research/taylor-rule?item=F4D846CF-4F70-4851-9699-963FEB2FC22C F4D846CF-4F70-4851-9699-963FEB2FC22C Mon, 29 Oct 2018 11:42:00 EST The data have been extended through this quarter and incorporate recent releases from the U.S. Bureau of Economic Analysis as well as Cleveland and Atlanta Fed model nowcasts. On Maximizing Employment, a Case for Caution https://macroblog.typepad.com/macroblog/2018/10/on-maximizing-employment-a-case-for-caution.html?item=74A95C1F-53E5-45EC-B510-675AC9622983 74A95C1F-53E5-45EC-B510-675AC9622983 Fri, 26 Oct 2018 15:00:00 EST Monetary policymakers are mandated to foster maximum employment. But what does that mean in practical terms? In a macroblog post, Atlanta Fed president Raphael Bostic discusses his multifaceted considerations. Third-Quarter GDP Growth Estimate Declines https://www.frbatlanta.org:443/cqer/research/gdpnow?item=94E640BA-F32B-40C7-949A-B0E6F09D3C2E 94E640BA-F32B-40C7-949A-B0E6F09D3C2E Thu, 25 Oct 2018 10:23:00 EST On October 25, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 3.6 percent. View GDPNow for more details. Regional Contacts: Firms Report Rising Costs https://www.frbatlanta.org:443/economy-matters/regional-economics/beige-book/2018/10/24/business-costs-rising?item=B27703A2-3B99-4CEE-927D-215FBA192E89 B27703A2-3B99-4CEE-927D-215FBA192E89 Wed, 24 Oct 2018 14:00:00 EST Atlanta Fed business contacts are reporting rising nonlabor costs. Read more highlights from the Beige Book's report on the southeastern economy in Economy Matters. A View of the Fed's Policy Path https://www.frbatlanta.org:443/news/speeches/2018/10/23-bostic-view-of-the-feds-policy-path?item=0E2A7837-864B-4EA3-9464-7C9686F8576E 0E2A7837-864B-4EA3-9464-7C9686F8576E Tue, 23 Oct 2018 13:30:00 EST Atlanta Fed president and CEO Raphael Bostic presents his view of the Fed's policy path on October 23 to the Louisiana Committee of 100 in Baton Rouge. Fed Seeks Comment on Potential Faster Payments Actions https://fedpaymentsimprovement.org/faster-payments/settlement-assessment/?item=4A288337-B073-41D1-8DEB-5D418803CF77 4A288337-B073-41D1-8DEB-5D418803CF77 Mon, 22 Oct 2018 14:30:00 EST On November 19, the Atlanta Fed will host a town hall to address a recent notice for public input into faster payments settlement. Three Views of Noncash Payments Fraud https://takeonpayments.frbatlanta.org/2018/10/three-views-of-noncash-payments-fraud.html?item=991D1583-6981-4C6B-AA3A-203ACBEC6E67 991D1583-6981-4C6B-AA3A-203ACBEC6E67 Mon, 22 Oct 2018 15:54:00 EST Most payments fraud involves cards--credit, debit, or ATM. This type of fraud accounts for a little more than three-quarters of noncash payments fraud by value. Take On Payments discusses this and other findings of a newly released payments fraud report. "A Kid Should Have a Fair Shot": A Discussion of Economic Mobility https://www.frbatlanta.org:443/podcasts/transcripts/economy-matters/181022-economic-mobility?item=E700CFEC-63C7-40E9-841C-93C490251199 E700CFEC-63C7-40E9-841C-93C490251199 Mon, 22 Oct 2018 08:00:00 EST Economic mobility is a cornerstone of the American dream. In this special episode of the Economy Matters podcast, Atlanta Fed president Raphael Bostic talks with Harvard University economist Raj Chetty about Chetty's heralded research into economic mobility.  