Third Quarter, Volume 1, Number 3

Federal Reserve Bank of Atlanta
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Pierce Nelson
   Editorial Director

Lynn Foley
   Managing Editor

Jean Tate
Lee Underwood
   Staff Writers

Carole Starkey
Kristin Shelton


Bobbie H. McCrackin
   Vice President and
   Public Affairs Officer

B. Frank King
   Vice President and
   Associate Director
   of Research

Thomas J. Cunningham
   Vice President
   Research Department
   Regional Section

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and additional copies are
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Federal Reserve Bank of Atlanta
104 Marietta St., N.W.
Atlanta, GA 30303-2713

or by calling 404/498-8020

Change of address notices, along with a current mailing label, should be sent to the Public Affairs Department.

The views expressed in EconSouth are not necessarily those of the Federal Reserve Bank of Atlanta or the Federal Reserve System.

Reprinting or abstracting material from this publication is permitted provided that EconSouth is credited and a copy of the publication containing the reprinted material is sent to the Public Affairs Department.

ISSN 0899-6571

Photography for the cover,
"Downtown Revitalization" and
the first page of "The Score
on Credit Scoring" by
Ron Sherman

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     Volume 1, Number 3, Third Quarter 1999


Some Benefits of Credit Scoring Begin to Surface

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Downtown Revitalization:
Cities Search for Solutions

During the past three decades, numerous Southeastern cities have implemented downtown revitalization projects. While these projects have experienced mixed success, cities throughout the region continue to use both public and private funds as they pursue successful solutions to rejuvenate their downtown districts.

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The Score on Credit Scoring
In Small Business Lending

As credit scoring has been applied to small business lending during the 1990s, some groups claim that the scoring process discriminates against certain segments of the population seeking those loans. A recent study by three Atlanta Fed researchers, however, found that, among other things, credit scoring might actually help small business owners in low- and moderate-income areas get loans.
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Is the International
Economic Crisis Over?
Two years ago, Asian economies began to feel the impact of a full-blown financial crisis sparked by a currency and financial crisis in Thailand. That crisis soon spread to other emerging economies in Russia and Latin America. In this issue of EconSouth, the Atlanta Fed's Latin America Research Group looks at how these economies have managed during the crisis and whether the international economic crisis is in fact over.



Research Notes 
     Dollar Index

The State of the States

Southeastern Economic Indicators
     Southeastern Manufacturing Survey

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