Vanessa Cameron joined the Federal Reserve Bank of Atlanta in 2008 and is a senior examiner in the supervision and regulation division's community banking group. She is currently on assignment at the Federal Reserve Board as a participant in the Board's interchange program in the accounting policy group. In this role, Cameron is a member of the steering committee that will develop and implement policy for the proposed Current Expected Credit Loss (CECL) model.
Cameron started her career and received formal credit training at SunTrust Bank. She has over 20 years of commercial credit, risk management, and banking experience, having worked at large, regional, and community banks. She is recognized as a credit, loss sharing, and Allowance for Loan and Lease Losses (ALLL) expert, and has also served as the Reserve Bank's 2012 and 2013 risk council secretariat.
She is a domestic outreach international credit risk analysis school instructor and was colead instructor at the Arab Monetary Fund/Federal Reserve Bank MENA Financial Regulators Training Initiative Credit Risk Analysis School held in Abu Dhabi in 2013. Cameron also presented "Loss Sharing: The Examiner's Perspective" at the 2012 Community Bank Forum, "Loss Sharing: When Coverage Ends" at the 2012 Regional Bank Forum, and "Business Combinations Resulting from Government Assistance (FDIC Loss Share)" at the Reserve System's October 2013 Advanced Accounting Workshop. She wrote the article "Commercial and Industrial Loans: Analyzing Cash Flow," which appeared in the fourth quarter 2013 Reserve System publication ViewPoint. It contrasts the approach to cash flow analysis using the traditional cash flow versus the uniform credit analysis cash flow when assessing risk in commercial and industrial loans.
An Atlanta native, Cameron holds a bachelor of business administration in finance from the University of Notre Dame and received her MBA in finance from Georgia State University.
Trent Cowsert is the director of capital markets in the supervision and regulation division at the Federal Reserve Bank of Atlanta. He is based in the Birmingham Branch. Cowsert also serves as the Reserve Bank's primary accounting contact in the Reserve System's accounting communications network.
Cowsert joined the Reserve Bank in 2002 after eight years as a bank examiner with the Office of the Comptroller of the Currency (OCC). With the OCC, he worked primarily in the southeastern district supervising community and regional banks. Cowsert instructs at domestic and international programs in market and liquidity risks.
A native of Tennessee, he received a BS in business administration in accounting and a master of accountancy degree from the University of Tennessee–Martin. Cowsert is a certified public accountant.
Tony DaSilva has been a senior examiner with the Federal Reserve Bank of Atlanta since 2003. He is a member of the community bank organization's group focusing on back office operations functions, information technology (IT), and payment processing functions.
DaSilva has 21 years of commercial banking experience. He began his banking career at the Citizens & Southern Bank of Georgia, now Bank of America, where he spent 18 years in various operations management positions. Prior to joining the Atlanta Fed, he was the vice president of marketing and product management for Prudential Bank. DaSilva has held management and senior management positions in deposit operations, item processing, credit card, merchant credit card, ACH, loan processing, branch support, and remittance processing operations. He also has product, marketing, sales, project, and client relations management experience. He was a participant at the Federal Financial Institutions Examination Council (FFIEC) IT Symposium, from which the remote deposit capture guidance originated; he also is one of the primary contributors to the revision of the FFIEC's IT examination handbook on retail payments. He has been an instructor for domestic and international banking courses, a faculty member of the Payments Institute, and a regular speaker at national and regional conferences.
He received a bachelor's degree from the University of North Georgia and a master's degree in management from the University of Alabama–Huntsville. He is an accredited ACH professional and a certified information systems auditor.
Chapelle Dabney Davis is an assistant vice president in the supervision and regulation division of the Federal Reserve Bank of Atlanta. In this capacity she is responsible for the applications and enforcement functions of the division's risk and analysis group. Previously, she had oversight of the division's administration function, staff professional development, and crisis communication planning and implementation. She also served as a member of the Reserve Bank's District Diversity Steering Group.
Davis joined the Reserve Bank in 1980 as an assistant examiner and was promoted to examiner in 1984. She was promoted to her current position in 1991 and has been responsible for a variety of areas throughout the division since that time. Her experience includes bank and bank holding company applications processing, information technology examinations, operations risk examinations, and commercial bank examinations.