Exploring Careers in Cybersecurity: Protecting Our Infrastructure https://www.frbatlanta.org:443/education/maximum-employment-matters/2018/exploring-careers-in-cybersecurity-part-1?item=1D5A0429-2A74-4D5B-B085-82380D1F957A 1D5A0429-2A74-4D5B-B085-82380D1F957A Wed, 17 Oct 2018 09:00:00 EST Have you considered working in the burgeoning cybersecurity industry? In the first of a two-part Maximum Employment Matters webinar, industry experts discuss some of the threats posed by nation states. Exploring Careers in Cybersecurity: Protecting Our Financial System https://www.frbatlanta.org:443/education/maximum-employment-matters/2018/exploring-careers-in-cybersecurity-part-2?item=7AA4F6F3-5177-4FA1-9410-C5C72706EA63 7AA4F6F3-5177-4FA1-9410-C5C72706EA63 Wed, 17 Oct 2018 08:55:00 EST Did you know there are over 300,000 unfilled jobs in cybersecurity nationwide? This second of a two-part Maximum Employment Matters webinar explores job opportunities that help secure our financial system. Third-Quarter GDP Growth Estimate Inches Down https://www.frbatlanta.org:443/cqer/research/gdpnow?item=5D986209-3439-4907-8BB8-332030DF7F0E 5D986209-3439-4907-8BB8-332030DF7F0E Wed, 17 Oct 2018 10:15:00 EST On October 17, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 3.9 percent. View GDPNow for more details. Lack of Access to Financial Services Impedes Economic Mobility https://www.frbatlanta.org:443/economy-matters/community-and-economic-development/2018/10/16/lack-of-access-to-financial-services-impedes-economic-mobility?item=23C8F689-ABA8-4223-AA59-BE57EB9C8D35 23C8F689-ABA8-4223-AA59-BE57EB9C8D35 Tue, 16 Oct 2018 14:05:00 EST Economy Matters looks at some initiatives designed to increase people’s participation in banking services to increase their economic mobility and financial stability. Wage Growth Tracker Steady at 3.5 Percent https://www.frbatlanta.org:443/chcs/wage-growth-tracker?item=3FBDE70D-1ACA-4E98-ABDE-26B78D82B665 3FBDE70D-1ACA-4E98-ABDE-26B78D82B665 Mon, 15 Oct 2018 10:30:00 EST The Atlanta Fed's Wage Growth Tracker held steady at 3.5 percent for September, and remains above the 12 month average of 3.2 percent. Third-Quarter GDP Growth Estimate Declines https://www.frbatlanta.org:443/cqer/research/gdpnow?item=36EDC726-C3A2-4B49-AB52-696C2CCA5645 36EDC726-C3A2-4B49-AB52-696C2CCA5645 Mon, 15 Oct 2018 11:27:00 EST On October 15, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 4.0 percent. View GDPNow for more details. An Ounce of Prevention http://takeonpayments.frbatlanta.org/2018/10/an-ounce-of-prevention.html?item=D15B439B-C19B-4909-B54B-00ED4C17FDF4 D15B439B-C19B-4909-B54B-00ED4C17FDF4 Mon, 15 Oct 2018 09:59:00 EST A mobile phone's gyroscope can be used to detect slight physical movements that people make but bots don't. Take On Payments describes this and other types of leading-edge payments security technology featured at a recent fintech conference. Market Probability Tracker Updated https://www.frbatlanta.org:443/cenfis/market-probability-tracker?item=5583898E-FAF8-4364-90AE-63412C1E783A 5583898E-FAF8-4364-90AE-63412C1E783A Fri, 12 Oct 2018 08:00:00 EST On Thursday, the U.S. Bureau of Labor Statistics released September's Consumer Price Index. Find out how this affected the market's assessment of future rate moves at the Market Probability Tracker. "It's a Really Dramatic Change": A Discussion of the Economics of Food https://www.frbatlanta.org:443/podcasts/transcripts/economy-matters/181012-discussion-food-economics?item=A54C9412-5196-43A9-8239-7C017EBCFE5B A54C9412-5196-43A9-8239-7C017EBCFE5B Fri, 12 Oct 2018 08:00:00 EST How our food is sourced has changed dramatically over time. In this Economy Matters podcast episode, Atlanta Fed president Raphael Bostic talks with Purdue University professor Jayson Lusk about food production and economics and their impact on people's lives.  