By using the Federal Reserve Bank of Atlanta's ("Bank's") Web site you agree by implication that your use is subject to the following disclaimers and other terms of use:

  1. Unauthorized attempts to upload or change information, to defeat or circumvent security measures, or to utilize this site for other than its intended purpose are prohibited.
  2. The Federal Reserve Bank of Atlanta takes reasonable measures to ensure the quality of the data and other information produced by the Bank and made available on this Web site. However, the Bank makes no warranty, express or implied, nor assumes any liability or responsibility for the accuracy, timeliness, correctness, completeness, merchantability, or fitness for a particular purpose of any information that is available through this Web site, nor represents that its use would not infringe upon any privately owned rights.
  3. Reproduction of Bank publications offered through our Web site may be made without limitation as to number, provided that such reproductions are not for private gain, and that appropriate attribution to the Federal Reserve Bank of Atlanta is made on all such reproductions. Please send a copy of publications that include any abstracted materials, with appropriate attribution, to the Bank's Public Affairs Department.
  4. Some information contained on this Web site may be copyrighted by its owner(s), and permission to use such copyrighted materials must be obtained from the appropriate owner of the copyrighted material. Our permission to reproduce our publications does not apply to other Web sites that may be linked to/from the Federal Reserve Bank of Atlanta's Web site. Such other Web sites are governed by the individual policies of the relevant providers.
  5. The Bank does not endorse any product, service, or company and does not permit the use of its name in any form of advertising or for any other commercial purpose.
  6. Views expressed in the Economic Review, EconSouth, Financial Update, Extra Credit, Partners in Community and Economic Development, the Regional Economic Information Network, working papers, brochures, conference papers, and the like accessible via this Web site do not necessarily reflect the views of the Bank or the Federal Reserve System.
  7. This Web site may provide links to other Web sites that may contain information relevant to you. Such information on non-Federal Reserve Bank of Atlanta Web sites does not necessarily reflect the views of the Bank or the Federal Reserve System, and the Bank does not endorse any product or service offered through such Web sites.
  8. The Federal Reserve Financial Services logo, FedLine, the FedLine logo, and Fedwire are registered trademarks of the Federal Reserve Banks. Fednet is a registered trademark of the Federal Reserve Bank of St. Louis. Other marks used on this Web site are the property of their respective owners and are used by permission.
  9. This Web site's e-mail notification service is provided to you free of charge. By subscribing to the service and providing your e-mail address, you agree to waive any claim against the Federal Reserve Bank of Atlanta for any messages that you may receive by reason of your subscription to this service and/or any resultant harm to you and/or your computer from receipt of such messages. The Federal Reserve Bank of Atlanta assumes no responsibility for any inaccuracies in any messages you may receive as a result of your subscription to this service.
  10. The Bank reserves the right to amend these disclaimers and terms of use at any time. The Bank will not provide you with notice of any such amendments. You are responsible for reviewing this page from time to time to monitor for any such amendments.

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