Davis serves on the board of directors of the Arthur M. Blank Family Foundation YMCA, Atlanta, Georgia.
A native of Sandersville, Georgia, Davis is a graduate of the business school at Emory University with a business administration degree and a major in accounting. She is a certified public accountant and completed the executive development program at the Kellogg Graduate School of Management at Northwestern University.
Kathy Haney is director of examinations in the supervision and regulation division of the Federal Reserve Bank of Atlanta. She has several years of experience with the OCC and Office of Thrift Supervision (OTS) as a field examiner, safety and soundness case load manager, and applications analyst. Prior to joining the Atlanta Fed, she managed the applications group for the OTS's Atlanta regional office for eight years. She holds her commissioned examiner designation with OCC, OTS, and the Reserve System, and is a certified public accountant. Haney has a bachelor's degree in business administration from West Virginia Wesleyan College.
Scott Hughes is the director of the risk analysis unit in the supervision and regulation division of the Federal Reserve Bank of Atlanta. Prior to becoming director, he was a subject matter expert in the policy and supervisory studies group and was responsible for monitoring emerging trends in the banking industry and residential and commercial real estate.
In April 2007, Hughes came to the Atlanta Fed from the Federal Deposit Insurance Corporation (FDIC) in Atlanta, where he had worked for 10 years as a regional economist. With field exam teams as an audience, he analyzed regional economic and banking trends for the FDIC's Atlanta region.
Before working for the FDIC, he was an economist with two economic consulting firms: Global Insight and what is now Moody's Economy.com. His responsibilities included forecasting and analyzing economic trends in the Southeast. He was also the manager for Global Insight's residential real estate forecasting service and was responsible for maintaining and updating Moody's Economy.com state and metro modeling system on a monthly basis. Hughes received a BA in intercultural studies from Bard College, an MA in political science from the State University of New York, and an MA in economics from Temple University.
Michael Johnson is a senior vice president in the supervision and regulation division of the Federal Reserve Bank of Atlanta. In this role, he oversees the district's supervision of state member banks, bank and financial holding companies, and U.S. branches and agencies of foreign banking operations.
Johnson has spent his entire career with the Federal Reserve System and served in a number of leadership roles within banking supervision, including vice president and managing director of the large institutions group at the San Francisco Fed. Prior to that, he was an assistant vice president and director of the risk monitoring and analysis group. He began his career at the Dallas Fed, where he spent 10 years in bank supervision.
A collaborative leader, Johnson's experience in nearly all business lines and support functions in supervision and regulation has afforded him a broad perspective and continues to inform his belief that there are many different approaches to reach a common goal.
In addition to his Atlanta Fed responsibilities, Johnson serves on the Fed System's Supervision Committee and the Large Banking Organizations Management Group.
A native of Texas, Johnson holds a bachelor's degree in economics and a bachelor of business administration, both from the University of Texas–Austin.
John Kolb is a vice president in the supervision and regulation division of the Federal Reserve Bank of Atlanta. He oversees the risk management and analysis group and leads the division's Risk Council. Kolb joined the Atlanta Fed in 2000 and is based in the Birmingham Branch. Since joining the Federal Reserve, he has served as directing examiner, senior capital markets specialist, large bank central point of contact, director of capital markets, and assistant vice president over capital assessment, credit, and market and liquidity risk.
Before joining the Fed, Kolb was a national bank examiner with the OCC. With the OCC, he worked mainly out of the southern district in the large bank supervision division. Prior to that, he worked for a community bank in the Southeast. His financial industry experience covers more than two decades and includes roles in community, regional, and multinational financial institutions. He has also served as an instructor in domestic and international training programs on credit and market risks.
Kolb graduated from the University of Southern Mississippi with a degree in finance and holds the Chartered Financial Analyst (CFA) designation. He has also completed executive development programs at Harvard Business School and the University of Pennsylvania's Wharton School.
Jennifer Littleton is a director of examinations in the supervision and regulation division at the Federal Reserve Bank of Atlanta. She is currently serving as managing director of complaints, policy, and outreach. She previously held other managerial roles in the compliance department, including director for community bank compliance examinations and manager of the consumer analysis and statistical team. Littleton has worked in consumer compliance with the Reserve Bank for 20 years. Littleton began her career in the banking industry 30 years ago. She previously worked for the OTS as an examiner. Prior to her regulatory career, Littleton worked in the banking industry as a branch manager and customer service officer.