myCPI Features September Data, Sticky-Price CPI Rose 2.7 Percent in September https://www.frbatlanta.org:443/research/inflationproject?item=4001905D-3172-44B0-93EC-2E3ABBCB257C 4001905D-3172-44B0-93EC-2E3ABBCB257C Thu, 11 Oct 2018 10:30:00 EST The Atlanta Fed's myCPI tool has been updated with September data. Compare your personal consumer price index (CPI) with the U.S. average. The sticky-price CPI rose 2.7 percent (on an annualized basis) in September. Atlanta Fed Taylor Rule Utility Updated https://www.frbatlanta.org:443/cqer/research/taylor-rule?item=DDA95002-E25E-495F-AF9A-3726D8955161 DDA95002-E25E-495F-AF9A-3726D8955161 Thu, 11 Oct 2018 13:55:00 EST The data have been updated to incorporate recent releases from the U.S. Bureau of Labor Statistics as well as Cleveland and Atlanta Fed model nowcasts. Business Inflation Expectations Rise Slightly to 2.3 Percent https://www.frbatlanta.org:443/research/inflationproject/bie?item=39438F25-BDD8-443F-A5D8-32F57FD3B534 39438F25-BDD8-443F-A5D8-32F57FD3B534 Wed, 10 Oct 2018 10:00:00 EST Firms anticipate 2.3 percent inflation over the coming year, and firms' optimism remains stable after increasing in May, when it was last measured. Third-Quarter GDP Growth Estimate Inches Up https://www.frbatlanta.org:443/cqer/research/gdpnow?item=93406205-6FAB-45FD-98CA-566D6EDCC410 93406205-6FAB-45FD-98CA-566D6EDCC410 Wed, 10 Oct 2018 10:38:00 EST On October 10, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 4.2 percent. View GDPNow for more details. Financial Services during a Hurricane https://www.frbatlanta.org:443/banking-and-payments/feature/2018/09/09-financial-services-during-hurricane?item=E6B70357-8E8D-43B2-9631-3C8DCC51014C E6B70357-8E8D-43B2-9631-3C8DCC51014C Tue, 09 Oct 2018 15:00:00 EST The Atlanta Fed closely monitors weather conditions in the Gulf and Atlantic Ocean, and will be prepared to take action as needed. Market Probability Tracker Updated https://www.frbatlanta.org:443/cenfis/market-probability-tracker?item=54DE7F98-D88C-47F4-9E3A-86986F76A07F 54DE7F98-D88C-47F4-9E3A-86986F76A07F Sat, 06 Oct 2018 09:00:00 EST On Friday, the U.S. Bureau of Labor Statistics released September's employment report. Find out how this affected the market's assessment of future rate moves at the Market Probability Tracker. Labor Report First Look Updated https://www.frbatlanta.org:443/chcs/labor-report-first-look?item=06F65A55-0AD3-4B93-8417-AC6D5E470FB3 06F65A55-0AD3-4B93-8417-AC6D5E470FB3 Fri, 05 Oct 2018 08:25:00 EST The Labor Report First Look for September offers an updated snapshot of current and historical employment data. We update the First Look's data with each release of the Employment Situation Summary from the U.S. Bureau of Labor Statistics, which next occurs on November 2. Labor Market Tracking Tools Updated with September Data https://www.frbatlanta.org:443/chcs/human-capital-data-and-tools?item=0048C5A1-ABDC-4AAE-A6F2-73960240381E 0048C5A1-ABDC-4AAE-A6F2-73960240381E Fri, 05 Oct 2018 09:35:00 EST What do September employment data from the U.S. Bureau of Labor Statistics mean for the outlook for labor markets? Check out the Labor Market Distributions Spider Chart, Labor Market Sliders, and Jobs Calculator to find out. Third-Quarter GDP Growth Estimate Steady https://www.frbatlanta.org:443/cqer/research/gdpnow?item=01C061BC-961D-4631-84EA-F5EF3BC29AF8 01C061BC-961D-4631-84EA-F5EF3BC29AF8 Fri, 05 Oct 2018 10:08:00 EST On October 5, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 4.1 percent. View GDPNow for more details. The Importance of Early Economic Education https://www.frbatlanta.org:443/news/speeches/2018/10/05-bostic-importance-of-early-economic-education?item=C26D385E-C649-4569-895C-EF9943B17CD6 C26D385E-C649-4569-895C-EF9943B17CD6 Fri, 05 Oct 2018 12:40:00 EST Atlanta Fed president and CEO Raphael Bostic speaks to the National Council for Economic Education about the economic outlook, how he gathers economic information, and the key role educators play in helping students develop an interest in economics. Survey Delves into Minority-Owned Firms' Credit Challenges https://www.frbatlanta.org:443/economy-matters/community-and-economic-development/2018/10/04/survey-delves-into-minority-owned-firms-credit-challenges?item=95A125DF-2B18-4400-A4AF-D4C10C422D4A 95A125DF-2B18-4400-A4AF-D4C10C422D4A Thu, 04 Oct 2018 12:09:00 EST Nearly every small business has credit needs, but not all firms receive the same attention from lenders. Economy Matters looks at a recent paper from the Federal Reserve Banks of Atlanta and Cleveland surveying small business credit and the challenges that minority-owned firms face when seeking credit. 2017 Diary of Consumer Payment Choice https://www.frbatlanta.org:443/banking-and-payments/consumer-payments/research-data-reports/2018/the-2017-diary-of-consumer-payment-choice?item=9A6E5AFF-DBDF-4AE2-ADE8-15919CEAE9A5 9A6E5AFF-DBDF-4AE2-ADE8-15919CEAE9A5 Thu, 04 Oct 2018 14:30:00 EST How do people pay for things? Find out by examining the 2017 Diary of Consumer Payment Choice and Survey of Consumer Payment Choice. The diary and survey paint a comprehensive picture of U.S. consumers' payment preferences and behavior. Technological Change and Financial Innovation in Banking: Some Implications for Fintech https://www.frbatlanta.org:443/research/publications/wp/2018/11-technological-change-and-financial-innovation-in-banking-some-implications-for-fintech-2018-10-02?item=30EDB069-0618-4BC7-961F-3BEE7FCB2DE1 30EDB069-0618-4BC7-961F-3BEE7FCB2DE1 Tue, 02 Oct 2018 11:37:00 EST New Atlanta Fed research studies the implications of technological change on financial innovation. Demographically Adjusting the Wage Growth Tracker http://macroblog.typepad.com/macroblog/2018/10/demographically-adjusting-the-wage-growth-tracker.html?item=96E44807-4144-4D33-B122-786597775E7C 96E44807-4144-4D33-B122-786597775E7C Mon, 01 Oct 2018 09:00:00 EST The demographic composition of the workforce has changed over time, and these changes have influenced the measurement of wage growth. A new macroblog post discusses a version of the Atlanta Fed's Wage Growth Tracker that adjusts for these changes. Financial Tips from the Atlanta Fed: Get Smart about Credit https://www.frbatlanta.org:443/economy-matters/financial-tips/get-smart-about-credit?item=4DFC632D-DE1E-4CA1-BB43-96E6CE73B7E2 4DFC632D-DE1E-4CA1-BB43-96E6CE73B7E2 