A native of Topeka, Kansas, Littleton holds a bachelor's degree in business administration from Washburn University of Topeka.
Mark Medeiros is a senior examiner for the community bank group in the supervision and regulation division at the Federal Reserve Bank of Atlanta. Medeiros started his banking career in 1988 as an examiner for the OTS in the supervision and regulation department. He spent nine years in the banking industry as a vice president and senior vice president for various size banks at the community and regional bank level. In his role as banker, he was responsible for overseeing various lending functions, which included loan production, credit underwriting, and special assets/collections.
Since joining the Federal Reserve in 2003, Medeiros has been involved in various special projects directed by the Board and the Shared National Credit Program. He has also served as an instructor. He is currently responsible for the oversight of the Allowance for Loan and Lease Losses at the various community bank examinations throughout the Sixth District.
Medeiros holds a finance degree from the University of Miami as well as an advanced degree from the Graduate School of Banking at Louisiana State University.
Domenic Purviance currently serves as the residential real estate market analyst for the Federal Reserve Bank of Atlanta. In this capacity, he is responsible for developing the residential real estate market analytics utilized by bank examiners and other research and analytical personnel throughout the Reserve System. In addition, Purviance is frequently called upon to prepare risk assessments, reports, presentations, and analyses that address issues pertinent to residential real estate market conditions and trends.
Prior to joining the Atlanta Fed, Purviance served as president/partner of Market Advisory Services LLC, a real estate consulting and advisory firm focused on assisting financial institutions and homebuilding entities in evaluating the highest and best competitive position for real estate assets. Also, he served as senior consultant for Metrostudy, a national residential real estate research firm, where he was responsible for coordinating the consulting and advisory operations within the Atlanta region. Throughout his career, Purviance has been a part of numerous consulting engagements and has evaluated a variety of real estate products and projects, giving him expert knowledge in real estate evaluations and market opportunity analyses.
He received a BA in urban planning from Morehouse College and a master of city and regional planning from Georgia Institute of Technology.
Allen Stanley is an assistant vice president in the supervision and regulation division at the Federal Reserve Bank of Atlanta. He is a member of the community bank supervision group. Stanley joined the Atlanta Fed in 1989 and has held positions of increasing responsibility within supervision and regulation.
He earned a bachelor's degree in industrial management from the Georgia Institute of Technology and an MBA in finance from Georgia State University. He also attended the executive development program at Northwestern University's Kellogg Graduate School of Management.
Joanne Wakim is the assistant chief accountant for the Federal Reserve Board. In this role, she is responsible for overseeing the monitoring and analysis of domestic and international proposals, standards, and practice issues significantly affecting the financial institution and insurance industry in the areas of accounting, auditing, internal controls, financial disclosure, and supervisory financial reporting. She oversees the development of positions and responses to proposed regulations and standards and the development of supervisory guidance. Wakim participates in dialogue with key constituents in the accounting and auditing professions, including standard setters, accounting firms, accounting and financial sector trade groups, and other financial sector regulators. These efforts help inform the Reserve System's understanding of domestic and international practices and help in the development of international and domestic capital, accounting, financial disclosure, and other supervisory standards.
Prior to joining the Federal Reserve Board, Wakim worked at the OTS, Ernst & Young in Atlanta, Georgia, and the Financial Accounting Standards Board (FASB). Wakim is a certified public accountant and holds a bachelor degree in accounting from Clemson University.
Steve Wise is a vice president in the supervision and regulation division at the Federal Reserve Bank of Atlanta, with responsibility for community banking organizations in the Southeast.
Wise joined the Federal Reserve System in 1987 as a financial analyst and was promoted to an enforcement examiner in 1989 at the Dallas Fed. He transferred to Atlanta in 1991 as an associate examiner in bank holding company supervision. In 1997 he was promoted to senior examiner and manager. In 1998 he was made director of one of the domestic safety and soundness examination teams in the division's community banking area. He was promoted to assistant vice president in 2006 and vice president in 2010.
Wise earned a bachelor's degree in finance from the University of Texas–Arlington and is a certified public accountant.