Mon, 01 Oct 2018 08:00:00 EST Why is good credit important? How you handle your finances affects more than just your ability to borrow. Improve your credit smarts and your financial stability with these tips! Third-Quarter GDP Growth Estimate Increases https://www.frbatlanta.org:443/cqer/research/gdpnow?item=C90376C6-3A05-4184-B81F-7B7093D86C72 C90376C6-3A05-4184-B81F-7B7093D86C72 Mon, 01 Oct 2018 10:10:00 EST On October 1, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 4.1 percent. View GDPNow for more details. Safeguarding Things When They're All Connected http://takeonpayments.frbatlanta.org/2018/10/safeguarding-things-when-theyre-all-connected.html?item=5B568A39-57F9-4D82-B1EA-A75FA5668B76 5B568A39-57F9-4D82-B1EA-A75FA5668B76 Mon, 01 Oct 2018 10:22:00 EST Do you worry about criminals hacking into your smart refrigerator to gain entry into your computer? You should. Take On Payments offers suggestions for securing your internet-of-things devices to reduce your risk of attack. Third-Quarter GDP Growth Estimate Declines https://www.frbatlanta.org:443/cqer/research/gdpnow?item=71FCCCF0-A8A8-42EE-98E8-D770B9AB9936 71FCCCF0-A8A8-42EE-98E8-D770B9AB9936 Fri, 28 Sep 2018 09:35:00 EST On September 28, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 3.6 percent. View GDPNow for more details. Atlanta Fed Taylor Rule Utility Updated https://www.frbatlanta.org:443/cqer/research/taylor-rule?item=9EADBDBC-8E67-4A55-824B-6151A285ADC4 9EADBDBC-8E67-4A55-824B-6151A285ADC4 Fri, 28 Sep 2018 11:46:00 EST The data have been updated to incorporate recent releases from the U.S. Bureau of Economic Analysis as well as Cleveland and Atlanta Fed model nowcasts. China's Two-Pillar Policy for the Renminbi https://www.frbatlanta.org:443/cenfis/publications/notesfromthevault/09-chinas-two-pillar-policy-for-the-renminbi-2018-09-28?item=43B13C23-BEC9-4713-8522-7E3B368B8BA6 43B13C23-BEC9-4713-8522-7E3B368B8BA6 Fri, 28 Sep 2018 13:57:00 EST Notes from the Vault documents that between December 2015 and May 2017, the People's Bank of China followed a two-pillar exchange rate policy designed to achieve both stability and flexibility. The Risks and Rewards of the Internet of Things https://www.frbatlanta.org:443/podcasts/transcripts/economy-matters/180927-risks-rewards-of-internet-of-things?item=0F623E49-E7E4-4AB6-BBCF-D0D456F9629E 0F623E49-E7E4-4AB6-BBCF-D0D456F9629E Thu, 27 Sep 2018 08:00:00 EST Even as wireless connectivity has transformed our lives, most people are unaware of the potential security risks these interconnected devices pose. The Economy Matters podcast talks to a payments risk expert to discuss the Internet of Things.  Third-Quarter GDP Growth Estimate Falls https://www.frbatlanta.org:443/cqer/research/gdpnow?item=2CE24D51-B5AE-4DFE-8E98-9DB6587B5E2A 2CE24D51-B5AE-4DFE-8E98-9DB6587B5E2A Thu, 27 Sep 2018 10:20:00 EST On September 27, the GDPNow model estimate for real GDP growth in the third quarter of 2018 is 3.8 percent. View GDPNow for more details. Market Probability Tracker Updated https://www.frbatlanta.org:443/cenfis/market-probability-tracker?item=F139F88D-4524-43D2-92E9-0211C15BBD39 F139F88D-4524-43D2-92E9-0211C15BBD39 Thu, 27 Sep 2018 09:00:00 EST The FOMC convened this week for its September meeting. Find out how this affected the market's assessment of future rate moves at the Market Probability Tracker.